A home equity loan is an excellent way for homeowners to finance large projects, purchases, and expenses. A BB&T Home Equity Loan has a fixed payment schedule and can be secured by the equity in your first or second home, and in some cases even investment property.

Consider a BB&T Home Equity Loan if you're looking for money to add a new deck, a sunroom, or make other home improvements. It's also an attractive way to finance the purchase of a new car, boat, or RV. BB&T Home Equity Loans can also be used to consolidate debt. Best of all, the interest you pay on a BB&T Home Equity Loan may be entirely tax deductible.*

Speak with a BB&T Lender at your local branch about finding a loan with terms that are right for you. You can also give the process a head start with our online application.

*Offer is valid for primary residences only, subject to credit approval. Property insurance, and if applicable, flood insurance must be in effect on property securing the loan. LTV offered is based on current credit standing. This rate offer may change at any time. Other rates and terms available. The APRs listed above are good as of 6/04/07 based on a second deed of trust. For illustrative purposes, at a 7.98% APR, the payment on a $50,000 loan amount with a 1% origination fee and a 120-month term would be $599.66 per month. The APRs listed above are available to clients who currently have or will obtain at loan closing, a qualified BB&T packaged checking account (Legacy, Private Elite, Elite Gold, Classic Banking, or Access Banking). Closing cost waived up to $250. You may be responsible for repayment of closing costs paid on your behalf if you close your loan within 36 months. Consult your tax advisor regarding the deductibility of interest.