<?xml version="1.0" encoding="us-ascii"?>
<!--XBRL document created with CrossTag XBRL Enabler by Rivet Software version 2.0.3481.22143-->
<!--Based on XBRL 2.1-->
<!--Created on: 8/11/2009 6:25:19 PM-->
<!--Modified on: 8/11/2009 6:25:19 PM-->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#StatementConsolidatedBalanceSheets" roleURI="http://www.bbt.com/role/StatementConsolidatedBalanceSheets" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#StatementConsolidatedBalanceSheetsParenthetical" roleURI="http://www.bbt.com/role/StatementConsolidatedBalanceSheetsParenthetical" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#StatementConsolidatedStatementsOfIncome" roleURI="http://www.bbt.com/role/StatementConsolidatedStatementsOfIncome" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#StatementConsolidatedStatementsChangesInShareholdersEquity" roleURI="http://www.bbt.com/role/StatementConsolidatedStatementsChangesInShareholdersEquity" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#StatementConsolidatedStatementsChangesInShareholdersEquityParenthetical" roleURI="http://www.bbt.com/role/StatementConsolidatedStatementsChangesInShareholdersEquityParenthetical" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#StatementConsolidatedStatementsOfCashFlows" roleURI="http://www.bbt.com/role/StatementConsolidatedStatementsOfCashFlows" />
  <roleRef xlink:type="simple" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-roles-2008-03-31.xsd#com" roleURI="http://xbrl.us/us-gaap/role/statement/CommonDomainMembers" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#DisclosureBasisOfPresentation" roleURI="http://www.bbt.com/role/DisclosureBasisOfPresentation" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#DisclosureBusinessCombinationsAndIntangibleAssets" roleURI="http://www.bbt.com/role/DisclosureBusinessCombinationsAndIntangibleAssets" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#DisclosureSecurities" roleURI="http://www.bbt.com/role/DisclosureSecurities" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#DisclosureLoansAndLeases" roleURI="http://www.bbt.com/role/DisclosureLoansAndLeases" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#DisclosureLongTermDebt" roleURI="http://www.bbt.com/role/DisclosureLongTermDebt" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#DisclosureContractualObligationsCommitmentsContingentLiabilitiesAndOffBalanceSheetArrangements" roleURI="http://www.bbt.com/role/DisclosureContractualObligationsCommitmentsContingentLiabilitiesAndOffBalanceSheetArrangements" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#DisclosureBenefitPlans" roleURI="http://www.bbt.com/role/DisclosureBenefitPlans" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#DisclosureComputationOfEarningsPerCommonShare" roleURI="http://www.bbt.com/role/DisclosureComputationOfEarningsPerCommonShare" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#DisclosureComprehensiveIncomeLoss" roleURI="http://www.bbt.com/role/DisclosureComprehensiveIncomeLoss" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#DisclosureEquityBasedCompensationPlans" roleURI="http://www.bbt.com/role/DisclosureEquityBasedCompensationPlans" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#DisclosureFairValueDisclosures" roleURI="http://www.bbt.com/role/DisclosureFairValueDisclosures" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#DisclosureDerivativeFinancialInstruments" roleURI="http://www.bbt.com/role/DisclosureDerivativeFinancialInstruments" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#DisclosureOperatingSegments" roleURI="http://www.bbt.com/role/DisclosureOperatingSegments" />
  <roleRef xlink:type="simple" xlink:href="bbt-20090630.xsd#DisclosureLoanServicing" roleURI="http://www.bbt.com/role/DisclosureLoanServicing" />
  <roleRef xlink:type="simple" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-roles-2008-03-31.xsd#di" roleURI="http://xbrl.us/us-gaap/role/document/DocumentInformation" />
  <roleRef xlink:type="simple" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-roles-2008-03-31.xsd#ent" roleURI="http://xbrl.us/us-gaap/role/document/EntityInformation" />
  <presentationLink xlink:role="http://www.bbt.com/role/StatementConsolidatedBalanceSheets" xlink:type="extended" xlink:title="108500 - Statement - Consolidated Balance Sheets">
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="us-gaap_StatementOfFinancialPositionAbstract_633796230450057550" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementTable" xlink:label="loc_StatementTable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementOfFinancialPositionAbstract_633796230450057550" xlink:to="loc_StatementTable" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementScenarioAxis" xlink:label="loc_StatementScenarioAxis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementTable" xlink:to="loc_StatementScenarioAxis" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ScenarioUnspecifiedDomain" xlink:label="loc_ScenarioUnspecifiedDomain" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementScenarioAxis" xlink:to="loc_ScenarioUnspecifiedDomain" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_StatementLineItems" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementTable" xlink:to="loc_StatementLineItems" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_AssetsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementLineItems" xlink:to="loc_AssetsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashCashEquivalentsAndFederalFundsSoldAbstract" xlink:label="loc_CashCashEquivalentsAndFederalFundsSoldAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_CashCashEquivalentsAndFederalFundsSoldAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:label="loc_CashAndCashEquivalentsAtCarryingValueAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashCashEquivalentsAndFederalFundsSoldAbstract" xlink:to="loc_CashAndCashEquivalentsAtCarryingValueAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashAndDueFromBanksAbstract" xlink:label="loc_CashAndDueFromBanksAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:to="loc_CashAndDueFromBanksAbstract" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="us-gaap_CashAndDueFromBanks_633798067866612034" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndDueFromBanksAbstract" xlink:to="us-gaap_CashAndDueFromBanks_633798067866612034" order="5" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="us-gaap_InterestBearingDepositsInBanks_633798071269554430" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndDueFromBanksAbstract" xlink:to="us-gaap_InterestBearingDepositsInBanks_633798071269554430" order="7.5" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_Cash" xlink:label="loc_Cash" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndDueFromBanksAbstract" xlink:to="loc_Cash" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DueFromBanks" xlink:label="loc_DueFromBanks" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndDueFromBanksAbstract" xlink:to="loc_DueFromBanks" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell" xlink:label="us-gaap_FederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell_633798097921993606" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:to="us-gaap_FederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell_633798097921993606" order="25.01" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellParentheticalDisclosureAbstract" xlink:label="loc_FederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellParentheticalDisclosureAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_FederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell_633798097921993606" xlink:to="loc_FederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellParentheticalDisclosureAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellPledgedAsCollateral" xlink:label="loc_FederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellPledgedAsCollateral" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellParentheticalDisclosureAbstract" xlink:to="loc_FederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellPledgedAsCollateral" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue" xlink:label="us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue_633798116840725899" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:to="us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue_633798116840725899" order="25.51" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TradingSecurities" xlink:label="us-gaap_TradingSecurities_633798117061198882" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:to="us-gaap_TradingSecurities_633798117061198882" order="26.01" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TradingSecuritiesPledgedAsCollateralForParentheticalDisclosureAbstract" xlink:label="loc_TradingSecuritiesPledgedAsCollateralForParentheticalDisclosureAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_TradingSecurities_633798117061198882" xlink:to="loc_TradingSecuritiesPledgedAsCollateralForParentheticalDisclosureAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TradingSecuritiesPledgedAsCollateral" xlink:label="loc_TradingSecuritiesPledgedAsCollateral" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TradingSecuritiesPledgedAsCollateralForParentheticalDisclosureAbstract" xlink:to="loc_TradingSecuritiesPledgedAsCollateral" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="us-gaap_AvailableForSaleSecurities_633798117293078334" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:to="us-gaap_AvailableForSaleSecurities_633798117293078334" order="26.51" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AvailableForSaleSecuritiesPledgedAsCollateralForParentheticalDisclosureAbstract" xlink:label="loc_AvailableForSaleSecuritiesPledgedAsCollateralForParentheticalDisclosureAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_AvailableForSaleSecurities_633798117293078334" xlink:to="loc_AvailableForSaleSecuritiesPledgedAsCollateralForParentheticalDisclosureAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral" xlink:label="loc_AvailableForSaleSecuritiesPledgedAsCollateral" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AvailableForSaleSecuritiesPledgedAsCollateralForParentheticalDisclosureAbstract" xlink:to="loc_AvailableForSaleSecuritiesPledgedAsCollateral" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansReceivableHeldForSaleNet" xlink:label="us-gaap_LoansReceivableHeldForSaleNet_633798117830269824" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:to="us-gaap_LoansReceivableHeldForSaleNet_633798117830269824" order="27.01" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_633798118686994057" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:to="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_633798118686994057" order="27.51" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance_633798120177159844" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:to="us-gaap_LoansAndLeasesReceivableAllowance_633798120177159844" order="28.01" use="optional" preferredLabel="http://xbrl.us/us-gaap/role/label/negatedTotal" priority="5" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount_633798130384817112" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:to="us-gaap_LoansAndLeasesReceivableNetReportedAmount_633798130384817112" order="28.51" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="4" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_633798131175910862" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:to="us-gaap_PropertyPlantAndEquipmentNet_633798131175910862" order="29.01" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_Goodwill" xlink:label="us-gaap_Goodwill_633798131524817112" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:to="us-gaap_Goodwill_633798131524817112" order="29.51" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="us-gaap_IntangibleAssetsNetExcludingGoodwill_633798131872004612" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:to="us-gaap_IntangibleAssetsNetExcludingGoodwill_633798131872004612" order="30.01" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="4" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="us-gaap_ServicingAssetAtFairValueAmount_633802472798838719" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:to="us-gaap_ServicingAssetAtFairValueAmount_633802472798838719" order="30.26" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FiniteLivedContractualRightsGross" xlink:label="us-gaap_FiniteLivedContractualRightsGross_633798132576535862" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:to="us-gaap_FiniteLivedContractualRightsGross_633798132576535862" order="30.51" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherAssets" xlink:label="us-gaap_OtherAssets_633798133510442112" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:to="us-gaap_OtherAssets_633798133510442112" order="31.01" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_Assets" xlink:label="us-gaap_Assets_633798135457785862" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:to="us-gaap_Assets_633798135457785862" order="31.51" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RestrictedCashAndInvestmentsAbstract" xlink:label="loc_RestrictedCashAndInvestmentsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashCashEquivalentsAndFederalFundsSoldAbstract" xlink:to="loc_RestrictedCashAndInvestmentsAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashCollateralForBorrowedSecurities" xlink:label="loc_CashCollateralForBorrowedSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestrictedCashAndInvestmentsAbstract" xlink:to="loc_CashCollateralForBorrowedSecurities" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RestrictedInvestments" xlink:label="loc_RestrictedInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestrictedCashAndInvestmentsAbstract" xlink:to="loc_RestrictedInvestments" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EscrowDeposit" xlink:label="loc_EscrowDeposit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestrictedCashAndInvestmentsAbstract" xlink:to="loc_EscrowDeposit" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RestrictedCashAndInvestments" xlink:label="loc_RestrictedCashAndInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestrictedCashAndInvestmentsAbstract" xlink:to="loc_RestrictedCashAndInvestments" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellAbstract" xlink:label="loc_FederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashCashEquivalentsAndFederalFundsSoldAbstract" xlink:to="loc_FederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FederalFundsSold" xlink:label="loc_FederalFundsSold" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellAbstract" xlink:to="loc_FederalFundsSold" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SecuritiesPurchasedUnderAgreementsToResell" xlink:label="loc_SecuritiesPurchasedUnderAgreementsToResell" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellAbstract" xlink:to="loc_SecuritiesPurchasedUnderAgreementsToResell" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashCashEquivalentsAndFederalFundsSold" xlink:label="loc_CashCashEquivalentsAndFederalFundsSold" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashCashEquivalentsAndFederalFundsSoldAbstract" xlink:to="loc_CashCashEquivalentsAndFederalFundsSold" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherShortTermInvestments" xlink:label="loc_OtherShortTermInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_OtherShortTermInvestments" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MarketableSecuritiesAbstract" xlink:label="loc_MarketableSecuritiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_MarketableSecuritiesAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TradingSecuritiesAbstract" xlink:label="loc_TradingSecuritiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MarketableSecuritiesAbstract" xlink:to="loc_TradingSecuritiesAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TradingSecuritiesDebt" xlink:label="loc_TradingSecuritiesDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TradingSecuritiesAbstract" xlink:to="loc_TradingSecuritiesDebt" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TradingSecuritiesEquity" xlink:label="loc_TradingSecuritiesEquity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TradingSecuritiesAbstract" xlink:to="loc_TradingSecuritiesEquity" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TradingSecuritiesOther" xlink:label="loc_TradingSecuritiesOther" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TradingSecuritiesAbstract" xlink:to="loc_TradingSecuritiesOther" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract" xlink:label="loc_AvailableForSaleSecuritiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MarketableSecuritiesAbstract" xlink:to="loc_AvailableForSaleSecuritiesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_AvailableForSaleSecuritiesDebtSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AvailableForSaleSecuritiesAbstract" xlink:to="loc_AvailableForSaleSecuritiesDebtSecurities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AvailableForSaleSecuritiesEquitySecurities" xlink:label="loc_AvailableForSaleSecuritiesEquitySecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AvailableForSaleSecuritiesAbstract" xlink:to="loc_AvailableForSaleSecuritiesEquitySecurities" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_HeldToMaturitySecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MarketableSecuritiesAbstract" xlink:to="loc_HeldToMaturitySecurities" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_HeldToMaturitySecuritiesParentheticalDisclosureAbstract" xlink:label="loc_HeldToMaturitySecuritiesParentheticalDisclosureAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_HeldToMaturitySecurities" xlink:to="loc_HeldToMaturitySecuritiesParentheticalDisclosureAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_HeldToMaturitySecuritiesPledgedAsCollateral" xlink:label="loc_HeldToMaturitySecuritiesPledgedAsCollateral" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_HeldToMaturitySecuritiesParentheticalDisclosureAbstract" xlink:to="loc_HeldToMaturitySecuritiesPledgedAsCollateral" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_HeldToMaturitySecuritiesFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_HeldToMaturitySecuritiesParentheticalDisclosureAbstract" xlink:to="loc_HeldToMaturitySecuritiesFairValue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MarketableSecurities" xlink:label="loc_MarketableSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MarketableSecuritiesAbstract" xlink:to="loc_MarketableSecurities" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SecuritiesBorrowed" xlink:label="loc_SecuritiesBorrowed" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_SecuritiesBorrowed" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="loc_FederalHomeLoanBankStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_FederalHomeLoanBankStock" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FederalReserveBankStock" xlink:label="loc_FederalReserveBankStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_FederalReserveBankStock" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GuarantyAssets" xlink:label="loc_GuarantyAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_GuarantyAssets" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAssets" xlink:label="loc_DerivativeAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_DerivativeAssets" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NationalCreditUnionShareInsuranceFundNCUSIFDeposit" xlink:label="loc_NationalCreditUnionShareInsuranceFundNCUSIFDeposit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_NationalCreditUnionShareInsuranceFundNCUSIFDeposit" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SecuritiesHeldAsCollateralAtFairValue" xlink:label="loc_SecuritiesHeldAsCollateralAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_SecuritiesHeldAsCollateralAtFairValue" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAbstract" xlink:label="loc_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAbstract" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EquityMethodInvestments" xlink:label="loc_EquityMethodInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAbstract" xlink:to="loc_EquityMethodInvestments" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CostMethodInvestments" xlink:label="loc_CostMethodInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAbstract" xlink:to="loc_CostMethodInvestments" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdvancesToAffiliate" xlink:label="loc_AdvancesToAffiliate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAbstract" xlink:to="loc_AdvancesToAffiliate" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:label="loc_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAbstract" xlink:to="loc_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AssetsHeldForSaleAtCarryingValueAbstract" xlink:label="loc_AssetsHeldForSaleAtCarryingValueAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_AssetsHeldForSaleAtCarryingValueAbstract" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansReceivableHeldForSaleNetAbstract" xlink:label="loc_LoansReceivableHeldForSaleNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsHeldForSaleAtCarryingValueAbstract" xlink:to="loc_LoansReceivableHeldForSaleNetAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansHeldForSaleCommercialAndIndustrial" xlink:label="loc_LoansHeldForSaleCommercialAndIndustrial" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansReceivableHeldForSaleNetAbstract" xlink:to="loc_LoansHeldForSaleCommercialAndIndustrial" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansHeldForSaleCommercialRealEstate" xlink:label="loc_LoansHeldForSaleCommercialRealEstate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansReceivableHeldForSaleNetAbstract" xlink:to="loc_LoansHeldForSaleCommercialRealEstate" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansHeldForSaleMortgages" xlink:label="loc_LoansHeldForSaleMortgages" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansReceivableHeldForSaleNetAbstract" xlink:to="loc_LoansHeldForSaleMortgages" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansHeldForSaleConsumerHomeEquity" xlink:label="loc_LoansHeldForSaleConsumerHomeEquity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansReceivableHeldForSaleNetAbstract" xlink:to="loc_LoansHeldForSaleConsumerHomeEquity" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansHeldForSaleConsumerInstallmentStudent" xlink:label="loc_LoansHeldForSaleConsumerInstallmentStudent" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansReceivableHeldForSaleNetAbstract" xlink:to="loc_LoansHeldForSaleConsumerInstallmentStudent" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansHeldForSaleConsumerCreditCard" xlink:label="loc_LoansHeldForSaleConsumerCreditCard" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansReceivableHeldForSaleNetAbstract" xlink:to="loc_LoansHeldForSaleConsumerCreditCard" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansHeldForSaleOther" xlink:label="loc_LoansHeldForSaleOther" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansReceivableHeldForSaleNetAbstract" xlink:to="loc_LoansHeldForSaleOther" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherAssetsHeldForSale" xlink:label="loc_OtherAssetsHeldForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsHeldForSaleAtCarryingValueAbstract" xlink:to="loc_OtherAssetsHeldForSale" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AssetsHeldForSaleAtCarryingValue" xlink:label="loc_AssetsHeldForSaleAtCarryingValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsHeldForSaleAtCarryingValueAbstract" xlink:to="loc_AssetsHeldForSaleAtCarryingValue" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract" xlink:label="loc_LoansAndLeasesReceivableNetReportedAmountAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_LoansAndLeasesReceivableNetReportedAmountAbstract" order="130" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncomeAbstract" xlink:label="loc_LoansAndLeasesReceivableNetOfDeferredIncomeAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableNetReportedAmountAbstract" xlink:to="loc_LoansAndLeasesReceivableNetOfDeferredIncomeAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmountAbstract" xlink:label="loc_LoansAndLeasesReceivableGrossCarryingAmountAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableNetOfDeferredIncomeAbstract" xlink:to="loc_LoansAndLeasesReceivableGrossCarryingAmountAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableCommercialAbstract" xlink:label="loc_LoansAndLeasesReceivableCommercialAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableGrossCarryingAmountAbstract" xlink:to="loc_LoansAndLeasesReceivableCommercialAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansReceivableCommercialFinancialAndAgriculturalAbstract" xlink:label="loc_LoansReceivableCommercialFinancialAndAgriculturalAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableCommercialAbstract" xlink:to="loc_LoansReceivableCommercialFinancialAndAgriculturalAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansReceivableCommercialAndIndustrial" xlink:label="loc_LoansReceivableCommercialAndIndustrial" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansReceivableCommercialFinancialAndAgriculturalAbstract" xlink:to="loc_LoansReceivableCommercialAndIndustrial" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansReceivableCommercialFinancialInstitutions" xlink:label="loc_LoansReceivableCommercialFinancialInstitutions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansReceivableCommercialFinancialAndAgriculturalAbstract" xlink:to="loc_LoansReceivableCommercialFinancialInstitutions" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansReceivableCommercialAgricultural" xlink:label="loc_LoansReceivableCommercialAgricultural" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansReceivableCommercialFinancialAndAgriculturalAbstract" xlink:to="loc_LoansReceivableCommercialAgricultural" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansReceivableCommercialFinancialAndAgricultural" xlink:label="loc_LoansReceivableCommercialFinancialAndAgricultural" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansReceivableCommercialFinancialAndAgriculturalAbstract" xlink:to="loc_LoansReceivableCommercialFinancialAndAgricultural" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansReceivableCommercialRealEstateAbstract" xlink:label="loc_LoansReceivableCommercialRealEstateAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableCommercialAbstract" xlink:to="loc_LoansReceivableCommercialRealEstateAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansReceivableCommercialMortgage" xlink:label="loc_LoansReceivableCommercialMortgage" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansReceivableCommercialRealEstateAbstract" xlink:to="loc_LoansReceivableCommercialMortgage" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansReceivableCommercialAcquisition" xlink:label="loc_LoansReceivableCommercialAcquisition" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansReceivableCommercialRealEstateAbstract" xlink:to="loc_LoansReceivableCommercialAcquisition" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansReceivableCommercialDevelopment" xlink:label="loc_LoansReceivableCommercialDevelopment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansReceivableCommercialRealEstateAbstract" xlink:to="loc_LoansReceivableCommercialDevelopment" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansReceivableCommercialConstruction" xlink:label="loc_LoansReceivableCommercialConstruction" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansReceivableCommercialRealEstateAbstract" xlink:to="loc_LoansReceivableCommercialConstruction" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansReceivableCommercialRealEstate" xlink:label="loc_LoansReceivableCommercialRealEstate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansReceivableCommercialRealEstateAbstract" xlink:to="loc_LoansReceivableCommercialRealEstate" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansReceivableMortgageWarehouseLending" xlink:label="loc_LoansReceivableMortgageWarehouseLending" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableCommercialAbstract" xlink:to="loc_LoansReceivableMortgageWarehouseLending" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LeasesReceivableCommercialLeaseFinancing" xlink:label="loc_LeasesReceivableCommercialLeaseFinancing" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableCommercialAbstract" xlink:to="loc_LeasesReceivableCommercialLeaseFinancing" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansReceivableCommercialTradeFinancing" xlink:label="loc_LoansReceivableCommercialTradeFinancing" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableCommercialAbstract" xlink:to="loc_LoansReceivableCommercialTradeFinancing" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableCommercialGovernments" xlink:label="loc_LoansAndLeasesReceivableCommercialGovernments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableCommercialAbstract" xlink:to="loc_LoansAndLeasesReceivableCommercialGovernments" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableCommercial" xlink:label="loc_LoansAndLeasesReceivableCommercial" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableCommercialAbstract" xlink:to="loc_LoansAndLeasesReceivableCommercial" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerAbstract" xlink:label="loc_LoansAndLeasesReceivableConsumerAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableGrossCarryingAmountAbstract" xlink:to="loc_LoansAndLeasesReceivableConsumerAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerInstallmentAndRevolvingAbstract" xlink:label="loc_LoansAndLeasesReceivableConsumerInstallmentAndRevolvingAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableConsumerAbstract" xlink:to="loc_LoansAndLeasesReceivableConsumerInstallmentAndRevolvingAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerRevolvingCreditCard" xlink:label="loc_LoansAndLeasesReceivableConsumerRevolvingCreditCard" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableConsumerInstallmentAndRevolvingAbstract" xlink:to="loc_LoansAndLeasesReceivableConsumerRevolvingCreditCard" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerInstallmentDurableGoods" xlink:label="loc_LoansAndLeasesReceivableConsumerInstallmentDurableGoods" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableConsumerInstallmentAndRevolvingAbstract" xlink:to="loc_LoansAndLeasesReceivableConsumerInstallmentDurableGoods" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerRevolvingOther" xlink:label="loc_LoansAndLeasesReceivableConsumerRevolvingOther" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableConsumerInstallmentAndRevolvingAbstract" xlink:to="loc_LoansAndLeasesReceivableConsumerRevolvingOther" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerInstallmentStudent" xlink:label="loc_LoansAndLeasesReceivableConsumerInstallmentStudent" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableConsumerInstallmentAndRevolvingAbstract" xlink:to="loc_LoansAndLeasesReceivableConsumerInstallmentStudent" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerInstallmentOther" xlink:label="loc_LoansAndLeasesReceivableConsumerInstallmentOther" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableConsumerInstallmentAndRevolvingAbstract" xlink:to="loc_LoansAndLeasesReceivableConsumerInstallmentOther" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerLeaseFinancing" xlink:label="loc_LoansAndLeasesReceivableConsumerLeaseFinancing" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableConsumerInstallmentAndRevolvingAbstract" xlink:to="loc_LoansAndLeasesReceivableConsumerLeaseFinancing" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerInstallmentAndRevolving" xlink:label="loc_LoansAndLeasesReceivableConsumerInstallmentAndRevolving" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableConsumerInstallmentAndRevolvingAbstract" xlink:to="loc_LoansAndLeasesReceivableConsumerInstallmentAndRevolving" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerRealEstateAbstract" xlink:label="loc_LoansAndLeasesReceivableConsumerRealEstateAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableConsumerAbstract" xlink:to="loc_LoansAndLeasesReceivableConsumerRealEstateAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerMortgage" xlink:label="loc_LoansAndLeasesReceivableConsumerMortgage" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableConsumerRealEstateAbstract" xlink:to="loc_LoansAndLeasesReceivableConsumerMortgage" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerHomeEquity" xlink:label="loc_LoansAndLeasesReceivableConsumerHomeEquity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableConsumerRealEstateAbstract" xlink:to="loc_LoansAndLeasesReceivableConsumerHomeEquity" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerConstruction" xlink:label="loc_LoansAndLeasesReceivableConsumerConstruction" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableConsumerRealEstateAbstract" xlink:to="loc_LoansAndLeasesReceivableConsumerConstruction" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerRealEstate" xlink:label="loc_LoansAndLeasesReceivableConsumerRealEstate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableConsumerRealEstateAbstract" xlink:to="loc_LoansAndLeasesReceivableConsumerRealEstate" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerOther" xlink:label="loc_LoansAndLeasesReceivableConsumerOther" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableConsumerAbstract" xlink:to="loc_LoansAndLeasesReceivableConsumerOther" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansInsurancePolicy" xlink:label="loc_LoansInsurancePolicy" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableConsumerAbstract" xlink:to="loc_LoansInsurancePolicy" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableConsumer" xlink:label="loc_LoansAndLeasesReceivableConsumer" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableConsumerAbstract" xlink:to="loc_LoansAndLeasesReceivableConsumer" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableForeignAbstract" xlink:label="loc_LoansAndLeasesReceivableForeignAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableGrossCarryingAmountAbstract" xlink:to="loc_LoansAndLeasesReceivableForeignAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableForeignCommercialAndConsumerRealEstate" xlink:label="loc_LoansAndLeasesReceivableForeignCommercialAndConsumerRealEstate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableForeignAbstract" xlink:to="loc_LoansAndLeasesReceivableForeignCommercialAndConsumerRealEstate" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableForeignCommercial" xlink:label="loc_LoansAndLeasesReceivableForeignCommercial" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableForeignAbstract" xlink:to="loc_LoansAndLeasesReceivableForeignCommercial" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableForeignConsumerInstallmentAndRevolving" xlink:label="loc_LoansAndLeasesReceivableForeignConsumerInstallmentAndRevolving" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableForeignAbstract" xlink:to="loc_LoansAndLeasesReceivableForeignConsumerInstallmentAndRevolving" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableForeignGovernments" xlink:label="loc_LoansAndLeasesReceivableForeignGovernments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableForeignAbstract" xlink:to="loc_LoansAndLeasesReceivableForeignGovernments" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableForeignFinancialInstitutions" xlink:label="loc_LoansAndLeasesReceivableForeignFinancialInstitutions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableForeignAbstract" xlink:to="loc_LoansAndLeasesReceivableForeignFinancialInstitutions" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableForeignLeaseFinancing" xlink:label="loc_LoansAndLeasesReceivableForeignLeaseFinancing" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableForeignAbstract" xlink:to="loc_LoansAndLeasesReceivableForeignLeaseFinancing" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableForeignCommercialAndConsumerOther" xlink:label="loc_LoansAndLeasesReceivableForeignCommercialAndConsumerOther" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableForeignAbstract" xlink:to="loc_LoansAndLeasesReceivableForeignCommercialAndConsumerOther" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableForeign" xlink:label="loc_LoansAndLeasesReceivableForeign" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableForeignAbstract" xlink:to="loc_LoansAndLeasesReceivableForeign" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableOther" xlink:label="loc_LoansAndLeasesReceivableOther" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableGrossCarryingAmountAbstract" xlink:to="loc_LoansAndLeasesReceivableOther" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums" xlink:label="loc_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableGrossCarryingAmountAbstract" xlink:to="loc_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_LoansAndLeasesReceivableGrossCarryingAmount" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableGrossCarryingAmountAbstract" xlink:to="loc_LoansAndLeasesReceivableGrossCarryingAmount" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:label="loc_LoansAndLeasesReceivableDeferredIncome" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableNetOfDeferredIncomeAbstract" xlink:to="loc_LoansAndLeasesReceivableDeferredIncome" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansAndLeasesReceivableLoansInProcess" xlink:label="loc_LoansAndLeasesReceivableLoansInProcess" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansAndLeasesReceivableNetReportedAmountAbstract" xlink:to="loc_LoansAndLeasesReceivableLoansInProcess" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansPledgedAsCollateral" xlink:label="loc_LoansPledgedAsCollateral" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_LoansPledgedAsCollateral" order="140" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PropertyPlantAndEquipmentNetAbstract" xlink:label="loc_PropertyPlantAndEquipmentNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_PropertyPlantAndEquipmentNetAbstract" order="150" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PropertyPlantAndEquipmentGrossAbstract" xlink:label="loc_PropertyPlantAndEquipmentGrossAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PropertyPlantAndEquipmentNetAbstract" xlink:to="loc_PropertyPlantAndEquipmentGrossAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_Land" xlink:label="loc_Land" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PropertyPlantAndEquipmentGrossAbstract" xlink:to="loc_Land" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_BuildingsAndImprovementsGross" xlink:label="loc_BuildingsAndImprovementsGross" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PropertyPlantAndEquipmentGrossAbstract" xlink:to="loc_BuildingsAndImprovementsGross" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MachineryAndEquipmentGross" xlink:label="loc_MachineryAndEquipmentGross" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PropertyPlantAndEquipmentGrossAbstract" xlink:to="loc_MachineryAndEquipmentGross" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FurnitureAndFixturesGross" xlink:label="loc_FurnitureAndFixturesGross" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PropertyPlantAndEquipmentGrossAbstract" xlink:to="loc_FurnitureAndFixturesGross" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ConstructionInProgressGross" xlink:label="loc_ConstructionInProgressGross" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PropertyPlantAndEquipmentGrossAbstract" xlink:to="loc_ConstructionInProgressGross" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LeaseholdImprovementsGross" xlink:label="loc_LeaseholdImprovementsGross" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PropertyPlantAndEquipmentGrossAbstract" xlink:to="loc_LeaseholdImprovementsGross" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CapitalLeasedAssetsGross" xlink:label="loc_CapitalLeasedAssetsGross" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PropertyPlantAndEquipmentGrossAbstract" xlink:to="loc_CapitalLeasedAssetsGross" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PropertySubjectToOrAvailableForOperatingLeaseGross" xlink:label="loc_PropertySubjectToOrAvailableForOperatingLeaseGross" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PropertyPlantAndEquipmentGrossAbstract" xlink:to="loc_PropertySubjectToOrAvailableForOperatingLeaseGross" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PropertyPlantAndEquipmentOther" xlink:label="loc_PropertyPlantAndEquipmentOther" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PropertyPlantAndEquipmentGrossAbstract" xlink:to="loc_PropertyPlantAndEquipmentOther" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="loc_PropertyPlantAndEquipmentGross" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PropertyPlantAndEquipmentGrossAbstract" xlink:to="loc_PropertyPlantAndEquipmentGross" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PropertyPlantAndEquipmentNetAbstract" xlink:to="loc_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DueFromCustomerAcceptances" xlink:label="loc_DueFromCustomerAcceptances" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_DueFromCustomerAcceptances" order="160" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract" xlink:label="loc_IntangibleAssetsNetExcludingGoodwillAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_IntangibleAssetsNetExcludingGoodwillAbstract" order="180" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwillAbstract" xlink:label="loc_IndefiniteLivedIntangibleAssetsExcludingGoodwillAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IntangibleAssetsNetExcludingGoodwillAbstract" xlink:to="loc_IndefiniteLivedIntangibleAssetsExcludingGoodwillAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IndefiniteLivedContractualRights" xlink:label="loc_IndefiniteLivedContractualRights" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IndefiniteLivedIntangibleAssetsExcludingGoodwillAbstract" xlink:to="loc_IndefiniteLivedContractualRights" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherIndefiniteLivedIntangibleAssets" xlink:label="loc_OtherIndefiniteLivedIntangibleAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IndefiniteLivedIntangibleAssetsExcludingGoodwillAbstract" xlink:to="loc_OtherIndefiniteLivedIntangibleAssets" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill" xlink:label="loc_IndefiniteLivedIntangibleAssetsExcludingGoodwill" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IndefiniteLivedIntangibleAssetsExcludingGoodwillAbstract" xlink:to="loc_IndefiniteLivedIntangibleAssetsExcludingGoodwill" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FiniteLivedIntangibleAssetsNetAbstract" xlink:label="loc_FiniteLivedIntangibleAssetsNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IntangibleAssetsNetExcludingGoodwillAbstract" xlink:to="loc_FiniteLivedIntangibleAssetsNetAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGrossAbstract" xlink:label="loc_FiniteLivedIntangibleAssetsGrossAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FiniteLivedIntangibleAssetsNetAbstract" xlink:to="loc_FiniteLivedIntangibleAssetsGrossAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FiniteLivedCoreDepositsGross" xlink:label="loc_FiniteLivedCoreDepositsGross" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FiniteLivedIntangibleAssetsGrossAbstract" xlink:to="loc_FiniteLivedCoreDepositsGross" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FiniteLivedIntangibleAssetOffMarketLeaseFavorableGross" xlink:label="loc_FiniteLivedIntangibleAssetOffMarketLeaseFavorableGross" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FiniteLivedIntangibleAssetsGrossAbstract" xlink:to="loc_FiniteLivedIntangibleAssetOffMarketLeaseFavorableGross" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherFiniteLivedIntangibleAssetsGross" xlink:label="loc_OtherFiniteLivedIntangibleAssetsGross" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FiniteLivedIntangibleAssetsGrossAbstract" xlink:to="loc_OtherFiniteLivedIntangibleAssetsGross" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="loc_FiniteLivedIntangibleAssetsGross" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FiniteLivedIntangibleAssetsGrossAbstract" xlink:to="loc_FiniteLivedIntangibleAssetsGross" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="loc_FiniteLivedIntangibleAssetsAccumulatedAmortization" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FiniteLivedIntangibleAssetsNetAbstract" xlink:to="loc_FiniteLivedIntangibleAssetsAccumulatedAmortization" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="loc_FiniteLivedIntangibleAssetsNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FiniteLivedIntangibleAssetsNetAbstract" xlink:to="loc_FiniteLivedIntangibleAssetsNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssetsAbstract" xlink:label="loc_OtherRealEstateAndForeclosedAssetsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_OtherRealEstateAndForeclosedAssetsAbstract" order="190" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeclosedAssetsAbstract" xlink:label="loc_ForeclosedAssetsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherRealEstateAndForeclosedAssetsAbstract" xlink:to="loc_ForeclosedAssetsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RealEstateAcquiredThroughForeclosure" xlink:label="loc_RealEstateAcquiredThroughForeclosure" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeclosedAssetsAbstract" xlink:to="loc_RealEstateAcquiredThroughForeclosure" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherForeclosedAssets" xlink:label="loc_OtherForeclosedAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeclosedAssetsAbstract" xlink:to="loc_OtherForeclosedAssets" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeclosedAssets" xlink:label="loc_ForeclosedAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeclosedAssetsAbstract" xlink:to="loc_ForeclosedAssets" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherRealEstate" xlink:label="loc_OtherRealEstate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherRealEstateAndForeclosedAssetsAbstract" xlink:to="loc_OtherRealEstate" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="loc_OtherRealEstateAndForeclosedAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherRealEstateAndForeclosedAssetsAbstract" xlink:to="loc_OtherRealEstateAndForeclosedAssets" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccountsReceivableNetAbstract" xlink:label="loc_AccountsReceivableNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_AccountsReceivableNetAbstract" order="200" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccountsReceivableGross" xlink:label="loc_AccountsReceivableGross" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AccountsReceivableNetAbstract" xlink:to="loc_AccountsReceivableGross" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AllowanceForDoubtfulAccountsReceivable" xlink:label="loc_AllowanceForDoubtfulAccountsReceivable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AccountsReceivableNetAbstract" xlink:to="loc_AllowanceForDoubtfulAccountsReceivable" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccountsReceivableNet" xlink:label="loc_AccountsReceivableNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AccountsReceivableNetAbstract" xlink:to