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Business Checking and Savings Accounts
Printable VersionPrintable Version
 
BB&T offers a number of checking and savings accounts for businesses, community organizations, public entities, and not-for-profit organizations. Your Relationship Manager at your local branch can help you find the right financial services package for your organization.
 

Checking Accounts
Business Clients | Civic Organizations | Community Groups | Not-for-profit organizations | Public entities | Sole Proprietorships

Savings Accounts

IOLTA

  Available to... Features Interest Bearing
Free Business Checking

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  • Business Clients
  • Ideal for sole proprietorships
  • Designed for businesses with limited monthly checking activity
  • Available with CD-ROM Check Imaging
No
Business Checking

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  • Business Clients
  • Designed for businesses with moderate to high checking activity levels
  • Ideal for businesses that can offset fees with account balances
  • Available with CD-ROM Check Imaging
No
Business Value 500 Checking

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  • Business Clients
  • Ideal for businesses with higher coin and currency deposits
  • Offers a predictable fixed monthly maintenance fee
  • Available with CD-ROM Check Imaging
No
  Available to... Features Interest Bearing
Community Checking

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  • Civic Organizations
  • Community Groups
No
Community Interest Checking

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  • Civic Organizations
  • Community Groups
  • Ideal for small civic organizations and community groups seeking interest income
  • Available with CD-ROM Check Imaging
Yes
  Available to... Features Interest Bearing
Public Fund Checking

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  • Municipalities
  • City governments
  • Other public entities
  • Available only to public entities
  • Earnings Credit Allowance can reduce or eliminate service charges
  • Available with CD-ROM Check Imaging
No
Earnings2 CheckingSM — Public Entities

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  • Municipalities
  • City governments
  • Other public entities
  • Available only to public entities
  • Earnings Credit Allowance can reduce or eliminate service charges
  • Available with CD-ROM Check Imaging
Yes
Public Fund Interest Checking

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  • Municipalities
  • City governments
  • Other public entities
  • Available only to public entities
  • Interest compounded daily
  • Unlimited check writing
  • Available with CD-ROM Check Imaging
Yes
Public Fund Money Rate Savings

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  • Municipalities
  • City governments
  • Other public entities
  • Available only to public entities
  • Competitive money market rates
  • Tiered rate structure
Yes
  Available to... Features Interest Bearing
Earnings2 CheckingSM — Large Nonprofit

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  • Large churches and nonprofit organizations
  • Earnings Credit Allowance can reduce or eliminate service charges
  • Unlimited transactions
  • Available with CD-ROM Check Imaging
Yes
Not-For-Profit Special Interest Checking

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  • Not-for-profit organizations
  • Allows not-for-profit organizations to collect interest income
  • Available with CD-ROM Check Imaging
Yes
Business Interest Checking

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  • Not-for-profit organizations
  • Sole Proprietorships
  • Designed for sole proprietorships and not-for-profit organizations looking to invest temporary excess funds.
  • Available with CD-ROM Check Imaging
Yes
  Available to... Features Interest Bearing
Business Money Rate Savings

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  • Business clients
  • Civic Organizations
  • Public entities
  • Municipalities
  • City governments
  • Not-for-profit organizations
  • Ideal for businesses with low to moderate savings balances
  • Competitive interest rates
  • Maintain liquidity
Yes
Business Investor's Deposit Account

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  • Business clients
  • Civic Organizations
  • Municipalities
  • City governments
  • Public entities
  • Not-for-profit organizations
  • Ideal for sole proprietorships, not-for-profit organizations
  • Allows excess funds to be invested
  • Competitive interest rates
  • Available with CD-ROM Check Imaging
Yes
  Available to... Features Interest Bearing
Interest on Lawyer's Trust Accounts (IOLTA)

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  • Lawyers
  • Law firms
  • Available exclusively to lawyers and law firms
  • Offers attractive interest rate on lawyer's trust funds
Yes

BB&T offers a number of checking and savings accounts for businesses, community organizations, public entities, and not-for-profit organizations. Large deposits can be insured with up to $20 million in FDIC Insurance through CDARS. Your Relationship Manager at your local branch can help you find the right financial services package for your organization.

 
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