We make it easy for you to borrow money, with competitive rates that let you finance major purchases, consolidate debt and save over higher-interest alternatives.

BB&T Preferred Line
- Use your positive net worth to open the account
- Get a revolving line of credit
- Withdraw only the exact amount you need
Home Equity Loans and Lines of Credit
- Secure a loan or line of credit with your primary or secondary residence
- Pay for home improvements, education costs, debt consolidation and more
- Get fixed rates with a loan, or flexible options with a line of credit
BB&T Recreational Loan
- Purchase a boat, RV, motorcycle, airplane or personal watercraft
- Get flexible payment options
- Enjoy penalty-free prepayments
BB&T Vehicle Loans
- Purchase or refinance a car, SUV or light-duty van
- Choose from a variety of flexible repayment options
- Get competitive terms and rates
Lot Financing
- Purchase residential lots
- Finance construction costs to build your new home
- Transition to a traditional mortgage once construction is complete
Debt Consolidation
- Combine all of your outstanding debts into one loan
- Get competitive interest rates
- Take advantage of flexible repayment options
Deposit/Investment Secured Loan
- Use the value of your deposits and investments to secure a loan
- Keep your investments or cash deposits untouched
- Get up to 100% loan-to-value, depending on the collateral you use
Constant Credit
- Link to one or more BB&T checking accounts
- Enjoy constant overdraft protection¹
- Borrow money at any time, just like writing a check