Mortgage Loan Options

Conventional fixed-rate mortgages offer homebuyers a consistent interest rate and identical payments over the life of their loans. If you prefer to budget a specific, unchanging mortgage payment into your monthly expenses, a fixed-rate mortgage may be right for you.

Adjustable-rate mortgages (ARM) offer homebuyers low initial interest rates that adjust annually after a predetermined period. If you want increased buying power (based on the lower initial rate), plan to move, or expect to increase your income before your initial rate adjusts, an ARM may be right for you.

If you're planning to build a new home or renovate one you already own, you can finance your land, construction and home mortgage with a BB&T construction-to-permanent loan.

Veteran's Administration (VA) loans let qualified veterans, active duty, reserves and National Guard personnel purchase or refinance an owner-occupied home.

We offer a variety of loan programs to help first-time homebuyers and buyers with limited credit or income realize the dream of homeownership.