Planning to refinance or move over the next few years? Do you expect your income to increase? If so, an adjustable-rate mortgage (ARM) from BB&T may be right for you. ARMs offer lower initial interest rates and, after a specified period, adjust annually to a new rate.¹

Benefits

With an adjustable-rate mortgage, you'll enjoy the following benefits:

Lower payments at the beginning of your loan term¹
Opportunities to finance a larger loan amount
Annual and lifetime rate caps

Recommended For

Benefit from an adjustable rate mortgage if you:

Want an initially lower monthly payment
Expect a future increase in income
Plan to relocate, refinance or move in the next few years

Terms

Choose from 3-, 5-, 7- and 10-year adjustable-rate mortgage options.¹

Access 24/7

Free to all BB&T mortgage clients, online banking provides 24/7 secure access to your mortgage account, along with any other BB&T accounts you may have. With BB&T OnLine, your account information is always at your fingertips.

Complete Self-Service Tasks

Make a payment
Set up automatic payments
Customize email alerts
Update contact information

Get Loan Information at Your Convenience

Review loan activity
Access loan amortization schedule
Evaluate payoff information
Review year-end statement

Mortgage Loan Options

Fixed Rate
Adjustable Rate
Veteran's Administration
Construction to Permanent
First Time Home Buyer and Low Down Payment

Work with a Local
Mortgage Professional

Advanced Search

New Mortgage and Refinance Help

888-946-8730

Email Us

My Application

Existing Mortgage Help
800-295-5744

¹Interest rates and APRs are based on current market rates and are for informational purposes only. Rates are subject to change without notice and may be subject to increase based on property type, loan amount, loan-to-value, credit score and other variables. Call your local mortgage loan professional for more details. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment.

Adjustable-rate mortgage (ARM) rates and payments assume no increase in the financial index after the initial fixed period of the loan. ARM rates and monthly payments are subject to increase after the initial fixed period.

Subject to credit approval.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender.

BB&T Complete Client Protection

Adjustable-Rate Mortgages