Over the course of your life, you’ll face a number of financial issues that require continuous evaluation, adjustment and refinement. Your BB&T advisor will consider each of these issues in detail, design an appropriate strategy and recommend any adjustments to your financial plan based on market changes and portfolio performance.
We’ll examine your banking, savings, loans and need for credit. Solutions include:
- Personal Banking and Cash Management for high–balance clients
- Strategic Credit, including customized credit solutions and diversification strategies
Our time–tested process includes understanding your objectives, allocating your assets appropriately, selecting your investment manager and reviewing your portfolio on a regular basis. Solutions include:
- What are the tax implications for establishing a Roth IRA?
- Are there still benefits to buying a home or investing in property–even in this market?
- How should I adjust my financial planning in light of ongoing investment volatility?
- How can I make the most of my cash flow to maintain my current lifestyle and still plan for retirement?
- What will I need to do to achieve my lifestyle goals in retirement?
- Do I have enough—or too much—insurance?
- What’s the best way to transfer ownership of my business?
- How can I transfer assets to my heirs while minimizing estate taxes?
- How can I best fulfill my philanthropic objectives?
- Portfolio Review and Rebalancing
- Strategic and Tactical Asset Allocation
- Wealth Investment Process
An ongoing analysis of your retirement income, cash flow, debt and business transition plans will ensure that your strategy includes all sources of future income. Solutions include:
- Qualified and Non-Qualified Retirement Plans
- Cash Flow Management
- Debt Management
- Business Transition Planning
- Executive Compensation
Carefully considered insurance recommendations can mitigate the risk associated with taxes, business transfers, charitable gifts, debt reduction and inheritance equalization. Insurance solutions include:
- Long–Term Care
- Property and Casualty
We will develop a strategy that helps you leave an enduring financial legacy while minimizing tax implications. Solutions include:
- Living Documents
- Titling of Assets
- Descendant/Legacy Planning
- Lifetime and Testamentary Charitable Giving
- Business Contingency/Succession Planning
Streamline Your Financial Life
A BB&T advisor will carefully consider all of your financial issues, and then work with you to create a custom plan that will be continuously monitored and adjusted as needed.
Email an advisor or call us at 800-228-9798.