Daily interest. Online eSavings with 24/7 access.

  • No minimum opening deposit
  • Interest rates of 0.05% APY(annual percentage yield)
  • Unlimited withdrawals at BB&T24 ATMs

    More Info


    A savings account available exclusively online. It gives you easy online access to your funds and the tools to help them grow:

    • No minimum balance
    • Competitive interest rates of 0.05% APY (annual percentage yield), compounded daily
    • Unlimited withdrawals at BB&T24 ATMs or BB&T financial centers
    • Flexible ways to fund your account include transfer of funds from an existing BB&T account, outside bank (initial deposit only) or mail
    • Quarterly statement

    Overdraft Protection

    • Enjoy peace of mind with overdraft protection, simply by linking your BB&T eSavings online savings account to cover one BB&T personal checking account.
    • Beginning February 18, 2013, BB&T will transfer the actual amount needed to cover your overdrafts for the current business day.


    As an eSavings online savings account client, you'll enjoy account extras hand-picked for your needs:

    • Six no-fee transfers and withdrawals via BB&T Phone24 and BB&T OnLine® per month
    • Monthly statements when combined with a BB&T checking account


    BB&T eSavings meets the needs of clients looking for competitive interest rates with no minimum balance requirements.

    • Currently 0.05% APY
      (annual percentage yield)
    • No minimum opening deposit
    • No monthly maintenance fee

    Access 24/7

    Your BB&T eSavings account is conveniently accessible 24/7. Bank on your schedule with:

    • BB&T OnLine®—manage your personal accounts with our secure Internet banking service
    • BB&T Mobile Banking—access accounts from your mobile device anywhere, anytime
    • BB&T Alerts—keep tabs on accounts through email and mobile alerts
    • BB&T Phone24—get account information by calling 800-BANK-BBT (800-226-5228),option 4

    Read Important Information and Fee Details