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Adjustable-Rate Mortgages
Adjustable-rate mortgages (ARM) offer lower initial interest rates. After a specified period, these rates adjust annually to a new rate. An ARM may be right for you if you want increased buying power or expect to move or see an increase in income before your mortgage adjusts.1
- Offers lowers initial payments
- May allow for a larger loan amount
- Protects you with annual and lifetime rate caps
- May easily convert to a fixed rate loan or be fully assumable
Overview
- Lower payments at the beginning of the loan term1
- May allow for a larger loan amount
- Protects you with annual and lifetime rate caps
- May easily convert to a fixed rate loan or be fully assumable
Recommended For
An adjustable-rate mortgage may be right for you if you:- Want to qualify for a higher loan amount
- Want initially lower monthly payment1
- Expect a future increase in income
- Plan to relocate, refinance or move in the next few years
Terms
BB&T Home Mortgage offers adjustable rate mortgages with the following terms:- 1, 3, 5, 7 and 10 years1
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Complete Self-Service Tasks
- Make a payment
- Set up automatic payments
- Customize email alerts
- Update contact information
Get Loan Information at Your Convenience
- Review loan activity
- Access loan amortization schedule
- Evaluate payoff information
- Review year-end statement
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Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender. 
Subject to credit approval.
1Interest rates and APRs are based on current market rates and are for informational purposes only. Rates are subject to change without notice and may be subject to increase based on property type, loan amount, loan-to-value, credit score and other variables. Call your local mortgage loan professional for more details. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment.
Adjustable-rate mortgage (ARM) rates and payments assume no increase in the financial index after the initial fixed period of the loan. ARM rates and monthly payments are subject to increase after the initial fixed period.
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