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Online Banking

BB&T Alerts

Alerts can help you keep tabs on your accounts. Receive account alerts by email or text message. The service is free1 with an online banking account and only takes a few minutes to set up.


Features

With BB&T Alerts you can:

  • Set up alerts to notify you of select activities on eligible accounts
  • Use balance-limit alerts to help prevent overdraft fees
  • Receive alerts either by email or text message on your mobile device
  • Set quiet times to your mobile text alerts
  • Choose to receive alerts in Spanish or English

Alert Types

Set alerts on the account activities most important to you:

  • Balance and deposit alerts help you track how much money is in your account
  • Automatic security alerts notify you of important changes to your accounts
  • Bill Pay and Transfer alerts keep you up to date on your transactions
  • Credit card alerts can make managing your credit spending easier

Security

Ensuring the security of your personal information is a top priority for us. At BB&T we are committed to making sure:

  • Your personal information is protected by advanced encryption technology to prevent unauthorized access
  • BB&T Alerts service uses the same security as BB&T OnLine
  • BB&T Alerts do not include any personally identifiable information

Getting Started

  1. Log on to BB&T OnLine from the BB&T home page and click the ALERTS tab to register for Alerts
  2. Enter an email address or mobile phone number
  3. Customize your alerts for each account and you are ready to go

FAQ

Here are the answers to frequently asked questions about BB&T Alerts:

Getting Started

What is the BB&T Alerts service?
Alerts enable anyone with a BB&T OnLine® account to receive information on account balances and transactions. You can set up alerts to notify you when select activity occurs on your accounts. Alerts are sent to the email and/or mobile device that you choose. Alerts are easy to set up and can be added, modified, or deleted anytime.
How do I sign up for alerts?
  1. Go to bbt.com and log on to online banking.
  2. Click on the Alerts tab.
  3. Enter a mobile number and/or email address where you would like to receive alerts.
  4. A unique verification code will be sent to identify your mobile phone number or email address and associate it with your account.
  5. Verify your mobile number and/or email address:
  6. Mobile number: respond YES to the verification text message you receive from 69228 (MYBBT).

    Email address: enter the verification code you receive from alerts@message.bbt.com exactly as it appears (code is case sensitive) in the verification code box on the enrollment screen.

  7. Select the account(s).
  8. Note: If you prefer to set up your alerts at a later date, click the Set Alerts Later link to skip this step but still complete your enrollment.

  9. Choose alerts for each account.
How soon do I have to verify my email address or mobile number?
You have up to 72 hours to complete the verification process for your email address and mobile number. After that time, your code will expire and you will need to request another code. To request a new code number, go to your Email and Mobile Settings in the Alerts tab and click on the Resend link next to the unverified email or mobile number. A new verification message will be sent to the mobile device or email address.
What alerts can I sign up for?
The table below summarizes the alerts offered through BB&T Alerts:
Alert Description Delivery
Daily Balance Notifies you of your account balance on a daily basis. Daily
Weekly Balance Notifies you of your account balance once a week. Friday
Low Balance Notifies you when your account balance falls below a predefined minimum balance. You define a minimum dollar value above $1.00. Daily & Real-time
Zero/Negative Balance Notifies you when your account balance falls to $0.00 or less. Daily & Real-time
Debit/Withdrawal Threshold
Exceeded
Notifies you when a debit or withdrawal is posted in your account greater than the predefined maximum. You define a maximum dollar value above $1.00. Daily & Real-time
Deposit Threshold Notifies you when a deposit greater than the predefined minimum is posted in your account. You may define a minimum dollar value of $1.00 or greater. Daily
Checks Cleared Sends a listing of all checks that cleared in your account the previous day. Daily
Returned Item/Overdraft Fee Notifies you when your account is charged a Returned Item fee or an Overdraft fee. You will no longer receive paper notices when you select this alert. Daily
Online Statement Notification Notifies you whenever a statement in online banking is available for viewing. An online statement alert can be requested for checking, savings, credit card, direct retail lending (DRL) and sales finance statements. Daily
Online Banking Profile Notifies you when your online banking password or User ID is changed. Real-time
Secure Message Notifies you whenever a new message is posted to your inbox in the online banking Secure Message Center. Real-time
First Bill Payment Schedules Notifies you when your first online bill payment has been scheduled. Real-time
Payee Alert Notifies you when a Payee is added, edited or deleted in OnLine Bill Payment. Real-time
Scheduled Bill Payment Failed to Process Notifies you of all scheduled payments that failed to process on your account the previous day. Daily
Repeating Bill Payment Expiring Notifies you when there is only one remaining payment scheduled for a repeating bill payment. Real-time

