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Adjustable-Rate Mortgages

Adjustable-rate mortgages (ARM) offer lower initial interest rates. After a specified period, these rates adjust annually to a new rate. An ARM may be right for you if you want increased buying power or expect to move or see an increase in income before your mortgage adjusts.1

  • Offers lowers initial payments
  • May allow for a larger loan amount
  • Protects you with annual and lifetime rate caps
  • May easily convert to a fixed rate loan or be fully assumable

Overview

Adjustable-rate mortgages offer home buyers the following benefits:
  • Lower payments at the beginning of the loan term1
  • May allow for a larger loan amount
  • Protects you with annual and lifetime rate caps
  • May easily convert to a fixed rate loan or be fully assumable

Recommended For

An adjustable-rate mortgage may be right for you if you:
  • Want to qualify for a higher loan amount
  • Want initially lower monthly payment1
  • Expect a future increase in income
  • Plan to relocate, refinance or move in the next few years

Terms

BB&T Home Mortgage offers adjustable rate mortgages with the following terms:
  • 1, 3, 5, 7 and 10 years1

Online Access


Free to all BB&T mortgage clients, BB&T OnLine® provides 24/7 secure access to your mortgage account, along with your other BB&T accounts. With BB&T OnLine, your mortgage information is at your fingertips.

Complete Self-Service Tasks

  • Make a payment
  • Set up automatic payments
  • Customize email alerts
  • Update contact information

Get Loan Information at Your Convenience

  • Review loan activity
  • Access loan amortization schedule
  • Evaluate payoff information
  • Review year-end statement

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