Prepaid Debit Card

BB&T MoneyAccount® is our prepaid, reloadable Visa® debit card.

  • No minimum credit score required
  • Spend only the money you have
  • Available direct deposit
  • Easy to reload/add money

    More Info


    Get the benefits of a checking account without any overdraft fees.

    • Apply online in minutes
    • No credit check
    • Spend only the funds you have available
    • Make purchases, pay bills online and get cash
    • Use direct deposit to fund your account

    Enroll in online banking and get access to:

    • Online bill payment
    • Mobile banking
    • Email or Text Alerts

    Pricing and Fees

    Fees are straightforward and affordable with no interest charges or overdraft fees.

    • $5 per month (fee reduced to $3 for any month you have total deposits/loads of $1,000 or more)
    • Free withdrawals and balance inquiries at BB&T ATMs
    • $2.50 ATM withdrawals outside the BB&T network
    • $5.00 international ATM transactions

    View your monthly account statement online. One monthly paper statement is available also at no charge.

    Access 24/7

    Manage your account anytime, anywhere:

    • Online banking
    • Mobile banking and alerts
    • Account info by phone, 877-762-9931

    Reload Card

    Adding money is quick and easy:

    • Enroll in direct deposit to automatically deposit funds
    • Deposit cash, BB&T checks or government-issued checks
    • Transfer funds to and from BB&T accounts
    • Use the Visa ReadyLink reload network at participating locations

    Read Important Information and Account Fee Details