 BankCard Alerts

 
Credit Card Payment Due Notifies you when a credit card payment is due. The alert includes the card’s current balance, minimum payment due, and the payment due date. Monthly
Credit Card Payment Posted Sends a listing of all payments that posted to your credit card account the previous day. Daily
Single Transaction Exceeded Notifies you when a credit card transaction is posted in your account that is greater than the predefined maximum. You may define a maximum dollar value above $1.00. Daily
Current Balance Approaching Credit Limit Notifies you when your credit card balance approaches a predefined minimum balance. You may define a minimum dollar value above $1.00. Daily

 Small Business OnLine (SBO) Alerts

 
New User Added: Gatekeeper Notifies you when a new user is added to your account as a Gatekeeper. Real-time
New User Added: Non-Gatekeeper Notifies you when a new user is added to your account who is not a Gatekeeper. Real-time
Enhanced Features Purchased Notifies the business owner when ACH/Wire service or Manage Users service is purchased. Real-time
Wire Transfer Status Notifies you of the status of a requested Wire Transfer. There are five wire transfer status alerts:

 

  • Requested
  • Changed
  • Successful
  • Rejected
  • Returned

 

Real-time
ACH Payment Status Notifies you of the status of a requested ACH Payment. There are three ACH status alerts:

 

  • Requested
  • Changed
  • Returned

 

Real-time
Wire Transfer Insufficient Funds Notifies you when your funding account has insufficient funds to process a Wire transfer. Real-time
ACH Payment Insufficient Funds Notifies you when your funding account has insufficient funds to process an ACH payment. Real-time
When are my alerts delivered?

Real–time alerts are sent to you as soon as the alert is triggered. For example, if you withdraw cash at an ATM and you exceed the limit you have set in the Debit/Withdrawal Threshold Exceeded alert, an alert will be sent immediately.

Daily alerts are based on overnight processing. Certain real–time alerts may be delivered again as part of the overnight delivery processing.

Daily Alert Notification Schedule

Account transaction occurs on: Alert will be sent the morning of:
Monday Tuesday
Tuesday Wednesday
Wednesday Thursday
Thursday Friday
Friday Saturday
Saturday or Sunday Tuesday
Holiday (any day of the week) 2nd business day following the holiday
What is the difference between my posted balance and my available balance?

Daily Alerts display your Posted Balance, which is the actual amount of money posted in your account, and real–time Alerts display your Available Balance, which is the amount of money you have to draw upon. Your Available Balance does not include funds that are being held. For example, only the first $100 of a pending ATM deposit is immediately available and included in the Available Balance.

The Posted Balance is updated once each day, at night, Monday through Friday. The Available Balance can change throughout the day as you make deposits or withdrawals, or use ATMs or your BB&T Check Card.

Are alerts secure?
BB&T is very concerned about the safety and privacy of your information and committed to security. BB&T Alerts uses the same security as BB&T OnLine® banking. To ensure the security of your account information, a number of security features have been built into BB&T Alerts:

Secure Registration Process – The unique verification code required to verify your email address or mobile device's phone number. This code associates your email address and/or mobile device's phone number with your account. In addition to the security measure, this verification lets you know your email address or mobile device's phone number was successfully entered into the system.

No Identifiable Information – No Alert is returned with any personally identifiable information, such as your full account number, PIN, or email or personal address. Your User ID and Password will never be included in any of the text messages you receive from BB&T.

Can I change the email address or mobile number associated with my alerts?

You can change your email address and mobile number in your Email and Mobile Settings under the Alerts tab. Click on the Edit icon for the email or mobile number you want to change. Enter the new email address or mobile number. Verify your new email or mobile number. After completing the verification process, your alerts will automatically be sent to the new email address or mobile number. You can verify your alert settings in Manage Alerts under the Alerts tab.

What kind of mobile device is required to use alerts?
Your mobile device must be capable of sending and receiving text messages. This includes mobile phones, smartphones and mobile devices for AndroidTM, Apple® or BlackBerry®.
Are there fees associated with alerts?
BB&T does not charge you a fee to use or access our alerts service. Messages and data rates may apply from your mobile provider. Check your text message/data plan and contact your provider with any questions about what your plan includes.

Using Alerts

How do I change my alert settings?
All of your alert settings and email and mobile numbers can be changed by going to BBT.com logging on to online banking and going to the Alerts tab.
Can I temporarily stop my alerts if I'm going on vacation?
You can temporarily suspend all of your alerts in Email and Mobile Settings under the Alerts tab. Under Suspend Alerts for All Accounts check Suspend Alerts then either set the date range you want them suspended for or select until further notice.
Can I specify the format of my email message?
You can choose simple text or html email formats. This selection will apply to all email addresses listed in Email and Mobile Settings under the Alerts tab.
Can I select certain times of the day to receive my text messages?
The Quiet Times feature allows you to set times you don’t want to receive alerts. Your alerts will be saved and sent once your Quiet Time has ended. You can specify this period of time for each mobile device listed in Email and Mobile Settings under the Alerts tab.
What if my mobile device is turned off and I receive an alert?
Mobile providers typically save undelivered text messages until you turn your mobile device back on. You should receive the alert the next time your device is turned on. You can always check your alert history by logging on to online banking and viewing your alerts in Alert History under the Alerts tab. All email and text message alerts sent during the past 30 days will be saved in your alerts history.
How can I stop receiving BB&T Alerts?
  1. From the Alerts tab in online banking, go to Manage Alerts. Expand the alert you want to stop receiving and uncheck your contacts. Next, click Submit to save your changes.
  2. From the Alerts tab in online banking, go to Email and Mobile Settings and delete your email address and/or mobile number.
  3. Text STOP 69228 (MYBBT) to turn off alerts and mobile banking capabilities from your mobile device. STOP works only for mobile devices, not email addresses.
Note: If you decide that you would like to restart alerts on your mobile device, text START to 69228 (MYBBT).
What if my mobile device is lost or stolen?

BB&T will never send full account numbers or other personal information in a BB&T Alert message. If your mobile device is lost or stolen, no one can access your account without knowing your unique user ID and password.

In the unfortunate event your mobile device is either lost or stolen, report it immediately to your mobile carrier. Next, immediately log on to online banking and delete the lost or stolen mobile number in Email and Mobile Settings under the Alerts tab. You can also call BB&T Phone24 at 800-BANK-BBT (800-226-5228) to have your mobile number deleted.

 

Troubleshooting

I have not received the verification password. What should I do?
If you have not received your verification password, please make sure your email or mobile device's phone number is entered correctly in Email and Mobile Settings under the Alerts tab. If it is, please follow the steps below:

Verification through email:

  1. Check your spam or junk filter folder in your email account to see if the validation email is there. Some email providers including AOL®, Yahoo!®, and MSN® may not deliver the confirmation email you'll need to complete the registration process. Please add alerts@message.bbt.com to your list of preferred senders in your email preferences.
  2. Have the verification code resent to your email by clicking the Resend link located next to your email address in Email and Mobile Settings under the Alerts tab.
  3. If you still do not receive the verification code, please contact BB&T Phone24 for assistance at 800-BANK-BBT (800-226-5228).

Verification through a mobile device:

  1. Verify your mobile device is turned on, and able to receive text messages.
  2. Have the verification code resent to your mobile device by clicking the Resend link located next to your mobile number in Email and Mobile Settings
  3. Contact your mobile carrier and make sure your mobile device is not blocked from sending and receiving SMS text messages to and from short codes. 69228 (MYBBT) is a short code.
  4. Confirm with your mobile carrier you have text messaging service.
  5. If you still do not receive the verification code, please contact BB&T Phone24 for assistance at 800-BANK-BBT (800-226-5228).

 

 


Get Started

To sign up for Alerts, log on to BB&T OnLine and go to the Alerts tab.

Get Assistance

 By Phone
Call us at 888-BBT-ONLINE (888-228-6654).

 By Email
Send us a message.

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