Cash rewards. Account options that help you avoid fees.

  • Mobile banking and alerts
  • Online bill payment
  • Available overdraft protection

    More Info


    Open your Bright Banking® checking account with a minimum deposit of $50 and receive the following benefits:

    • Online banking with bill payment
    • Mobile banking
    • BB&T Alerts
    • BB&T debit card with Cash Rewards
    • Deposits and withdrawals at over 2,400 locations including BB&T24 ATMs and financial centers
    • Unlimited automated account inquiries through BB&T Phone24. Two no-fee, person to person calls a month

    Overdraft Protection

    Choose from a number of available overdraft protection options:

    • Regular savings account
    • Constant Credit
    • BB&T Home Equity Line
    • BB&T credit card
    • BB&T Preferred Line of Credit


    Avoid a $10 monthly maintenance fee by maintaining:

    • Combined ACH Direct Deposits of $500 or more OR
    • $1,500 average checking balance OR
    • $6,000 combined deposit balance including checking, savings, Money Rate Savings, Investor's Deposit Accounts, (excludes Certificates of Deposit and Individual Retirement Accounts) and/or outstanding loan balances including personal loans, lines of credit, sales finance and credit card balances (excludes preferred lines of credit) OR
    • Any outstanding BB&T personal mortgage loan balance

    Access 24/7

    Your checking account is conveniently accessible 24/7. Bank on your schedule with:

    • BB&T OnLine®—manage your personal accounts with our secure Internet banking service
    • BB&T Mobile Banking—access accounts from your mobile device anywhere, anytime
    • BB&T Alerts—keep tabs on accounts through email and mobile alerts
    • BB&T Phone24—get account information by calling 800-BANK-BBT (800-226-5228),option 4

    Read Important Information and Account Fee Details