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BB&T Mortgage Loans
Simple Solution Home Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages (ARMs)
Construction to Permanent Loans
Veteran's Administration Loans
Low Down Payment and First Time Homebuyer Loans




 
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Veterans Administration Loans
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BB&T offers Veterans Administration loans with a variety of payment terms to all qualified veterans, active duty, reserves, and National Guard personnel. VA loans must be used to purchase or refinance owner-occupied homes. Your BB&T Mortgage Loan Officer will work with you to help you complete the required VA paperwork and find the loan which is right for you.
 
Veterans Administration Loans
Interest Rate
  • Fixed Rate
  • Adjustable Rate Mortgages
Loan Terms
  • 15 and 30 year Fixed Rate loans
  • 3 and 5 year Adjustable Rate loans
Benefits
  • 100% financing available
  • Gift funds allowed
  • VA funding fee can be financed
  • Unlimited seller contribution to buyer's closing costs
May be right for you if...
You're a retired veteran, active duty military, National Guard, or reservist buying a home

* A 30-year conventional Fixed Rate Mortgage of $200,000 with a 20% down payment at 6.906% APR with 0 points and 1% origination fee would result in 360 payments of $1,297.20. A 30-year 5/1 Adjustable Rate Mortgage (ARM) of $200,000 with a 20% down payment at 6.526% APR with 0 points and 1% origination fee would result in 360 payments of $1,247.74. APR may increase after consummation.
 
Calculators
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What income do I need to qualify for a mortgage and how will different interest rates affect my required income?
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Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender. Equal Housing Lender
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