Tips for First-Time
Home Buyers

Buying your first home can be a very exciting and busy time. Keep in mind these important tips so you stay happy in your new home.

  • Start by learning how much you can afford
    to pay for your first home. Contact your
    BB&T mortgage professional or try our What home can I afford? mortgage calculator for an estimate.
  • Get expert advice. Search for your new home with the help of an experienced real estate agent.
  • Save time and energy by narrowing your search. Focus on homes in areas you already know you like.
  • Don’t let excitement get the best of you. Resist the temptation to buy beyond your budget.
  • Be clear about your requirements for your new home. Carefully distinguish between what you need and what you want.
  • Get a second opinion. If shopping alone, bring a friend or relative with you when you find a home you are considering.
  • Find out about all costs associated with a particular home. For example, get an estimate on homeowner’s association fees and utility bills.
  • Give the house a test drive. Try your potential new commute in rush hour to estimate traffic and travel time.
  • Get a feel for the neighborhood. Visit the home at various times of the day to learn if the area is peaceful or bustling with activity.
  • Consider the cost to upgrade. If the home requires renovations, be sure to include that figure in the overall price tag.
  • Don’t short change yourself. Check out other properties for sale. You might miss a great opportunity if you jump too soon.

First-Time Home Buyer

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