Lending

Your BB&T Wealth advisor will leverage our lending network, bring in the experts and resources you need, and provide you with relationship-based lending solutions.

Strategic credit can be a powerful tool for meeting short-term liquidity needs or providing longer term cash-flow solutions.

  • Secure the funds you need without having to liquidate assets
  • Benefit from special financing options and tax advantages
  • Consolidate debt, reduce interest costs and lower your monthly payments
  • Receive customized credit solutions based on a full understanding of your financial plan

Wealth Lending
Using Financial Leverage Strategically

From the pages of BB&T Wealth magazine, Ryan E. Berry of BB&T discusses the concept of debt as a strategic tool which, when properly leveraged, can greatly enhance your monetary returns.

Mortgages & Home Equity
BB&T understands the complex financial situations of our Wealth clients and offers customized lending solutions and preferred rates. 

Products include physician loans, jumbo mortgages, interest-only super jumbo mortgages, vacation- or second-home mortgages, bridge loans, and home equity loans and lines of credit.

Personal Loans and Lines of Credit
Use the liquidity contained within your stocks, mutual funds, CDs, savings accounts and other financial instruments as collateral. Products include secured and unsecured loans, vehicle loans and luxury lending.

Business Lending
We can help your business allocate resources more efficiently, create cost savings and allow you to focus on growth. Our wide range of services and industry expertise includes all areas of commercial lending.

Speak with an Advisor
 
Products

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender. Equal Housing Lender

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor and/or attorney regarding your individual circumstances.

Investment solutions are provided by Sterling Capital Management, LLC, a registered Investment Advisor subsidiary of BB&T Corporation, BB&T Investment Services, Inc. a wholly owned registered broker/dealer subsidiary of Branch Banking and Trust Company, Member FINRA and SIPC, and BB&T Securities, LLC, a wholly owned nonbank subsidiary of BB&T Corporation, Member FINRA/SIPC and a registered Investment Advisor. Insurance services are provided by BB&T Insurance Services, Inc., a wholly owned subsidiary of Branch Banking and Trust Company. Traditional banking services are provided by Branch Banking and Trust Company, member FDIC and Equal Housing Lender.

Securities, Insurance and Advisory Services are:
NOT A DEPOSIT • NOT FDIC-INSURED • NOT GUARANTEED BY A BANK • NOT INSURED BY ANY STATE OR FEDERAL GOVERNMENT AGENCY • MAY GO DOWN IN VALUE

Only deposit products are FDIC insured.

Loans, lines of credit and credit cards are subject to credit approval.

© 2012, Branch Banking and Trust Company. All rights reserved.