In lieu of other forms of overdraft protection such as Constant Credit, credit card or home equity line.
Regulations limit the number of preauthorized, automatic or telephone-based transfers or withdrawals to six per statement cycle. You can make unlimited in-branch, ATM or check withdrawals.
Subject to credit approval.
Fees from your mobile or data carrier may apply.
Credit alert monitoring will notify you of any new inquiries, certain derogatory information, accounts, public records, or changes of address that have been added to your credit report as reported by one of the major credit reporting agencies. If no information has been added or changed, then you will receive a quarterly notification stating that no information has changed within your credit file. Neither BB&T, its third-party service providers, nor its credit information subcontractors shall have any liability for the accuracy of the information contained in the Experian credit report or monitoring reports that you receive, including any liability for damages, direct or indirect, consequential or incidental. We will only communicate negative information that is reported to Experian. We will not report negative information through the monitoring service that may be reported to other agencies, but is not reported to Experian. BB&T Identity Protection is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of Chartis Inc. under group policy #7077733 for non-New York State Insureds and #1423212 for New York State Insureds. All exclusions and limitations of the master policy apply. See the Benefit Summary for details regarding such exclusions and limitations. Availability of coverage is subject to underwriting qualifications and state laws and regulations. Coverage is subject to actual policy language. Even without an identity protection or credit monitoring service, you are entitled to a free credit report every 12 months from each of the major credit reporting agencies. Please visit the Federal Trade Commission website (www.ftc.gov) for information on these and other Fair Credit Reporting disclosures.
The information provided should not be considered as tax or legal advice. Please consult with your tax advisor and/or attorney regarding your individual circumstances.
Investment solutions are provided by Sterling Capital Management, LLC, a registered Investment Advisor subsidiary of BB&T Corporation, BB&T Investment Services, Inc. a wholly owned registered broker/dealer subsidiary of Branch Banking and Trust Company, Member FINRA and SIPC, and BB&T Securities, LLC, a wholly owned nonbank subsidiary of BB&T Corporation, Member FINRA/SIPC and a registered Investment Advisor. Insurance services are provided by BB&T Insurance Services, Inc., a wholly owned subsidiary of Branch Banking and Trust Company. Traditional banking services are provided by Branch Banking and Trust Company, member FDIC and Equal Housing Lender.
Only deposit products are FDIC insured.
INVESTMENT PRODUCTS OFFERED THROUGH BB&T INVESTMENT SERVICES, INC. ARE: NOT A DEPOSIT • NOT FDIC-INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY GO DOWN IN VALUE
Insurance products are:
NOT A DEPOSIT • NOT FDIC-INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY STATE OR FEDERAL GOVERNMENT AGENCY • MAY BE SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL INVESTED
© 2014, Branch Banking and Trust Company. All rights reserved.