Business Lending
BB&T understands the intricacies of owning and operating a business. We can help you with business acquisitions, new equipment or facilities purchases, business debt consolidation or short-term operating needs.
Business Term Loans
We offer flexible loans to meet the financing needs of your business. You’ll work directly with a commercial lending professional who will take the time to understand your specific needs, and then allocate capital to meet those needs. We’ll also designate an advisor to shepherd your application through the loan approval process.
As a BB&T Wealth client, we’ll consider your individual circumstances, such as available collateral and cash flow, when establishing the terms of your loan.
BB&T offers business loans for:
- Equipment purchases
- Facilities purchases
- Business acquisitions
- Debt refinancing
Asset-Based Lending
An asset-based line of credit is a flexible credit line that is secured by your accounts receivable and/or inventory. These loans are an ideal way to finance your company's working capital needs for growth and expansion.
Asset-based lines of credit can help your business:
- Meet seasonal cash needs
- Improve receivables financing
- Improve inventory financing
- Meet short-term cash flow needs
Through an asset-based line of credit, you can get the financing you need to purchase raw materials or finished goods, cover work-in-process costs, or finance extended payment terms to your buyers overseas.
Look to BB&T for Big-Picture Business Lending Strategies
Your BB&T Wealth advisor will carefully consider every aspect of your business needs and work with you to find the best available lending solution.
Contact an advisor or call us at 800-388-3085.
