If you have been a victim of identity theft, the following steps will help you protect yourself.
Notify Credit Agencies
Contact any one of the major credit reporting agencies immediately to request that a fraud alert be placed in your file, and that no new credit be granted without your approval.
Once you have called any one of these agencies, you do not need to call the others. They all notify each other when an individual requests a fraud alert.
- TransUnion 800-680-7289
- Equifax 800-525-6285
- Experian 888-397-3742
Notify Creditors, Local Police and Federal Trade Commission (FTC)
Notify any other grantors of credit about the fraud, and file a police report. In addition, consider reporting the fraud to the FTC at 877-438-4338 (TDD: 202-326-2502).
Keep Your Documentation
Keep a detailed record of all events related to your identity theft. This includes details of the scam itself as well as the steps you take in reaction to it.
Include names, telephone numbers, and the date and time you made contact with individuals or companies for assistance.
Keep the originals and make copies of your documents for others.