="loc_AccountsReceivableNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotesReceivableNetAbstract" xlink:label="loc_NotesReceivableNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_NotesReceivableNetAbstract" order="210" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotesReceivableGross" xlink:label="loc_NotesReceivableGross" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotesReceivableNetAbstract" xlink:to="loc_NotesReceivableGross" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AllowanceForNotesReceivable" xlink:label="loc_AllowanceForNotesReceivable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotesReceivableNetAbstract" xlink:to="loc_AllowanceForNotesReceivable" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_NotesReceivableNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotesReceivableNetAbstract" xlink:to="loc_NotesReceivableNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ReceivablesFromBrokersDealersAndClearingOrganizations" xlink:label="loc_ReceivablesFromBrokersDealersAndClearingOrganizations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_ReceivablesFromBrokersDealersAndClearingOrganizations" order="220" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DueFromRelatedParties" xlink:label="loc_DueFromRelatedParties" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_DueFromRelatedParties" order="230" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PremiumsReceivableAtCarryingValue" xlink:label="loc_PremiumsReceivableAtCarryingValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_PremiumsReceivableAtCarryingValue" order="240" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ReinsuranceRecoverables" xlink:label="loc_ReinsuranceRecoverables" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_ReinsuranceRecoverables" order="250" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccruedFeesAndOtherRevenueReceivable" xlink:label="loc_AccruedFeesAndOtherRevenueReceivable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_AccruedFeesAndOtherRevenueReceivable" order="260" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable" xlink:label="loc_AccruedInvestmentIncomeReceivable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_AccruedInvestmentIncomeReceivable" order="270" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeTaxesReceivable" xlink:label="loc_IncomeTaxesReceivable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_IncomeTaxesReceivable" order="280" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PrepaidExpense" xlink:label="loc_PrepaidExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_PrepaidExpense" order="290" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PrepaidPensionCosts" xlink:label="loc_PrepaidPensionCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_PrepaidPensionCosts" order="300" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCostsAbstract" xlink:label="loc_DeferredCostsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_DeferredCostsAbstract" order="310" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredFinanceCostsNet" xlink:label="loc_DeferredFinanceCostsNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCostsAbstract" xlink:to="loc_DeferredFinanceCostsNet" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredPolicyAcquisitionCosts" xlink:label="loc_DeferredPolicyAcquisitionCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCostsAbstract" xlink:to="loc_DeferredPolicyAcquisitionCosts" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncentiveToLessee" xlink:label="loc_IncentiveToLessee" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCostsAbstract" xlink:to="loc_IncentiveToLessee" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCosts" xlink:label="loc_DeferredCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCostsAbstract" xlink:to="loc_DeferredCosts" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="loc_DeferredTaxAssetsNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_DeferredTaxAssetsNet" order="320" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredRentReceivablesNet" xlink:label="loc_DeferredRentReceivablesNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_DeferredRentReceivablesNet" order="330" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DefinedBenefitPlanNoncurrentAssetsForPlanBenefits" xlink:label="loc_DefinedBenefitPlanNoncurrentAssetsForPlanBenefits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_DefinedBenefitPlanNoncurrentAssetsForPlanBenefits" order="340" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherInterestEarningAssets" xlink:label="loc_OtherInterestEarningAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_OtherInterestEarningAssets" order="350" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestsContinuedToBeHeldByTransferorFairValue" xlink:label="loc_InterestsContinuedToBeHeldByTransferorFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_InterestsContinuedToBeHeldByTransferorFairValue" order="360" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ServicingAssetAtAmortizedValue" xlink:label="loc_ServicingAssetAtAmortizedValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_ServicingAssetAtAmortizedValue" order="380" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="loc_BankOwnedLifeInsurance" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_BankOwnedLifeInsurance" order="390" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SeparateAccountAssets" xlink:label="loc_SeparateAccountAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_SeparateAccountAssets" order="400" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation" xlink:label="loc_AssetsOfDisposalGroupIncludingDiscontinuedOperation" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetsAbstract" xlink:to="loc_AssetsOfDisposalGroupIncludingDiscontinuedOperation" order="420" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_LiabilitiesAndStockholdersEquityAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementLineItems" xlink:to="loc_LiabilitiesAndStockholdersEquityAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="loc_LiabilitiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAndStockholdersEquityAbstract" xlink:to="loc_LiabilitiesAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepositsAbstract" xlink:label="loc_DepositsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_DepositsAbstract" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepositsByTypeAbstract" xlink:label="loc_DepositsByTypeAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsAbstract" xlink:to="loc_DepositsByTypeAbstract" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DemandDepositAccounts" xlink:label="loc_DemandDepositAccounts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="loc_DemandDepositAccounts" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="loc_DepositsMoneyMarketDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="loc_DepositsMoneyMarketDeposits" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="us-gaap_NoninterestBearingDepositLiabilities_633798107998802812" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="us-gaap_NoninterestBearingDepositLiabilities_633798107998802812" order="55.01" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepositsNegotiableOrderOfWithdrawalNOW" xlink:label="us-gaap_DepositsNegotiableOrderOfWithdrawalNOW_633802474365128815" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="us-gaap_DepositsNegotiableOrderOfWithdrawalNOW_633802474365128815" order="56.2625" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="us-gaap_InterestBearingDepositLiabilities_633798108780365312" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="us-gaap_InterestBearingDepositLiabilities_633798108780365312" order="57.515" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="4" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepositsSavingsDeposits" xlink:label="us-gaap_DepositsSavingsDeposits_633734883011784401" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="us-gaap_DepositsSavingsDeposits_633734883011784401" order="58.7675" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_ClientCertificatesOfDeposit" xlink:label="bbt_ClientCertificatesOfDeposit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="bbt_ClientCertificatesOfDeposit" order="59.4721" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepositsWholesale" xlink:label="us-gaap_DepositsWholesale_633802475821728603" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="us-gaap_DepositsWholesale_633802475821728603" order="59.5504" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="3" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_OtherInterestbearingDeposits" xlink:label="bbt_OtherInterestbearingDeposits_633734884935390462" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="bbt_OtherInterestbearingDeposits_633734884935390462" order="59.7069" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="4" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_Deposits" xlink:label="loc_Deposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="loc_Deposits" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ShortTermBorrowings" xlink:label="us-gaap_ShortTermBorrowings_633802477421291017" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="us-gaap_ShortTermBorrowings_633802477421291017" order="60.25" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_633798136923879612" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase_633798136923879612" order="60.5" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LongTermDebt" xlink:label="us-gaap_LongTermDebt_633798137328567112" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="us-gaap_LongTermDebt_633798137328567112" order="61" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="4" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherLiabilities" xlink:label="us-gaap_OtherLiabilities_633802479022884267" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="us-gaap_OtherLiabilities_633802479022884267" order="61.25" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilities" xlink:label="us-gaap_AccountsPayableAndAccruedLiabilities_633798137527004612" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="us-gaap_AccountsPayableAndAccruedLiabilities_633798137527004612" order="61.5" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_Liabilities" xlink:label="us-gaap_Liabilities_633798138199348362" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="us-gaap_Liabilities_633798138199348362" order="62" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_CommitmentsAndContingenciesNote6" xlink:label="bbt_CommitmentsAndContingenciesNote6" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="bbt_CommitmentsAndContingenciesNote6" order="62.125" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="1" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_ShareholdersEquity" xlink:label="bbt_ShareholdersEquity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="bbt_ShareholdersEquity" order="62.25" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockValue" xlink:label="us-gaap_PreferredStockValue_633843720790936564" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ShareholdersEquity" xlink:to="us-gaap_PreferredStockValue_633843720790936564" order="1" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockValue" xlink:label="us-gaap_CommonStockValue_633798139041067112" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByTypeAbstract" xlink:to="us-gaap_CommonStockValue_633798139041067112" order="63" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="us-gaap_AdditionalPaidInCapital_633798113041615312" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_CommonStockValue_633798139041067112" xlink:to="us-gaap_AdditionalPaidInCapital_633798113041615312" order="0.51" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdditionalPaidInCapitalCommonStock" xlink:label="us-gaap_AdditionalPaidInCapitalCommonStock_633813724451688575" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_CommonStockValue_633798139041067112" xlink:to="us-gaap_AdditionalPaidInCapitalCommonStock_633813724451688575" order="0.6375" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit_633798113570677812" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_CommonStockValue_633798139041067112" xlink:to="us-gaap_RetainedEarningsAccumulatedDeficit_633798113570677812" order="0.765" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="4" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_633798114179896562" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_CommonStockValue_633798139041067112" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_633798114179896562" order="0.8925" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MinorityInterest" xlink:label="us-gaap_MinorityInterest_633802483672036029" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_CommonStockValue_633798139041067112" xlink:to="us-gaap_MinorityInterest_633802483672036029" order="0.9096" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_LiabilitiesShareholdersEquityNoncontrollingInterest" xlink:label="bbt_LiabilitiesShareholdersEquityNoncontrollingInterest" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_CommonStockValue_633798139041067112" xlink:to="bbt_LiabilitiesShareholdersEquityNoncontrollingInterest" order="0.9268" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockholdersEquity" xlink:label="us-gaap_StockholdersEquity_633735941211061067" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_CommonStockValue_633798139041067112" xlink:to="us-gaap_StockholdersEquity_633735941211061067" order="0.9612" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_633798116186025829" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_CommonStockValue_633798139041067112" xlink:to="us-gaap_LiabilitiesAndStockholdersEquity_633798116186025829" order="1.01" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="4" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepositsByCustomerAlternativeAbstract" xlink:label="loc_DepositsByCustomerAlternativeAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsAbstract" xlink:to="loc_DepositsByCustomerAlternativeAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepositsRetail" xlink:label="loc_DepositsRetail" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsByCustomerAlternativeAbstract" xlink:to="loc_DepositsRetail" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract" xlink:label="loc_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsAbstract" xlink:to="loc_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoninterestBearingDepositLiabilitiesAbstract" xlink:label="loc_NoninterestBearingDepositLiabilitiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract" xlink:to="loc_NoninterestBearingDepositLiabilitiesAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoninterestBearingDepositLiabilitiesDomestic" xlink:label="loc_NoninterestBearingDepositLiabilitiesDomestic" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestBearingDepositLiabilitiesAbstract" xlink:to="loc_NoninterestBearingDepositLiabilitiesDomestic" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoninterestBearingDepositLiabilitiesForeign" xlink:label="loc_NoninterestBearingDepositLiabilitiesForeign" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestBearingDepositLiabilitiesAbstract" xlink:to="loc_NoninterestBearingDepositLiabilitiesForeign" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestBearingDepositLiabilitiesAbstract" xlink:label="loc_InterestBearingDepositLiabilitiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract" xlink:to="loc_InterestBearingDepositLiabilitiesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestBearingDepositLiabilitiesDomestic" xlink:label="loc_InterestBearingDepositLiabilitiesDomestic" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestBearingDepositLiabilitiesAbstract" xlink:to="loc_InterestBearingDepositLiabilitiesDomestic" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestBearingDepositLiabilitiesForeign" xlink:label="loc_InterestBearingDepositLiabilitiesForeign" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestBearingDepositLiabilitiesAbstract" xlink:to="loc_InterestBearingDepositLiabilitiesForeign" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepositsForeignNoninterestBearingAndInterestBearingCombinedAlternativeAbstract" xlink:label="loc_DepositsForeignNoninterestBearingAndInterestBearingCombinedAlternativeAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsAbstract" xlink:to="loc_DepositsForeignNoninterestBearingAndInterestBearingCombinedAlternativeAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepositsForeignAbstract" xlink:label="loc_DepositsForeignAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsForeignNoninterestBearingAndInterestBearingCombinedAlternativeAbstract" xlink:to="loc_DepositsForeignAbstract" order="10" use="optional" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsForeignAbstract" xlink:to="loc_NoninterestBearingDepositLiabilitiesForeign" order="10" use="optional" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsForeignAbstract" xlink:to="loc_InterestBearingDepositLiabilitiesForeign" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepositsForeign" xlink:label="loc_DepositsForeign" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsForeignAbstract" xlink:to="loc_DepositsForeign" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsForeignNoninterestBearingAndInterestBearingCombinedAlternativeAbstract" xlink:to="loc_NoninterestBearingDepositLiabilitiesDomestic" order="20" use="optional" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepositsForeignNoninterestBearingAndInterestBearingCombinedAlternativeAbstract" xlink:to="loc_InterestBearingDepositLiabilitiesDomestic" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:label="loc_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FederalFundsPurchased" xlink:label="loc_FederalFundsPurchased" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:to="loc_FederalFundsPurchased" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_SecuritiesSoldUnderAgreementsToRepurchase" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:to="loc_SecuritiesSoldUnderAgreementsToRepurchase" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ShortTermBorrowingsAbstract" xlink:label="loc_ShortTermBorrowingsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_ShortTermBorrowingsAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommercialPaper" xlink:label="loc_CommercialPaper" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ShortTermBorrowingsAbstract" xlink:to="loc_CommercialPaper" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FederalHomeLoanBankAdvancesShortTerm" xlink:label="loc_FederalHomeLoanBankAdvancesShortTerm" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ShortTermBorrowingsAbstract" xlink:to="loc_FederalHomeLoanBankAdvancesShortTerm" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherShortTermBorrowings" xlink:label="loc_OtherShortTermBorrowings" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ShortTermBorrowingsAbstract" xlink:to="loc_OtherShortTermBorrowings" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_BankAcceptancesExecutedAndOutstanding" xlink:label="loc_BankAcceptancesExecutedAndOutstanding" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_BankAcceptancesExecutedAndOutstanding" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TradingLiabilities" xlink:label="loc_TradingLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_TradingLiabilities" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="loc_DerivativeLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_DerivativeLiabilities" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SecuritiesLoaned" xlink:label="loc_SecuritiesLoaned" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_SecuritiesLoaned" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_BeneficialInterest" xlink:label="loc_BeneficialInterest" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_BeneficialInterest" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PayablesToBrokerDealersAndClearingOrganizationsAbstract" xlink:label="loc_PayablesToBrokerDealersAndClearingOrganizationsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_PayablesToBrokerDealersAndClearingOrganizationsAbstract" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepositsReceivedForSecuritiesLoanedAtCarryingValue" xlink:label="loc_DepositsReceivedForSecuritiesLoanedAtCarryingValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PayablesToBrokerDealersAndClearingOrganizationsAbstract" xlink:to="loc_DepositsReceivedForSecuritiesLoanedAtCarryingValue" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SecuritiesFailedToReceive" xlink:label="loc_SecuritiesFailedToReceive" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PayablesToBrokerDealersAndClearingOrganizationsAbstract" xlink:to="loc_SecuritiesFailedToReceive" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DueToCorrespondentBrokers" xlink:label="loc_DueToCorrespondentBrokers" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PayablesToBrokerDealersAndClearingOrganizationsAbstract" xlink:to="loc_DueToCorrespondentBrokers" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommissionsPayableToBrokerDealersAndClearingOrganizations" xlink:label="loc_CommissionsPayableToBrokerDealersAndClearingOrganizations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PayablesToBrokerDealersAndClearingOrganizationsAbstract" xlink:to="loc_CommissionsPayableToBrokerDealersAndClearingOrganizations" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherPayablesToBrokerDealersAndClearingOrganizations" xlink:label="loc_OtherPayablesToBrokerDealersAndClearingOrganizations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PayablesToBrokerDealersAndClearingOrganizationsAbstract" xlink:to="loc_OtherPayablesToBrokerDealersAndClearingOrganizations" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PayablesToBrokerDealersAndClearingOrganizations" xlink:label="loc_PayablesToBrokerDealersAndClearingOrganizations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PayablesToBrokerDealersAndClearingOrganizationsAbstract" xlink:to="loc_PayablesToBrokerDealersAndClearingOrganizations" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationLiabilityNoncurrent" xlink:label="loc_DeferredCompensationLiabilityNoncurrent" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_DeferredCompensationLiabilityNoncurrent" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesAbstract" xlink:label="loc_AccountsPayableAndAccruedLiabilitiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_AccountsPayableAndAccruedLiabilitiesAbstract" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccountsPayable" xlink:label="loc_AccountsPayable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AccountsPayableAndAccruedLiabilitiesAbstract" xlink:to="loc_AccountsPayable" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccruedLiabilities" xlink:label="loc_AccruedLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AccountsPayableAndAccruedLiabilitiesAbstract" xlink:to="loc_AccruedLiabilities" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EmployeeRelatedLiabilities" xlink:label="loc_EmployeeRelatedLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AccountsPayableAndAccruedLiabilitiesAbstract" xlink:to="loc_EmployeeRelatedLiabilities" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TaxesPayableAbstract" xlink:label="loc_TaxesPayableAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AccountsPayableAndAccruedLiabilitiesAbstract" xlink:to="loc_TaxesPayableAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccruedIncomeTaxesPayable" xlink:label="loc_AccruedIncomeTaxesPayable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TaxesPayableAbstract" xlink:to="loc_AccruedIncomeTaxesPayable" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccrualForTaxesOtherThanIncomeTaxes" xlink:label="loc_AccrualForTaxesOtherThanIncomeTaxes" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TaxesPayableAbstract" xlink:to="loc_AccrualForTaxesOtherThanIncomeTaxes" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TaxesPayable" xlink:label="loc_TaxesPayable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TaxesPayableAbstract" xlink:to="loc_TaxesPayable" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestPayable" xlink:label="loc_InterestPayable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AccountsPayableAndAccruedLiabilitiesAbstract" xlink:to="loc_InterestPayable" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DividendsPayable" xlink:label="loc_DividendsPayable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AccountsPayableAndAccruedLiabilitiesAbstract" xlink:to="loc_DividendsPayable" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DueToRelatedParties" xlink:label="loc_DueToRelatedParties" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_DueToRelatedParties" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance" xlink:label="loc_AdvancePaymentsByBorrowersForTaxesAndInsurance" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_AdvancePaymentsByBorrowersForTaxesAndInsurance" order="130" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet" xlink:label="loc_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet" order="140" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnearnedPremiums" xlink:label="loc_UnearnedPremiums" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_UnearnedPremiums" order="150" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ServicingLiabilityAtFairValueAmount" xlink:label="loc_ServicingLiabilityAtFairValueAmount" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_ServicingLiabilityAtFairValueAmount" order="160" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredRevenueAndCredits" xlink:label="loc_DeferredRevenueAndCredits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_DeferredRevenueAndCredits" order="170" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PostemploymentBenefitsLiability" xlink:label="loc_PostemploymentBenefitsLiability" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_PostemploymentBenefitsLiability" order="180" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansNoncurrentLiabilitiesAbstract" xlink:label="loc_PensionAndOtherPostretirementDefinedBenefitPlansNoncurrentLiabilitiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_PensionAndOtherPostretirementDefinedBenefitPlansNoncurrentLiabilitiesAbstract" order="190" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DefinedBenefitPensionPlanNoncurrentLiabilities" xlink:label="loc_DefinedBenefitPensionPlanNoncurrentLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PensionAndOtherPostretirementDefinedBenefitPlansNoncurrentLiabilitiesAbstract" xlink:to="loc_DefinedBenefitPensionPlanNoncurrentLiabilities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherPostretirementDefinedBenefitPlanNoncurrentLiabilities" xlink:label="loc_OtherPostretirementDefinedBenefitPlanNoncurrentLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PensionAndOtherPostretirementDefinedBenefitPlansNoncurrentLiabilitiesAbstract" xlink:to="loc_OtherPostretirementDefinedBenefitPlanNoncurrentLiabilities" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansNoncurrentLiabilities" xlink:label="loc_PensionAndOtherPostretirementDefinedBenefitPlansNoncurrentLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PensionAndOtherPostretirementDefinedBenefitPlansNoncurrentLiabilitiesAbstract" xlink:to="loc_PensionAndOtherPostretirementDefinedBenefitPlansNoncurrentLiabilities" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="loc_DeferredIncomeTaxLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_DeferredIncomeTaxLiabilities" order="200" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SeparateAccountsLiability" xlink:label="loc_SeparateAccountsLiability" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_SeparateAccountsLiability" order="210" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LitigationReserve" xlink:label="loc_LitigationReserve" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_LitigationReserve" order="220" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RestructuringReserve" xlink:label="loc_RestructuringReserve" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_RestructuringReserve" order="230" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OffMarketLeaseUnfavorable" xlink:label="loc_OffMarketLeaseUnfavorable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_OffMarketLeaseUnfavorable" order="240" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DebtAndCapitalLeaseObligationsAbstract" xlink:label="loc_DebtAndCapitalLeaseObligationsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_DebtAndCapitalLeaseObligationsAbstract" order="250" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LongTermDebtAbstract" xlink:label="loc_LongTermDebtAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DebtAndCapitalLeaseObligationsAbstract" xlink:to="loc_LongTermDebtAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SecuredDebt" xlink:label="loc_SecuredDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LongTermDebtAbstract" xlink:to="loc_SecuredDebt" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnsecuredDebt" xlink:label="loc_UnsecuredDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LongTermDebtAbstract" xlink:to="loc_UnsecuredDebt" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SubordinatedDebt" xlink:label="loc_SubordinatedDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LongTermDebtAbstract" xlink:to="loc_SubordinatedDebt" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ConvertibleDebt" xlink:label="loc_ConvertibleDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LongTermDebtAbstract" xlink:to="loc_ConvertibleDebt" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ConvertibleSubordinatedDebt" xlink:label="loc_ConvertibleSubordinatedDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LongTermDebtAbstract" xlink:to="loc_ConvertibleSubordinatedDebt" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust" xlink:label="loc_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LongTermDebtAbstract" xlink:to="loc_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LineOfCredit" xlink:label="loc_LineOfCredit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LongTermDebtAbstract" xlink:to="loc_LineOfCredit" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotesAndLoansPayableAbstract" xlink:label="loc_NotesAndLoansPayableAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LongTermDebtAbstract" xlink:to="loc_NotesAndLoansPayableAbstract" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotesPayableAbstract" xlink:label="loc_NotesPayableAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotesAndLoansPayableAbstract" xlink:to="loc_NotesPayableAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MediumTermNotes" xlink:label="loc_MediumTermNotes" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotesPayableAbstract" xlink:to="loc_MediumTermNotes" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_JuniorSubordinatedNotes" xlink:label="loc_JuniorSubordinatedNotes" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotesPayableAbstract" xlink:to="loc_JuniorSubordinatedNotes" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SeniorNotes" xlink:label="loc_SeniorNotes" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotesPayableAbstract" xlink:to="loc_SeniorNotes" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ConvertibleNotesPayable" xlink:label="loc_ConvertibleNotesPayable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotesPayableAbstract" xlink:to="loc_ConvertibleNotesPayable" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotesPayableToBank" xlink:label="loc_NotesPayableToBank" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotesPayableAbstract" xlink:to="loc_NotesPayableToBank" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherNotesPayable" xlink:label="loc_OtherNotesPayable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotesPayableAbstract" xlink:to="loc_OtherNotesPayable" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotesPayable" xlink:label="loc_NotesPayable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotesPayableAbstract" xlink:to="loc_NotesPayable" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansPayableAbstract" xlink:label="loc_LoansPayableAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotesAndLoansPayableAbstract" xlink:to="loc_LoansPayableAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansPayableToBank" xlink:label="loc_LoansPayableToBank" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansPayableAbstract" xlink:to="loc_LoansPayableToBank" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherLoansPayable" xlink:label="loc_OtherLoansPayable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansPayableAbstract" xlink:to="loc_OtherLoansPayable" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansPayable" xlink:label="loc_LoansPayable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LoansPayableAbstract" xlink:to="loc_LoansPayable" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotesAndLoansPayable" xlink:label="loc_NotesAndLoansPayable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotesAndLoansPayableAbstract" xlink:to="loc_NotesAndLoansPayable" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_WarehouseAgreementBorrowings" xlink:label="loc_WarehouseAgreementBorrowings" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LongTermDebtAbstract" xlink:to="loc_WarehouseAgreementBorrowings" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:label="loc_FederalHomeLoanBankAdvancesLongTerm" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LongTermDebtAbstract" xlink:to="loc_FederalHomeLoanBankAdvancesLongTerm" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherLongTermDebt" xlink:label="loc_OtherLongTermDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LongTermDebtAbstract" xlink:to="loc_OtherLongTermDebt" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CapitalLeaseObligations" xlink:label="loc_CapitalLeaseObligations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DebtAndCapitalLeaseObligationsAbstract" xlink:to="loc_CapitalLeaseObligations" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherBorrowings" xlink:label="loc_OtherBorrowings" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DebtAndCapitalLeaseObligationsAbstract" xlink:to="loc_OtherBorrowings" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="loc_DebtAndCapitalLeaseObligations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DebtAndCapitalLeaseObligationsAbstract" xlink:to="loc_DebtAndCapitalLeaseObligations" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LiabilitiesOfDisposalGroupIncludingDiscontinuedOperation" xlink:label="loc_LiabilitiesOfDisposalGroupIncludingDiscontinuedOperation" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_LiabilitiesOfDisposalGroupIncludingDiscontinuedOperation" order="260" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SharesSubjectToMandatoryRedemptionSettlementTermsAmount" xlink:label="loc_SharesSubjectToMandatoryRedemptionSettlementTermsAmount" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAbstract" xlink:to="loc_SharesSubjectToMandatoryRedemptionSettlementTermsAmount" order="270" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:label="loc_CommitmentsAndContingencies" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAndStockholdersEquityAbstract" xlink:to="loc_CommitmentsAndContingencies" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MinorityInterestAbstract" xlink:label="loc_MinorityInterestAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAndStockholdersEquityAbstract" xlink:to="loc_MinorityInterestAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MinorityInterestInLimitedPartnerships" xlink:label="loc_MinorityInterestInLimitedPartnerships" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MinorityInterestAbstract" xlink:to="loc_MinorityInterestInLimitedPartnerships" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MinorityInterestInOperatingPartnerships" xlink:label="loc_MinorityInterestInOperatingPartnerships" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MinorityInterestAbstract" xlink:to="loc_MinorityInterestInOperatingPartnerships" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MinorityInterestInPreferredUnitHolders" xlink:label="loc_MinorityInterestInPreferredUnitHolders" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MinorityInterestAbstract" xlink:to="loc_MinorityInterestInPreferredUnitHolders" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MinorityInterestInJointVentures" xlink:label="loc_MinorityInterestInJointVentures" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MinorityInterestAbstract" xlink:to="loc_MinorityInterestInJointVentures" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherMinorityInterests" xlink:label="loc_OtherMinorityInterests" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MinorityInterestAbstract" xlink:to="loc_OtherMinorityInterests" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TemporaryEquityAbstract" xlink:label="loc_TemporaryEquityAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAndStockholdersEquityAbstract" xlink:to="loc_TemporaryEquityAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TemporaryEquityRedemptionValue" xlink:label="loc_TemporaryEquityRedemptionValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TemporaryEquityAbstract" xlink:to="loc_TemporaryEquityRedemptionValue" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TemporaryEquityValueOfSharesSubscribedButUnissued" xlink:label="loc_TemporaryEquityValueOfSharesSubscribedButUnissued" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TemporaryEquityAbstract" xlink:to="loc_TemporaryEquityValueOfSharesSubscribedButUnissued" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TemporaryEquitySharesSubscribedButUnissuedSubscriptionsReceivable" xlink:label="loc_TemporaryEquitySharesSubscribedButUnissuedSubscriptionsReceivable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TemporaryEquityAbstract" xlink:to="loc_TemporaryEquitySharesSubscribedButUnissuedSubscriptionsReceivable" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TemporaryEquityShareSubscriptions" xlink:label="loc_TemporaryEquityShareSubscriptions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TemporaryEquityAbstract" xlink:to="loc_TemporaryEquityShareSubscriptions" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TemporaryEquitySharesSubscribedButUnissued" xlink:label="loc_TemporaryEquitySharesSubscribedButUnissued" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TemporaryEquityAbstract" xlink:to="loc_TemporaryEquitySharesSubscribedButUnissued" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TemporaryEquitySharesAuthorized" xlink:label="loc_TemporaryEquitySharesAuthorized" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TemporaryEquityAbstract" xlink:to="loc_TemporaryEquitySharesAuthorized" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TemporaryEquitySharesIssued" xlink:label="loc_TemporaryEquitySharesIssued" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TemporaryEquityAbstract" xlink:to="loc_TemporaryEquitySharesIssued" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TemporaryEquitySharesOutstanding" xlink:label="loc_TemporaryEquitySharesOutstanding" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TemporaryEquityAbstract" xlink:to="loc_TemporaryEquitySharesOutstanding" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TemporaryEquityCarryingAmount" xlink:label="loc_TemporaryEquityCarryingAmount" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TemporaryEquityAbstract" xlink:to="loc_TemporaryEquityCarryingAmount" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_StockholdersEquityAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAndStockholdersEquityAbstract" xlink:to="loc_StockholdersEquityAbstract" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockAdditionalSeriesValue" xlink:label="loc_PreferredStockAdditionalSeriesValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityAbstract" xlink:to="loc_PreferredStockAdditionalSeriesValue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockSharesSubscribedButUnissuedSubscriptionsReceivable" xlink:label="loc_PreferredStockSharesSubscribedButUnissuedSubscriptionsReceivable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityAbstract" xlink:to="loc_PreferredStockSharesSubscribedButUnissuedSubscriptionsReceivable" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdditionalPaidInCapitalPreferredStock" xlink:label="us-gaap_AdditionalPaidInCapitalPreferredStock_633734932176161551" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityAbstract" xlink:to="us-gaap_AdditionalPaidInCapitalPreferredStock_633734932176161551" order="45.01" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockAdditionalSeriesValue" xlink:label="loc_CommonStockAdditionalSeriesValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityAbstract" xlink:to="loc_CommonStockAdditionalSeriesValue" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockHeldBySubsidiary" xlink:label="loc_CommonStockHeldBySubsidiary" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityAbstract" xlink:to="loc_CommonStockHeldBySubsidiary" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockShareSubscribedButUnissuedSubscriptionsReceivable" xlink:label="loc_CommonStockShareSubscribedButUnissuedSubscriptionsReceivable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityAbstract" xlink:to="loc_CommonStockShareSubscribedButUnissuedSubscriptionsReceivable" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdditionalPaidInCapitalAbstract" xlink:label="loc_AdditionalPaidInCapitalAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityAbstract" xlink:to="loc_AdditionalPaidInCapitalAbstract" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TreasuryStockValue" xlink:label="loc_TreasuryStockValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityAbstract" xlink:to="loc_TreasuryStockValue" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TreasuryStockDeferredEmployeeStockOwnershipPlan" xlink:label="loc_TreasuryStockDeferredEmployeeStockOwnershipPlan" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityAbstract" xlink:to="loc_TreasuryStockDeferredEmployeeStockOwnershipPlan" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationEquity" xlink:label="loc_DeferredCompensationEquity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityAbstract" xlink:to="loc_DeferredCompensationEquity" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract" xlink:label="loc_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityAbstract" xlink:to="loc_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentNetOfTax" xlink:label="loc_AccumulatedOtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract" xlink:to="loc_AccumulatedOtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentNetOfTax" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="loc_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract" xlink:to="loc_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xlink:label="loc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract" xlink:to="loc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" xlink:label="loc_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract" xlink:to="loc_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficitAbstract" xlink:label="loc_RetainedEarningsAccumulatedDeficitAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityAbstract" xlink:to="loc_RetainedEarningsAccumulatedDeficitAbstract" order="130" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RetainedEarningsAppropriated" xlink:label="loc_RetainedEarningsAppropriated" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RetainedEarningsAccumulatedDeficitAbstract" xlink:to="loc_RetainedEarningsAppropriated" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RetainedEarningsUnappropriated" xlink:label="loc_RetainedEarningsUnappropriated" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RetainedEarningsAccumulatedDeficitAbstract" xlink:to="loc_RetainedEarningsUnappropriated" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnearnedESOPShares" xlink:label="loc_UnearnedESOPShares" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityAbstract" xlink:to="loc_UnearnedESOPShares" order="140" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherAdditionalCapital" xlink:label="loc_OtherAdditionalCapital" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityAbstract" xlink:to="loc_OtherAdditionalCapital" order="150" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ReceivableFromOfficersAndDirectorsForIssuanceOfCapitalStock" xlink:label="loc_ReceivableFromOfficersAndDirectorsForIssuanceOfCapitalStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityAbstract" xlink:to="loc_ReceivableFromOfficersAndDirectorsForIssuanceOfCapitalStock" order="160" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ReceivableFromShareholdersOrAffiliatesForIssuanceOfCapitalStock" xlink:label="loc_ReceivableFromShareholdersOrAffiliatesForIssuanceOfCapitalStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityAbstract" xlink:to="loc_ReceivableFromShareholdersOrAffiliatesForIssuanceOfCapitalStock" order="170" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:label="loc_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LiabilitiesAndStockholdersEquityAbstract" xlink:to="loc_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:label="loc_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockShareSubscriptions" xlink:label="loc_PreferredStockShareSubscriptions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockShareSubscriptions" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockSharesSubscribedButUnissued" xlink:label="loc_PreferredStockSharesSubscribedButUnissued" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockSharesSubscribedButUnissued" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockSharesSubscribedButUnissuedValue" xlink:label="loc_PreferredStockSharesSubscribedButUnissuedValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockSharesSubscribedButUnissuedValue" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="loc_PreferredStockSharesOutstanding" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockSharesOutstanding" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockValueOutstanding" xlink:label="loc_PreferredStockValueOutstanding" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockValueOutstanding" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockCarryingAmount" xlink:label="loc_PreferredStockCarryingAmount" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockCarryingAmount" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockRedemptionAmount" xlink:label="loc_PreferredStockRedemptionAmount" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockRedemptionAmount" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:label="loc_PreferredStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockAdditionalSeriesParOrStatedValuePerShare" xlink:label="loc_PreferredStockAdditionalSeriesParOrStatedValuePerShare" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockAdditionalSeriesParOrStatedValuePerShare" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockAdditionalSeriesNoParValue" xlink:label="loc_PreferredStockAdditionalSeriesNoParValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockAdditionalSeriesNoParValue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockAdditionalSeriesSharesAuthorized" xlink:label="loc_PreferredStockAdditionalSeriesSharesAuthorized" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockAdditionalSeriesSharesAuthorized" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockAdditionalSeriesSharesIssued" xlink:label="loc_PreferredStockAdditionalSeriesSharesIssued" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockAdditionalSeriesSharesIssued" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockAdditionalSeriesSharesOutstanding" xlink:label="loc_PreferredStockAdditionalSeriesSharesOutstanding" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockAdditionalSeriesSharesOutstanding" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockAdditionalSeriesValueOutstanding" xlink:label="loc_PreferredStockAdditionalSeriesValueOutstanding" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockAdditionalSeriesValueOutstanding" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockAdditionalSeriesCarryingAmount" xlink:label="loc_PreferredStockAdditionalSeriesCarryingAmount" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockAdditionalSeriesCarryingAmount" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockAdditionalSeriesRedemptionAmount" xlink:label="loc_PreferredStockAdditionalSeriesRedemptionAmount" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockAdditionalSeriesRedemptionAmount" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockAdditionalSeriesLiquidationPreference" xlink:label="loc_PreferredStockAdditionalSeriesLiquidationPreference" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockAdditionalSeriesLiquidationPreference" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockAdditionalSeriesConversionBasis" xlink:label="loc_PreferredStockAdditionalSeriesConversionBasis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockAdditionalSeriesConversionBasis" order="100" use="optional" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_PreferredStockAdditionalSeriesValue" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:label="loc_CommonStockNumberOfSharesParValueAndOtherDisclosuresAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockNumberOfSharesParValueAndOtherDisclosuresAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockSharesSubscriptions" xlink:label="loc_CommonStockSharesSubscriptions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockSharesSubscriptions" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockSharesSubscribedButUnissued" xlink:label="loc_CommonStockSharesSubscribedButUnissued" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockSharesSubscribedButUnissued" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockSharesSubscribedButUnissuedValue" xlink:label="loc_CommonStockSharesSubscribedButUnissuedValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockSharesSubscribedButUnissuedValue" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_CommonStockSharesIssued" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockSharesIssued" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockValueOutstanding" xlink:label="loc_CommonStockValueOutstanding" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockValueOutstanding" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockIssuedEmployeeStockTrust" xlink:label="loc_CommonStockIssuedEmployeeStockTrust" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockIssuedEmployeeStockTrust" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockIssuedEmployeeTrustDeferred" xlink:label="loc_CommonStockIssuedEmployeeTrustDeferred" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockIssuedEmployeeTrustDeferred" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockHeldInTrust" xlink:label="loc_CommonStockHeldInTrust" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockHeldInTrust" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockConversionBasis" xlink:label="loc_CommonStockConversionBasis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockConversionBasis" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:label="loc_CommonStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockAdditionalSeriesParOrStatedValuePerShare" xlink:label="loc_CommonStockAdditionalSeriesParOrStatedValuePerShare" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockAdditionalSeriesParOrStatedValuePerShare" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockAdditionalSeriesNoParValue" xlink:label="loc_CommonStockAdditionalSeriesNoParValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockAdditionalSeriesNoParValue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockAdditionalSeriesSharesAuthorized" xlink:label="loc_CommonStockAdditionalSeriesSharesAuthorized" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockAdditionalSeriesSharesAuthorized" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockAdditionalSeriesSharesIssued" xlink:label="loc_CommonStockAdditionalSeriesSharesIssued" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockAdditionalSeriesSharesIssued" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockAdditionalSeriesSharesOutstanding" xlink:label="loc_CommonStockAdditionalSeriesSharesOutstanding" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockAdditionalSeriesSharesOutstanding" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockAdditionalSeriesValueOutstanding" xlink:label="loc_CommonStockAdditionalSeriesValueOutstanding" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockAdditionalSeriesValueOutstanding" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockAdditionalSeriesConversionBasis" xlink:label="loc_CommonStockAdditionalSeriesConversionBasis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockAdditionalSeriesConversionBasis" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockIssuedAdditionalSeriesEmployeeTrustDeferred" xlink:label="loc_CommonStockIssuedAdditionalSeriesEmployeeTrustDeferred" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockIssuedAdditionalSeriesEmployeeTrustDeferred" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockIssuedAdditionalSeriesEmployeeStockTrust" xlink:label="loc_CommonStockIssuedAdditionalSeriesEmployeeStockTrust" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockIssuedAdditionalSeriesEmployeeStockTrust" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockAdditionalSeriesHeldInTrust" xlink:label="loc_CommonStockAdditionalSeriesHeldInTrust" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockAdditionalSeriesHeldInTrust" order="100" use="optional" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommonStockAdditionalSeriesNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_CommonStockAdditionalSeriesValue" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TreasuryStockNumberOfSharesAndRestrictionDisclosuresAbstract" xlink:label="loc_TreasuryStockNumberOfSharesAndRestrictionDisclosuresAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_TreasuryStockNumberOfSharesAndRestrictionDisclosuresAbstract" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TreasuryStockShares" xlink:label="loc_TreasuryStockShares" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TreasuryStockNumberOfSharesAndRestrictionDisclosuresAbstract" xlink:to="loc_TreasuryStockShares" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TreasuryStockRestrictions" xlink:label="loc_TreasuryStockRestrictions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TreasuryStockNumberOfSharesAndRestrictionDisclosuresAbstract" xlink:to="loc_TreasuryStockRestrictions" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RetainedEarningsDeficitEliminated" xlink:label="loc_RetainedEarningsDeficitEliminated" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="loc_RetainedEarningsDeficitEliminated" order="60" use="optional" />
  </presentationLink>
  <presentationLink xlink:role="http://www.bbt.com/role/StatementConsolidatedBalanceSheetsParenthetical" xlink:type="extended" xlink:title="108550 - Statement - Consolidated Balance Sheets [Parenthetical]">
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_ConsolidatedBalanceSheetsParenthethical" xlink:label="bbt_ConsolidatedBalanceSheetsParenthethical" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_LoansHeldForSaleAtFairValue" xlink:label="bbt_LoansHeldForSaleAtFairValue_633814518585151717" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ConsolidatedBalanceSheetsParenthethical" xlink:to="bbt_LoansHeldForSaleAtFairValue_633814518585151717" order="1" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockLiquidationPreference" xlink:label="us-gaap_PreferredStockLiquidationPreference_633815350399046310" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ConsolidatedBalanceSheetsParenthethical" xlink:to="us-gaap_PreferredStockLiquidationPreference_633815350399046310" order="1.25" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="us-gaap_PreferredStockSharesIssued_633855190217570059" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ConsolidatedBalanceSheetsParenthethical" xlink:to="us-gaap_PreferredStockSharesIssued_633855190217570059" order="1.375" use="optional" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="us-gaap_PreferredStockSharesAuthorized_633855190976486023" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ConsolidatedBalanceSheetsParenthethical" xlink:to="us-gaap_PreferredStockSharesAuthorized_633855190976486023" order="1.4375" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="us-gaap_CommonStockParOrStatedValuePerShare_633815236564330117" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ConsolidatedBalanceSheetsParenthethical" xlink:to="us-gaap_CommonStockParOrStatedValuePerShare_633815236564330117" order="1.5" use="optional" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="us-gaap_CommonStockSharesOutstanding_633855189180213031" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ConsolidatedBalanceSheetsParenthethical" xlink:to="us-gaap_CommonStockSharesOutstanding_633855189180213031" order="1.6875" use="optional" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="us-gaap_CommonStockSharesAuthorized_633855189782408239" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ConsolidatedBalanceSheetsParenthethical" xlink:to="us-gaap_CommonStockSharesAuthorized_633855189782408239" order="1.7813" use="optional" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredTaxAssetsOtherComprehensiveLoss" xlink:label="us-gaap_DeferredTaxAssetsOtherComprehensiveLoss_633815349157853814" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ConsolidatedBalanceSheetsParenthethical" xlink:to="us-gaap_DeferredTaxAssetsOtherComprehensiveLoss_633815349157853814" order="1.875" use="optional" priority="1" />
  </presentationLink>
  <presentationLink xlink:role="http://www.bbt.com/role/StatementConsolidatedStatementsOfIncome" xlink:type="extended" xlink:title="132050 - Statement - Consolidated Statements of Income">
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="us-gaap_IncomeStatementAbstract_633798057960621300" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementTable" xlink:label="loc_StatementTable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_IncomeStatementAbstract_633798057960621300" xlink:to="loc_StatementTable" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementScenarioAxis" xlink:label="loc_StatementScenarioAxis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementTable" xlink:to="loc_StatementScenarioAxis" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ScenarioUnspecifiedDomain" xlink:label="loc_ScenarioUnspecifiedDomain" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementScenarioAxis" xlink:to="loc_ScenarioUnspecifiedDomain" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_StatementLineItems" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementTable" xlink:to="loc_StatementLineItems" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasicAbstract" xlink:label="loc_NetIncomeLossAvailableToCommonStockholdersBasicAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementLineItems" xlink:to="loc_NetIncomeLossAvailableToCommonStockholdersBasicAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetIncomeLossAbstract" xlink:label="loc_NetIncomeLossAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetIncomeLossAvailableToCommonStockholdersBasicAbstract" xlink:to="loc_NetIncomeLossAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrincipleAbstract" xlink:label="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrincipleAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetIncomeLossAbstract" xlink:to="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrincipleAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrincipleAbstract" xlink:label="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrincipleAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrincipleAbstract" xlink:to="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrincipleAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromContinuingOperationsAbstract" xlink:label="loc_IncomeLossFromContinuingOperationsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrincipleAbstract" xlink:to="loc_IncomeLossFromContinuingOperationsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestmentsAbstract" xlink:label="loc_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestmentsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromContinuingOperationsAbstract" xlink:to="loc_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestmentsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RevenuesAbstract" xlink:label="loc_RevenuesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestmentsAbstract" xlink:to="loc_RevenuesAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLossAbstract" xlink:label="loc_InterestIncomeExpenseAfterProvisionForLoanLossAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RevenuesAbstract" xlink:to="loc_InterestIncomeExpenseAfterProvisionForLoanLossAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeExpenseNetAbstract" xlink:label="loc_InterestIncomeExpenseNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeExpenseAfterProvisionForLoanLossAbstract" xlink:to="loc_InterestIncomeExpenseNetAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="loc_InterestAndDividendIncomeOperatingAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeExpenseNetAbstract" xlink:to="loc_InterestAndDividendIncomeOperatingAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeasesAbstract" xlink:label="loc_InterestAndFeeIncomeLoansAndLeasesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndDividendIncomeOperatingAbstract" xlink:to="loc_InterestAndFeeIncomeLoansAndLeasesAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldForSaleAbstract" xlink:label="loc_InterestAndFeeIncomeLoansAndLeasesHeldForSaleAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansAndLeasesAbstract" xlink:to="loc_InterestAndFeeIncomeLoansAndLeasesHeldForSaleAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansHeldForSaleMortgages" xlink:label="loc_InterestAndFeeIncomeLoansHeldForSaleMortgages" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansAndLeasesHeldForSaleAbstract" xlink:to="loc_InterestAndFeeIncomeLoansHeldForSaleMortgages" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeNonmortgageLoansAndLeasesHeldForSale" xlink:label="loc_InterestAndFeeIncomeNonmortgageLoansAndLeasesHeldForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansAndLeasesHeldForSaleAbstract" xlink:to="loc_InterestAndFeeIncomeNonmortgageLoansAndLeasesHeldForSale" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeOtherLoansHeldForSale" xlink:label="loc_InterestAndFeeIncomeOtherLoansHeldForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansAndLeasesHeldForSaleAbstract" xlink:to="loc_InterestAndFeeIncomeOtherLoansHeldForSale" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldForSale" xlink:label="loc_InterestAndFeeIncomeLoansAndLeasesHeldForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansAndLeasesHeldForSaleAbstract" xlink:to="loc_InterestAndFeeIncomeLoansAndLeasesHeldForSale" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolioAbstract" xlink:label="loc_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolioAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansAndLeasesAbstract" xlink:to="loc_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolioAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansCommercialAbstract" xlink:label="loc_InterestAndFeeIncomeLoansCommercialAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolioAbstract" xlink:to="loc_InterestAndFeeIncomeLoansCommercialAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans" xlink:label="loc_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansCommercialAbstract" xlink:to="loc_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansCommercialAndResidentialRealEstate" xlink:label="loc_InterestAndFeeIncomeLoansCommercialAndResidentialRealEstate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansCommercialAbstract" xlink:to="loc_InterestAndFeeIncomeLoansCommercialAndResidentialRealEstate" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansCommercialRealEstate" xlink:label="loc_InterestAndFeeIncomeLoansCommercialRealEstate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansCommercialAbstract" xlink:to="loc_InterestAndFeeIncomeLoansCommercialRealEstate" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansRealEstateConstruction" xlink:label="loc_InterestAndFeeIncomeLoansRealEstateConstruction" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansCommercialAbstract" xlink:to="loc_InterestAndFeeIncomeLoansRealEstateConstruction" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansTradeFinancing" xlink:label="loc_InterestAndFeeIncomeLoansTradeFinancing" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansCommercialAbstract" xlink:to="loc_InterestAndFeeIncomeLoansTradeFinancing" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansLeaseFinancing" xlink:label="loc_InterestAndFeeIncomeLoansLeaseFinancing" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansCommercialAbstract" xlink:to="loc_InterestAndFeeIncomeLoansLeaseFinancing" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansCommercial" xlink:label="loc_InterestAndFeeIncomeLoansCommercial" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansCommercialAbstract" xlink:to="loc_InterestAndFeeIncomeLoansCommercial" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansConsumerAbstract" xlink:label="loc_InterestAndFeeIncomeLoansConsumerAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolioAbstract" xlink:to="loc_InterestAndFeeIncomeLoansConsumerAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansConsumerRealEstate" xlink:label="loc_InterestAndFeeIncomeLoansConsumerRealEstate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansConsumerAbstract" xlink:to="loc_InterestAndFeeIncomeLoansConsumerRealEstate" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansConsumerHomeEquity" xlink:label="loc_InterestAndFeeIncomeLoansConsumerHomeEquity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansConsumerAbstract" xlink:to="loc_InterestAndFeeIncomeLoansConsumerHomeEquity" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles" xlink:label="loc_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansConsumerAbstract" xlink:to="loc_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentCreditCard" xlink:label="loc_InterestAndFeeIncomeLoansConsumerInstallmentCreditCard" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansConsumerAbstract" xlink:to="loc_InterestAndFeeIncomeLoansConsumerInstallmentCreditCard" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansOtherConsumer" xlink:label="loc_InterestAndFeeIncomeLoansOtherConsumer" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansConsumerAbstract" xlink:to="loc_InterestAndFeeIncomeLoansOtherConsumer" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansConsumer" xlink:label="loc_InterestAndFeeIncomeLoansConsumer" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansConsumerAbstract" xlink:to="loc_InterestAndFeeIncomeLoansConsumer" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansForeign" xlink:label="loc_InterestAndFeeIncomeLoansForeign" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolioAbstract" xlink:to="loc_InterestAndFeeIncomeLoansForeign" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeOtherLoans" xlink:label="loc_InterestAndFeeIncomeOtherLoans" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolioAbstract" xlink:to="loc_InterestAndFeeIncomeOtherLoans" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationOfDeferredLoanOriginationFeesNet" xlink:label="loc_AmortizationOfDeferredLoanOriginationFeesNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolioAbstract" xlink:to="loc_AmortizationOfDeferredLoanOriginationFeesNet" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" xlink:label="loc_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolioAbstract" xlink:to="loc_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndDividendIncomeSecuritiesByClassificationAbstract" xlink:label="loc_InterestAndDividendIncomeSecuritiesByClassificationAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndDividendIncomeOperatingAbstract" xlink:to="loc_InterestAndDividendIncomeSecuritiesByClassificationAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndDividendIncomeSecuritiesTradingOrMeasuredAtFairValue" xlink:label="loc_InterestAndDividendIncomeSecuritiesTradingOrMeasuredAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndDividendIncomeSecuritiesByClassificationAbstract" xlink:to="loc_InterestAndDividendIncomeSecuritiesTradingOrMeasuredAtFairValue" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndDividendIncomeSecuritiesAvailableForSale" xlink:label="loc_InterestAndDividendIncomeSecuritiesAvailableForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndDividendIncomeSecuritiesByClassificationAbstract" xlink:to="loc_InterestAndDividendIncomeSecuritiesAvailableForSale" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndDividendIncomeSecuritiesHeldToMaturity" xlink:label="loc_InterestAndDividendIncomeSecuritiesHeldToMaturity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndDividendIncomeSecuritiesByClassificationAbstract" xlink:to="loc_InterestAndDividendIncomeSecuritiesHeldToMaturity" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndDividendIncomeSecuritiesOther" xlink:label="loc_InterestAndDividendIncomeSecuritiesOther" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndDividendIncomeSecuritiesByClassificationAbstract" xlink:to="loc_InterestAndDividendIncomeSecuritiesOther" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" xlink:label="loc_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndDividendIncomeOperatingAbstract" xlink:to="loc_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="loc_InterestIncomeSecuritiesTaxable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" xlink:to="loc_InterestIncomeSecuritiesTaxable" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="loc_InterestIncomeSecuritiesTaxExempt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" xlink:to="loc_InterestIncomeSecuritiesTaxExempt" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeSecuritiesTaxAdvantaged" xlink:label="loc_InterestIncomeSecuritiesTaxAdvantaged" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" xlink:to="loc_InterestIncomeSecuritiesTaxAdvantaged" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DividendIncomeOperating" xlink:label="loc_DividendIncomeOperating" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" xlink:to="loc_DividendIncomeOperating" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeSecuritiesBySecurityTypeAbstract" xlink:label="loc_InterestIncomeSecuritiesBySecurityTypeAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndDividendIncomeOperatingAbstract" xlink:to="loc_InterestIncomeSecuritiesBySecurityTypeAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeSecuritiesMortgageBacked" xlink:label="loc_InterestIncomeSecuritiesMortgageBacked" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeSecuritiesBySecurityTypeAbstract" xlink:to="loc_InterestIncomeSecuritiesMortgageBacked" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeSecuritiesStateAndMunicipal" xlink:label="loc_InterestIncomeSecuritiesStateAndMunicipal" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeSecuritiesBySecurityTypeAbstract" xlink:to="loc_InterestIncomeSecuritiesStateAndMunicipal" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeSecuritiesUSTreasuryAndOtherUSGovernmentAbstract" xlink:label="loc_InterestIncomeSecuritiesUSTreasuryAndOtherUSGovernmentAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeSecuritiesBySecurityTypeAbstract" xlink:to="loc_InterestIncomeSecuritiesUSTreasuryAndOtherUSGovernmentAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeSecuritiesUSTreasury" xlink:label="loc_InterestIncomeSecuritiesUSTreasury" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeSecuritiesUSTreasuryAndOtherUSGovernmentAbstract" xlink:to="loc_InterestIncomeSecuritiesUSTreasury" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeSecuritiesOtherUSGovernment" xlink:label="loc_InterestIncomeSecuritiesOtherUSGovernment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeSecuritiesUSTreasuryAndOtherUSGovernmentAbstract" xlink:to="loc_InterestIncomeSecuritiesOtherUSGovernment" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeSecuritiesUSTreasuryAndOtherUSGovernment" xlink:label="loc_InterestIncomeSecuritiesUSTreasuryAndOtherUSGovernment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeSecuritiesUSTreasuryAndOtherUSGovernmentAbstract" xlink:to="loc_InterestIncomeSecuritiesUSTreasuryAndOtherUSGovernment" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="us-gaap_InterestAndFeeIncomeLoansAndLeases_633800532035520718" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeSecuritiesBySecurityTypeAbstract" xlink:to="us-gaap_InterestAndFeeIncomeLoansAndLeases_633800532035520718" order="35" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="us-gaap_InterestAndDividendIncomeSecurities_633800534925263700" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeSecuritiesBySecurityTypeAbstract" xlink:to="us-gaap_InterestAndDividendIncomeSecurities_633800534925263700" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="6" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellAbstract" xlink:label="loc_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndDividendIncomeOperatingAbstract" xlink:to="loc_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellAbstract" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeFederalFundsSold" xlink:label="loc_InterestIncomeFederalFundsSold" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellAbstract" xlink:to="loc_InterestIncomeFederalFundsSold" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeSecuritiesPurchasedUnderAgreementsToResell" xlink:label="loc_InterestIncomeSecuritiesPurchasedUnderAgreementsToResell" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellAbstract" xlink:to="loc_InterestIncomeSecuritiesPurchasedUnderAgreementsToResell" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell" xlink:label="loc_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellAbstract" xlink:to="loc_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeDepositsWithFinancialInstitutionsAbstract" xlink:label="loc_InterestIncomeDepositsWithFinancialInstitutionsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndDividendIncomeOperatingAbstract" xlink:to="loc_InterestIncomeDepositsWithFinancialInstitutionsAbstract" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeDomesticDepositsAbstract" xlink:label="loc_InterestIncomeDomesticDepositsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeDepositsWithFinancialInstitutionsAbstract" xlink:to="loc_InterestIncomeDomesticDepositsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeMoneyMarketDeposits" xlink:label="loc_InterestIncomeMoneyMarketDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeDomesticDepositsAbstract" xlink:to="loc_InterestIncomeMoneyMarketDeposits" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeOtherDomesticDeposits" xlink:label="loc_InterestIncomeOtherDomesticDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeDomesticDepositsAbstract" xlink:to="loc_InterestIncomeOtherDomesticDeposits" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeDomesticDeposits" xlink:label="loc_InterestIncomeDomesticDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeDomesticDepositsAbstract" xlink:to="loc_InterestIncomeDomesticDeposits" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeForeignDeposits" xlink:label="loc_InterestIncomeForeignDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeDepositsWithFinancialInstitutionsAbstract" xlink:to="loc_InterestIncomeForeignDeposits" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeDepositsWithFinancialInstitutions" xlink:label="loc_InterestIncomeDepositsWithFinancialInstitutions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeDepositsWithFinancialInstitutionsAbstract" xlink:to="loc_InterestIncomeDepositsWithFinancialInstitutions" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeAndFeesBankersAcceptancesCertificatesOfDepositAndCommercialPaper" xlink:label="loc_InterestIncomeAndFeesBankersAcceptancesCertificatesOfDepositAndCommercialPaper" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndDividendIncomeOperatingAbstract" xlink:to="loc_InterestIncomeAndFeesBankersAcceptancesCertificatesOfDepositAndCommercialPaper" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomePurchasedReceivables" xlink:label="loc_InterestIncomePurchasedReceivables" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndDividendIncomeOperatingAbstract" xlink:to="loc_InterestIncomePurchasedReceivables" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherInterestAndDividendIncome" xlink:label="us-gaap_OtherInterestAndDividendIncome_633800529703144473" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndDividendIncomeOperatingAbstract" xlink:to="us-gaap_OtherInterestAndDividendIncome_633800529703144473" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_InterestAndDividendIncomeOperating" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestAndDividendIncomeOperatingAbstract" xlink:to="loc_InterestAndDividendIncomeOperating" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="loc_InterestExpenseAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeExpenseNetAbstract" xlink:to="loc_InterestExpenseAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseDepositsAbstract" xlink:label="loc_InterestExpenseDepositsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseAbstract" xlink:to="loc_InterestExpenseDepositsAbstract" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseDomesticDepositsAbstract" xlink:label="loc_InterestExpenseDomesticDepositsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseDepositsAbstract" xlink:to="loc_InterestExpenseDomesticDepositsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDepositsAbstract" xlink:label="loc_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDepositsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseDomesticDepositsAbstract" xlink:to="loc_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDepositsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits" xlink:label="loc_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDepositsAbstract" xlink:to="loc_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseMoneyMarketDeposits" xlink:label="loc_InterestExpenseMoneyMarketDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDepositsAbstract" xlink:to="loc_InterestExpenseMoneyMarketDeposits" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseSavingsDeposits" xlink:label="loc_InterestExpenseSavingsDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDepositsAbstract" xlink:to="loc_InterestExpenseSavingsDeposits" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" xlink:label="loc_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDepositsAbstract" xlink:to="loc_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseDemandDepositAccounts" xlink:label="loc_InterestExpenseDemandDepositAccounts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseDomesticDepositsAbstract" xlink:to="loc_InterestExpenseDemandDepositAccounts" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseTimeDepositsAbstract" xlink:label="loc_InterestExpenseTimeDepositsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseDomesticDepositsAbstract" xlink:to="loc_InterestExpenseTimeDepositsAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseTimeDepositsLessThan100000" xlink:label="loc_InterestExpenseTimeDepositsLessThan100000" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseTimeDepositsAbstract" xlink:to="loc_InterestExpenseTimeDepositsLessThan100000" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseTimeDeposits100000OrMore" xlink:label="loc_InterestExpenseTimeDeposits100000OrMore" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseTimeDepositsAbstract" xlink:to="loc_InterestExpenseTimeDeposits100000OrMore" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseTimeDeposits" xlink:label="loc_InterestExpenseTimeDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseTimeDepositsAbstract" xlink:to="loc_InterestExpenseTimeDeposits" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseOtherDomesticDeposits" xlink:label="loc_InterestExpenseOtherDomesticDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseDomesticDepositsAbstract" xlink:to="loc_InterestExpenseOtherDomesticDeposits" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseDomesticDeposits" xlink:label="loc_InterestExpenseDomesticDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseDomesticDepositsAbstract" xlink:to="loc_InterestExpenseDomesticDeposits" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseForeignDeposits" xlink:label="loc_InterestExpenseForeignDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseDepositsAbstract" xlink:to="loc_InterestExpenseForeignDeposits" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="us-gaap_InterestExpenseDeposits_633800530137054103" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseDepositsAbstract" xlink:to="us-gaap_InterestExpenseDeposits_633800530137054103" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseShortTermBorrowings" xlink:label="us-gaap_InterestExpenseShortTermBorrowings_633814473978171348" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseDepositsAbstract" xlink:to="us-gaap_InterestExpenseShortTermBorrowings_633814473978171348" order="30.25" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseLongTermDebt" xlink:label="us-gaap_InterestExpenseLongTermDebt_633800555372375027" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseDepositsAbstract" xlink:to="us-gaap_InterestExpenseLongTermDebt_633800555372375027" order="31" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpense" xlink:label="us-gaap_InterestExpense_633800555676599618" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseDepositsAbstract" xlink:to="us-gaap_InterestExpense_633800555676599618" order="31.5" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseBorrowingsAbstract" xlink:label="loc_InterestExpenseBorrowingsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseAbstract" xlink:to="loc_InterestExpenseBorrowingsAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseShortTermBorrowingsAbstract" xlink:label="loc_InterestExpenseShortTermBorrowingsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseBorrowingsAbstract" xlink:to="loc_InterestExpenseShortTermBorrowingsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:label="loc_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseShortTermBorrowingsAbstract" xlink:to="loc_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseFederalFundsPurchased" xlink:label="loc_InterestExpenseFederalFundsPurchased" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:to="loc_InterestExpenseFederalFundsPurchased" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:to="loc_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseShortTermBorrowingsExcludingFederalFundsAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:label="loc_InterestExpenseShortTermBorrowingsExcludingFederalFundsAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseShortTermBorrowingsAbstract" xlink:to="loc_InterestExpenseShortTermBorrowingsExcludingFederalFundsAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm" xlink:label="loc_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseShortTermBorrowingsExcludingFederalFundsAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:to="loc_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseCommercialPaper" xlink:label="loc_InterestExpenseCommercialPaper" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseShortTermBorrowingsExcludingFederalFundsAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:to="loc_InterestExpenseCommercialPaper" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseOtherShortTermBorrowings" xlink:label="loc_InterestExpenseOtherShortTermBorrowings" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseShortTermBorrowingsExcludingFederalFundsAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:to="loc_InterestExpenseOtherShortTermBorrowings" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseShortTermBorrowingsExcludingFederalFundsAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_InterestExpenseShortTermBorrowingsExcludingFederalFundsAndSecuritiesSoldUnderAgreementsToRepurchase" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseShortTermBorrowingsExcludingFederalFundsAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:to="loc_InterestExpenseShortTermBorrowingsExcludingFederalFundsAndSecuritiesSoldUnderAgreementsToRepurchase" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseLongTermDebtAndCapitalSecuritiesAbstract" xlink:label="loc_InterestExpenseLongTermDebtAndCapitalSecuritiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseBorrowingsAbstract" xlink:to="loc_InterestExpenseLongTermDebtAndCapitalSecuritiesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseLongTermDebtAbstract" xlink:label="loc_InterestExpenseLongTermDebtAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseLongTermDebtAndCapitalSecuritiesAbstract" xlink:to="loc_InterestExpenseLongTermDebtAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseSubordinatedNotesAndDebentures" xlink:label="loc_InterestExpenseSubordinatedNotesAndDebentures" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseLongTermDebtAbstract" xlink:to="loc_InterestExpenseSubordinatedNotesAndDebentures" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseJuniorSubordinatedDebentures" xlink:label="loc_InterestExpenseJuniorSubordinatedDebentures" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseLongTermDebtAbstract" xlink:to="loc_InterestExpenseJuniorSubordinatedDebentures" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseMediumTermNotes" xlink:label="loc_InterestExpenseMediumTermNotes" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseLongTermDebtAbstract" xlink:to="loc_InterestExpenseMediumTermNotes" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm" xlink:label="loc_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseLongTermDebtAbstract" xlink:to="loc_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseOtherLongTermDebt" xlink:label="loc_InterestExpenseOtherLongTermDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseLongTermDebtAbstract" xlink:to="loc_InterestExpenseOtherLongTermDebt" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseCapitalSecurities" xlink:label="loc_InterestExpenseCapitalSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseLongTermDebtAndCapitalSecuritiesAbstract" xlink:to="loc_InterestExpenseCapitalSecurities" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseLongTermDebtAndCapitalSecurities" xlink:label="loc_InterestExpenseLongTermDebtAndCapitalSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseLongTermDebtAndCapitalSecuritiesAbstract" xlink:to="loc_InterestExpenseLongTermDebtAndCapitalSecurities" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseBorrowings" xlink:label="loc_InterestExpenseBorrowings" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseBorrowingsAbstract" xlink:to="loc_InterestExpenseBorrowings" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseTradingLiabilities" xlink:label="loc_InterestExpenseTradingLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseAbstract" xlink:to="loc_InterestExpenseTradingLiabilities" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseBeneficialInterestsIssuedByConsolidatedVariableInterestEntities" xlink:label="loc_InterestExpenseBeneficialInterestsIssuedByConsolidatedVariableInterestEntities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseAbstract" xlink:to="loc_InterestExpenseBeneficialInterestsIssuedByConsolidatedVariableInterestEntities" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseTrustPreferredSecurities" xlink:label="loc_InterestExpenseTrustPreferredSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseAbstract" xlink:to="loc_InterestExpenseTrustPreferredSecurities" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestCostsCapitalized" xlink:label="loc_InterestCostsCapitalized" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseAbstract" xlink:to="loc_InterestCostsCapitalized" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestExpenseOther" xlink:label="loc_InterestExpenseOther" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseAbstract" xlink:to="loc_InterestExpenseOther" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="us-gaap_InterestIncomeExpenseNet_633734937387913656" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseAbstract" xlink:to="us-gaap_InterestIncomeExpenseNet_633734937387913656" order="80.51" use="optional" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="us-gaap_ProvisionForLoanLeaseAndOtherLosses_633800557099908195" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseAbstract" xlink:to="us-gaap_ProvisionForLoanLeaseAndOtherLosses_633800557099908195" order="81.01" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_633800557430070784" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestExpenseAbstract" xlink:to="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_633800557430070784" order="81.51" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLossesAbstract" xlink:label="loc_ProvisionForLoanLeaseAndOtherLossesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestIncomeExpenseAfterProvisionForLoanLossAbstract" xlink:to="loc_ProvisionForLoanLeaseAndOtherLossesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProvisionForLoanAndLeaseLossesAbstract" xlink:label="loc_ProvisionForLoanAndLeaseLossesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProvisionForLoanLeaseAndOtherLossesAbstract" xlink:to="loc_ProvisionForLoanAndLeaseLossesAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="loc_ProvisionForLoanLossesExpensed" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProvisionForLoanAndLeaseLossesAbstract" xlink:to="loc_ProvisionForLoanLossesExpensed" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProvisionForLeaseLosses" xlink:label="loc_ProvisionForLeaseLosses" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProvisionForLoanAndLeaseLossesAbstract" xlink:to="loc_ProvisionForLeaseLosses" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="loc_ProvisionForLoanAndLeaseLosses" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProvisionForLoanAndLeaseLossesAbstract" xlink:to="loc_ProvisionForLoanAndLeaseLosses" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProvisionForOtherCreditLosses" xlink:label="loc_ProvisionForOtherCreditLosses" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProvisionForLoanLeaseAndOtherLossesAbstract" xlink:to="loc_ProvisionForOtherCreditLosses" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProvisionForOtherLosses" xlink:label="loc_ProvisionForOtherLosses" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProvisionForLoanLeaseAndOtherLossesAbstract" xlink:to="loc_ProvisionForOtherLosses" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="loc_NoninterestIncomeAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RevenuesAbstract" xlink:to="loc_NoninterestIncomeAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:label="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestIncomeAbstract" xlink:to="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InsuranceCommissionsAndFees" xlink:label="us-gaap_InsuranceCommissionsAndFees_633728071810397189" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="us-gaap_InsuranceCommissionsAndFees_633728071810397189" order="5.01" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:label="us-gaap_FeesAndCommissionsDepositorAccounts_633728072435300924" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="us-gaap_FeesAndCommissionsDepositorAccounts_633728072435300924" order="7.515" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InvestmentBankingRevenue" xlink:label="loc_InvestmentBankingRevenue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="loc_InvestmentBankingRevenue" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_MortgageBankingIncome" xlink:label="bbt_MortgageBankingIncome" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="bbt_MortgageBankingIncome" order="16.2625" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="1" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_CheckcardFees" xlink:label="bbt_CheckcardFees" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="bbt_CheckcardFees" order="17.515" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FeesAndCommissionsOther" xlink:label="us-gaap_FeesAndCommissionsOther_633728074143760697" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="us-gaap_FeesAndCommissionsOther_633728074143760697" order="18.7675" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities" xlink:label="us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities_633800558391026734" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities_633800558391026734" order="19.3837" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FeesAndCommissionsCreditCards" xlink:label="us-gaap_FeesAndCommissionsCreditCards_633800558636343944" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="us-gaap_FeesAndCommissionsCreditCards_633800558636343944" order="19.6919" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_633800558881348648" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="us-gaap_BankOwnedLifeInsuranceIncome_633800558881348648" order="19.8459" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="us-gaap_NoninterestIncomeOtherOperatingIncome_633842978573935828" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="us-gaap_NoninterestIncomeOtherOperatingIncome_633842978573935828" order="19.9615" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="5" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="us-gaap_GainLossOnSaleOfSecuritiesNet_633842969034659758" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="us-gaap_GainLossOnSaleOfSecuritiesNet_633842969034659758" order="19.9711" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="4" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ImpairmentOfInvestments" xlink:label="us-gaap_ImpairmentOfInvestments_633842980976601838" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="us-gaap_ImpairmentOfInvestments_633842980976601838" order="19.9735" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_LessNonCreditPortionRecognizedInOtherComprehensiveIncome" xlink:label="bbt_LessNonCreditPortionRecognizedInOtherComprehensiveIncome" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="bbt_LessNonCreditPortionRecognizedInOtherComprehensiveIncome" order="19.9747" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_633842976993559258" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_633842976993559258" order="19.9759" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoninterestIncome" xlink:label="us-gaap_NoninterestIncome_633800560441847359" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="us-gaap_NoninterestIncome_633800560441847359" order="19.9807" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_BrokerageCommissionsRevenue" xlink:label="loc_BrokerageCommissionsRevenue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="loc_BrokerageCommissionsRevenue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnderwritingIncomeLoss" xlink:label="loc_UnderwritingIncomeLoss" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="loc_UnderwritingIncomeLoss" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FeesAndCommissionsAbstract" xlink:label="loc_FeesAndCommissionsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="loc_FeesAndCommissionsAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GuarantyFeeIncome" xlink:label="loc_GuarantyFeeIncome" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FeesAndCommissionsAbstract" xlink:to="loc_GuarantyFeeIncome" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AssetManagementFees" xlink:label="loc_AssetManagementFees" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FeesAndCommissionsAbstract" xlink:to="loc_AssetManagementFees" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ServicingFeesNet" xlink:label="loc_ServicingFeesNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FeesAndCommissionsAbstract" xlink:to="loc_ServicingFeesNet" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FeesAndCommissionsTransferAgent" xlink:label="loc_FeesAndCommissionsTransferAgent" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FeesAndCommissionsAbstract" xlink:to="loc_FeesAndCommissionsTransferAgent" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FeesAndCommissionsCorrespondentClearing" xlink:label="loc_FeesAndCommissionsCorrespondentClearing" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FeesAndCommissionsAbstract" xlink:to="loc_FeesAndCommissionsCorrespondentClearing" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FeesAndCommissions" xlink:label="loc_FeesAndCommissions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FeesAndCommissionsAbstract" xlink:to="loc_FeesAndCommissions" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions" xlink:label="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissionsAlternativePresentationForBanksAbstract" xlink:to="loc_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PrincipalTransactionsRevenueAbstract" xlink:label="loc_PrincipalTransactionsRevenueAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestIncomeAbstract" xlink:to="loc_PrincipalTransactionsRevenueAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TradingGainsLosses" xlink:label="loc_TradingGainsLosses" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PrincipalTransactionsRevenueAbstract" xlink:to="loc_TradingGainsLosses" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PrincipalInvestmentGainsLosses" xlink:label="loc_PrincipalInvestmentGainsLosses" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PrincipalTransactionsRevenueAbstract" xlink:to="loc_PrincipalInvestmentGainsLosses" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PrincipalTransactionsRevenue" xlink:label="loc_PrincipalTransactionsRevenue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PrincipalTransactionsRevenueAbstract" xlink:to="loc_PrincipalTransactionsRevenue" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PremiumsEarnedNet" xlink:label="loc_PremiumsEarnedNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestIncomeAbstract" xlink:to="loc_PremiumsEarnedNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainsLossesOnSalesOfAssetsAbstract" xlink:label="loc_GainsLossesOnSalesOfAssetsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestIncomeAbstract" xlink:to="loc_GainsLossesOnSalesOfAssetsAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSecuritizationOfFinancialAssets" xlink:label="loc_GainLossOnSecuritizationOfFinancialAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainsLossesOnSalesOfAssetsAbstract" xlink:to="loc_GainLossOnSecuritizationOfFinancialAssets" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNetAbstract" xlink:label="loc_GainLossOnSaleOfSecuritiesNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainsLossesOnSalesOfAssetsAbstract" xlink:to="loc_GainLossOnSaleOfSecuritiesNetAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfDebtInvestments" xlink:label="loc_GainLossOnSaleOfDebtInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnSaleOfSecuritiesNetAbstract" xlink:to="loc_GainLossOnSaleOfDebtInvestments" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSalesOfLoansNetAbstract" xlink:label="loc_GainLossOnSalesOfLoansNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainsLossesOnSalesOfAssetsAbstract" xlink:to="loc_GainLossOnSalesOfLoansNetAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSalesOfConsumerLoans" xlink:label="loc_GainLossOnSalesOfConsumerLoans" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnSalesOfLoansNetAbstract" xlink:to="loc_GainLossOnSalesOfConsumerLoans" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfMortgageLoans" xlink:label="loc_GainLossOnSaleOfMortgageLoans" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnSalesOfLoansNetAbstract" xlink:to="loc_GainLossOnSaleOfMortgageLoans" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSalesOfLoansNet" xlink:label="loc_GainLossOnSalesOfLoansNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnSalesOfLoansNetAbstract" xlink:to="loc_GainLossOnSalesOfLoansNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSalesOfMortgageBackedSecuritiesMBS" xlink:label="loc_GainLossOnSalesOfMortgageBackedSecuritiesMBS" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainsLossesOnSalesOfAssetsAbstract" xlink:to="loc_GainLossOnSalesOfMortgageBackedSecuritiesMBS" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfDerivatives" xlink:label="loc_GainLossOnSaleOfDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainsLossesOnSalesOfAssetsAbstract" xlink:to="loc_GainLossOnSaleOfDerivatives" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfCapitalLeasesNet" xlink:label="loc_GainLossOnSaleOfCapitalLeasesNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainsLossesOnSalesOfAssetsAbstract" xlink:to="loc_GainLossOnSaleOfCapitalLeasesNet" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfLeasedAssetsNetOperatingLeases" xlink:label="loc_GainLossOnSaleOfLeasedAssetsNetOperatingLeases" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainsLossesOnSalesOfAssetsAbstract" xlink:to="loc_GainLossOnSaleOfLeasedAssetsNetOperatingLeases" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainsLossesOnSalesOfCreditCardPortfolio" xlink:label="loc_GainsLossesOnSalesOfCreditCardPortfolio" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainsLossesOnSalesOfAssetsAbstract" xlink:to="loc_GainsLossesOnSalesOfCreditCardPortfolio" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:label="loc_GainsLossesOnSalesOfOtherRealEstate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainsLossesOnSalesOfAssetsAbstract" xlink:to="loc_GainsLossesOnSalesOfOtherRealEstate" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfStockInSubsidiaryOrEquityMethodInvestee" xlink:label="loc_GainLossOnSaleOfStockInSubsidiaryOrEquityMethodInvestee" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainsLossesOnSalesOfAssetsAbstract" xlink:to="loc_GainLossOnSaleOfStockInSubsidiaryOrEquityMethodInvestee" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnDispositionOfProperty" xlink:label="loc_GainLossOnDispositionOfProperty" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainsLossesOnSalesOfAssetsAbstract" xlink:to="loc_GainLossOnDispositionOfProperty" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainsLossesOnSalesOfOtherAssets" xlink:label="loc_GainsLossesOnSalesOfOtherAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainsLossesOnSalesOfAssetsAbstract" xlink:to="loc_GainsLossesOnSalesOfOtherAssets" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainsLossesOnSalesOfAssets" xlink:label="loc_GainsLossesOnSalesOfAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainsLossesOnSalesOfAssetsAbstract" xlink:to="loc_GainsLossesOnSalesOfAssets" order="130" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnDerivativeInstrumentsNetPretaxAbstract" xlink:label="loc_GainLossOnDerivativeInstrumentsNetPretaxAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestIncomeAbstract" xlink:to="loc_GainLossOnDerivativeInstrumentsNetPretaxAbstract" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossFromPriceRiskManagementActivity" xlink:label="loc_GainLossFromPriceRiskManagementActivity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnDerivativeInstrumentsNetPretaxAbstract" xlink:to="loc_GainLossFromPriceRiskManagementActivity" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnOilAndGasHedgingActivity" xlink:label="loc_GainLossOnOilAndGasHedgingActivity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnDerivativeInstrumentsNetPretaxAbstract" xlink:to="loc_GainLossOnOilAndGasHedgingActivity" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInFairValueOfUnhedgedDerivativeInstruments" xlink:label="loc_IncreaseDecreaseInFairValueOfUnhedgedDerivativeInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnDerivativeInstrumentsNetPretaxAbstract" xlink:to="loc_IncreaseDecreaseInFairValueOfUnhedgedDerivativeInstruments" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnDerivativeInstrumentsHeldForTradingPurposesNet" xlink:label="loc_GainLossOnDerivativeInstrumentsHeldForTradingPurposesNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnDerivativeInstrumentsNetPretaxAbstract" xlink:to="loc_GainLossOnDerivativeInstrumentsHeldForTradingPurposesNet" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnDerivativeInstrumentsNetPretax" xlink:label="loc_GainLossOnDerivativeInstrumentsNetPretax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnDerivativeInstrumentsNetPretaxAbstract" xlink:to="loc_GainLossOnDerivativeInstrumentsNetPretax" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoninterestIncomeOtherAbstract" xlink:label="loc_NoninterestIncomeOtherAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestIncomeAbstract" xlink:to="loc_NoninterestIncomeOtherAbstract" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_VentureCapitalGainsLossesNet" xlink:label="loc_VentureCapitalGainsLossesNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestIncomeOtherAbstract" xlink:to="loc_VentureCapitalGainsLossesNet" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProfitLossFromRealEstateOperations" xlink:label="loc_ProfitLossFromRealEstateOperations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestIncomeOtherAbstract" xlink:to="loc_ProfitLossFromRealEstateOperations" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RealEstateInvestmentPartnershipRevenue" xlink:label="loc_RealEstateInvestmentPartnershipRevenue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestIncomeOtherAbstract" xlink:to="loc_RealEstateInvestmentPartnershipRevenue" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ConversionGainsAndLossesOnForeignInvestments" xlink:label="loc_ConversionGainsAndLossesOnForeignInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestIncomeOtherAbstract" xlink:to="loc_ConversionGainsAndLossesOnForeignInvestments" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfPreviouslyUnissuedStockBySubsidiaryOrEquityInvesteeNonoperatingIncome" xlink:label="loc_GainLossOnSaleOfPreviouslyUnissuedStockBySubsidiaryOrEquityInvesteeNonoperatingIncome" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestIncomeOtherAbstract" xlink:to="loc_GainLossOnSaleOfPreviouslyUnissuedStockBySubsidiaryOrEquityInvesteeNonoperatingIncome" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MortgageServicingRightsMSRImpairmentRecovery" xlink:label="loc_MortgageServicingRightsMSRImpairmentRecovery" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestIncomeOtherAbstract" xlink:to="loc_MortgageServicingRightsMSRImpairmentRecovery" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInCarryingValueOfAssetsReceivedAsConsiderationInDisposalOfBusiness" xlink:label="loc_IncreaseDecreaseInCarryingValueOfAssetsReceivedAsConsiderationInDisposalOfBusiness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestIncomeOtherAbstract" xlink:to="loc_IncreaseDecreaseInCarryingValueOfAssetsReceivedAsConsiderationInDisposalOfBusiness" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OperatingLeasesIncomeStatementLeaseRevenue" xlink:label="loc_OperatingLeasesIncomeStatementLeaseRevenue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestIncomeOtherAbstract" xlink:to="loc_OperatingLeasesIncomeStatementLeaseRevenue" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyTransactionGainLossBeforeTax" xlink:label="loc_ForeignCurrencyTransactionGainLossBeforeTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestIncomeOtherAbstract" xlink:to="loc_ForeignCurrencyTransactionGainLossBeforeTax" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoninterestIncomeOther" xlink:label="loc_NoninterestIncomeOther" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestIncomeOtherAbstract" xlink:to="loc_NoninterestIncomeOther" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebtAbstract" xlink:label="loc_GainsLossesOnExtinguishmentOfDebtAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestIncomeAbstract" xlink:to="loc_GainsLossesOnExtinguishmentOfDebtAbstract" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebtBeforeWriteOffOfDeferredDebtIssuanceCost" xlink:label="loc_GainsLossesOnExtinguishmentOfDebtBeforeWriteOffOfDeferredDebtIssuanceCost" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainsLossesOnExtinguishmentOfDebtAbstract" xlink:to="loc_GainsLossesOnExtinguishmentOfDebtBeforeWriteOffOfDeferredDebtIssuanceCost" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_WriteOffOfDeferredDebtIssuanceCost" xlink:label="loc_WriteOffOfDeferredDebtIssuanceCost" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainsLossesOnExtinguishmentOfDebtAbstract" xlink:to="loc_WriteOffOfDeferredDebtIssuanceCost" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:label="loc_GainsLossesOnExtinguishmentOfDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainsLossesOnExtinguishmentOfDebtAbstract" xlink:to="loc_GainsLossesOnExtinguishmentOfDebt" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_Revenues" xlink:label="loc_Revenues" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RevenuesAbstract" xlink:to="loc_Revenues" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="loc_NoninterestExpenseAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestmentsAbstract" xlink:to="loc_NoninterestExpenseAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNet" xlink:label="loc_PolicyholderBenefitsAndClaimsIncurredNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_PolicyholderBenefitsAndClaimsIncurredNet" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LaborAndRelatedExpenseAbstract" xlink:label="loc_LaborAndRelatedExpenseAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_LaborAndRelatedExpenseAbstract" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SalariesAndWages" xlink:label="loc_SalariesAndWages" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LaborAndRelatedExpenseAbstract" xlink:to="loc_SalariesAndWages" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OfficersCompensation" xlink:label="loc_OfficersCompensation" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LaborAndRelatedExpenseAbstract" xlink:to="loc_OfficersCompensation" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PensionAndOtherPostretirementBenefitExpense" xlink:label="loc_PensionAndOtherPostretirementBenefitExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LaborAndRelatedExpenseAbstract" xlink:to="loc_PensionAndOtherPostretirementBenefitExpense" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherLaborRelatedExpenses" xlink:label="loc_OtherLaborRelatedExpenses" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LaborAndRelatedExpenseAbstract" xlink:to="loc_OtherLaborRelatedExpenses" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense" xlink:label="loc_AllocatedShareBasedCompensationExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LaborAndRelatedExpenseAbstract" xlink:to="loc_AllocatedShareBasedCompensationExpense" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="us-gaap_LaborAndRelatedExpense_633800561235768852" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LaborAndRelatedExpenseAbstract" xlink:to="us-gaap_LaborAndRelatedExpense_633800561235768852" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OccupancyNet" xlink:label="us-gaap_OccupancyNet_633814489557647854" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LaborAndRelatedExpenseAbstract" xlink:to="us-gaap_OccupancyNet_633814489557647854" order="60.255" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProfessionalAndContractServicesExpense" xlink:label="us-gaap_ProfessionalAndContractServicesExpense_633800562323308137" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LaborAndRelatedExpenseAbstract" xlink:to="us-gaap_ProfessionalAndContractServicesExpense_633800562323308137" order="61.01" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeclosedRealEstateExpense" xlink:label="us-gaap_ForeclosedRealEstateExpense_633800562720682403" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LaborAndRelatedExpenseAbstract" xlink:to="us-gaap_ForeclosedRealEstateExpense_633800562720682403" order="61.51" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_RegulatoryCharges" xlink:label="bbt_RegulatoryCharges_633800563006016815" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LaborAndRelatedExpenseAbstract" xlink:to="bbt_RegulatoryCharges_633800563006016815" order="62.01" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoanProcessingFee" xlink:label="us-gaap_LoanProcessingFee_633800563289788607" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LaborAndRelatedExpenseAbstract" xlink:to="us-gaap_LoanProcessingFee_633800563289788607" order="62.51" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="us-gaap_AmortizationOfIntangibleAssets_633800563776544737" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LaborAndRelatedExpenseAbstract" xlink:to="us-gaap_AmortizationOfIntangibleAssets_633800563776544737" order="63.01" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RestructuringCharges" xlink:label="us-gaap_RestructuringCharges_633814491123705618" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LaborAndRelatedExpenseAbstract" xlink:to="us-gaap_RestructuringCharges_633814491123705618" order="63.26" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="us-gaap_OtherNoninterestExpense_633800565020077321" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LaborAndRelatedExpenseAbstract" xlink:to="us-gaap_OtherNoninterestExpense_633800565020077321" order="64.01" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoninterestExpense" xlink:label="us-gaap_NoninterestExpense_633800565618076687" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LaborAndRelatedExpenseAbstract" xlink:to="us-gaap_NoninterestExpense_633800565618076687" order="64.51" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoninterestExpenseRelatedToPerformanceFees" xlink:label="loc_NoninterestExpenseRelatedToPerformanceFees" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_NoninterestExpenseRelatedToPerformanceFees" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProfessionalAndContractServicesExpenseAbstract" xlink:label="loc_ProfessionalAndContractServicesExpenseAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_ProfessionalAndContractServicesExpenseAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProfessionalFees" xlink:label="loc_ProfessionalFees" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProfessionalAndContractServicesExpenseAbstract" xlink:to="loc_ProfessionalFees" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoninterestExpenseInvestmentAdvisoryFees" xlink:label="loc_NoninterestExpenseInvestmentAdvisoryFees" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_NoninterestExpenseInvestmentAdvisoryFees" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoninterestExpenseTransferAgentAndCustodianFees" xlink:label="loc_NoninterestExpenseTransferAgentAndCustodianFees" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_NoninterestExpenseTransferAgentAndCustodianFees" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoninterestExpenseDirectorsFees" xlink:label="loc_NoninterestExpenseDirectorsFees" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_NoninterestExpenseDirectorsFees" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoninterestExpenseOfferingCost" xlink:label="loc_NoninterestExpenseOfferingCost" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_NoninterestExpenseOfferingCost" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoninterestExpenseCommissionExpense" xlink:label="loc_NoninterestExpenseCommissionExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_NoninterestExpenseCommissionExpense" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoninterestExpensePrintingAndFulfillment" xlink:label="loc_NoninterestExpensePrintingAndFulfillment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_NoninterestExpensePrintingAndFulfillment" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FloorBrokerageExchangeAndClearanceFees" xlink:label="loc_FloorBrokerageExchangeAndClearanceFees" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_FloorBrokerageExchangeAndClearanceFees" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SubadvisoryFeesForMutualFunds" xlink:label="loc_SubadvisoryFeesForMutualFunds" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_SubadvisoryFeesForMutualFunds" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ExpenseRelatedToDistributionOrServicingAndUnderwritingFees" xlink:label="loc_ExpenseRelatedToDistributionOrServicingAndUnderwritingFees" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_ExpenseRelatedToDistributionOrServicingAndUnderwritingFees" order="130" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_BusinessDevelopment" xlink:label="loc_BusinessDevelopment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_BusinessDevelopment" order="140" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommunicationsInformationTechnologyAndOccupancyAbstract" xlink:label="loc_CommunicationsInformationTechnologyAndOccupancyAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_CommunicationsInformationTechnologyAndOccupancyAbstract" order="150" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommunicationsAndInformationTechnologyAbstract" xlink:label="loc_CommunicationsAndInformationTechnologyAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommunicationsInformationTechnologyAndOccupancyAbstract" xlink:to="loc_CommunicationsAndInformationTechnologyAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_Communication" xlink:label="loc_Communication" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommunicationsAndInformationTechnologyAbstract" xlink:to="loc_Communication" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="loc_InformationTechnologyAndDataProcessing" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommunicationsAndInformationTechnologyAbstract" xlink:to="loc_InformationTechnologyAndDataProcessing" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommunicationsAndInformationTechnology" xlink:label="loc_CommunicationsAndInformationTechnology" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CommunicationsAndInformationTechnologyAbstract" xlink:to="loc_CommunicationsAndInformationTechnology" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RealEstateInvestmentPartnershipCostOfSales" xlink:label="loc_RealEstateInvestmentPartnershipCostOfSales" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_RealEstateInvestmentPartnershipCostOfSales" order="170" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AssetRetirementObligationAccretionExpense" xlink:label="loc_AssetRetirementObligationAccretionExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_AssetRetirementObligationAccretionExpense" order="180" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepreciationAndAmortizationAbstract" xlink:label="loc_DepreciationAndAmortizationAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_DepreciationAndAmortizationAbstract" order="190" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepreciationExpense" xlink:label="loc_DepreciationExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAndAmortizationAbstract" xlink:to="loc_DepreciationExpense" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationOfDeferredChargesAbstract" xlink:label="loc_AmortizationOfDeferredChargesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAndAmortizationAbstract" xlink:to="loc_AmortizationOfDeferredChargesAbstract" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationOfMortgageServicingRightsMSRs" xlink:label="loc_AmortizationOfMortgageServicingRightsMSRs" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AmortizationOfDeferredChargesAbstract" xlink:to="loc_AmortizationOfMortgageServicingRightsMSRs" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationOfAcquisitionCosts" xlink:label="loc_AmortizationOfAcquisitionCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AmortizationOfDeferredChargesAbstract" xlink:to="loc_AmortizationOfAcquisitionCosts" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationOfDeferredSalesCommissions" xlink:label="loc_AmortizationOfDeferredSalesCommissions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AmortizationOfDeferredChargesAbstract" xlink:to="loc_AmortizationOfDeferredSalesCommissions" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationOfDeferredLeasingFees" xlink:label="loc_AmortizationOfDeferredLeasingFees" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AmortizationOfDeferredChargesAbstract" xlink:to="loc_AmortizationOfDeferredLeasingFees" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherAmortizationOfDeferredCharges" xlink:label="loc_OtherAmortizationOfDeferredCharges" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AmortizationOfDeferredChargesAbstract" xlink:to="loc_OtherAmortizationOfDeferredCharges" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationOfDeferredCharges" xlink:label="loc_AmortizationOfDeferredCharges" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AmortizationOfDeferredChargesAbstract" xlink:to="loc_AmortizationOfDeferredCharges" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepletionNonproduction" xlink:label="loc_DepletionNonproduction" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAndAmortizationAbstract" xlink:to="loc_DepletionNonproduction" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepreciationAndAmortization" xlink:label="loc_DepreciationAndAmortization" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAndAmortizationAbstract" xlink:to="loc_DepreciationAndAmortization" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EquipmentExpense" xlink:label="loc_EquipmentExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_EquipmentExpense" order="200" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SuppliesAndPostageExpenseAbstract" xlink:label="loc_SuppliesAndPostageExpenseAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_SuppliesAndPostageExpenseAbstract" order="210" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SuppliesExpense" xlink:label="loc_SuppliesExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SuppliesAndPostageExpenseAbstract" xlink:to="loc_SuppliesExpense" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PostageExpense" xlink:label="loc_PostageExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SuppliesAndPostageExpenseAbstract" xlink:to="loc_PostageExpense" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SuppliesAndPostageExpense" xlink:label="loc_SuppliesAndPostageExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SuppliesAndPostageExpenseAbstract" xlink:to="loc_SuppliesAndPostageExpense" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="loc_FederalDepositInsuranceCorporationPremiumExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_FederalDepositInsuranceCorporationPremiumExpense" order="220" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SellingGeneralAndAdministrativeExpense" xlink:label="loc_SellingGeneralAndAdministrativeExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_SellingGeneralAndAdministrativeExpense" order="230" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MarketingAndAdvertisingExpenseAbstract" xlink:label="loc_MarketingAndAdvertisingExpenseAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_MarketingAndAdvertisingExpenseAbstract" order="240" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MarketingExpense" xlink:label="loc_MarketingExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MarketingAndAdvertisingExpenseAbstract" xlink:to="loc_MarketingExpense" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdvertisingExpense" xlink:label="loc_AdvertisingExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MarketingAndAdvertisingExpenseAbstract" xlink:to="loc_AdvertisingExpense" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MarketingAndAdvertisingExpense" xlink:label="loc_MarketingAndAdvertisingExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MarketingAndAdvertisingExpenseAbstract" xlink:to="loc_MarketingAndAdvertisingExpense" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RestructuringSettlementAndImpairmentProvisionsAbstract" xlink:label="loc_RestructuringSettlementAndImpairmentProvisionsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_RestructuringSettlementAndImpairmentProvisionsAbstract" order="260" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RestructuringChargesAbstract" xlink:label="loc_RestructuringChargesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringSettlementAndImpairmentProvisionsAbstract" xlink:to="loc_RestructuringChargesAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_BusinessExitCosts" xlink:label="loc_BusinessExitCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringChargesAbstract" xlink:to="loc_BusinessExitCosts" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RecapitalizationCosts" xlink:label="loc_RecapitalizationCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringChargesAbstract" xlink:to="loc_RecapitalizationCosts" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SeveranceCosts" xlink:label="loc_SeveranceCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringChargesAbstract" xlink:to="loc_SeveranceCosts" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherRestructuringCosts" xlink:label="loc_OtherRestructuringCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringChargesAbstract" xlink:to="loc_OtherRestructuringCosts" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlements" xlink:label="loc_DefinedBenefitPlanRecognizedNetGainLossDueToSettlements" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringSettlementAndImpairmentProvisionsAbstract" xlink:to="loc_DefinedBenefitPlanRecognizedNetGainLossDueToSettlements" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainOnBusinessInterruptionInsuranceRecovery" xlink:label="loc_GainOnBusinessInterruptionInsuranceRecovery" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringSettlementAndImpairmentProvisionsAbstract" xlink:to="loc_GainOnBusinessInterruptionInsuranceRecovery" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EnvironmentalRemediationExpense" xlink:label="loc_EnvironmentalRemediationExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringSettlementAndImpairmentProvisionsAbstract" xlink:to="loc_EnvironmentalRemediationExpense" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AssetImpairmentChargesAbstract" xlink:label="loc_AssetImpairmentChargesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringSettlementAndImpairmentProvisionsAbstract" xlink:to="loc_AssetImpairmentChargesAbstract" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ImpairmentOfLongLivedAssetsToBeDisposedOf" xlink:label="loc_ImpairmentOfLongLivedAssetsToBeDisposedOf" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetImpairmentChargesAbstract" xlink:to="loc_ImpairmentOfLongLivedAssetsToBeDisposedOf" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ImpairmentOfLongLivedAssetsHeldForUse" xlink:label="loc_ImpairmentOfLongLivedAssetsHeldForUse" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetImpairmentChargesAbstract" xlink:to="loc_ImpairmentOfLongLivedAssetsHeldForUse" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GoodwillImpairmentLoss" xlink:label="loc_GoodwillImpairmentLoss" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetImpairmentChargesAbstract" xlink:to="loc_GoodwillImpairmentLoss" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ImpairmentOfIntangibleAssetsExcludingGoodwill" xlink:label="loc_ImpairmentOfIntangibleAssetsExcludingGoodwill" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetImpairmentChargesAbstract" xlink:to="loc_ImpairmentOfIntangibleAssetsExcludingGoodwill" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ImpairmentOfRealEstate" xlink:label="loc_ImpairmentOfRealEstate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetImpairmentChargesAbstract" xlink:to="loc_ImpairmentOfRealEstate" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ImpairmentOfRetainedInterest" xlink:label="loc_ImpairmentOfRetainedInterest" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetImpairmentChargesAbstract" xlink:to="loc_ImpairmentOfRetainedInterest" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DisposalGroupNotDiscontinuedOperationLossGainOnWriteDown" xlink:label="loc_DisposalGroupNotDiscontinuedOperationLossGainOnWriteDown" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetImpairmentChargesAbstract" xlink:to="loc_DisposalGroupNotDiscontinuedOperationLossGainOnWriteDown" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherAssetImpairmentCharges" xlink:label="loc_OtherAssetImpairmentCharges" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetImpairmentChargesAbstract" xlink:to="loc_OtherAssetImpairmentCharges" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AssetImpairmentCharges" xlink:label="loc_AssetImpairmentCharges" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetImpairmentChargesAbstract" xlink:to="loc_AssetImpairmentCharges" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherNonrecurringIncomeExpenseAbstract" xlink:label="loc_OtherNonrecurringIncomeExpenseAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringSettlementAndImpairmentProvisionsAbstract" xlink:to="loc_OtherNonrecurringIncomeExpenseAbstract" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherNonrecurringIncome" xlink:label="loc_OtherNonrecurringIncome" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherNonrecurringIncomeExpenseAbstract" xlink:to="loc_OtherNonrecurringIncome" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherNonrecurringExpense" xlink:label="loc_OtherNonrecurringExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherNonrecurringIncomeExpenseAbstract" xlink:to="loc_OtherNonrecurringExpense" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherNonrecurringIncomeExpense" xlink:label="loc_OtherNonrecurringIncomeExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherNonrecurringIncomeExpenseAbstract" xlink:to="loc_OtherNonrecurringIncomeExpense" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossRelatedToLitigationSettlement" xlink:label="loc_GainLossRelatedToLitigationSettlement" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringSettlementAndImpairmentProvisionsAbstract" xlink:to="loc_GainLossRelatedToLitigationSettlement" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RestructuringSettlementAndImpairmentProvisions" xlink:label="loc_RestructuringSettlementAndImpairmentProvisions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringSettlementAndImpairmentProvisionsAbstract" xlink:to="loc_RestructuringSettlementAndImpairmentProvisions" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RoyaltyExpense" xlink:label="loc_RoyaltyExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_RoyaltyExpense" order="270" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreOpeningCosts" xlink:label="loc_PreOpeningCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_PreOpeningCosts" order="280" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LegalFees" xlink:label="loc_LegalFees" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_LegalFees" order="290" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnsolicitedTenderOfferCosts" xlink:label="loc_UnsolicitedTenderOfferCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NoninterestExpenseAbstract" xlink:to="loc_UnsolicitedTenderOfferCosts" order="300" use="optional" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_Earnings" xlink:label="bbt_Earnings" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestmentsAbstract" xlink:to="bbt_Earnings" order="25" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_633843714795898196" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_Earnings" xlink:to="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_633843714795898196" order="1" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="us-gaap_IncomeTaxExpenseBenefit_633800567792406757" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestmentsAbstract" xlink:to="us-gaap_IncomeTaxExpenseBenefit_633800567792406757" order="30.5" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetIncomeLoss" xlink:label="us-gaap_NetIncomeLoss_633800568363214933" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestmentsAbstract" xlink:to="us-gaap_NetIncomeLoss_633800568363214933" order="31" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MinorityInterestInNetIncomeLossOfConsolidatedEntities" xlink:label="us-gaap_MinorityInterestInNetIncomeLossOfConsolidatedEntities_633814495892679041" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestmentsAbstract" xlink:to="us-gaap_MinorityInterestInNetIncomeLossOfConsolidatedEntities_633814495892679041" order="31.25" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockDividends" xlink:label="us-gaap_PreferredStockDividends_633800569512016397" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestmentsAbstract" xlink:to="us-gaap_PreferredStockDividends_633800569512016397" order="32" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_633800570107199310" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestmentsAbstract" xlink:to="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_633800570107199310" order="32.5" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EarningsLossesOfMinorityInterestAndEquityMethodInvestmentsAbstract" xlink:label="loc_EarningsLossesOfMinorityInterestAndEquityMethodInvestmentsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromContinuingOperationsAbstract" xlink:to="loc_EarningsLossesOfMinorityInterestAndEquityMethodInvestmentsAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MinorityInterestInNetIncomeLossOfConsolidatedEntitiesAbstract" xlink:label="loc_MinorityInterestInNetIncomeLossOfConsolidatedEntitiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsLossesOfMinorityInterestAndEquityMethodInvestmentsAbstract" xlink:to="loc_MinorityInterestInNetIncomeLossOfConsolidatedEntitiesAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MinorityInterestInNetIncomeLossPreferredUnitHolders" xlink:label="loc_MinorityInterestInNetIncomeLossPreferredUnitHolders" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MinorityInterestInNetIncomeLossOfConsolidatedEntitiesAbstract" xlink:to="loc_MinorityInterestInNetIncomeLossPreferredUnitHolders" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MinorityInterestInNetIncomeLossLimitedPartnerships" xlink:label="loc_MinorityInterestInNetIncomeLossLimitedPartnerships" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MinorityInterestInNetIncomeLossOfConsolidatedEntitiesAbstract" xlink:to="loc_MinorityInterestInNetIncomeLossLimitedPartnerships" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MinorityInterestInNetIncomeLossJointVenturePartners" xlink:label="loc_MinorityInterestInNetIncomeLossJointVenturePartners" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MinorityInterestInNetIncomeLossOfConsolidatedEntitiesAbstract" xlink:to="loc_MinorityInterestInNetIncomeLossJointVenturePartners" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MinorityInterestInNetIncomeLossOperatingPartnerships" xlink:label="loc_MinorityInterestInNetIncomeLossOperatingPartnerships" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MinorityInterestInNetIncomeLossOfConsolidatedEntitiesAbstract" xlink:to="loc_MinorityInterestInNetIncomeLossOperatingPartnerships" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MinorityInterestInNetIncomeLossOtherMinorityInterests" xlink:label="loc_MinorityInterestInNetIncomeLossOtherMinorityInterests" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MinorityInterestInNetIncomeLossOfConsolidatedEntitiesAbstract" xlink:to="loc_MinorityInterestInNetIncomeLossOtherMinorityInterests" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments" xlink:label="loc_IncomeLossFromEquityMethodInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsLossesOfMinorityInterestAndEquityMethodInvestmentsAbstract" xlink:to="loc_IncomeLossFromEquityMethodInvestments" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EarningsLossesOfMinorityInterestAndEquityMethodInvestments" xlink:label="loc_EarningsLossesOfMinorityInterestAndEquityMethodInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsLossesOfMinorityInterestAndEquityMethodInvestmentsAbstract" xlink:to="loc_EarningsLossesOfMinorityInterestAndEquityMethodInvestments" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeTaxExpenseBenefitAbstract" xlink:label="loc_IncomeTaxExpenseBenefitAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromContinuingOperationsAbstract" xlink:to="loc_IncomeTaxExpenseBenefitAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefitAbstract" xlink:label="loc_CurrentIncomeTaxExpenseBenefitAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeTaxExpenseBenefitAbstract" xlink:to="loc_CurrentIncomeTaxExpenseBenefitAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CurrentFederalTaxExpenseBenefit" xlink:label="loc_CurrentFederalTaxExpenseBenefit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CurrentIncomeTaxExpenseBenefitAbstract" xlink:to="loc_CurrentFederalTaxExpenseBenefit" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:label="loc_CurrentStateAndLocalTaxExpenseBenefit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CurrentIncomeTaxExpenseBenefitAbstract" xlink:to="loc_CurrentStateAndLocalTaxExpenseBenefit" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CurrentForeignTaxExpenseBenefit" xlink:label="loc_CurrentForeignTaxExpenseBenefit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CurrentIncomeTaxExpenseBenefitAbstract" xlink:to="loc_CurrentForeignTaxExpenseBenefit" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:label="loc_CurrentIncomeTaxExpenseBenefit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CurrentIncomeTaxExpenseBenefitAbstract" xlink:to="loc_CurrentIncomeTaxExpenseBenefit" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefitAbstract" xlink:label="loc_DeferredIncomeTaxExpenseBenefitAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeTaxExpenseBenefitAbstract" xlink:to="loc_DeferredIncomeTaxExpenseBenefitAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="loc_DeferredFederalIncomeTaxExpenseBenefit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredIncomeTaxExpenseBenefitAbstract" xlink:to="loc_DeferredFederalIncomeTaxExpenseBenefit" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:label="loc_DeferredStateAndLocalIncomeTaxExpenseBenefit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredIncomeTaxExpenseBenefitAbstract" xlink:to="loc_DeferredStateAndLocalIncomeTaxExpenseBenefit" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredForeignIncomeTaxExpenseBenefit" xlink:label="loc_DeferredForeignIncomeTaxExpenseBenefit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredIncomeTaxExpenseBenefitAbstract" xlink:to="loc_DeferredForeignIncomeTaxExpenseBenefit" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_DeferredIncomeTaxExpenseBenefit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredIncomeTaxExpenseBenefitAbstract" xlink:to="loc_DeferredIncomeTaxExpenseBenefit" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherTaxExpenseBenefit" xlink:label="loc_OtherTaxExpenseBenefit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeTaxExpenseBenefitAbstract" xlink:to="loc_OtherTaxExpenseBenefit" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredOtherTaxExpenseBenefit" xlink:label="loc_DeferredOtherTaxExpenseBenefit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeTaxExpenseBenefitAbstract" xlink:to="loc_DeferredOtherTaxExpenseBenefit" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TaxAdjustmentsSettlementsAndUnusualProvisions" xlink:label="loc_TaxAdjustmentsSettlementsAndUnusualProvisions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeTaxExpenseBenefitAbstract" xlink:to="loc_TaxAdjustmentsSettlementsAndUnusualProvisions" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromContinuingOperations" xlink:label="loc_IncomeLossFromContinuingOperations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromContinuingOperationsAbstract" xlink:to="loc_IncomeLossFromContinuingOperations" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxAbstract" xlink:label="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrincipleAbstract" xlink:to="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationIncomeLossFromDiscontinuedOperationDuringPhaseOutPeriodNetOfTaxAbstract" xlink:label="loc_DiscontinuedOperationIncomeLossFromDiscontinuedOperationDuringPhaseOutPeriodNetOfTaxAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationIncomeLossFromDiscontinuedOperationDuringPhaseOutPeriodNetOfTaxAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationIncomeLossFromDiscontinuedOperationDuringPhaseOutPeriodBeforeIncomeTax" xlink:label="loc_DiscontinuedOperationIncomeLossFromDiscontinuedOperationDuringPhaseOutPeriodBeforeIncomeTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuedOperationIncomeLossFromDiscontinuedOperationDuringPhaseOutPeriodNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationIncomeLossFromDiscontinuedOperationDuringPhaseOutPeriodBeforeIncomeTax" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationTaxEffectOfIncomeLossFromDiscontinuedOperationDuringPhaseOutPeriod" xlink:label="loc_DiscontinuedOperationTaxEffectOfIncomeLossFromDiscontinuedOperationDuringPhaseOutPeriod" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuedOperationIncomeLossFromDiscontinuedOperationDuringPhaseOutPeriodNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationTaxEffectOfIncomeLossFromDiscontinuedOperationDuringPhaseOutPeriod" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationIncomeLossFromDiscontinuedOperationDuringPhaseOutPeriodNetOfTax" xlink:label="loc_DiscontinuedOperationIncomeLossFromDiscontinuedOperationDuringPhaseOutPeriodNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuedOperationIncomeLossFromDiscontinuedOperationDuringPhaseOutPeriodNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationIncomeLossFromDiscontinuedOperationDuringPhaseOutPeriodNetOfTax" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationGainLossOnDisposalOfDiscontinuedOperationNetOfTaxAbstract" xlink:label="loc_DiscontinuedOperationGainLossOnDisposalOfDiscontinuedOperationNetOfTaxAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationGainLossOnDisposalOfDiscontinuedOperationNetOfTaxAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationGainLossFromDisposalOfDiscontinuedOperationBeforeIncomeTax" xlink:label="loc_DiscontinuedOperationGainLossFromDisposalOfDiscontinuedOperationBeforeIncomeTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuedOperationGainLossOnDisposalOfDiscontinuedOperationNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationGainLossFromDisposalOfDiscontinuedOperationBeforeIncomeTax" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationTaxEffectOfIncomeLossFromDisposalOfDiscontinuedOperation" xlink:label="loc_DiscontinuedOperationTaxEffectOfIncomeLossFromDisposalOfDiscontinuedOperation" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuedOperationGainLossOnDisposalOfDiscontinuedOperationNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationTaxEffectOfIncomeLossFromDisposalOfDiscontinuedOperation" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationGainLossOnDisposalOfDiscontinuedOperationNetOfTax" xlink:label="loc_DiscontinuedOperationGainLossOnDisposalOfDiscontinuedOperationNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuedOperationGainLossOnDisposalOfDiscontinuedOperationNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationGainLossOnDisposalOfDiscontinuedOperationNetOfTax" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationProvisionForLossGainOnDisposalNetOfTaxAbstract" xlink:label="loc_DiscontinuedOperationProvisionForLossGainOnDisposalNetOfTaxAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationProvisionForLossGainOnDisposalNetOfTaxAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationProvisionForLossGainOnDisposalBeforeIncomeTax" xlink:label="loc_DiscontinuedOperationProvisionForLossGainOnDisposalBeforeIncomeTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuedOperationProvisionForLossGainOnDisposalNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationProvisionForLossGainOnDisposalBeforeIncomeTax" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationTaxExpenseBenefitFromProvisionForGainLossOnDisposal" xlink:label="loc_DiscontinuedOperationTaxExpenseBenefitFromProvisionForGainLossOnDisposal" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuedOperationProvisionForLossGainOnDisposalNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationTaxExpenseBenefitFromProvisionForGainLossOnDisposal" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationProvisionForLossGainOnDisposalNetOfTax" xlink:label="loc_DiscontinuedOperationProvisionForLossGainOnDisposalNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuedOperationProvisionForLossGainOnDisposalNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationProvisionForLossGainOnDisposalNetOfTax" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationAmountOfAdjustmentToPriorPeriodGainLossOnDisposalNetOfTaxAbstract" xlink:label="loc_DiscontinuedOperationAmountOfAdjustmentToPriorPeriodGainLossOnDisposalNetOfTaxAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationAmountOfAdjustmentToPriorPeriodGainLossOnDisposalNetOfTaxAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationAmountOfAdjustmentToPriorPeriodGainLossOnDisposalBeforeIncomeTax" xlink:label="loc_DiscontinuedOperationAmountOfAdjustmentToPriorPeriodGainLossOnDisposalBeforeIncomeTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuedOperationAmountOfAdjustmentToPriorPeriodGainLossOnDisposalNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationAmountOfAdjustmentToPriorPeriodGainLossOnDisposalBeforeIncomeTax" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationTaxEffectOfAdjustmentToPriorPeriodGainLossOnDisposal" xlink:label="loc_DiscontinuedOperationTaxEffectOfAdjustmentToPriorPeriodGainLossOnDisposal" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuedOperationAmountOfAdjustmentToPriorPeriodGainLossOnDisposalNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationTaxEffectOfAdjustmentToPriorPeriodGainLossOnDisposal" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationAmountOfAdjustmentToPriorPeriodGainLossOnDisposalNetOfTax" xlink:label="loc_DiscontinuedOperationAmountOfAdjustmentToPriorPeriodGainLossOnDisposalNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuedOperationAmountOfAdjustmentToPriorPeriodGainLossOnDisposalNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationAmountOfAdjustmentToPriorPeriodGainLossOnDisposalNetOfTax" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationNatureOfAdjustmentToPriorPeriodGainLossOnDisposal" xlink:label="loc_DiscontinuedOperationNatureOfAdjustmentToPriorPeriodGainLossOnDisposal" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuedOperationAmountOfAdjustmentToPriorPeriodGainLossOnDisposalNetOfTax" xlink:to="loc_DiscontinuedOperationNatureOfAdjustmentToPriorPeriodGainLossOnDisposal" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationAmountOfOtherIncomeLossFromDispositionOfDiscontinuedOperationNetOfTaxAbstract" xlink:label="loc_DiscontinuedOperationAmountOfOtherIncomeLossFromDispositionOfDiscontinuedOperationNetOfTaxAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationAmountOfOtherIncomeLossFromDispositionOfDiscontinuedOperationNetOfTaxAbstract" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationAmountOfOtherIncomeLossFromDispositionOfDiscontinuedOperationsBeforeIncomeTax" xlink:label="loc_DiscontinuedOperationAmountOfOtherIncomeLossFromDispositionOfDiscontinuedOperationsBeforeIncomeTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuedOperationAmountOfOtherIncomeLossFromDispositionOfDiscontinuedOperationNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationAmountOfOtherIncomeLossFromDispositionOfDiscontinuedOperationsBeforeIncomeTax" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationTaxEffectOfOtherIncomeLossFromDispositionOfDiscontinuedOperation" xlink:label="loc_DiscontinuedOperationTaxEffectOfOtherIncomeLossFromDispositionOfDiscontinuedOperation" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuedOperationAmountOfOtherIncomeLossFromDispositionOfDiscontinuedOperationNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationTaxEffectOfOtherIncomeLossFromDispositionOfDiscontinuedOperation" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationAmountOfOtherIncomeLossFromDispositionOfDiscontinuedOperationNetOfTax" xlink:label="loc_DiscontinuedOperationAmountOfOtherIncomeLossFromDispositionOfDiscontinuedOperationNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuedOperationAmountOfOtherIncomeLossFromDispositionOfDiscontinuedOperationNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationAmountOfOtherIncomeLossFromDispositionOfDiscontinuedOperationNetOfTax" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationNatureOfOtherIncomeLossFromDispositionOfDiscontinuedOperation" xlink:label="loc_DiscontinuedOperationNatureOfOtherIncomeLossFromDispositionOfDiscontinuedOperation" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuedOperationAmountOfOtherIncomeLossFromDispositionOfDiscontinuedOperationNetOfTax" xlink:to="loc_DiscontinuedOperationNatureOfOtherIncomeLossFromDispositionOfDiscontinuedOperation" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationIncomeLossFromDiscontinuedOperationBeforeIncomeTax" xlink:label="loc_DiscontinuedOperationIncomeLossFromDiscontinuedOperationBeforeIncomeTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationIncomeLossFromDiscontinuedOperationBeforeIncomeTax" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationTaxEffectOfDiscontinuedOperation" xlink:label="loc_DiscontinuedOperationTaxEffectOfDiscontinuedOperation" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationTaxEffectOfDiscontinuedOperation" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax" xlink:label="loc_IncomeLossFromDiscontinuedOperationsNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxAbstract" xlink:to="loc_IncomeLossFromDiscontinuedOperationsNetOfTax" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciple" xlink:label="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciple" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrincipleAbstract" xlink:to="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciple" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ExtraordinaryItemNetOfTaxAbstract" xlink:label="loc_ExtraordinaryItemNetOfTaxAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrincipleAbstract" xlink:to="loc_ExtraordinaryItemNetOfTaxAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ExtraordinaryItemsGrossAbstract" xlink:label="loc_ExtraordinaryItemsGrossAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ExtraordinaryItemNetOfTaxAbstract" xlink:to="loc_ExtraordinaryItemsGrossAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainOnPurchaseOfBusiness" xlink:label="loc_GainOnPurchaseOfBusiness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ExtraordinaryItemsGrossAbstract" xlink:to="loc_GainOnPurchaseOfBusiness" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossFromAdjustmentsToPriorPeriodExtraordinaryItems" xlink:label="loc_GainLossFromAdjustmentsToPriorPeriodExtraordinaryItems" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ExtraordinaryItemsGrossAbstract" xlink:to="loc_GainLossFromAdjustmentsToPriorPeriodExtraordinaryItems" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ExtraordinaryItemOfInvestee" xlink:label="loc_ExtraordinaryItemOfInvestee" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ExtraordinaryItemsGrossAbstract" xlink:to="loc_ExtraordinaryItemOfInvestee" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherExtraordinaryGainLoss" xlink:label="loc_OtherExtraordinaryGainLoss" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ExtraordinaryItemsGrossAbstract" xlink:to="loc_OtherExtraordinaryGainLoss" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ExtraordinaryItemsGross" xlink:label="loc_ExtraordinaryItemsGross" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ExtraordinaryItemsGrossAbstract" xlink:to="loc_ExtraordinaryItemsGross" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TaxEffectOfExtraordinaryItem" xlink:label="loc_TaxEffectOfExtraordinaryItem" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ExtraordinaryItemNetOfTaxAbstract" xlink:to="loc_TaxEffectOfExtraordinaryItem" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ExtraordinaryItemNetOfTax" xlink:label="loc_ExtraordinaryItemNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ExtraordinaryItemNetOfTaxAbstract" xlink:to="loc_ExtraordinaryItemNetOfTax" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciple" xlink:label="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciple" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrincipleAbstract" xlink:to="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciple" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementNetOfTaxAbstract" xlink:label="loc_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementNetOfTaxAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetIncomeLossAbstract" xlink:to="loc_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementNetOfTaxAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementBeforeTax" xlink:label="loc_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementBeforeTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementNetOfTaxAbstract" xlink:to="loc_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementBeforeTax" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementTax" xlink:label="loc_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementNetOfTaxAbstract" xlink:to="loc_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementTax" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementNetOfTax" xlink:label="loc_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementNetOfTaxAbstract" xlink:to="loc_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementNetOfTax" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockDividendsAndOtherAdjustmentsAbstract" xlink:label="loc_PreferredStockDividendsAndOtherAdjustmentsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetIncomeLossAvailableToCommonStockholdersBasicAbstract" xlink:to="loc_PreferredStockDividendsAndOtherAdjustmentsAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RedeemablePreferredStockDividends" xlink:label="loc_RedeemablePreferredStockDividends" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockDividendsAndOtherAdjustmentsAbstract" xlink:to="loc_RedeemablePreferredStockDividends" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ConvertiblePreferredStockConvertedToOtherSecurities" xlink:label="loc_ConvertiblePreferredStockConvertedToOtherSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockDividendsAndOtherAdjustmentsAbstract" xlink:to="loc_ConvertiblePreferredStockConvertedToOtherSecurities" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockRedemptionPremium" xlink:label="loc_PreferredStockRedemptionPremium" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockDividendsAndOtherAdjustmentsAbstract" xlink:to="loc_PreferredStockRedemptionPremium" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockConversionsInducements" xlink:label="loc_PreferredStockConversionsInducements" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockDividendsAndOtherAdjustmentsAbstract" xlink:to="loc_PreferredStockConversionsInducements" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RedeemablePreferredStockIncreaseDecreaseInCarryingAmount" xlink:label="loc_RedeemablePreferredStockIncreaseDecreaseInCarryingAmount" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockDividendsAndOtherAdjustmentsAbstract" xlink:to="loc_RedeemablePreferredStockIncreaseDecreaseInCarryingAmount" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GeneralPartnerDistributions" xlink:label="loc_GeneralPartnerDistributions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockDividendsAndOtherAdjustmentsAbstract" xlink:to="loc_GeneralPartnerDistributions" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockDividendsAndOtherAdjustments" xlink:label="loc_PreferredStockDividendsAndOtherAdjustments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PreferredStockDividendsAndOtherAdjustmentsAbstract" xlink:to="loc_PreferredStockDividendsAndOtherAdjustments" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_EarningsPerShareAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementLineItems" xlink:to="loc_EarningsPerShareAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EarningsPerShareBasicAbstract" xlink:label="loc_EarningsPerShareBasicAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsPerShareAbstract" xlink:to="loc_EarningsPerShareBasicAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciplePerBasicShareAbstract" xlink:label="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciplePerBasicShareAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsPerShareBasicAbstract" xlink:to="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciplePerBasicShareAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciplePerBasicShareAbstract" xlink:label="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciplePerBasicShareAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciplePerBasicShareAbstract" xlink:to="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciplePerBasicShareAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromContinuingOperationsPerBasicShare" xlink:label="loc_IncomeLossFromContinuingOperationsPerBasicShare" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciplePerBasicShareAbstract" xlink:to="loc_IncomeLossFromContinuingOperationsPerBasicShare" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare" xlink:label="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciplePerBasicShareAbstract" xlink:to="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciplePerBasicShare" xlink:label="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciplePerBasicShare" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciplePerBasicShareAbstract" xlink:to="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciplePerBasicShare" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromExtraordinaryItemsNetOfTaxPerBasicShare" xlink:label="loc_IncomeLossFromExtraordinaryItemsNetOfTaxPerBasicShare" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciplePerBasicShareAbstract" xlink:to="loc_IncomeLossFromExtraordinaryItemsNetOfTaxPerBasicShare" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciplePerBasicShare" xlink:label="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciplePerBasicShare" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciplePerBasicShareAbstract" xlink:to="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciplePerBasicShare" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CumulativeEffectOfChangeInAccountingPrincipleNetOfTaxPerBasicShare" xlink:label="loc_CumulativeEffectOfChangeInAccountingPrincipleNetOfTaxPerBasicShare" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsPerShareBasicAbstract" xlink:to="loc_CumulativeEffectOfChangeInAccountingPrincipleNetOfTaxPerBasicShare" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_EarningsPerShareBasic" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsPerShareBasicAbstract" xlink:to="loc_EarningsPerShareBasic" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="us-gaap_EarningsPerShareDiluted_633728083655232309" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsPerShareBasicAbstract" xlink:to="us-gaap_EarningsPerShareDiluted_633728083655232309" order="30.51" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="us-gaap_CommonStockDividendsPerShareCashPaid_633800573346183567" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsPerShareBasicAbstract" xlink:to="us-gaap_CommonStockDividendsPerShareCashPaid_633800573346183567" order="31.02" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EarningsPerShareBasicOtherDisclosuresAbstract" xlink:label="loc_EarningsPerShareBasicOtherDisclosuresAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsPerShareAbstract" xlink:to="loc_EarningsPerShareBasicOtherDisclosuresAbstract" order="20" use="optional" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsPerShareBasicOtherDisclosuresAbstract" xlink:to="loc_IncomeLossFromContinuingOperationsPerBasicShare" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_633800574337427223" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsPerShareBasicOtherDisclosuresAbstract" xlink:to="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_633800574337427223" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_633800575096797363" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsPerShareBasicOtherDisclosuresAbstract" xlink:to="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_633800575096797363" order="20.5" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EarningsPerShareDilutedAbstract" xlink:label="loc_EarningsPerShareDilutedAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsPerShareAbstract" xlink:to="loc_EarningsPerShareDilutedAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciplePerDilutedShareAbstract" xlink:label="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciplePerDilutedShareAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsPerShareDilutedAbstract" xlink:to="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciplePerDilutedShareAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciplePerDilutedShareAbstract" xlink:label="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciplePerDilutedShareAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciplePerDilutedShareAbstract" xlink:to="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciplePerDilutedShareAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromContinuingOperationsPerDilutedShare" xlink:label="loc_IncomeLossFromContinuingOperationsPerDilutedShare" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciplePerDilutedShareAbstract" xlink:to="loc_IncomeLossFromContinuingOperationsPerDilutedShare" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare" xlink:label="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciplePerDilutedShareAbstract" xlink:to="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciplePerDilutedShare" xlink:label="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciplePerDilutedShare" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciplePerDilutedShareAbstract" xlink:to="loc_IncomeLossBeforeExtraordinaryItemsAndCumulativeEffectOfChangeInAccountingPrinciplePerDilutedShare" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromExtraordinaryItemsNetOfTaxPerDilutedShare" xlink:label="loc_IncomeLossFromExtraordinaryItemsNetOfTaxPerDilutedShare" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciplePerDilutedShareAbstract" xlink:to="loc_IncomeLossFromExtraordinaryItemsNetOfTaxPerDilutedShare" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciplePerDilutedShare" xlink:label="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciplePerDilutedShare" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciplePerDilutedShareAbstract" xlink:to="loc_IncomeLossBeforeCumulativeEffectOfChangeInAccountingPrinciplePerDilutedShare" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CumulativeEffectOfChangeInAccountingPrincipleNetOfTaxPerDilutedShare" xlink:label="loc_CumulativeEffectOfChangeInAccountingPrincipleNetOfTaxPerDilutedShare" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsPerShareDilutedAbstract" xlink:to="loc_CumulativeEffectOfChangeInAccountingPrincipleNetOfTaxPerDilutedShare" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract" xlink:label="loc_EarningsPerShareDilutedOtherDisclosuresAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsPerShareAbstract" xlink:to="loc_EarningsPerShareDilutedOtherDisclosuresAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AntidilutiveSharesOutstanding" xlink:label="loc_AntidilutiveSharesOutstanding" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsPerShareDilutedOtherDisclosuresAbstract" xlink:to="loc_AntidilutiveSharesOutstanding" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment" xlink:label="loc_WeightedAverageNumberDilutedSharesOutstandingAdjustment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EarningsPerShareDilutedOtherDisclosuresAbstract" xlink:to="loc_WeightedAverageNumberDilutedSharesOutstandingAdjustment" order="30" use="optional" />
  </presentationLink>
  <presentationLink xlink:role="http://www.bbt.com/role/StatementConsolidatedStatementsChangesInShareholdersEquity" xlink:type="extended" xlink:title="148650 - Statement - Consolidated Statements Changes in Shareholders' Equity">
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="us-gaap_StatementOfStockholdersEquityAbstract_633798059909516724" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementTable" xlink:label="loc_StatementTable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementOfStockholdersEquityAbstract_633798059909516724" xlink:to="loc_StatementTable" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementScenarioAxis" xlink:label="loc_StatementScenarioAxis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementTable" xlink:to="loc_StatementScenarioAxis" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ScenarioUnspecifiedDomain" xlink:label="loc_ScenarioUnspecifiedDomain" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementScenarioAxis" xlink:to="loc_ScenarioUnspecifiedDomain" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_StatementEquityComponentsAxis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementTable" xlink:to="loc_StatementEquityComponentsAxis" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_EquityComponentDomain" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementEquityComponentsAxis" xlink:to="loc_EquityComponentDomain" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_CommonStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EquityComponentDomain" xlink:to="loc_CommonStockMember" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockMember" xlink:label="loc_PreferredStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EquityComponentDomain" xlink:to="loc_PreferredStockMember" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockAtParValueMember" xlink:label="us-gaap_CommonStockAtParValueMember_633816077711005005" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EquityComponentDomain" xlink:to="us-gaap_CommonStockAtParValueMember_633816077711005005" order="35" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockAtParValueMember" xlink:label="loc_PreferredStockAtParValueMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EquityComponentDomain" xlink:to="loc_PreferredStockAtParValueMember" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CapitalUnitsMember" xlink:label="loc_CapitalUnitsMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EquityComponentDomain" xlink:to="loc_CapitalUnitsMember" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockIncludingAdditionalPaidInCapitalMember" xlink:label="loc_CommonStockIncludingAdditionalPaidInCapitalMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EquityComponentDomain" xlink:to="loc_CommonStockIncludingAdditionalPaidInCapitalMember" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockIncludingAdditionalPaidInCapitalMember" xlink:label="loc_PreferredStockIncludingAdditionalPaidInCapitalMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EquityComponentDomain" xlink:to="loc_PreferredStockIncludingAdditionalPaidInCapitalMember" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="loc_AdditionalPaidInCapitalMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EquityComponentDomain" xlink:to="loc_AdditionalPaidInCapitalMember" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TreasuryStockMember" xlink:label="loc_TreasuryStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EquityComponentDomain" xlink:to="loc_TreasuryStockMember" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_RetainedEarningsMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EquityComponentDomain" xlink:to="loc_RetainedEarningsMember" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RetainedEarningsAppropriatedMember" xlink:label="loc_RetainedEarningsAppropriatedMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RetainedEarningsMember" xlink:to="loc_RetainedEarningsAppropriatedMember" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RetainedEarningsUnappropriatedMember" xlink:label="loc_RetainedEarningsUnappropriatedMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RetainedEarningsMember" xlink:to="loc_RetainedEarningsUnappropriatedMember" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UndistributedIncomeFromOtherThanGainOrLossOnSaleOfPropertiesMember" xlink:label="loc_UndistributedIncomeFromOtherThanGainOrLossOnSaleOfPropertiesMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RetainedEarningsMember" xlink:to="loc_UndistributedIncomeFromOtherThanGainOrLossOnSaleOfPropertiesMember" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UndistributedNetRealizedGainOrLossOnSaleOfPropertiesMember" xlink:label="loc_UndistributedNetRealizedGainOrLossOnSaleOfPropertiesMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RetainedEarningsMember" xlink:to="loc_UndistributedNetRealizedGainOrLossOnSaleOfPropertiesMember" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_AccumulatedOtherComprehensiveIncomeMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EquityComponentDomain" xlink:to="loc_AccumulatedOtherComprehensiveIncomeMember" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" xlink:label="loc_AccumulatedNetUnrealizedInvestmentGainLossMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AccumulatedOtherComprehensiveIncomeMember" xlink:to="loc_AccumulatedNetUnrealizedInvestmentGainLossMember" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" xlink:label="loc_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AccumulatedOtherComprehensiveIncomeMember" xlink:to="loc_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccumulatedTranslationAdjustmentMember" xlink:label="loc_AccumulatedTranslationAdjustmentMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AccumulatedOtherComprehensiveIncomeMember" xlink:to="loc_AccumulatedTranslationAdjustmentMember" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" xlink:label="loc_AccumulatedDefinedBenefitPlansAdjustmentMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AccumulatedOtherComprehensiveIncomeMember" xlink:to="loc_AccumulatedDefinedBenefitPlansAdjustmentMember" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_NoncontrollingInterestMember" xlink:label="bbt_NoncontrollingInterestMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EquityComponentDomain" xlink:to="bbt_NoncontrollingInterestMember" order="115" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ComprehensiveIncomeMember" xlink:label="loc_ComprehensiveIncomeMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EquityComponentDomain" xlink:to="loc_ComprehensiveIncomeMember" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_StatementClassOfStockAxis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementTable" xlink:to="loc_StatementClassOfStockAxis" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_ClassOfStockDomain" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementClassOfStockAxis" xlink:to="loc_ClassOfStockDomain" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_StatementLineItems" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementTable" xlink:to="loc_StatementLineItems" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockholdersEquity" xlink:label="us-gaap_StockholdersEquity_633855223650966751" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementLineItems" xlink:to="us-gaap_StockholdersEquity_633855223650966751" order="5" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SharesIssued" xlink:label="us-gaap_SharesIssued_633855646374945523" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementLineItems" xlink:to="us-gaap_SharesIssued_633855646374945523" order="7.5" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:label="loc_IncreaseDecreaseInStockholdersEquityRollForward" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementLineItems" xlink:to="loc_IncreaseDecreaseInStockholdersEquityRollForward" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetIncomeLoss" xlink:label="us-gaap_NetIncomeLoss_633800766361754487" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_NetIncomeLoss_633800766361754487" order="15.01" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_633729760914990446" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_633729760914990446" order="17.515" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_AccumulatedOtherComprehensiveIncomelossUnrealizedHoldingGainslossesArisingDuringPeriodOnSecuritiesAvailableSaleNetTax22" xlink:label="bbt_AccumulatedOtherComprehensiveIncomelossUnrealizedHoldingGainslossesArisingDuringPeriodOnSecuritiesAvailableSaleNetTax22_633802342821695928" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="bbt_AccumulatedOtherComprehensiveIncomelossUnrealizedHoldingGainslossesArisingDuringPeriodOnSecuritiesAvailableSaleNetTax22_633802342821695928" order="18.1412" use="optional" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax" xlink:label="us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax_633801479542157552" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax_633801479542157552" order="18.7675" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:label="us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease_633843702235349059" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease_633843702235349059" order="18.8458" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_AccumulatedOtherComprehensiveIncomelossReclassificationAdjustmentLossesgainsOnSecuritiesAvailableSaleIncludedInNetIncomeNetTax16" xlink:label="bbt_AccumulatedOtherComprehensiveIncomelossReclassificationAdjustmentLossesgainsOnSecuritiesAvailableSaleIncludedInNetIncomeNetTax16_633802345343743852" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="bbt_AccumulatedOtherComprehensiveIncomelossReclassificationAdjustmentLossesgainsOnSecuritiesAvailableSaleIncludedInNetIncomeNetTax16_633802345343743852" order="18.9241" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="5" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecrease" xlink:label="us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecrease_633816099793303189" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecrease_633816099793303189" order="19.0024" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_AccumulatedOtherComprehensiveIncomelossChangeInUnrealizedGainslossesOnSecuritiesNetTax" xlink:label="bbt_AccumulatedOtherComprehensiveIncomelossChangeInUnrealizedGainslossesOnSecuritiesNetTax_633729822378859567" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="bbt_AccumulatedOtherComprehensiveIncomelossChangeInUnrealizedGainslossesOnSecuritiesNetTax_633729822378859567" order="19.3938" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_AccumulatedOtherComprehensiveIncomelossChangeInUnrecognizedGainslossesOnCashFlowHedgesNetTax1" xlink:label="bbt_AccumulatedOtherComprehensiveIncomelossChangeInUnrecognizedGainslossesOnCashFlowHedgesNetTax1_633734946951568613" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="bbt_AccumulatedOtherComprehensiveIncomelossChangeInUnrecognizedGainslossesOnCashFlowHedgesNetTax1_633734946951568613" order="19.5604" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:label="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecrease_633801635397257689" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecrease_633801635397257689" order="19.7069" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax" xlink:label="us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax_633801634989005182" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax_633801634989005182" order="19.8634" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax_633729829607742210" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_ComprehensiveIncomeNetOfTax_633729829607742210" order="19.9417" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodValueAcquisitions" xlink:label="us-gaap_StockIssuedDuringPeriodValueAcquisitions_633729845095758176" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_StockIssuedDuringPeriodValueAcquisitions_633729845095758176" order="19.9809" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesAcquisitions" xlink:label="loc_StockIssuedDuringPeriodSharesAcquisitions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StockIssuedDuringPeriodValueAcquisitions_633729845095758176" xlink:to="loc_StockIssuedDuringPeriodSharesAcquisitions" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:label="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_633729847591271914" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_633729847591271914" order="20.0004" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation" xlink:label="loc_StockIssuedDuringPeriodSharesShareBasedCompensation" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_633729847591271914" xlink:to="loc_StockIssuedDuringPeriodSharesShareBasedCompensation" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DividendsCommonStock" xlink:label="us-gaap_DividendsCommonStock_633729851086984199" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_DividendsCommonStock_633729851086984199" order="27.5151" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan" xlink:label="us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan_633802379442481356" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan_633802379442481356" order="28.2979" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesDividendReinvestmentPlan" xlink:label="loc_StockIssuedDuringPeriodSharesDividendReinvestmentPlan" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StockIssuedDuringPeriodValueDividendReinvestmentPlan_633802379442481356" xlink:to="loc_StockIssuedDuringPeriodSharesDividendReinvestmentPlan" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:label="us-gaap_StockIssuedDuringPeriodValueNewIssues_633802379778078432" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_StockIssuedDuringPeriodValueNewIssues_633802379778078432" order="28.3762" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesNewIssues" xlink:label="loc_StockIssuedDuringPeriodSharesNewIssues" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StockIssuedDuringPeriodValueNewIssues_633802379778078432" xlink:to="loc_StockIssuedDuringPeriodSharesNewIssues" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockRedeemedOrCalledDuringPeriodValue" xlink:label="us-gaap_StockRedeemedOrCalledDuringPeriodValue_633843025903222678" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_StockRedeemedOrCalledDuringPeriodValue_633843025903222678" order="28.3958" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockRedeemedOrCalledDuringPeriodShares" xlink:label="loc_StockRedeemedOrCalledDuringPeriodShares" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StockRedeemedOrCalledDuringPeriodValue_633843025903222678" xlink:to="loc_StockRedeemedOrCalledDuringPeriodShares" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashDividends" xlink:label="us-gaap_CashDividends_633816109372372269" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StockRedeemedOrCalledDuringPeriodValue_633843025903222678" xlink:to="us-gaap_CashDividends_633816109372372269" order="10.5" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CumulativeEffectOfInitialAdoptionOfNewAccountingPrinciple" xlink:label="us-gaap_CumulativeEffectOfInitialAdoptionOfNewAccountingPrinciple_633843703617857907" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StockRedeemedOrCalledDuringPeriodValue_633843025903222678" xlink:to="us-gaap_CumulativeEffectOfInitialAdoptionOfNewAccountingPrinciple_633843703617857907" order="11" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_CashDividendsDeclaredOnCommonStock46PerShare" xlink:label="bbt_CashDividendsDeclaredOnCommonStock46PerShare_633802380130080393" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="bbt_CashDividendsDeclaredOnCommonStock46PerShare_633802380130080393" order="28.4153" use="optional" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DividendsPreferredStock" xlink:label="us-gaap_DividendsPreferredStock_633802380461771544" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_DividendsPreferredStock_633802380461771544" order="28.4349" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense" xlink:label="us-gaap_AllocatedShareBasedCompensationExpense_633816119426388369" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_AllocatedShareBasedCompensationExpense_633816119426388369" order="28.4446" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="1" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_EquityBasedCompensationExpense" xlink:label="bbt_EquityBasedCompensationExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="bbt_EquityBasedCompensationExpense" order="28.4544" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CumulativeEffectOfInitialAdoptionOfFIN48" xlink:label="us-gaap_CumulativeEffectOfInitialAdoptionOfFIN48_633729852120040763" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_CumulativeEffectOfInitialAdoptionOfFIN48_633729852120040763" order="28.7676" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_CumulativeEffectAdoptionFspFas132" xlink:label="bbt_CumulativeEffectAdoptionFspFas132_633729852451592915" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="bbt_CumulativeEffectAdoptionFspFas132_633729852451592915" order="29.3938" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_AdditionalPaidinCapital" xlink:label="bbt_AdditionalPaidinCapital_633729854589237247" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="bbt_AdditionalPaidinCapital_633729854589237247" order="29.7069" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="4" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_AccumulatedOtherComprehensiveIncomelossChangeInUnrecognizedGainslossesOnCashFlowHedgesNetTax4" xlink:label="bbt_AccumulatedOtherComprehensiveIncomelossChangeInUnrecognizedGainslossesOnCashFlowHedgesNetTax4_633730743315066209" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="bbt_AccumulatedOtherComprehensiveIncomelossChangeInUnrecognizedGainslossesOnCashFlowHedgesNetTax4_633730743315066209" order="29.9809" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:label="us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease_633730749250302905" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_AccumulatedOtherComprehensiveIncomelossChangeInUnrecognizedGainslossesOnCashFlowHedgesNetTax4_633730743315066209" xlink:to="us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease_633730749250302905" order="1.01" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" xlink:label="loc_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans" xlink:label="loc_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" xlink:to="loc_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlan" xlink:label="loc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlan" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlan" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan" xlink:label="loc_StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlan" xlink:to="loc_StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodValueSharesHeldInTrustOfEmployeeStockOwnershipPlan" xlink:label="loc_StockIssuedDuringPeriodValueSharesHeldInTrustOfEmployeeStockOwnershipPlan" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_StockIssuedDuringPeriodValueSharesHeldInTrustOfEmployeeStockOwnershipPlan" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesSharesHeldInTrustOfEmployeeStockOwnershipPlan" xlink:label="loc_StockIssuedDuringPeriodSharesSharesHeldInTrustOfEmployeeStockOwnershipPlan" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockIssuedDuringPeriodValueSharesHeldInTrustOfEmployeeStockOwnershipPlan" xlink:to="loc_StockIssuedDuringPeriodSharesSharesHeldInTrustOfEmployeeStockOwnershipPlan" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeituresAbstract" xlink:label="loc_StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeituresAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeituresAbstract" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross" xlink:label="loc_StockIssuedDuringPeriodValueRestrictedStockAwardGross" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeituresAbstract" xlink:to="loc_StockIssuedDuringPeriodValueRestrictedStockAwardGross" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardForfeitures" xlink:label="loc_StockIssuedDuringPeriodValueRestrictedStockAwardForfeitures" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeituresAbstract" xlink:to="loc_StockIssuedDuringPeriodValueRestrictedStockAwardForfeitures" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures" xlink:label="loc_StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeituresAbstract" xlink:to="loc_StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeituresAbstract" xlink:label="loc_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeituresAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeituresAbstract" xlink:to="loc_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeituresAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross" xlink:label="loc_StockIssuedDuringPeriodSharesRestrictedStockAwardGross" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeituresAbstract" xlink:to="loc_StockIssuedDuringPeriodSharesRestrictedStockAwardGross" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited" xlink:label="loc_StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeituresAbstract" xlink:to="loc_StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" xlink:label="loc_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeituresAbstract" xlink:to="loc_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:label="loc_StockIssuedDuringPeriodValueStockOptionsExercised" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_StockIssuedDuringPeriodValueStockOptionsExercised" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="loc_StockIssuedDuringPeriodSharesStockOptionsExercised" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:to="loc_StockIssuedDuringPeriodSharesStockOptionsExercised" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:label="loc_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesConversionOfConvertibleSecurities" xlink:label="loc_StockIssuedDuringPeriodSharesConversionOfConvertibleSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:to="loc_StockIssuedDuringPeriodSharesConversionOfConvertibleSecurities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodValueConversionOfUnits" xlink:label="loc_StockIssuedDuringPeriodValueConversionOfUnits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_StockIssuedDuringPeriodValueConversionOfUnits" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesConversionOfUnits" xlink:label="loc_StockIssuedDuringPeriodSharesConversionOfUnits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockIssuedDuringPeriodValueConversionOfUnits" xlink:to="loc_StockIssuedDuringPeriodSharesConversionOfUnits" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockDividend" xlink:label="loc_StockIssuedDuringPeriodValueStockDividend" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_StockIssuedDuringPeriodValueStockDividend" order="130" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockDividend" xlink:label="loc_StockIssuedDuringPeriodSharesStockDividend" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockIssuedDuringPeriodValueStockDividend" xlink:to="loc_StockIssuedDuringPeriodSharesStockDividend" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued" xlink:label="loc_StockIssuedDuringPeriodValueTreasuryStockReissued" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_StockIssuedDuringPeriodValueTreasuryStockReissued" order="150" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesTreasuryStockReissued" xlink:label="loc_StockIssuedDuringPeriodSharesTreasuryStockReissued" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockIssuedDuringPeriodValueTreasuryStockReissued" xlink:to="loc_StockIssuedDuringPeriodSharesTreasuryStockReissued" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockRepurchasedAndRetiredDuringPeriodValue" xlink:label="loc_StockRepurchasedAndRetiredDuringPeriodValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_StockRepurchasedAndRetiredDuringPeriodValue" order="160" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockRepurchasedAndRetiredDuringPeriodShares" xlink:label="loc_StockRepurchasedAndRetiredDuringPeriodShares" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockRepurchasedAndRetiredDuringPeriodValue" xlink:to="loc_StockRepurchasedAndRetiredDuringPeriodShares" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockRepurchasedDuringPeriodValue" xlink:label="loc_StockRepurchasedDuringPeriodValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_StockRepurchasedDuringPeriodValue" order="170" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockRepurchasedDuringPeriodShares" xlink:label="loc_StockRepurchasedDuringPeriodShares" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockRepurchasedDuringPeriodValue" xlink:to="loc_StockRepurchasedDuringPeriodShares" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockConvertedFromOneClassToAnotherClassValue" xlink:label="loc_StockConvertedFromOneClassToAnotherClassValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_StockConvertedFromOneClassToAnotherClassValue" order="190" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockConvertedFromOneClassToAnotherClassShares" xlink:label="loc_StockConvertedFromOneClassToAnotherClassShares" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockConvertedFromOneClassToAnotherClassValue" xlink:to="loc_StockConvertedFromOneClassToAnotherClassShares" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockTransactionsParentheticalDisclosuresAbstract" xlink:label="loc_StockTransactionsParentheticalDisclosuresAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_StockTransactionsParentheticalDisclosuresAbstract" order="200" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockSplits" xlink:label="loc_StockIssuedDuringPeriodSharesStockSplits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockTransactionsParentheticalDisclosuresAbstract" xlink:to="loc_StockIssuedDuringPeriodSharesStockSplits" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesReverseStockSplits" xlink:label="loc_StockIssuedDuringPeriodSharesReverseStockSplits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockTransactionsParentheticalDisclosuresAbstract" xlink:to="loc_StockIssuedDuringPeriodSharesReverseStockSplits" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TreasuryStockSharesAcquired" xlink:label="loc_TreasuryStockSharesAcquired" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockTransactionsParentheticalDisclosuresAbstract" xlink:to="loc_TreasuryStockSharesAcquired" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TreasuryStockSharesRetired" xlink:label="loc_TreasuryStockSharesRetired" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockTransactionsParentheticalDisclosuresAbstract" xlink:to="loc_TreasuryStockSharesRetired" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TreasuryStockValueAcquiredParValueMethod" xlink:label="loc_TreasuryStockValueAcquiredParValueMethod" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_TreasuryStockValueAcquiredParValueMethod" order="210" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:label="loc_TreasuryStockValueAcquiredCostMethod" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_TreasuryStockValueAcquiredCostMethod" order="220" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TreasuryStockValueRetiredParValueMethod" xlink:label="loc_TreasuryStockValueRetiredParValueMethod" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_TreasuryStockValueRetiredParValueMethod" order="230" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TreasuryStockValueRetiredCostMethod" xlink:label="loc_TreasuryStockValueRetiredCostMethod" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_TreasuryStockValueRetiredCostMethod" order="240" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalAbstract" xlink:label="loc_AdjustmentsToAdditionalPaidInCapitalAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_AdjustmentsToAdditionalPaidInCapitalAbstract" order="250" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts" xlink:label="loc_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsToAdditionalPaidInCapitalAbstract" xlink:to="loc_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalTerminationOfSCorporationElection" xlink:label="loc_AdjustmentsToAdditionalPaidInCapitalTerminationOfSCorporationElection" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsToAdditionalPaidInCapitalAbstract" xlink:to="loc_AdjustmentsToAdditionalPaidInCapitalTerminationOfSCorporationElection" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation" xlink:label="loc_AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsToAdditionalPaidInCapitalAbstract" xlink:to="loc_AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalDebtWithDetachableStockPurchaseWarrantIssued" xlink:label="loc_AdjustmentsToAdditionalPaidInCapitalDebtWithDetachableStockPurchaseWarrantIssued" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsToAdditionalPaidInCapitalAbstract" xlink:to="loc_AdjustmentsToAdditionalPaidInCapitalDebtWithDetachableStockPurchaseWarrantIssued" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalMarkToMarket" xlink:label="loc_AdjustmentsToAdditionalPaidInCapitalMarkToMarket" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsToAdditionalPaidInCapitalAbstract" xlink:to="loc_AdjustmentsToAdditionalPaidInCapitalMarkToMarket" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalConvertibleDebtWithConversionFeature" xlink:label="loc_AdjustmentsToAdditionalPaidInCapitalConvertibleDebtWithConversionFeature" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsToAdditionalPaidInCapitalAbstract" xlink:to="loc_AdjustmentsToAdditionalPaidInCapitalConvertibleDebtWithConversionFeature" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalReallocationOfMinorityInterest" xlink:label="loc_AdjustmentsToAdditionalPaidInCapitalReallocationOfMinorityInterest" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsToAdditionalPaidInCapitalAbstract" xlink:to="loc_AdjustmentsToAdditionalPaidInCapitalReallocationOfMinorityInterest" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalDividendsInExcessOfRetainedEarnings" xlink:label="loc_AdjustmentsToAdditionalPaidInCapitalDividendsInExcessOfRetainedEarnings" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsToAdditionalPaidInCapitalAbstract" xlink:to="loc_AdjustmentsToAdditionalPaidInCapitalDividendsInExcessOfRetainedEarnings" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalStockSplit" xlink:label="loc_AdjustmentsToAdditionalPaidInCapitalStockSplit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsToAdditionalPaidInCapitalAbstract" xlink:to="loc_AdjustmentsToAdditionalPaidInCapitalStockSplit" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalWarrantIssued" xlink:label="loc_AdjustmentsToAdditionalPaidInCapitalWarrantIssued" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsToAdditionalPaidInCapitalAbstract" xlink:to="loc_AdjustmentsToAdditionalPaidInCapitalWarrantIssued" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalIncreaseInCarryingAmountOfRedeemablePreferredStock" xlink:label="loc_AdjustmentsToAdditionalPaidInCapitalIncreaseInCarryingAmountOfRedeemablePreferredStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsToAdditionalPaidInCapitalAbstract" xlink:to="loc_AdjustmentsToAdditionalPaidInCapitalIncreaseInCarryingAmountOfRedeemablePreferredStock" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ApplicationOfRecognitionProvisionsOfSFAS158EffectOnAccumulatedOtherComprehensiveIncomeNetOfTax" xlink:label="loc_ApplicationOfRecognitionProvisionsOfSFAS158EffectOnAccumulatedOtherComprehensiveIncomeNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_ApplicationOfRecognitionProvisionsOfSFAS158EffectOnAccumulatedOtherComprehensiveIncomeNetOfTax" order="260" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EffectOnOtherComprehensiveIncomeLossDueToChangeInMeasurementDateNetOfTax" xlink:label="loc_EffectOnOtherComprehensiveIncomeLossDueToChangeInMeasurementDateNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_EffectOnOtherComprehensiveIncomeLossDueToChangeInMeasurementDateNetOfTax" order="270" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="loc_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" order="280" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="loc_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesNetOfTax" xlink:label="loc_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesNetOfTax" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForWriteDownOfSecuritiesIncludedInNetIncomeNetOfTax" xlink:label="loc_OtherComprehensiveIncomeReclassificationAdjustmentForWriteDownOfSecuritiesIncludedInNetIncomeNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_OtherComprehensiveIncomeReclassificationAdjustmentForWriteDownOfSecuritiesIncludedInNetIncomeNetOfTax" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="loc_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax" xlink:label="loc_OtherComprehensiveIncomeReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_OtherComprehensiveIncomeReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="loc_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationReclassificationAdjustmentRealizedUponSaleOrLiquidationNetOfTax" xlink:label="loc_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationReclassificationAdjustmentRealizedUponSaleOrLiquidationNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationReclassificationAdjustmentRealizedUponSaleOrLiquidationNetOfTax" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="loc_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax" xlink:label="loc_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostNetOfTax" xlink:label="loc_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlansNetGainLossRecognizedInNetPeriodicBenefitCostNetOfTax" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlanNetPriorServiceCostsCreditArisingDuringPeriodNetOfTax" xlink:label="loc_OtherComprehensiveIncomeDefinedBenefitPlanNetPriorServiceCostsCreditArisingDuringPeriodNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_OtherComprehensiveIncomeDefinedBenefitPlanNetPriorServiceCostsCreditArisingDuringPeriodNetOfTax" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostNetOfTax" xlink:label="loc_OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanNetPriorServiceCostRecognizedInNetPeriodicPensionCostNetOfTax" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostNetOfTax" xlink:label="loc_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostNetOfTax" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentNetOfTax" xlink:label="loc_OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentNetOfTax" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeFinalizationOfPensionAndNonPensionPostretirementPlanValuationNetOfTax" xlink:label="loc_OtherComprehensiveIncomeFinalizationOfPensionAndNonPensionPostretirementPlanValuationNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_OtherComprehensiveIncomeFinalizationOfPensionAndNonPensionPostretirementPlanValuationNetOfTax" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease" xlink:label="loc_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="loc_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CumulativeEffectOfInitialAdoptionOfNewAccountingPrincipleAbstract" xlink:label="loc_CumulativeEffectOfInitialAdoptionOfNewAccountingPrincipleAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_CumulativeEffectOfInitialAdoptionOfNewAccountingPrincipleAbstract" order="300" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CumulativeEffectOfInitialAdoptionOfSFAS159" xlink:label="loc_CumulativeEffectOfInitialAdoptionOfSFAS159" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CumulativeEffectOfInitialAdoptionOfNewAccountingPrincipleAbstract" xlink:to="loc_CumulativeEffectOfInitialAdoptionOfSFAS159" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CumulativeEffectOfInitialAdoptionOfSFAS158" xlink:label="loc_CumulativeEffectOfInitialAdoptionOfSFAS158" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CumulativeEffectOfInitialAdoptionOfNewAccountingPrincipleAbstract" xlink:to="loc_CumulativeEffectOfInitialAdoptionOfSFAS158" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EffectOnRetainedEarningsAccumulatedDeficitDueToChangeInMeasurementDateNetOfTax" xlink:label="loc_EffectOnRetainedEarningsAccumulatedDeficitDueToChangeInMeasurementDateNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_EffectOnRetainedEarningsAccumulatedDeficitDueToChangeInMeasurementDateNetOfTax" order="310" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ReclassificationsOfTemporaryToPermanentEquity" xlink:label="loc_ReclassificationsOfTemporaryToPermanentEquity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_ReclassificationsOfTemporaryToPermanentEquity" order="320" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetIncomeLossAbstract" xlink:label="loc_NetIncomeLossAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_NetIncomeLossAbstract" order="330" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromContinuingOperations" xlink:label="loc_IncomeLossFromContinuingOperations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetIncomeLossAbstract" xlink:to="loc_IncomeLossFromContinuingOperations" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax" xlink:label="loc_IncomeLossFromDiscontinuedOperationsNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetIncomeLossAbstract" xlink:to="loc_IncomeLossFromDiscontinuedOperationsNetOfTax" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ExtraordinaryItemNetOfTax" xlink:label="loc_ExtraordinaryItemNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetIncomeLossAbstract" xlink:to="loc_ExtraordinaryItemNetOfTax" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementNetOfTax" xlink:label="loc_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetIncomeLossAbstract" xlink:to="loc_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementNetOfTax" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_Dividends" xlink:label="loc_Dividends" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_Dividends" order="350" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TreasuryStockReissuedAtLowerThanRepurchasePrice" xlink:label="loc_TreasuryStockReissuedAtLowerThanRepurchasePrice" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_TreasuryStockReissuedAtLowerThanRepurchasePrice" order="360" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficitCorrectionOfError" xlink:label="loc_RetainedEarningsAccumulatedDeficitCorrectionOfError" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_RetainedEarningsAccumulatedDeficitCorrectionOfError" order="370" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseInCarryingAmountOfRedeemablePreferredStock" xlink:label="loc_IncreaseInCarryingAmountOfRedeemablePreferredStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_IncreaseInCarryingAmountOfRedeemablePreferredStock" order="380" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficitDividendPerShareDeclaredCommonStockParentheticalDisclosureAbstract" xlink:label="loc_RetainedEarningsAccumulatedDeficitDividendPerShareDeclaredCommonStockParentheticalDisclosureAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_RetainedEarningsAccumulatedDeficitDividendPerShareDeclaredCommonStockParentheticalDisclosureAbstract" order="390" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="loc_CommonStockDividendsPerShareDeclared" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RetainedEarningsAccumulatedDeficitDividendPerShareDeclaredCommonStockParentheticalDisclosureAbstract" xlink:to="loc_CommonStockDividendsPerShareDeclared" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockholdersEquityPeriodIncreaseDecrease" xlink:label="loc_StockholdersEquityPeriodIncreaseDecrease" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_StockholdersEquityPeriodIncreaseDecrease" order="400" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockIssuedDuringPeriodSharesPeriodIncreaseDecrease" xlink:label="loc_StockIssuedDuringPeriodSharesPeriodIncreaseDecrease" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StockholdersEquityPeriodIncreaseDecrease" xlink:to="loc_StockIssuedDuringPeriodSharesPeriodIncreaseDecrease" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SharesIssued" xlink:label="us-gaap_SharesIssued_633855230176831531" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_SharesIssued_633855230176831531" order="405" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_StockholdersEquity_1" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="loc_StockholdersEquity_1" order="410" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
  </presentationLink>
  <presentationLink xlink:role="http://www.bbt.com/role/StatementConsolidatedStatementsChangesInShareholdersEquityParenthetical" xlink:type="extended" xlink:title="148655 - Statement - Consolidated Statements Changes in Shareholders' Equity (Parenthetical)">
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_ConsolidatedStatementsChangesInShareholdersEquityParentheticalAbstract" xlink:label="bbt_ConsolidatedStatementsChangesInShareholdersEquityParentheticalAbstract" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_633855912689604307" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ConsolidatedStatementsChangesInShareholdersEquityParentheticalAbstract" xlink:to="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_633855912689604307" order="1" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" xlink:label="us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax_633855913360394143" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ConsolidatedStatementsChangesInShareholdersEquityParentheticalAbstract" xlink:to="us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax_633855913360394143" order="1.5" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesTaxEffectPeriodIncreaseDecrease" xlink:label="us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesTaxEffectPeriodIncreaseDecrease_633855916879032931" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ConsolidatedStatementsChangesInShareholdersEquityParentheticalAbstract" xlink:to="us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesTaxEffectPeriodIncreaseDecrease_633855916879032931" order="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTax" xlink:label="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTax_633855916967315311" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ConsolidatedStatementsChangesInShareholdersEquityParentheticalAbstract" xlink:to="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTax_633855916967315311" order="2.5" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherComprehensiveIncomeForeignCurrencyTranslationAdjustmentTax" xlink:label="us-gaap_OtherComprehensiveIncomeForeignCurrencyTranslationAdjustmentTax_633855919159999627" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ConsolidatedStatementsChangesInShareholdersEquityParentheticalAbstract" xlink:to="us-gaap_OtherComprehensiveIncomeForeignCurrencyTranslationAdjustmentTax_633855919159999627" order="3" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared_633856014906850171" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ConsolidatedStatementsChangesInShareholdersEquityParentheticalAbstract" xlink:to="us-gaap_CommonStockDividendsPerShareDeclared_633856014906850171" order="3.5" use="optional" priority="1" />
  </presentationLink>
  <presentationLink xlink:role="http://www.bbt.com/role/StatementConsolidatedStatementsOfCashFlows" xlink:type="extended" xlink:title="160500 - Statement - Consolidated Statements of Cash Flows">
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="us-gaap_StatementOfCashFlowsAbstract_633798061115779817" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementTable" xlink:label="loc_StatementTable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementOfCashFlowsAbstract_633798061115779817" xlink:to="loc_StatementTable" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementScenarioAxis" xlink:label="loc_StatementScenarioAxis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementTable" xlink:to="loc_StatementScenarioAxis" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ScenarioUnspecifiedDomain" xlink:label="loc_ScenarioUnspecifiedDomain" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementScenarioAxis" xlink:to="loc_ScenarioUnspecifiedDomain" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_StatementLineItems" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementTable" xlink:to="loc_StatementLineItems" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract" xlink:label="loc_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementLineItems" xlink:to="loc_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract" xlink:to="loc_NetCashProvidedByUsedInOperatingActivitiesAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xlink:label="loc_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromContinuingOperationsAbstract" xlink:label="loc_IncomeLossFromContinuingOperationsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xlink:to="loc_IncomeLossFromContinuingOperationsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_NetIncomeLoss" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromContinuingOperationsAbstract" xlink:to="loc_NetIncomeLoss" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentsToReconcileToIncomeLossFromContinuingOperationsAbstract" xlink:label="loc_AdjustmentsToReconcileToIncomeLossFromContinuingOperationsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromContinuingOperationsAbstract" xlink:to="loc_AdjustmentsToReconcileToIncomeLossFromContinuingOperationsAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxAbstract" xlink:label="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsToReconcileToIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationIncomeLossFromDiscontinuedOperationBeforeIncomeTax" xlink:label="loc_DiscontinuedOperationIncomeLossFromDiscontinuedOperationBeforeIncomeTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationIncomeLossFromDiscontinuedOperationBeforeIncomeTax" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuedOperationTaxEffectOfDiscontinuedOperation" xlink:label="loc_DiscontinuedOperationTaxEffectOfDiscontinuedOperation" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxAbstract" xlink:to="loc_DiscontinuedOperationTaxEffectOfDiscontinuedOperation" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax" xlink:label="loc_IncomeLossFromDiscontinuedOperationsNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromDiscontinuedOperationsNetOfTaxAbstract" xlink:to="loc_IncomeLossFromDiscontinuedOperationsNetOfTax" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ExtraordinaryItemNetOfTax" xlink:label="loc_ExtraordinaryItemNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsToReconcileToIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_ExtraordinaryItemNetOfTax" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementNetOfTax" xlink:label="loc_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsToReconcileToIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_CumulativeEffectOfChangeInAccountingPrinciplePresentedOnIncomeStatementNetOfTax" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromContinuingOperations" xlink:label="loc_IncomeLossFromContinuingOperations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromContinuingOperationsAbstract" xlink:to="loc_IncomeLossFromContinuingOperations" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentsToReconcileIncomeLossToNetCashProvidedByUsedInContinuingOperationsAbstract" xlink:label="loc_AdjustmentsToReconcileIncomeLossToNetCashProvidedByUsedInContinuingOperationsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xlink:to="loc_AdjustmentsToReconcileIncomeLossToNetCashProvidedByUsedInContinuingOperationsAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:label="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsToReconcileIncomeLossToNetCashProvidedByUsedInContinuingOperationsAbstract" xlink:to="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OriginationOfMortgageServicingRightsMSRs" xlink:label="loc_OriginationOfMortgageServicingRightsMSRs" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_OriginationOfMortgageServicingRightsMSRs" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepreciationAmortizationAndAccretionNetAbstract" xlink:label="loc_DepreciationAmortizationAndAccretionNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_DepreciationAmortizationAndAccretionNetAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="us-gaap_ProvisionForLoanLeaseAndOtherLosses_633800603694478616" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAmortizationAndAccretionNetAbstract" xlink:to="us-gaap_ProvisionForLoanLeaseAndOtherLosses_633800603694478616" order="5" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="4" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepreciationPremisesAndEquipment" xlink:label="loc_DepreciationPremisesAndEquipment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAmortizationAndAccretionNetAbstract" xlink:to="loc_DepreciationPremisesAndEquipment" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="us-gaap_AmortizationOfIntangibleAssets_633800611617907864" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAmortizationAndAccretionNetAbstract" xlink:to="us-gaap_AmortizationOfIntangibleAssets_633800611617907864" order="15" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="us-gaap_ShareBasedCompensation_633800611846354136" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAmortizationAndAccretionNetAbstract" xlink:to="us-gaap_ShareBasedCompensation_633800611846354136" order="17.5" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="4" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationOfDebtDiscountPremium" xlink:label="us-gaap_AmortizationOfDebtDiscountPremium_633815457170413935" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAmortizationAndAccretionNetAbstract" xlink:to="us-gaap_AmortizationOfDebtDiscountPremium_633815457170413935" order="18.125" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfInvestments" xlink:label="us-gaap_GainLossOnSaleOfInvestments_633816037392888389" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAmortizationAndAccretionNetAbstract" xlink:to="us-gaap_GainLossOnSaleOfInvestments_633816037392888389" order="18.2813" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfProperties" xlink:label="us-gaap_GainLossOnSaleOfProperties_633800612723262808" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAmortizationAndAccretionNetAbstract" xlink:to="us-gaap_GainLossOnSaleOfProperties_633800612723262808" order="19.6875" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInTradingSecurities" xlink:label="us-gaap_IncreaseDecreaseInTradingSecurities_633800613130465944" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAmortizationAndAccretionNetAbstract" xlink:to="us-gaap_IncreaseDecreaseInTradingSecurities_633800613130465944" order="19.8438" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInLoansHeldForSale" xlink:label="us-gaap_IncreaseDecreaseInLoansHeldForSale_633800613421570872" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAmortizationAndAccretionNetAbstract" xlink:to="us-gaap_IncreaseDecreaseInLoansHeldForSale_633800613421570872" order="19.9219" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_633800613750333496" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAmortizationAndAccretionNetAbstract" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets_633800613750333496" order="19.9609" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInOperatingLiabilities" xlink:label="us-gaap_IncreaseDecreaseInOperatingLiabilities_633815460998260190" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAmortizationAndAccretionNetAbstract" xlink:to="us-gaap_IncreaseDecreaseInOperatingLiabilities_633815460998260190" order="19.9707" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_DecreaseincreaseInSegregatedCashDueFromBanks" xlink:label="bbt_DecreaseincreaseInSegregatedCashDueFromBanks_633800614420202968" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAmortizationAndAccretionNetAbstract" xlink:to="bbt_DecreaseincreaseInSegregatedCashDueFromBanks_633800614420202968" order="19.9902" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentsToReconcileToIncomeLossFromContinuingOperations" xlink:label="us-gaap_AdjustmentsToReconcileToIncomeLossFromContinuingOperations_633843061546351588" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAmortizationAndAccretionNetAbstract" xlink:to="us-gaap_AdjustmentsToReconcileToIncomeLossFromContinuingOperations_633843061546351588" order="19.9915" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentsToReconcileIncomeLossToNetCashProvidedByUsedInContinuingOperations" xlink:label="us-gaap_AdjustmentsToReconcileIncomeLossToNetCashProvidedByUsedInContinuingOperations_633815464141597100" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAmortizationAndAccretionNetAbstract" xlink:to="us-gaap_AdjustmentsToReconcileIncomeLossToNetCashProvidedByUsedInContinuingOperations_633815464141597100" order="19.9927" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentForAmortizationAbstract" xlink:label="loc_AdjustmentForAmortizationAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAmortizationAndAccretionNetAbstract" xlink:to="loc_AdjustmentForAmortizationAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="loc_AccretionAmortizationOfDiscountsAndPremiumsInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentForAmortizationAbstract" xlink:to="loc_AccretionAmortizationOfDiscountsAndPremiumsInvestments" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationOfAcquisitionCosts" xlink:label="loc_AmortizationOfAcquisitionCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentForAmortizationAbstract" xlink:to="loc_AmortizationOfAcquisitionCosts" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationOfDeferredLoanOriginationFeesNet" xlink:label="loc_AmortizationOfDeferredLoanOriginationFeesNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentForAmortizationAbstract" xlink:to="loc_AmortizationOfDeferredLoanOriginationFeesNet" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationOfMortgageServicingRightsMSRs" xlink:label="loc_AmortizationOfMortgageServicingRightsMSRs" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentForAmortizationAbstract" xlink:to="loc_AmortizationOfMortgageServicingRightsMSRs" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationOfDeferredSalesCommissions" xlink:label="loc_AmortizationOfDeferredSalesCommissions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentForAmortizationAbstract" xlink:to="loc_AmortizationOfDeferredSalesCommissions" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationOfDeferredLeasingFees" xlink:label="loc_AmortizationOfDeferredLeasingFees" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentForAmortizationAbstract" xlink:to="loc_AmortizationOfDeferredLeasingFees" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentForAmortization" xlink:label="loc_AdjustmentForAmortization" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentForAmortizationAbstract" xlink:to="loc_AdjustmentForAmortization" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DepreciationAmortizationAndAccretionNet" xlink:label="loc_DepreciationAmortizationAndAccretionNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DepreciationAmortizationAndAccretionNetAbstract" xlink:to="loc_DepreciationAmortizationAndAccretionNet" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationOfFinancingCostsAndDiscountsAbstract" xlink:label="loc_AmortizationOfFinancingCostsAndDiscountsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_AmortizationOfFinancingCostsAndDiscountsAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationOfFinancingCosts" xlink:label="loc_AmortizationOfFinancingCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AmortizationOfFinancingCostsAndDiscountsAbstract" xlink:to="loc_AmortizationOfFinancingCosts" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationOfFinancingCostsAndDiscounts" xlink:label="loc_AmortizationOfFinancingCostsAndDiscounts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AmortizationOfFinancingCostsAndDiscountsAbstract" xlink:to="loc_AmortizationOfFinancingCostsAndDiscounts" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RecognitionOfDeferredRevenue" xlink:label="loc_RecognitionOfDeferredRevenue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_RecognitionOfDeferredRevenue" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfLoansAndLeasesAbstract" xlink:label="loc_GainLossOnSaleOfLoansAndLeasesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_GainLossOnSaleOfLoansAndLeasesAbstract" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSalesOfConsumerLoans" xlink:label="loc_GainLossOnSalesOfConsumerLoans" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnSaleOfLoansAndLeasesAbstract" xlink:to="loc_GainLossOnSalesOfConsumerLoans" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfMortgageLoans" xlink:label="loc_GainLossOnSaleOfMortgageLoans" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnSaleOfLoansAndLeasesAbstract" xlink:to="loc_GainLossOnSaleOfMortgageLoans" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfOtherLoansAndLeases" xlink:label="loc_GainLossOnSaleOfOtherLoansAndLeases" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnSaleOfLoansAndLeasesAbstract" xlink:to="loc_GainLossOnSaleOfOtherLoansAndLeases" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfLoansAndLeases" xlink:label="loc_GainLossOnSaleOfLoansAndLeases" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnSaleOfLoansAndLeasesAbstract" xlink:to="loc_GainLossOnSaleOfLoansAndLeases" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLossesAbstract" xlink:label="loc_ProvisionForLoanLeaseAndOtherLossesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_ProvisionForLoanLeaseAndOtherLossesAbstract" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="loc_ProvisionForLoanAndLeaseLosses" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProvisionForLoanLeaseAndOtherLossesAbstract" xlink:to="loc_ProvisionForLoanAndLeaseLosses" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProvisionForOtherCreditLosses" xlink:label="loc_ProvisionForOtherCreditLosses" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProvisionForLoanLeaseAndOtherLossesAbstract" xlink:to="loc_ProvisionForOtherCreditLosses" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProvisionForOtherLosses" xlink:label="loc_ProvisionForOtherLosses" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProvisionForLoanLeaseAndOtherLossesAbstract" xlink:to="loc_ProvisionForOtherLosses" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EmployeeBenefitsAndShareBasedCompensationAbstract" xlink:label="loc_EmployeeBenefitsAndShareBasedCompensationAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_EmployeeBenefitsAndShareBasedCompensationAbstract" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PensionAndOtherPostretirementBenefitExpenseAbstract" xlink:label="loc_PensionAndOtherPostretirementBenefitExpenseAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EmployeeBenefitsAndShareBasedCompensationAbstract" xlink:to="loc_PensionAndOtherPostretirementBenefitExpenseAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PensionExpense" xlink:label="loc_PensionExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PensionAndOtherPostretirementBenefitExpenseAbstract" xlink:to="loc_PensionExpense" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherPostretirementBenefitExpense" xlink:label="loc_OtherPostretirementBenefitExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PensionAndOtherPostretirementBenefitExpenseAbstract" xlink:to="loc_OtherPostretirementBenefitExpense" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PensionAndOtherPostretirementBenefitExpense" xlink:label="loc_PensionAndOtherPostretirementBenefitExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PensionAndOtherPostretirementBenefitExpenseAbstract" xlink:to="loc_PensionAndOtherPostretirementBenefitExpense" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PensionAndOtherPostretirementBenefitContributionsAbstract" xlink:label="loc_PensionAndOtherPostretirementBenefitContributionsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EmployeeBenefitsAndShareBasedCompensationAbstract" xlink:to="loc_PensionAndOtherPostretirementBenefitContributionsAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PensionContributions" xlink:label="loc_PensionContributions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PensionAndOtherPostretirementBenefitContributionsAbstract" xlink:to="loc_PensionContributions" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherPostretirementBenefitsPayments" xlink:label="loc_OtherPostretirementBenefitsPayments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PensionAndOtherPostretirementBenefitContributionsAbstract" xlink:to="loc_OtherPostretirementBenefitsPayments" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PensionAndOtherPostretirementBenefitContributions" xlink:label="loc_PensionAndOtherPostretirementBenefitContributions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PensionAndOtherPostretirementBenefitContributionsAbstract" xlink:to="loc_PensionAndOtherPostretirementBenefitContributions" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ShareBasedCompensationAbstract" xlink:label="loc_ShareBasedCompensationAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EmployeeBenefitsAndShareBasedCompensationAbstract" xlink:to="loc_ShareBasedCompensationAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StockOptionPlanExpense" xlink:label="loc_StockOptionPlanExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ShareBasedCompensationAbstract" xlink:to="loc_StockOptionPlanExpense" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RestrictedStockExpense" xlink:label="loc_RestrictedStockExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ShareBasedCompensationAbstract" xlink:to="loc_RestrictedStockExpense" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EmployeeBenefitsAndShareBasedCompensation" xlink:label="loc_EmployeeBenefitsAndShareBasedCompensation" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EmployeeBenefitsAndShareBasedCompensationAbstract" xlink:to="loc_EmployeeBenefitsAndShareBasedCompensation" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RestructuringCostsAndAssetImpairmentChargesAbstract" xlink:label="loc_RestructuringCostsAndAssetImpairmentChargesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_RestructuringCostsAndAssetImpairmentChargesAbstract" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RestructuringCostsAbstract" xlink:label="loc_RestructuringCostsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringCostsAndAssetImpairmentChargesAbstract" xlink:to="loc_RestructuringCostsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForRestructuring" xlink:label="loc_PaymentsForRestructuring" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringCostsAbstract" xlink:to="loc_PaymentsForRestructuring" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoncashMergerRelatedCosts" xlink:label="loc_NoncashMergerRelatedCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringCostsAbstract" xlink:to="loc_NoncashMergerRelatedCosts" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherIncreaseDecreaseInProvisionForRestructuring" xlink:label="loc_OtherIncreaseDecreaseInProvisionForRestructuring" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringCostsAbstract" xlink:to="loc_OtherIncreaseDecreaseInProvisionForRestructuring" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RestructuringCosts" xlink:label="loc_RestructuringCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringCostsAbstract" xlink:to="loc_RestructuringCosts" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AssetImpairmentChargesAbstract" xlink:label="loc_AssetImpairmentChargesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringCostsAndAssetImpairmentChargesAbstract" xlink:to="loc_AssetImpairmentChargesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ImpairmentOfLongLivedAssetsToBeDisposedOf" xlink:label="loc_ImpairmentOfLongLivedAssetsToBeDisposedOf" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetImpairmentChargesAbstract" xlink:to="loc_ImpairmentOfLongLivedAssetsToBeDisposedOf" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ImpairmentOfLongLivedAssetsHeldForUse" xlink:label="loc_ImpairmentOfLongLivedAssetsHeldForUse" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetImpairmentChargesAbstract" xlink:to="loc_ImpairmentOfLongLivedAssetsHeldForUse" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GoodwillImpairmentLoss" xlink:label="loc_GoodwillImpairmentLoss" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetImpairmentChargesAbstract" xlink:to="loc_GoodwillImpairmentLoss" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ImpairmentOfIntangibleAssetsExcludingGoodwill" xlink:label="loc_ImpairmentOfIntangibleAssetsExcludingGoodwill" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetImpairmentChargesAbstract" xlink:to="loc_ImpairmentOfIntangibleAssetsExcludingGoodwill" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ImpairmentOfRetainedInterest" xlink:label="loc_ImpairmentOfRetainedInterest" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetImpairmentChargesAbstract" xlink:to="loc_ImpairmentOfRetainedInterest" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ImpairmentOfRealEstate" xlink:label="loc_ImpairmentOfRealEstate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetImpairmentChargesAbstract" xlink:to="loc_ImpairmentOfRealEstate" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DisposalGroupNotDiscontinuedOperationLossGainOnWriteDown" xlink:label="loc_DisposalGroupNotDiscontinuedOperationLossGainOnWriteDown" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetImpairmentChargesAbstract" xlink:to="loc_DisposalGroupNotDiscontinuedOperationLossGainOnWriteDown" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherAssetImpairmentCharges" xlink:label="loc_OtherAssetImpairmentCharges" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetImpairmentChargesAbstract" xlink:to="loc_OtherAssetImpairmentCharges" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AssetImpairmentCharges" xlink:label="loc_AssetImpairmentCharges" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AssetImpairmentChargesAbstract" xlink:to="loc_AssetImpairmentCharges" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RestructuringCostsAndAssetImpairmentCharges" xlink:label="loc_RestructuringCostsAndAssetImpairmentCharges" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RestructuringCostsAndAssetImpairmentChargesAbstract" xlink:to="loc_RestructuringCostsAndAssetImpairmentCharges" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EnvironmentalExpenseAndLiabilitiesAbstract" xlink:label="loc_EnvironmentalExpenseAndLiabilitiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_EnvironmentalExpenseAndLiabilitiesAbstract" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EnvironmentalRemediationExpense" xlink:label="loc_EnvironmentalRemediationExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EnvironmentalExpenseAndLiabilitiesAbstract" xlink:to="loc_EnvironmentalRemediationExpense" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForEnvironmentalLiabilities" xlink:label="loc_PaymentsForEnvironmentalLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EnvironmentalExpenseAndLiabilitiesAbstract" xlink:to="loc_PaymentsForEnvironmentalLiabilities" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherIncreaseDecreaseInEnvironmentalLiabilities" xlink:label="loc_OtherIncreaseDecreaseInEnvironmentalLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EnvironmentalExpenseAndLiabilitiesAbstract" xlink:to="loc_OtherIncreaseDecreaseInEnvironmentalLiabilities" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EnvironmentalExpenseAndLiabilities" xlink:label="loc_EnvironmentalExpenseAndLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EnvironmentalExpenseAndLiabilitiesAbstract" xlink:to="loc_EnvironmentalExpenseAndLiabilities" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal" xlink:label="loc_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:label="loc_GainLossOnSaleOfPropertyPlantEquipment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_GainLossOnSaleOfPropertyPlantEquipment" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfOtherAssets" xlink:label="loc_GainLossOnSaleOfOtherAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_GainLossOnSaleOfOtherAssets" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInCarryingValueOfAssetsReceivedAsConsiderationInDisposalOfBusiness" xlink:label="loc_IncreaseDecreaseInCarryingValueOfAssetsReceivedAsConsiderationInDisposalOfBusiness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_IncreaseDecreaseInCarryingValueOfAssetsReceivedAsConsiderationInDisposalOfBusiness" order="130" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnInvestmentsAbstract" xlink:label="loc_GainLossOnInvestmentsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_GainLossOnInvestmentsAbstract" order="140" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfInvestmentsAbstract" xlink:label="loc_GainLossOnSaleOfInvestmentsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnInvestmentsAbstract" xlink:to="loc_GainLossOnSaleOfInvestmentsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfEquityMethodInvestments" xlink:label="loc_GainLossOnSaleOfEquityMethodInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnSaleOfInvestmentsAbstract" xlink:to="loc_GainLossOnSaleOfEquityMethodInvestments" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfDebtInvestments" xlink:label="loc_GainLossOnSaleOfDebtInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnSaleOfInvestmentsAbstract" xlink:to="loc_GainLossOnSaleOfDebtInvestments" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfDerivatives" xlink:label="loc_GainLossOnSaleOfDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnSaleOfInvestmentsAbstract" xlink:to="loc_GainLossOnSaleOfDerivatives" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfCommodityContracts" xlink:label="loc_GainLossOnSaleOfCommodityContracts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnSaleOfInvestmentsAbstract" xlink:to="loc_GainLossOnSaleOfCommodityContracts" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnrealizedGainLossOnInvestmentsAbstract" xlink:label="loc_UnrealizedGainLossOnInvestmentsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnInvestmentsAbstract" xlink:to="loc_UnrealizedGainLossOnInvestmentsAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnrealizedGainLossOnSecurities" xlink:label="loc_UnrealizedGainLossOnSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_UnrealizedGainLossOnInvestmentsAbstract" xlink:to="loc_UnrealizedGainLossOnSecurities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnrealizedGainLossOnDerivativesAndCommodityContractsAbstract" xlink:label="loc_UnrealizedGainLossOnDerivativesAndCommodityContractsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_UnrealizedGainLossOnInvestmentsAbstract" xlink:to="loc_UnrealizedGainLossOnDerivativesAndCommodityContractsAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnrealizedGainLossOnDerivatives" xlink:label="loc_UnrealizedGainLossOnDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_UnrealizedGainLossOnDerivativesAndCommodityContractsAbstract" xlink:to="loc_UnrealizedGainLossOnDerivatives" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnrealizedGainLossOnCommodityContracts" xlink:label="loc_UnrealizedGainLossOnCommodityContracts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_UnrealizedGainLossOnDerivativesAndCommodityContractsAbstract" xlink:to="loc_UnrealizedGainLossOnCommodityContracts" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnrealizedGainLossOnDerivativesAndCommodityContracts" xlink:label="loc_UnrealizedGainLossOnDerivativesAndCommodityContracts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_UnrealizedGainLossOnDerivativesAndCommodityContractsAbstract" xlink:to="loc_UnrealizedGainLossOnDerivativesAndCommodityContracts" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnrealizedGainLossOnInvestments" xlink:label="loc_UnrealizedGainLossOnInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_UnrealizedGainLossOnInvestmentsAbstract" xlink:to="loc_UnrealizedGainLossOnInvestments" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnInvestments" xlink:label="loc_GainLossOnInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnInvestmentsAbstract" xlink:to="loc_GainLossOnInvestments" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributionsAbstract" xlink:label="loc_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributionsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributionsAbstract" order="150" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments" xlink:label="loc_IncomeLossFromEquityMethodInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributionsAbstract" xlink:to="loc_IncomeLossFromEquityMethodInvestments" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EquityMethodInvestmentDividendsOrDistributions" xlink:label="loc_EquityMethodInvestmentDividendsOrDistributions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributionsAbstract" xlink:to="loc_EquityMethodInvestmentDividendsOrDistributions" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions" xlink:label="loc_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributionsAbstract" xlink:to="loc_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnSaleOfPreviouslyUnissuedStockBySubsidiaryOrEquityInvesteeNonoperatingIncome" xlink:label="loc_GainLossOnSaleOfPreviouslyUnissuedStockBySubsidiaryOrEquityInvesteeNonoperatingIncome" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_GainLossOnSaleOfPreviouslyUnissuedStockBySubsidiaryOrEquityInvesteeNonoperatingIncome" order="160" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:label="loc_GainsLossesOnExtinguishmentOfDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_GainsLossesOnExtinguishmentOfDebt" order="170" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredIncomeTaxesAndTaxCreditsAbstract" xlink:label="loc_DeferredIncomeTaxesAndTaxCreditsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_DeferredIncomeTaxesAndTaxCreditsAbstract" order="190" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_DeferredIncomeTaxExpenseBenefit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredIncomeTaxesAndTaxCreditsAbstract" xlink:to="loc_DeferredIncomeTaxExpenseBenefit" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeTaxCreditsAndAdjustments" xlink:label="loc_IncomeTaxCreditsAndAdjustments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredIncomeTaxesAndTaxCreditsAbstract" xlink:to="loc_IncomeTaxCreditsAndAdjustments" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InvestmentTaxCredit" xlink:label="loc_InvestmentTaxCredit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredIncomeTaxesAndTaxCreditsAbstract" xlink:to="loc_InvestmentTaxCredit" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TaxBenefitFromStockOptionsExercised" xlink:label="loc_TaxBenefitFromStockOptionsExercised" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredIncomeTaxesAndTaxCreditsAbstract" xlink:to="loc_TaxBenefitFromStockOptionsExercised" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherNoncashIncomeTaxExpense" xlink:label="loc_OtherNoncashIncomeTaxExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredIncomeTaxesAndTaxCreditsAbstract" xlink:to="loc_OtherNoncashIncomeTaxExpense" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredIncomeTaxesAndTaxCredits" xlink:label="loc_DeferredIncomeTaxesAndTaxCredits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredIncomeTaxesAndTaxCreditsAbstract" xlink:to="loc_DeferredIncomeTaxesAndTaxCredits" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xlink:label="loc_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" order="200" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IssuanceOfStockAndWarrantsForServicesOrClaims" xlink:label="loc_IssuanceOfStockAndWarrantsForServicesOrClaims" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_IssuanceOfStockAndWarrantsForServicesOrClaims" order="210" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentOfWarrantsGrantedForServices" xlink:label="loc_AdjustmentOfWarrantsGrantedForServices" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_AdjustmentOfWarrantsGrantedForServices" order="220" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MortgageServicingRightsMSRImpairmentRecovery" xlink:label="loc_MortgageServicingRightsMSRImpairmentRecovery" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_MortgageServicingRightsMSRImpairmentRecovery" order="230" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyTransactionGainLossUnrealized" xlink:label="loc_ForeignCurrencyTransactionGainLossUnrealized" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_ForeignCurrencyTransactionGainLossUnrealized" order="240" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherNoncashIncome" xlink:label="loc_OtherNoncashIncome" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_OtherNoncashIncome" order="250" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherNoncashExpense" xlink:label="loc_OtherNoncashExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_OtherNoncashExpense" order="260" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherAdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperations" xlink:label="loc_OtherAdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_OtherAdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperations" order="270" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperations" xlink:label="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperationsAbstract" xlink:to="loc_AdjustmentsForNoncashItemsIncludedInIncomeLossFromContinuingOperations" order="280" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="loc_IncreaseDecreaseInOperatingCapitalAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_AdjustmentsToReconcileIncomeLossToNetCashProvidedByUsedInContinuingOperationsAbstract" xlink:to="loc_IncreaseDecreaseInOperatingCapitalAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:label="loc_IncreaseDecreaseInOperatingAssetsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="loc_IncreaseDecreaseInOperatingAssetsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInCashCollateralForBorrowedSecurities" xlink:label="loc_IncreaseDecreaseInCashCollateralForBorrowedSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingAssetsAbstract" xlink:to="loc_IncreaseDecreaseInCashCollateralForBorrowedSecurities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInBorrowedSecurities" xlink:label="loc_IncreaseDecreaseInBorrowedSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingAssetsAbstract" xlink:to="loc_IncreaseDecreaseInBorrowedSecurities" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInReceivablesAbstract" xlink:label="loc_IncreaseDecreaseInReceivablesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingAssetsAbstract" xlink:to="loc_IncreaseDecreaseInReceivablesAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInAccountsReceivable" xlink:label="loc_IncreaseDecreaseInAccountsReceivable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInReceivablesAbstract" xlink:to="loc_IncreaseDecreaseInAccountsReceivable" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInAccountsAndOtherReceivables" xlink:label="loc_IncreaseDecreaseInAccountsAndOtherReceivables" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInReceivablesAbstract" xlink:to="loc_IncreaseDecreaseInAccountsAndOtherReceivables" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInLeasingReceivables" xlink:label="loc_IncreaseDecreaseInLeasingReceivables" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInReceivablesAbstract" xlink:to="loc_IncreaseDecreaseInLeasingReceivables" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInContractReceivablesNet" xlink:label="loc_IncreaseDecreaseInContractReceivablesNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInReceivablesAbstract" xlink:to="loc_IncreaseDecreaseInContractReceivablesNet" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInUnbilledReceivables" xlink:label="loc_IncreaseDecreaseInUnbilledReceivables" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInReceivablesAbstract" xlink:to="loc_IncreaseDecreaseInUnbilledReceivables" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInIncomeTaxesReceivable" xlink:label="loc_IncreaseDecreaseInIncomeTaxesReceivable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInReceivablesAbstract" xlink:to="loc_IncreaseDecreaseInIncomeTaxesReceivable" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInInterestsContinuedToBeHeldByTransferorCurrent" xlink:label="loc_IncreaseDecreaseInInterestsContinuedToBeHeldByTransferorCurrent" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInReceivablesAbstract" xlink:to="loc_IncreaseDecreaseInInterestsContinuedToBeHeldByTransferorCurrent" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDueFromRelatedPartiesAbstract" xlink:label="loc_IncreaseDecreaseInDueFromRelatedPartiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInReceivablesAbstract" xlink:to="loc_IncreaseDecreaseInDueFromRelatedPartiesAbstract" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInAccountsReceivableRelatedParties" xlink:label="loc_IncreaseDecreaseInAccountsReceivableRelatedParties" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDueFromRelatedPartiesAbstract" xlink:to="loc_IncreaseDecreaseInAccountsReceivableRelatedParties" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInNotesReceivableRelatedParties" xlink:label="loc_IncreaseDecreaseInNotesReceivableRelatedParties" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDueFromRelatedPartiesAbstract" xlink:to="loc_IncreaseDecreaseInNotesReceivableRelatedParties" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseDueFromOfficersAndStockholders" xlink:label="loc_IncreaseDecreaseDueFromOfficersAndStockholders" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDueFromRelatedPartiesAbstract" xlink:to="loc_IncreaseDecreaseDueFromOfficersAndStockholders" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseDueFromAffiliates" xlink:label="loc_IncreaseDecreaseDueFromAffiliates" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDueFromRelatedPartiesAbstract" xlink:to="loc_IncreaseDecreaseDueFromAffiliates" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseDueFromOtherRelatedParties" xlink:label="loc_IncreaseDecreaseDueFromOtherRelatedParties" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDueFromRelatedPartiesAbstract" xlink:to="loc_IncreaseDecreaseDueFromOtherRelatedParties" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDueFromRelatedParties" xlink:label="loc_IncreaseDecreaseInDueFromRelatedParties" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDueFromRelatedPartiesAbstract" xlink:to="loc_IncreaseDecreaseInDueFromRelatedParties" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInFinanceReceivables" xlink:label="loc_IncreaseDecreaseInFinanceReceivables" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInReceivablesAbstract" xlink:to="loc_IncreaseDecreaseInFinanceReceivables" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInAccountsReceivableFromSecuritization" xlink:label="loc_IncreaseDecreaseInAccountsReceivableFromSecuritization" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInReceivablesAbstract" xlink:to="loc_IncreaseDecreaseInAccountsReceivableFromSecuritization" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInRetainedInterestInSecuritizedReceivables" xlink:label="loc_IncreaseDecreaseInRetainedInterestInSecuritizedReceivables" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInReceivablesAbstract" xlink:to="loc_IncreaseDecreaseInRetainedInterestInSecuritizedReceivables" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInOtherReceivables" xlink:label="loc_IncreaseDecreaseInOtherReceivables" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInReceivablesAbstract" xlink:to="loc_IncreaseDecreaseInOtherReceivables" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInReceivables" xlink:label="loc_IncreaseDecreaseInReceivables" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInReceivablesAbstract" xlink:to="loc_IncreaseDecreaseInReceivables" order="130" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:label="loc_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingAssetsAbstract" xlink:to="loc_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInLoansHeldForSaleAbstract" xlink:label="loc_IncreaseDecreaseInLoansHeldForSaleAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingAssetsAbstract" xlink:to="loc_IncreaseDecreaseInLoansHeldForSaleAbstract" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSaleAbstract" xlink:label="loc_ProceedsFromSaleOfLoansHeldForSaleAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInLoansHeldForSaleAbstract" xlink:to="loc_ProceedsFromSaleOfLoansHeldForSaleAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:label="loc_ProceedsFromSaleOfMortgageLoansHeldForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfLoansHeldForSaleAbstract" xlink:to="loc_ProceedsFromSaleOfMortgageLoansHeldForSale" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfOtherLoansHeldForSale" xlink:label="loc_ProceedsFromSaleOfOtherLoansHeldForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfLoansHeldForSaleAbstract" xlink:to="loc_ProceedsFromSaleOfOtherLoansHeldForSale" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:label="loc_ProceedsFromSaleOfLoansHeldForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfLoansHeldForSaleAbstract" xlink:to="loc_ProceedsFromSaleOfLoansHeldForSale" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale" xlink:label="loc_ProceedsFromSecuritizationsOfLoansHeldForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInLoansHeldForSaleAbstract" xlink:to="loc_ProceedsFromSecuritizationsOfLoansHeldForSale" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromCollectionOfLoansHeldForSaleAbstract" xlink:label="loc_ProceedsFromCollectionOfLoansHeldForSaleAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInLoansHeldForSaleAbstract" xlink:to="loc_ProceedsFromCollectionOfLoansHeldForSaleAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromCollectionOfMortgageLoansHeldForSale" xlink:label="loc_ProceedsFromCollectionOfMortgageLoansHeldForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromCollectionOfLoansHeldForSaleAbstract" xlink:to="loc_ProceedsFromCollectionOfMortgageLoansHeldForSale" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromCollectionOfOtherLoansHeldForSale" xlink:label="loc_ProceedsFromCollectionOfOtherLoansHeldForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromCollectionOfLoansHeldForSaleAbstract" xlink:to="loc_ProceedsFromCollectionOfOtherLoansHeldForSale" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromCollectionOfLoansHeldForSale" xlink:label="loc_ProceedsFromCollectionOfLoansHeldForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromCollectionOfLoansHeldForSaleAbstract" xlink:to="loc_ProceedsFromCollectionOfLoansHeldForSale" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSaleAbstract" xlink:label="loc_PaymentsForOriginationAndPurchasesOfLoansHeldForSaleAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInLoansHeldForSaleAbstract" xlink:to="loc_PaymentsForOriginationAndPurchasesOfLoansHeldForSaleAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:label="loc_PaymentsForOriginationOfMortgageLoansHeldForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForOriginationAndPurchasesOfLoansHeldForSaleAbstract" xlink:to="loc_PaymentsForOriginationOfMortgageLoansHeldForSale" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToPurchaseLoansHeldForSaleAbstract" xlink:label="loc_PaymentsToPurchaseLoansHeldForSaleAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForOriginationAndPurchasesOfLoansHeldForSaleAbstract" xlink:to="loc_PaymentsToPurchaseLoansHeldForSaleAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToPurchaseMortgageLoansHeldForSale" xlink:label="loc_PaymentsToPurchaseMortgageLoansHeldForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToPurchaseLoansHeldForSaleAbstract" xlink:to="loc_PaymentsToPurchaseMortgageLoansHeldForSale" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToPurchaseOtherLoansHeldForSale" xlink:label="loc_PaymentsToPurchaseOtherLoansHeldForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToPurchaseLoansHeldForSaleAbstract" xlink:to="loc_PaymentsToPurchaseOtherLoansHeldForSale" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToPurchaseLoansHeldForSale" xlink:label="loc_PaymentsToPurchaseLoansHeldForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToPurchaseLoansHeldForSaleAbstract" xlink:to="loc_PaymentsToPurchaseLoansHeldForSale" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xlink:label="loc_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForOriginationAndPurchasesOfLoansHeldForSaleAbstract" xlink:to="loc_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OriginationAndPurchasesOfMortgageBankingAssets" xlink:label="loc_OriginationAndPurchasesOfMortgageBankingAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInLoansHeldForSaleAbstract" xlink:to="loc_OriginationAndPurchasesOfMortgageBankingAssets" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInLoansDeferredIncome" xlink:label="loc_IncreaseDecreaseInLoansDeferredIncome" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingAssetsAbstract" xlink:to="loc_IncreaseDecreaseInLoansDeferredIncome" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInOtherLoans" xlink:label="loc_IncreaseDecreaseInOtherLoans" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingAssetsAbstract" xlink:to="loc_IncreaseDecreaseInOtherLoans" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable" xlink:label="loc_IncreaseDecreaseInAccruedInvestmentIncomeReceivable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingAssetsAbstract" xlink:to="loc_IncreaseDecreaseInAccruedInvestmentIncomeReceivable" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInInterestAndDividendsReceivableAbstract" xlink:label="loc_IncreaseDecreaseInInterestAndDividendsReceivableAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingAssetsAbstract" xlink:to="loc_IncreaseDecreaseInInterestAndDividendsReceivableAbstract" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDividendsReceivable" xlink:label="loc_IncreaseDecreaseInDividendsReceivable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInInterestAndDividendsReceivableAbstract" xlink:to="loc_IncreaseDecreaseInDividendsReceivable" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="loc_IncreaseDecreaseInAccruedInterestReceivableNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInInterestAndDividendsReceivableAbstract" xlink:to="loc_IncreaseDecreaseInAccruedInterestReceivableNet" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable" xlink:label="loc_IncreaseDecreaseInInterestAndDividendsReceivable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInInterestAndDividendsReceivableAbstract" xlink:to="loc_IncreaseDecreaseInInterestAndDividendsReceivable" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve" xlink:label="loc_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingAssetsAbstract" xlink:to="loc_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssetsAbstract" xlink:label="loc_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssetsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingAssetsAbstract" xlink:to="loc_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssetsAbstract" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInPrepaidExpense" xlink:label="loc_IncreaseDecreaseInPrepaidExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssetsAbstract" xlink:to="loc_IncreaseDecreaseInPrepaidExpense" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInPrepaidPensionCosts" xlink:label="loc_IncreaseDecreaseInPrepaidPensionCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssetsAbstract" xlink:to="loc_IncreaseDecreaseInPrepaidPensionCosts" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInAssetsHeldForSale" xlink:label="loc_IncreaseDecreaseInAssetsHeldForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssetsAbstract" xlink:to="loc_IncreaseDecreaseInAssetsHeldForSale" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInFinancialInstrumentsUsedInOperatingActivities" xlink:label="loc_IncreaseDecreaseInFinancialInstrumentsUsedInOperatingActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssetsAbstract" xlink:to="loc_IncreaseDecreaseInFinancialInstrumentsUsedInOperatingActivities" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInIntangibleAssetsCurrent" xlink:label="loc_IncreaseDecreaseInIntangibleAssetsCurrent" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssetsAbstract" xlink:to="loc_IncreaseDecreaseInIntangibleAssetsCurrent" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDepositOtherAssets" xlink:label="loc_IncreaseDecreaseInDepositOtherAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssetsAbstract" xlink:to="loc_IncreaseDecreaseInDepositOtherAssets" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:label="loc_IncreaseDecreaseInDeferredIncomeTaxes" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssetsAbstract" xlink:to="loc_IncreaseDecreaseInDeferredIncomeTaxes" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDeferredCharges" xlink:label="loc_IncreaseDecreaseInDeferredCharges" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssetsAbstract" xlink:to="loc_IncreaseDecreaseInDeferredCharges" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDeferredLeasingFees" xlink:label="loc_IncreaseDecreaseInDeferredLeasingFees" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssetsAbstract" xlink:to="loc_IncreaseDecreaseInDeferredLeasingFees" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInClientFundsHeld" xlink:label="loc_IncreaseDecreaseInClientFundsHeld" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssetsAbstract" xlink:to="loc_IncreaseDecreaseInClientFundsHeld" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xlink:label="loc_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssetsAbstract" xlink:to="loc_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInOperatingAssets" xlink:label="loc_IncreaseDecreaseInOperatingAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingAssetsAbstract" xlink:to="loc_IncreaseDecreaseInOperatingAssets" order="140" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:label="loc_IncreaseDecreaseInOperatingLiabilitiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="loc_IncreaseDecreaseInOperatingLiabilitiesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilitiesAbstract" xlink:label="loc_IncreaseDecreaseInAccountsPayableAndAccruedLiabilitiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInAccountsPayableAndAccruedLiabilitiesAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAbstract" xlink:label="loc_IncreaseDecreaseInAccountsPayableAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInAccountsPayableAndAccruedLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInAccountsPayableAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInNotesPayableCurrent" xlink:label="loc_IncreaseDecreaseInNotesPayableCurrent" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInAccountsPayableAbstract" xlink:to="loc_IncreaseDecreaseInNotesPayableCurrent" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDueToRelatedPartiesAbstract" xlink:label="loc_IncreaseDecreaseInDueToRelatedPartiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInAccountsPayableAbstract" xlink:to="loc_IncreaseDecreaseInDueToRelatedPartiesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableRelatedParties" xlink:label="loc_IncreaseDecreaseInAccountsPayableRelatedParties" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDueToRelatedPartiesAbstract" xlink:to="loc_IncreaseDecreaseInAccountsPayableRelatedParties" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInNotesPayableRelatedParties" xlink:label="loc_IncreaseDecreaseInNotesPayableRelatedParties" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDueToRelatedPartiesAbstract" xlink:to="loc_IncreaseDecreaseInNotesPayableRelatedParties" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDueToOfficersAndStockholders" xlink:label="loc_IncreaseDecreaseInDueToOfficersAndStockholders" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDueToRelatedPartiesAbstract" xlink:to="loc_IncreaseDecreaseInDueToOfficersAndStockholders" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDueToEmployeesCurrent" xlink:label="loc_IncreaseDecreaseInDueToEmployeesCurrent" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDueToRelatedPartiesAbstract" xlink:to="loc_IncreaseDecreaseInDueToEmployeesCurrent" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDueToAffiliates" xlink:label="loc_IncreaseDecreaseInDueToAffiliates" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDueToRelatedPartiesAbstract" xlink:to="loc_IncreaseDecreaseInDueToAffiliates" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDueToOtherRelatedParties" xlink:label="loc_IncreaseDecreaseInDueToOtherRelatedParties" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDueToRelatedPartiesAbstract" xlink:to="loc_IncreaseDecreaseInDueToOtherRelatedParties" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDueToRelatedParties" xlink:label="loc_IncreaseDecreaseInDueToRelatedParties" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDueToRelatedPartiesAbstract" xlink:to="loc_IncreaseDecreaseInDueToRelatedParties" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInOtherAccountsPayable" xlink:label="loc_IncreaseDecreaseInOtherAccountsPayable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInAccountsPayableAbstract" xlink:to="loc_IncreaseDecreaseInOtherAccountsPayable" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilitiesAbstract" xlink:label="loc_IncreaseDecreaseInAccruedLiabilitiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInAccountsPayableAndAccruedLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInAccruedLiabilitiesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:label="loc_IncreaseDecreaseInInterestPayableNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInAccruedLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInInterestPayableNet" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInEmployeeRelatedLiabilities" xlink:label="loc_IncreaseDecreaseInEmployeeRelatedLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInAccruedLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInEmployeeRelatedLiabilities" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInOtherAccruedLiabilities" xlink:label="loc_IncreaseDecreaseInOtherAccruedLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInAccruedLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInOtherAccruedLiabilities" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilities" xlink:label="loc_IncreaseDecreaseInAccruedLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInAccruedLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInAccruedLiabilities" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities" xlink:label="loc_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInAccountsPayableAndAccruedLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:label="loc_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInAccountsPayableAndAccruedLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInTradingLiabilities" xlink:label="loc_IncreaseDecreaseInTradingLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInTradingLiabilities" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInFinancialInstrumentsSoldNotYetPurchased" xlink:label="loc_IncreaseDecreaseInFinancialInstrumentsSoldNotYetPurchased" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInFinancialInstrumentsSoldNotYetPurchased" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInCashCollateralForLoanedSecurities" xlink:label="loc_IncreaseDecreaseInCashCollateralForLoanedSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInCashCollateralForLoanedSecurities" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInUnearnedPremiums" xlink:label="loc_IncreaseDecreaseInUnearnedPremiums" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInUnearnedPremiums" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDeferredRevenue" xlink:label="loc_IncreaseDecreaseInDeferredRevenue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInDeferredRevenue" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInBillingInExcessOfCostOfEarnings" xlink:label="loc_IncreaseDecreaseInBillingInExcessOfCostOfEarnings" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInBillingInExcessOfCostOfEarnings" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInCustomerAdvances" xlink:label="loc_IncreaseDecreaseInCustomerAdvances" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInCustomerAdvances" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInCustomerDeposits" xlink:label="loc_IncreaseDecreaseInCustomerDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInCustomerDeposits" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInUndisbursedLoanFunds" xlink:label="loc_IncreaseDecreaseInUndisbursedLoanFunds" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInUndisbursedLoanFunds" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInOutstandingChecksOperatingActivities" xlink:label="loc_IncreaseDecreaseInOutstandingChecksOperatingActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInOutstandingChecksOperatingActivities" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:label="loc_IncreaseDecreaseInAccruedIncomeTaxesPayable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInAccruedIncomeTaxesPayable" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDeferredCompensation" xlink:label="loc_IncreaseDecreaseInDeferredCompensation" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInDeferredCompensation" order="130" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_IncreaseDecreaseInOtherOperatingLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:to="loc_IncreaseDecreaseInOtherOperatingLiabilities" order="140" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInBrokerDealerRelatedReceivablesPayablesNet" xlink:label="loc_IncreaseDecreaseInBrokerDealerRelatedReceivablesPayablesNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="loc_IncreaseDecreaseInBrokerDealerRelatedReceivablesPayablesNet" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapital" xlink:label="loc_IncreaseDecreaseInOperatingCapital" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="loc_IncreaseDecreaseInOperatingCapital" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="loc_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xlink:to="loc_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations" xlink:label="loc_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_NetCashProvidedByUsedInOperatingActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_NetCashProvidedByUsedInOperatingActivities" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract" xlink:to="loc_NetCashProvidedByUsedInInvestingActivitiesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:label="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks" xlink:label="loc_ProceedsFromPaymentsForInInterestBearingDepositsInBanks" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:to="loc_ProceedsFromPaymentsForInInterestBearingDepositsInBanks" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNetAbstract" xlink:label="loc_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:to="loc_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNetAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsSold" xlink:label="loc_IncreaseDecreaseInFederalFundsSold" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNetAbstract" xlink:to="loc_IncreaseDecreaseInFederalFundsSold" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_633815465817324725" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNetAbstract" xlink:to="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_633815465817324725" order="15" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_633728849995523576" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNetAbstract" xlink:to="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_633728849995523576" order="25.01" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_633800619898850840" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNetAbstract" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_633800619898850840" order="27.515" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_633815467906320375" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNetAbstract" xlink:to="us-gaap_PaymentsForProceedsFromLoansAndLeases_633815467906320375" order="28.1412" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired" xlink:label="us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_633800620747008408" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNetAbstract" xlink:to="us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_633800620747008408" order="29.3938" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_633800621307967448" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNetAbstract" xlink:to="us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_633800621307967448" order="29.7069" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_633800622201439256" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNetAbstract" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_633800622201439256" order="29.8534" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfForeclosedAssets" xlink:label="us-gaap_ProceedsFromSaleOfForeclosedAssets_633800623192727320" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNetAbstract" xlink:to="us-gaap_ProceedsFromSaleOfForeclosedAssets_633800623192727320" order="29.9267" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:label="us-gaap_PaymentsForProceedsFromOtherInvestingActivities_633800623675245848" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNetAbstract" xlink:to="us-gaap_PaymentsForProceedsFromOtherInvestingActivities_633800623675245848" order="29.9634" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNet" xlink:label="loc_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNetAbstract" xlink:to="loc_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromProductiveAssetsAbstract" xlink:label="loc_PaymentsForProceedsFromProductiveAssetsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:to="loc_PaymentsForProceedsFromProductiveAssetsAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireProductiveAssetsAbstract" xlink:label="loc_PaymentsToAcquireProductiveAssetsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromProductiveAssetsAbstract" xlink:to="loc_PaymentsToAcquireProductiveAssetsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipmentAbstract" xlink:label="loc_PaymentsToAcquirePropertyPlantAndEquipmentAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireProductiveAssetsAbstract" xlink:to="loc_PaymentsToAcquirePropertyPlantAndEquipmentAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireLandHeldForUse" xlink:label="loc_PaymentsToAcquireLandHeldForUse" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquirePropertyPlantAndEquipmentAbstract" xlink:to="loc_PaymentsToAcquireLandHeldForUse" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireBuildings" xlink:label="loc_PaymentsToAcquireBuildings" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquirePropertyPlantAndEquipmentAbstract" xlink:to="loc_PaymentsToAcquireBuildings" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireMachineryAndEquipment" xlink:label="loc_PaymentsToAcquireMachineryAndEquipment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquirePropertyPlantAndEquipmentAbstract" xlink:to="loc_PaymentsToAcquireMachineryAndEquipment" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireFurnitureAndFixtures" xlink:label="loc_PaymentsToAcquireFurnitureAndFixtures" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquirePropertyPlantAndEquipmentAbstract" xlink:to="loc_PaymentsToAcquireFurnitureAndFixtures" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireOtherPropertyPlantAndEquipment" xlink:label="loc_PaymentsToAcquireOtherPropertyPlantAndEquipment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquirePropertyPlantAndEquipmentAbstract" xlink:to="loc_PaymentsToAcquireOtherPropertyPlantAndEquipment" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireSoftware" xlink:label="loc_PaymentsToAcquireSoftware" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireProductiveAssetsAbstract" xlink:to="loc_PaymentsToAcquireSoftware" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToDevelopSoftware" xlink:label="loc_PaymentsToDevelopSoftware" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireProductiveAssetsAbstract" xlink:to="loc_PaymentsToDevelopSoftware" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireIntangibleAssets" xlink:label="loc_PaymentsToAcquireIntangibleAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireProductiveAssetsAbstract" xlink:to="loc_PaymentsToAcquireIntangibleAssets" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireEquipmentOnLease" xlink:label="loc_PaymentsToAcquireEquipmentOnLease" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireProductiveAssetsAbstract" xlink:to="loc_PaymentsToAcquireEquipmentOnLease" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireOtherProductiveAssets" xlink:label="loc_PaymentsToAcquireOtherProductiveAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireProductiveAssetsAbstract" xlink:to="loc_PaymentsToAcquireOtherProductiveAssets" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireProductiveAssets" xlink:label="loc_PaymentsToAcquireProductiveAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireProductiveAssetsAbstract" xlink:to="loc_PaymentsToAcquireProductiveAssets" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfProductiveAssetsAbstract" xlink:label="loc_ProceedsFromSaleOfProductiveAssetsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromProductiveAssetsAbstract" xlink:to="loc_ProceedsFromSaleOfProductiveAssetsAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipmentAbstract" xlink:label="loc_ProceedsFromSaleOfPropertyPlantAndEquipmentAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfProductiveAssetsAbstract" xlink:to="loc_ProceedsFromSaleOfPropertyPlantAndEquipmentAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfLandHeldForUse" xlink:label="loc_ProceedsFromSaleOfLandHeldForUse" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfPropertyPlantAndEquipmentAbstract" xlink:to="loc_ProceedsFromSaleOfLandHeldForUse" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfBuildings" xlink:label="loc_ProceedsFromSaleOfBuildings" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfPropertyPlantAndEquipmentAbstract" xlink:to="loc_ProceedsFromSaleOfBuildings" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfMachineryAndEquipment" xlink:label="loc_ProceedsFromSaleOfMachineryAndEquipment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfPropertyPlantAndEquipmentAbstract" xlink:to="loc_ProceedsFromSaleOfMachineryAndEquipment" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfFurnitureAndFixtures" xlink:label="loc_ProceedsFromSaleOfFurnitureAndFixtures" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfPropertyPlantAndEquipmentAbstract" xlink:to="loc_ProceedsFromSaleOfFurnitureAndFixtures" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfOtherPropertyPlantAndEquipment" xlink:label="loc_ProceedsFromSaleOfOtherPropertyPlantAndEquipment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfPropertyPlantAndEquipmentAbstract" xlink:to="loc_ProceedsFromSaleOfOtherPropertyPlantAndEquipment" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfIntangibleAssets" xlink:label="loc_ProceedsFromSaleOfIntangibleAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfProductiveAssetsAbstract" xlink:to="loc_ProceedsFromSaleOfIntangibleAssets" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfOtherProductiveAssets" xlink:label="loc_ProceedsFromSaleOfOtherProductiveAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfProductiveAssetsAbstract" xlink:to="loc_ProceedsFromSaleOfOtherProductiveAssets" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfProductiveAssets" xlink:label="loc_ProceedsFromSaleOfProductiveAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfProductiveAssetsAbstract" xlink:to="loc_ProceedsFromSaleOfProductiveAssets" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromProductiveAssets" xlink:label="loc_PaymentsForProceedsFromProductiveAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromProductiveAssetsAbstract" xlink:to="loc_PaymentsForProceedsFromProductiveAssets" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract" xlink:label="loc_PaymentsForProceedsFromMortgageServicingRightsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:to="loc_PaymentsForProceedsFromMortgageServicingRightsAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireMortgageServicingRightsMSR" xlink:label="loc_PaymentsToAcquireMortgageServicingRightsMSR" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromMortgageServicingRightsAbstract" xlink:to="loc_PaymentsToAcquireMortgageServicingRightsMSR" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR" xlink:label="loc_ProceedsFromSaleOfMortgageServicingRightsMSR" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromMortgageServicingRightsAbstract" xlink:to="loc_ProceedsFromSaleOfMortgageServicingRightsMSR" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromMortgageServicingRights" xlink:label="loc_PaymentsForProceedsFromMortgageServicingRights" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromMortgageServicingRightsAbstract" xlink:to="loc_PaymentsForProceedsFromMortgageServicingRights" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromInvestmentsAbstract" xlink:label="loc_PaymentsForProceedsFromInvestmentsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:to="loc_PaymentsForProceedsFromInvestmentsAbstract" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireInvestmentsAbstract" xlink:label="loc_PaymentsToAcquireInvestmentsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromInvestmentsAbstract" xlink:to="loc_PaymentsToAcquireInvestmentsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireShortTermInvestments" xlink:label="loc_PaymentsToAcquireShortTermInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireInvestmentsAbstract" xlink:to="loc_PaymentsToAcquireShortTermInvestments" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireMarketableSecuritiesAbstract" xlink:label="loc_PaymentsToAcquireMarketableSecuritiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireInvestmentsAbstract" xlink:to="loc_PaymentsToAcquireMarketableSecuritiesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesAbstract" xlink:label="loc_PaymentsToAcquireAvailableForSaleSecuritiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireMarketableSecuritiesAbstract" xlink:to="loc_PaymentsToAcquireAvailableForSaleSecuritiesAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:label="loc_PaymentsToAcquireAvailableForSaleSecuritiesDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireAvailableForSaleSecuritiesAbstract" xlink:to="loc_PaymentsToAcquireAvailableForSaleSecuritiesDebt" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity" xlink:label="loc_PaymentsToAcquireAvailableForSaleSecuritiesEquity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireAvailableForSaleSecuritiesAbstract" xlink:to="loc_PaymentsToAcquireAvailableForSaleSecuritiesEquity" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="loc_PaymentsToAcquireHeldToMaturitySecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireMarketableSecuritiesAbstract" xlink:to="loc_PaymentsToAcquireHeldToMaturitySecurities" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireMarketableSecurities" xlink:label="loc_PaymentsToAcquireMarketableSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireMarketableSecuritiesAbstract" xlink:to="loc_PaymentsToAcquireMarketableSecurities" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale" xlink:label="loc_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireInvestmentsAbstract" xlink:to="loc_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsHeldToMaturity" xlink:label="loc_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsHeldToMaturity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireInvestmentsAbstract" xlink:to="loc_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsHeldToMaturity" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireRestrictedInvestmentsAbstract" xlink:label="loc_PaymentsToAcquireRestrictedInvestmentsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireInvestmentsAbstract" xlink:to="loc_PaymentsToAcquireRestrictedInvestmentsAbstract" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireRestrictedCertificatesOfDeposit" xlink:label="loc_PaymentsToAcquireRestrictedCertificatesOfDeposit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireRestrictedInvestmentsAbstract" xlink:to="loc_PaymentsToAcquireRestrictedCertificatesOfDeposit" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireRestrictedInvestments" xlink:label="loc_PaymentsToAcquireRestrictedInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireRestrictedInvestmentsAbstract" xlink:to="loc_PaymentsToAcquireRestrictedInvestments" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireReceivablesAbstract" xlink:label="loc_PaymentsToAcquireReceivablesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireInvestmentsAbstract" xlink:to="loc_PaymentsToAcquireReceivablesAbstract" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireNotesReceivable" xlink:label="loc_PaymentsToAcquireNotesReceivable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireReceivablesAbstract" xlink:to="loc_PaymentsToAcquireNotesReceivable" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireRetainedInterestInSecuritizedReceivables" xlink:label="loc_PaymentsToAcquireRetainedInterestInSecuritizedReceivables" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireReceivablesAbstract" xlink:to="loc_PaymentsToAcquireRetainedInterestInSecuritizedReceivables" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForAdvanceToAffiliate" xlink:label="loc_PaymentsForAdvanceToAffiliate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireReceivablesAbstract" xlink:to="loc_PaymentsForAdvanceToAffiliate" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireOtherReceivables" xlink:label="loc_PaymentsToAcquireOtherReceivables" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireReceivablesAbstract" xlink:to="loc_PaymentsToAcquireOtherReceivables" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireReceivables" xlink:label="loc_PaymentsToAcquireReceivables" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireReceivablesAbstract" xlink:to="loc_PaymentsToAcquireReceivables" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireRealEstateHeldForInvestment" xlink:label="loc_PaymentsToAcquireRealEstateHeldForInvestment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireInvestmentsAbstract" xlink:to="loc_PaymentsToAcquireRealEstateHeldForInvestment" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireOtherInvestments" xlink:label="loc_PaymentsToAcquireOtherInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireInvestmentsAbstract" xlink:to="loc_PaymentsToAcquireOtherInvestments" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireInvestments" xlink:label="loc_PaymentsToAcquireInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireInvestmentsAbstract" xlink:to="loc_PaymentsToAcquireInvestments" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:label="loc_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromInvestmentsAbstract" xlink:to="loc_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfShortTermInvestments" xlink:label="loc_ProceedsFromSaleOfShortTermInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:to="loc_ProceedsFromSaleOfShortTermInvestments" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecuritiesAbstract" xlink:label="loc_ProceedsFromSaleAndMaturityOfMarketableSecuritiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:to="loc_ProceedsFromSaleAndMaturityOfMarketableSecuritiesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecuritiesAbstract" xlink:label="loc_ProceedsFromSaleAndMaturityOfAvailableForSaleSecuritiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndMaturityOfMarketableSecuritiesAbstract" xlink:to="loc_ProceedsFromSaleAndMaturityOfAvailableForSaleSecuritiesAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesAbstract" xlink:label="loc_ProceedsFromSaleOfAvailableForSaleSecuritiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndMaturityOfAvailableForSaleSecuritiesAbstract" xlink:to="loc_ProceedsFromSaleOfAvailableForSaleSecuritiesAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:label="loc_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfAvailableForSaleSecuritiesAbstract" xlink:to="loc_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" xlink:label="loc_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfAvailableForSaleSecuritiesAbstract" xlink:to="loc_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:label="loc_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndMaturityOfAvailableForSaleSecuritiesAbstract" xlink:to="loc_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecuritiesAbstract" xlink:label="loc_ProceedsFromSaleAndMaturityOfHeldToMaturitySecuritiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndMaturityOfMarketableSecuritiesAbstract" xlink:to="loc_ProceedsFromSaleAndMaturityOfHeldToMaturitySecuritiesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfHeldToMaturitySecurities" xlink:label="loc_ProceedsFromSaleOfHeldToMaturitySecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndMaturityOfHeldToMaturitySecuritiesAbstract" xlink:to="loc_ProceedsFromSaleOfHeldToMaturitySecurities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="loc_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndMaturityOfHeldToMaturitySecuritiesAbstract" xlink:to="loc_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities" xlink:label="loc_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndMaturityOfHeldToMaturitySecuritiesAbstract" xlink:to="loc_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities" xlink:label="loc_ProceedsFromSaleAndMaturityOfMarketableSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndMaturityOfMarketableSecuritiesAbstract" xlink:to="loc_ProceedsFromSaleAndMaturityOfMarketableSecurities" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale" xlink:label="loc_ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:to="loc_ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfMortgageBackedSecuritiesMBS" xlink:label="loc_ProceedsFromMaturitiesPrepaymentsAndCallsOfMortgageBackedSecuritiesMBS" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:to="loc_ProceedsFromMaturitiesPrepaymentsAndCallsOfMortgageBackedSecuritiesMBS" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleAndCollectionOfReceivablesAbstract" xlink:label="loc_ProceedsFromSaleAndCollectionOfReceivablesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:to="loc_ProceedsFromSaleAndCollectionOfReceivablesAbstract" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleAndCollectionOfNotesReceivablesAbstract" xlink:label="loc_ProceedsFromSaleAndCollectionOfNotesReceivablesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndCollectionOfReceivablesAbstract" xlink:to="loc_ProceedsFromSaleAndCollectionOfNotesReceivablesAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfNotesReceivable" xlink:label="loc_ProceedsFromSaleOfNotesReceivable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndCollectionOfNotesReceivablesAbstract" xlink:to="loc_ProceedsFromSaleOfNotesReceivable" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromCollectionOfNotesReceivable" xlink:label="loc_ProceedsFromCollectionOfNotesReceivable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndCollectionOfNotesReceivablesAbstract" xlink:to="loc_ProceedsFromCollectionOfNotesReceivable" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleAndCollectionOfNotesReceivable" xlink:label="loc_ProceedsFromSaleAndCollectionOfNotesReceivable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndCollectionOfNotesReceivablesAbstract" xlink:to="loc_ProceedsFromSaleAndCollectionOfNotesReceivable" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromCollectionOfRetainedInterestInSecuritizedReceivablesCategorizedAsAvailableForSale" xlink:label="loc_ProceedsFromCollectionOfRetainedInterestInSecuritizedReceivablesCategorizedAsAvailableForSale" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndCollectionOfReceivablesAbstract" xlink:to="loc_ProceedsFromCollectionOfRetainedInterestInSecuritizedReceivablesCategorizedAsAvailableForSale" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromCollectionOfRetainedInterestInSecuritizedReceivablesCategorizedAsHeldToMaturity" xlink:label="loc_ProceedsFromCollectionOfRetainedInterestInSecuritizedReceivablesCategorizedAsHeldToMaturity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndCollectionOfReceivablesAbstract" xlink:to="loc_ProceedsFromCollectionOfRetainedInterestInSecuritizedReceivablesCategorizedAsHeldToMaturity" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromCollectionOfAdvanceToAffiliate" xlink:label="loc_ProceedsFromCollectionOfAdvanceToAffiliate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndCollectionOfReceivablesAbstract" xlink:to="loc_ProceedsFromCollectionOfAdvanceToAffiliate" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleAndCollectionOfOtherReceivablesAbstract" xlink:label="loc_ProceedsFromSaleAndCollectionOfOtherReceivablesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndCollectionOfReceivablesAbstract" xlink:to="loc_ProceedsFromSaleAndCollectionOfOtherReceivablesAbstract" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfOtherReceivables" xlink:label="loc_ProceedsFromSaleOfOtherReceivables" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndCollectionOfOtherReceivablesAbstract" xlink:to="loc_ProceedsFromSaleOfOtherReceivables" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromCollectionOfOtherReceivables" xlink:label="loc_ProceedsFromCollectionOfOtherReceivables" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndCollectionOfOtherReceivablesAbstract" xlink:to="loc_ProceedsFromCollectionOfOtherReceivables" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleAndCollectionOfOtherReceivables" xlink:label="loc_ProceedsFromSaleAndCollectionOfOtherReceivables" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndCollectionOfOtherReceivablesAbstract" xlink:to="loc_ProceedsFromSaleAndCollectionOfOtherReceivables" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleAndCollectionOfReceivables" xlink:label="loc_ProceedsFromSaleAndCollectionOfReceivables" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndCollectionOfReceivablesAbstract" xlink:to="loc_ProceedsFromSaleAndCollectionOfReceivables" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:label="loc_ProceedsFromSaleOfOtherRealEstate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:to="loc_ProceedsFromSaleOfOtherRealEstate" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfInsuranceInvestments" xlink:label="loc_ProceedsFromSaleOfInsuranceInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:to="loc_ProceedsFromSaleOfInsuranceInvestments" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfRestrictedInvestments" xlink:label="loc_ProceedsFromSaleOfRestrictedInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:to="loc_ProceedsFromSaleOfRestrictedInvestments" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestmentsAbstract" xlink:label="loc_ProceedsFromSaleAndMaturityOfOtherInvestmentsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:to="loc_ProceedsFromSaleAndMaturityOfOtherInvestmentsAbstract" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfOtherInvestments" xlink:label="loc_ProceedsFromSaleOfOtherInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndMaturityOfOtherInvestmentsAbstract" xlink:to="loc_ProceedsFromSaleOfOtherInvestments" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments" xlink:label="loc_ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndMaturityOfOtherInvestmentsAbstract" xlink:to="loc_ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments" xlink:label="loc_ProceedsFromSaleAndMaturityOfOtherInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleAndMaturityOfOtherInvestmentsAbstract" xlink:to="loc_ProceedsFromSaleAndMaturityOfOtherInvestments" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestments" xlink:label="loc_ProceedsFromSaleMaturityAndCollectionsOfInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:to="loc_ProceedsFromSaleMaturityAndCollectionsOfInvestments" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromShortTermInvestmentsAlternativeAbstract" xlink:label="loc_PaymentsForProceedsFromShortTermInvestmentsAlternativeAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromInvestmentsAbstract" xlink:to="loc_PaymentsForProceedsFromShortTermInvestmentsAlternativeAbstract" order="30" use="optional" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromShortTermInvestmentsAlternativeAbstract" xlink:to="loc_ProceedsFromSaleOfShortTermInvestments" order="10" use="optional" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromShortTermInvestmentsAlternativeAbstract" xlink:to="loc_PaymentsToAcquireShortTermInvestments" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromShortTermInvestments" xlink:label="loc_PaymentsForProceedsFromShortTermInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromShortTermInvestmentsAlternativeAbstract" xlink:to="loc_PaymentsForProceedsFromShortTermInvestments" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromInvestments" xlink:label="loc_PaymentsForProceedsFromInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromInvestmentsAbstract" xlink:to="loc_PaymentsForProceedsFromInvestments" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromBusinessesAndInterestInAffiliatesAbstract" xlink:label="loc_PaymentsForProceedsFromBusinessesAndInterestInAffiliatesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:to="loc_PaymentsForProceedsFromBusinessesAndInterestInAffiliatesAbstract" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliatesAbstract" xlink:label="loc_PaymentsToAcquireBusinessesAndInterestInAffiliatesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromBusinessesAndInterestInAffiliatesAbstract" xlink:to="loc_PaymentsToAcquireBusinessesAndInterestInAffiliatesAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquiredAbstract" xlink:label="loc_PaymentsToAcquireBusinessesNetOfCashAcquiredAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireBusinessesAndInterestInAffiliatesAbstract" xlink:to="loc_PaymentsToAcquireBusinessesNetOfCashAcquiredAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireBusinessesGross" xlink:label="loc_PaymentsToAcquireBusinessesGross" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireBusinessesNetOfCashAcquiredAbstract" xlink:to="loc_PaymentsToAcquireBusinessesGross" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromPreviousAcquisition" xlink:label="loc_PaymentsForProceedsFromPreviousAcquisition" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireBusinessesNetOfCashAcquiredAbstract" xlink:to="loc_PaymentsForProceedsFromPreviousAcquisition" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherPaymentsToAcquireBusinesses" xlink:label="loc_OtherPaymentsToAcquireBusinesses" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireBusinessesNetOfCashAcquiredAbstract" xlink:to="loc_OtherPaymentsToAcquireBusinesses" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashAcquiredFromAcquisition" xlink:label="loc_CashAcquiredFromAcquisition" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireBusinessesNetOfCashAcquiredAbstract" xlink:to="loc_CashAcquiredFromAcquisition" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliatesAbstract" xlink:label="loc_PaymentsToAcquireInterestInSubsidiariesAndAffiliatesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireBusinessesAndInterestInAffiliatesAbstract" xlink:to="loc_PaymentsToAcquireInterestInSubsidiariesAndAffiliatesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireAdditionalInterestInSubsidiaries" xlink:label="loc_PaymentsToAcquireAdditionalInterestInSubsidiaries" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireInterestInSubsidiariesAndAffiliatesAbstract" xlink:to="loc_PaymentsToAcquireAdditionalInterestInSubsidiaries" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireEquityMethodInvestments" xlink:label="loc_PaymentsToAcquireEquityMethodInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireInterestInSubsidiariesAndAffiliatesAbstract" xlink:to="loc_PaymentsToAcquireEquityMethodInvestments" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireInterestInJointVenture" xlink:label="loc_PaymentsToAcquireInterestInJointVenture" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireInterestInSubsidiariesAndAffiliatesAbstract" xlink:to="loc_PaymentsToAcquireInterestInJointVenture" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" xlink:label="loc_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireInterestInSubsidiariesAndAffiliatesAbstract" xlink:to="loc_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates" xlink:label="loc_PaymentsToAcquireBusinessesAndInterestInAffiliates" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireBusinessesAndInterestInAffiliatesAbstract" xlink:to="loc_PaymentsToAcquireBusinessesAndInterestInAffiliates" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromDivestitureOfBusinessesAndInterestsInAffiliatesAbstract" xlink:label="loc_ProceedsFromDivestitureOfBusinessesAndInterestsInAffiliatesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromBusinessesAndInterestInAffiliatesAbstract" xlink:to="loc_ProceedsFromDivestitureOfBusinessesAndInterestsInAffiliatesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromDivestitureOfBusinessesNetOfCashDivestedAbstract" xlink:label="loc_ProceedsFromDivestitureOfBusinessesNetOfCashDivestedAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromDivestitureOfBusinessesAndInterestsInAffiliatesAbstract" xlink:to="loc_ProceedsFromDivestitureOfBusinessesNetOfCashDivestedAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromDivestitureOfBusinesses" xlink:label="loc_ProceedsFromDivestitureOfBusinesses" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromDivestitureOfBusinessesNetOfCashDivestedAbstract" xlink:to="loc_ProceedsFromDivestitureOfBusinesses" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashDivestedFromDeconsolidation" xlink:label="loc_CashDivestedFromDeconsolidation" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromDivestitureOfBusinessesNetOfCashDivestedAbstract" xlink:to="loc_CashDivestedFromDeconsolidation" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromDivestitureOfBusinessesNetOfCashDivested" xlink:label="loc_ProceedsFromDivestitureOfBusinessesNetOfCashDivested" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromDivestitureOfBusinessesNetOfCashDivestedAbstract" xlink:to="loc_ProceedsFromDivestitureOfBusinessesNetOfCashDivested" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliatesAbstract" xlink:label="loc_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliatesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromDivestitureOfBusinessesAndInterestsInAffiliatesAbstract" xlink:to="loc_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliatesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromDivestitureOfInterestInConsolidatedSubsidiaries" xlink:label="loc_ProceedsFromDivestitureOfInterestInConsolidatedSubsidiaries" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliatesAbstract" xlink:to="loc_ProceedsFromDivestitureOfInterestInConsolidatedSubsidiaries" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfEquityMethodInvestments" xlink:label="loc_ProceedsFromSaleOfEquityMethodInvestments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliatesAbstract" xlink:to="loc_ProceedsFromSaleOfEquityMethodInvestments" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromDivestitureOfInterestInJointVenture" xlink:label="loc_ProceedsFromDivestitureOfInterestInJointVenture" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliatesAbstract" xlink:to="loc_ProceedsFromDivestitureOfInterestInJointVenture" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates" xlink:label="loc_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliatesAbstract" xlink:to="loc_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromDivestitureOfBusinessesAndInterestsInAffiliates" xlink:label="loc_ProceedsFromDivestitureOfBusinessesAndInterestsInAffiliates" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromDivestitureOfBusinessesAndInterestsInAffiliatesAbstract" xlink:to="loc_ProceedsFromDivestitureOfBusinessesAndInterestsInAffiliates" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromBusinessesAndInterestInAffiliates" xlink:label="loc_PaymentsForProceedsFromBusinessesAndInterestInAffiliates" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromBusinessesAndInterestInAffiliatesAbstract" xlink:to="loc_PaymentsForProceedsFromBusinessesAndInterestInAffiliates" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStockAbstract" xlink:label="loc_PaymentsForProceedsFromFederalHomeLoanBankStockAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:to="loc_PaymentsForProceedsFromFederalHomeLoanBankStockAbstract" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireFederalReserveStock" xlink:label="loc_PaymentsToAcquireFederalReserveStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromFederalHomeLoanBankStockAbstract" xlink:to="loc_PaymentsToAcquireFederalReserveStock" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfFederalReserveStock" xlink:label="loc_ProceedsFromSaleOfFederalReserveStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromFederalHomeLoanBankStockAbstract" xlink:to="loc_ProceedsFromSaleOfFederalReserveStock" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:label="loc_PaymentsForProceedsFromFederalHomeLoanBankStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromFederalHomeLoanBankStockAbstract" xlink:to="loc_PaymentsForProceedsFromFederalHomeLoanBankStock" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeasesAbstract" xlink:label="loc_PaymentsForProceedsFromLoansAndLeasesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:to="loc_PaymentsForProceedsFromLoansAndLeasesAbstract" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollectionsAbstract" xlink:label="loc_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollectionsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromLoansAndLeasesAbstract" xlink:to="loc_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollectionsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromLoanOriginations" xlink:label="loc_ProceedsFromLoanOriginations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollectionsAbstract" xlink:to="loc_ProceedsFromLoanOriginations" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xlink:label="loc_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollectionsAbstract" xlink:to="loc_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections" xlink:label="loc_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollectionsAbstract" xlink:to="loc_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfLoansAndLeasesHeldForInvestmentAbstract" xlink:label="loc_ProceedsFromSaleOfLoansAndLeasesHeldForInvestmentAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromLoansAndLeasesAbstract" xlink:to="loc_ProceedsFromSaleOfLoansAndLeasesHeldForInvestmentAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForInvestment" xlink:label="loc_ProceedsFromSaleOfLoansHeldForInvestment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfLoansAndLeasesHeldForInvestmentAbstract" xlink:to="loc_ProceedsFromSaleOfLoansHeldForInvestment" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSecuritizationsOfLoansHeldForInvestmentAbstract" xlink:label="loc_ProceedsFromSecuritizationsOfLoansHeldForInvestmentAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfLoansAndLeasesHeldForInvestmentAbstract" xlink:to="loc_ProceedsFromSecuritizationsOfLoansHeldForInvestmentAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSecuritizationsOfConsumerLoans" xlink:label="loc_ProceedsFromSecuritizationsOfConsumerLoans" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSecuritizationsOfLoansHeldForInvestmentAbstract" xlink:to="loc_ProceedsFromSecuritizationsOfConsumerLoans" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSecuritizationsOfCreditCards" xlink:label="loc_ProceedsFromSecuritizationsOfCreditCards" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSecuritizationsOfLoansHeldForInvestmentAbstract" xlink:to="loc_ProceedsFromSecuritizationsOfCreditCards" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSecuritizationsOfLoansHeldForInvestment" xlink:label="loc_ProceedsFromSecuritizationsOfLoansHeldForInvestment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSecuritizationsOfLoansHeldForInvestmentAbstract" xlink:to="loc_ProceedsFromSecuritizationsOfLoansHeldForInvestment" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromLeasesHeldForInvestment" xlink:label="loc_ProceedsFromLeasesHeldForInvestment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfLoansAndLeasesHeldForInvestmentAbstract" xlink:to="loc_ProceedsFromLeasesHeldForInvestment" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsOfOtherLoansAndLeasesHeldForInvestment" xlink:label="loc_ProceedsOfOtherLoansAndLeasesHeldForInvestment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfLoansAndLeasesHeldForInvestmentAbstract" xlink:to="loc_ProceedsOfOtherLoansAndLeasesHeldForInvestment" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfLoansAndLeasesHeldForInvestment" xlink:label="loc_ProceedsFromSaleOfLoansAndLeasesHeldForInvestment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromSaleOfLoansAndLeasesHeldForInvestmentAbstract" xlink:to="loc_ProceedsFromSaleOfLoansAndLeasesHeldForInvestment" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireLoansAndLeasesHeldForInvestmentAbstract" xlink:label="loc_PaymentsToAcquireLoansAndLeasesHeldForInvestmentAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromLoansAndLeasesAbstract" xlink:to="loc_PaymentsToAcquireLoansAndLeasesHeldForInvestmentAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireLoansAndLeasesHeldForInvestmentCreditCardSecuritizations" xlink:label="loc_PaymentsToAcquireLoansAndLeasesHeldForInvestmentCreditCardSecuritizations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireLoansAndLeasesHeldForInvestmentAbstract" xlink:to="loc_PaymentsToAcquireLoansAndLeasesHeldForInvestmentCreditCardSecuritizations" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireLoansHeldForInvestment" xlink:label="loc_PaymentsToAcquireLoansHeldForInvestment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireLoansAndLeasesHeldForInvestmentAbstract" xlink:to="loc_PaymentsToAcquireLoansHeldForInvestment" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireLeasesHeldForInvestment" xlink:label="loc_PaymentsToAcquireLeasesHeldForInvestment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireLoansAndLeasesHeldForInvestmentAbstract" xlink:to="loc_PaymentsToAcquireLeasesHeldForInvestment" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireOtherLoansAndLeasesHeldForInvestment" xlink:label="loc_PaymentsToAcquireOtherLoansAndLeasesHeldForInvestment" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsToAcquireLoansAndLeasesHeldForInvestmentAbstract" xlink:to="loc_PaymentsToAcquireOtherLoansAndLeasesHeldForInvestment" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRecoveriesOfLoansPreviouslyChargedOff" xlink:label="loc_ProceedsFromRecoveriesOfLoansPreviouslyChargedOff" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromLoansAndLeasesAbstract" xlink:to="loc_ProceedsFromRecoveriesOfLoansPreviouslyChargedOff" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromOtherLoansAndLeases" xlink:label="loc_PaymentsForProceedsFromOtherLoansAndLeases" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromLoansAndLeasesAbstract" xlink:to="loc_PaymentsForProceedsFromOtherLoansAndLeases" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromLifeInsurancePoliciesAbstract" xlink:label="loc_PaymentsForProceedsFromLifeInsurancePoliciesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:to="loc_PaymentsForProceedsFromLifeInsurancePoliciesAbstract" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToAcquireLifeInsurancePolicies" xlink:label="loc_PaymentsToAcquireLifeInsurancePolicies" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromLifeInsurancePoliciesAbstract" xlink:to="loc_PaymentsToAcquireLifeInsurancePolicies" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromLifeInsurancePolicies" xlink:label="loc_ProceedsFromLifeInsurancePolicies" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromLifeInsurancePoliciesAbstract" xlink:to="loc_ProceedsFromLifeInsurancePolicies" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromLifeInsurancePolicies" xlink:label="loc_PaymentsForProceedsFromLifeInsurancePolicies" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForProceedsFromLifeInsurancePoliciesAbstract" xlink:to="loc_PaymentsForProceedsFromLifeInsurancePolicies" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans" xlink:label="loc_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:to="loc_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInRestrictedCash" xlink:label="loc_IncreaseDecreaseInRestrictedCash" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:to="loc_IncreaseDecreaseInRestrictedCash" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromOtherInterestEarningAssets" xlink:label="loc_PaymentsForProceedsFromOtherInterestEarningAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:to="loc_PaymentsForProceedsFromOtherInterestEarningAssets" order="130" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromDerivatives" xlink:label="loc_PaymentsForProceedsFromDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:to="loc_PaymentsForProceedsFromDerivatives" order="140" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromHedgeInvestingActivities" xlink:label="loc_PaymentsForProceedsFromHedgeInvestingActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:to="loc_PaymentsForProceedsFromHedgeInvestingActivities" order="150" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:to="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" order="170" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations" xlink:label="loc_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="loc_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_NetCashProvidedByUsedInInvestingActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="loc_NetCashProvidedByUsedInInvestingActivities" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract" xlink:to="loc_NetCashProvidedByUsedInFinancingActivitiesAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:label="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDepositsAbstract" xlink:label="loc_IncreaseDecreaseInDepositsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_IncreaseDecreaseInDepositsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInSavingsDeposits" xlink:label="loc_IncreaseDecreaseInSavingsDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDepositsAbstract" xlink:to="loc_IncreaseDecreaseInSavingsDeposits" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDemandDeposits" xlink:label="loc_IncreaseDecreaseInDemandDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDepositsAbstract" xlink:to="loc_IncreaseDecreaseInDemandDeposits" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInTimeDepositsAbstract" xlink:label="loc_IncreaseDecreaseInTimeDepositsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDepositsAbstract" xlink:to="loc_IncreaseDecreaseInTimeDepositsAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInTimeDepositsForeign" xlink:label="loc_IncreaseDecreaseInTimeDepositsForeign" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInTimeDepositsAbstract" xlink:to="loc_IncreaseDecreaseInTimeDepositsForeign" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInTimeDepositsOf100000OrMore" xlink:label="loc_IncreaseDecreaseInTimeDepositsOf100000OrMore" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInTimeDepositsAbstract" xlink:to="loc_IncreaseDecreaseInTimeDepositsOf100000OrMore" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInTimeDepositsOfLessThan100000" xlink:label="loc_IncreaseDecreaseInTimeDepositsOfLessThan100000" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInTimeDepositsAbstract" xlink:to="loc_IncreaseDecreaseInTimeDepositsOfLessThan100000" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInOtherTimeDeposits" xlink:label="loc_IncreaseDecreaseInOtherTimeDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInTimeDepositsAbstract" xlink:to="loc_IncreaseDecreaseInOtherTimeDeposits" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInTimeDeposits" xlink:label="loc_IncreaseDecreaseInTimeDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInTimeDepositsAbstract" xlink:to="loc_IncreaseDecreaseInTimeDeposits" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInOtherDeposits" xlink:label="loc_IncreaseDecreaseInOtherDeposits" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDepositsAbstract" xlink:to="loc_IncreaseDecreaseInOtherDeposits" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="us-gaap_IncreaseDecreaseInDeposits_633800625445938840" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDepositsAbstract" xlink:to="us-gaap_IncreaseDecreaseInDeposits_633800625445938840" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepaymentsOfOtherDebt" xlink:label="us-gaap_ProceedsFromRepaymentsOfOtherDebt_633815472306960800" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDepositsAbstract" xlink:to="us-gaap_ProceedsFromRepaymentsOfOtherDebt_633815472306960800" order="50.25" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:label="us-gaap_ProceedsFromIssuanceOfLongTermDebt_633800628212138808" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDepositsAbstract" xlink:to="us-gaap_ProceedsFromIssuanceOfLongTermDebt_633800628212138808" order="51" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfLongTermDebt" xlink:label="us-gaap_RepaymentsOfLongTermDebt_633800628939354232" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDepositsAbstract" xlink:to="us-gaap_RepaymentsOfLongTermDebt_633800628939354232" order="51.5" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="us-gaap_ProceedsFromIssuanceOfCommonStock_633800630025177176" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDepositsAbstract" xlink:to="us-gaap_ProceedsFromIssuanceOfCommonStock_633800630025177176" order="52" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock" xlink:label="us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock_633843735106028180" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDepositsAbstract" xlink:to="us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock_633843735106028180" order="52.25" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="us-gaap_PaymentsOfDividendsCommonStock_633800630828958040" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDepositsAbstract" xlink:to="us-gaap_PaymentsOfDividendsCommonStock_633800630828958040" order="52.5" use="optional" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_633800631105374904" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDepositsAbstract" xlink:to="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_633800631105374904" order="53" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:label="us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_633815474872816190" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDepositsAbstract" xlink:to="us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_633815474872816190" order="53.25" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInDepositsAlternativeAbstract" xlink:label="loc_IncreaseDecreaseInDepositsAlternativeAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_IncreaseDecreaseInDepositsAlternativeAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetChangeInterestAndNoninterestBearingDepositsDomesticAbstract" xlink:label="loc_NetChangeInterestAndNoninterestBearingDepositsDomesticAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDepositsAlternativeAbstract" xlink:to="loc_NetChangeInterestAndNoninterestBearingDepositsDomesticAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetChangeInterestBearingDepositsDomestic" xlink:label="loc_NetChangeInterestBearingDepositsDomestic" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetChangeInterestAndNoninterestBearingDepositsDomesticAbstract" xlink:to="loc_NetChangeInterestBearingDepositsDomestic" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetChangeNoninterestBearingDepositsDomestic" xlink:label="loc_NetChangeNoninterestBearingDepositsDomestic" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetChangeInterestAndNoninterestBearingDepositsDomesticAbstract" xlink:to="loc_NetChangeNoninterestBearingDepositsDomestic" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetChangeInterestAndNoninterestBearingDepositsDomestic" xlink:label="loc_NetChangeInterestAndNoninterestBearingDepositsDomestic" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetChangeInterestAndNoninterestBearingDepositsDomesticAbstract" xlink:to="loc_NetChangeInterestAndNoninterestBearingDepositsDomestic" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetChangeInterestAndNoninterestBearingDepositsForeignAbstract" xlink:label="loc_NetChangeInterestAndNoninterestBearingDepositsForeignAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInDepositsAlternativeAbstract" xlink:to="loc_NetChangeInterestAndNoninterestBearingDepositsForeignAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetChangeInterestBearingDepositsForeign" xlink:label="loc_NetChangeInterestBearingDepositsForeign" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetChangeInterestAndNoninterestBearingDepositsForeignAbstract" xlink:to="loc_NetChangeInterestBearingDepositsForeign" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetChangeNoninterestBearingDepositsForeign" xlink:label="loc_NetChangeNoninterestBearingDepositsForeign" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetChangeInterestAndNoninterestBearingDepositsForeignAbstract" xlink:to="loc_NetChangeNoninterestBearingDepositsForeign" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetChangeInterestAndNoninterestBearingDepositsForeign" xlink:label="loc_NetChangeInterestAndNoninterestBearingDepositsForeign" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetChangeInterestAndNoninterestBearingDepositsForeignAbstract" xlink:to="loc_NetChangeInterestAndNoninterestBearingDepositsForeign" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepaymentsOfDebtAbstract" xlink:label="loc_ProceedsFromRepaymentsOfDebtAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_ProceedsFromRepaymentsOfDebtAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebtAbstract" xlink:label="loc_ProceedsFromRepaymentsOfShortTermDebtAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfDebtAbstract" xlink:to="loc_ProceedsFromRepaymentsOfShortTermDebtAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepaymentsOfBankOverdrafts" xlink:label="loc_ProceedsFromRepaymentsOfBankOverdrafts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfShortTermDebtAbstract" xlink:to="loc_ProceedsFromRepaymentsOfBankOverdrafts" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepaymentsOfRestrictedCashFinancingActivities" xlink:label="loc_ProceedsFromRepaymentsOfRestrictedCashFinancingActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfShortTermDebtAbstract" xlink:to="loc_ProceedsFromRepaymentsOfRestrictedCashFinancingActivities" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInOutstandingChecksFinancingActivities" xlink:label="loc_IncreaseDecreaseInOutstandingChecksFinancingActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfShortTermDebtAbstract" xlink:to="loc_IncreaseDecreaseInOutstandingChecksFinancingActivities" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromShortTermDebtAbstract" xlink:label="loc_ProceedsFromShortTermDebtAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfShortTermDebtAbstract" xlink:to="loc_ProceedsFromShortTermDebtAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromLinesOfCredit" xlink:label="loc_ProceedsFromLinesOfCredit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromShortTermDebtAbstract" xlink:to="loc_ProceedsFromLinesOfCredit" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromBankDebt" xlink:label="loc_ProceedsFromBankDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromShortTermDebtAbstract" xlink:to="loc_ProceedsFromBankDebt" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromShortTermCapitalLeaseObligations" xlink:label="loc_ProceedsFromShortTermCapitalLeaseObligations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromShortTermDebtAbstract" xlink:to="loc_ProceedsFromShortTermCapitalLeaseObligations" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSubordinatedShortTermDebt" xlink:label="loc_ProceedsFromSubordinatedShortTermDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromShortTermDebtAbstract" xlink:to="loc_ProceedsFromSubordinatedShortTermDebt" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromNotesPayable" xlink:label="loc_ProceedsFromNotesPayable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromShortTermDebtAbstract" xlink:to="loc_ProceedsFromNotesPayable" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromOtherShortTermDebt" xlink:label="loc_ProceedsFromOtherShortTermDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromShortTermDebtAbstract" xlink:to="loc_ProceedsFromOtherShortTermDebt" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromShortTermDebt" xlink:label="loc_ProceedsFromShortTermDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromShortTermDebtAbstract" xlink:to="loc_ProceedsFromShortTermDebt" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfShortTermDebtAbstract" xlink:label="loc_RepaymentsOfShortTermDebtAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfShortTermDebtAbstract" xlink:to="loc_RepaymentsOfShortTermDebtAbstract" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfLinesOfCredit" xlink:label="loc_RepaymentsOfLinesOfCredit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfShortTermDebtAbstract" xlink:to="loc_RepaymentsOfLinesOfCredit" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfBankDebt" xlink:label="loc_RepaymentsOfBankDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfShortTermDebtAbstract" xlink:to="loc_RepaymentsOfBankDebt" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ReductionOfShortTermCapitalLeaseObligations" xlink:label="loc_ReductionOfShortTermCapitalLeaseObligations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfShortTermDebtAbstract" xlink:to="loc_ReductionOfShortTermCapitalLeaseObligations" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfSubordinatedShortTermDebt" xlink:label="loc_RepaymentsOfSubordinatedShortTermDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfShortTermDebtAbstract" xlink:to="loc_RepaymentsOfSubordinatedShortTermDebt" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfNotesPayable" xlink:label="loc_RepaymentsOfNotesPayable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfShortTermDebtAbstract" xlink:to="loc_RepaymentsOfNotesPayable" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfOtherShortTermDebt" xlink:label="loc_RepaymentsOfOtherShortTermDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfShortTermDebtAbstract" xlink:to="loc_RepaymentsOfOtherShortTermDebt" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfShortTermDebt" xlink:label="loc_RepaymentsOfShortTermDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfShortTermDebtAbstract" xlink:to="loc_RepaymentsOfShortTermDebt" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebtMaturingInThreeMonthsOrLessAlternativeAbstract" xlink:label="loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInThreeMonthsOrLessAlternativeAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfShortTermDebtAbstract" xlink:to="loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInThreeMonthsOrLessAlternativeAbstract" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromShortTermDebtMaturingInThreeMonthsOrLess" xlink:label="loc_ProceedsFromShortTermDebtMaturingInThreeMonthsOrLess" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInThreeMonthsOrLessAlternativeAbstract" xlink:to="loc_ProceedsFromShortTermDebtMaturingInThreeMonthsOrLess" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfShortTermDebtMaturingInThreeMonthsOrLess" xlink:label="loc_RepaymentsOfShortTermDebtMaturingInThreeMonthsOrLess" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInThreeMonthsOrLessAlternativeAbstract" xlink:to="loc_RepaymentsOfShortTermDebtMaturingInThreeMonthsOrLess" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebtMaturingInThreeMonthsOrLess" xlink:label="loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInThreeMonthsOrLess" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInThreeMonthsOrLessAlternativeAbstract" xlink:to="loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInThreeMonthsOrLess" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebtMaturingInMoreThanThreeMonthsAlternativeAbstract" xlink:label="loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInMoreThanThreeMonthsAlternativeAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfShortTermDebtAbstract" xlink:to="loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInMoreThanThreeMonthsAlternativeAbstract" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromShortTermDebtMaturingInMoreThanThreeMonths" xlink:label="loc_ProceedsFromShortTermDebtMaturingInMoreThanThreeMonths" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInMoreThanThreeMonthsAlternativeAbstract" xlink:to="loc_ProceedsFromShortTermDebtMaturingInMoreThanThreeMonths" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfShortTermDebtMaturingInMoreThanThreeMonths" xlink:label="loc_RepaymentsOfShortTermDebtMaturingInMoreThanThreeMonths" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInMoreThanThreeMonthsAlternativeAbstract" xlink:to="loc_RepaymentsOfShortTermDebtMaturingInMoreThanThreeMonths" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebtMaturingInMoreThanThreeMonths" xlink:label="loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInMoreThanThreeMonths" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInMoreThanThreeMonthsAlternativeAbstract" xlink:to="loc_ProceedsFromRepaymentsOfShortTermDebtMaturingInMoreThanThreeMonths" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNetAbstract" xlink:label="loc_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfShortTermDebtAbstract" xlink:to="loc_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNetAbstract" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNetAbstract" xlink:to="loc_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchased" xlink:label="loc_IncreaseDecreaseInFederalFundsPurchased" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNetAbstract" xlink:to="loc_IncreaseDecreaseInFederalFundsPurchased" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:label="loc_ProceedsFromRepaymentsOfShortTermDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfShortTermDebtAbstract" xlink:to="loc_ProceedsFromRepaymentsOfShortTermDebt" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecuritiesAbstract" xlink:label="loc_ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecuritiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfDebtAbstract" xlink:to="loc_ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecuritiesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebtAndCapitalSecuritiesNetAbstract" xlink:label="loc_ProceedsFromIssuanceOfLongTermDebtAndCapitalSecuritiesNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecuritiesAbstract" xlink:to="loc_ProceedsFromIssuanceOfLongTermDebtAndCapitalSecuritiesNetAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebtAbstract" xlink:label="loc_ProceedsFromIssuanceOfLongTermDebtAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOfLongTermDebtAndCapitalSecuritiesNetAbstract" xlink:to="loc_ProceedsFromIssuanceOfLongTermDebtAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromLongTermLinesOfCredit" xlink:label="loc_ProceedsFromLongTermLinesOfCredit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOfLongTermDebtAbstract" xlink:to="loc_ProceedsFromLongTermLinesOfCredit" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOfMediumTermNotes" xlink:label="loc_ProceedsFromIssuanceOfMediumTermNotes" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOfLongTermDebtAbstract" xlink:to="loc_ProceedsFromIssuanceOfMediumTermNotes" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt" xlink:label="loc_ProceedsFromIssuanceOfSeniorLongTermDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOfLongTermDebtAbstract" xlink:to="loc_ProceedsFromIssuanceOfSeniorLongTermDebt" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOfSubordinatedLongTermDebt" xlink:label="loc_ProceedsFromIssuanceOfSubordinatedLongTermDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOfLongTermDebtAbstract" xlink:to="loc_ProceedsFromIssuanceOfSubordinatedLongTermDebt" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromFederalHomeLoanBankBorrowings" xlink:label="loc_ProceedsFromFederalHomeLoanBankBorrowings" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOfLongTermDebtAbstract" xlink:to="loc_ProceedsFromFederalHomeLoanBankBorrowings" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromConvertibleDebt" xlink:label="loc_ProceedsFromConvertibleDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOfLongTermDebtAbstract" xlink:to="loc_ProceedsFromConvertibleDebt" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRelatedPartyDebt" xlink:label="loc_ProceedsFromRelatedPartyDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOfLongTermDebtAbstract" xlink:to="loc_ProceedsFromRelatedPartyDebt" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOfFinancialServicesObligations" xlink:label="loc_ProceedsFromIssuanceOfFinancialServicesObligations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOfLongTermDebtAbstract" xlink:to="loc_ProceedsFromIssuanceOfFinancialServicesObligations" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOfOtherLongTermDebt" xlink:label="loc_ProceedsFromIssuanceOfOtherLongTermDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOfLongTermDebtAbstract" xlink:to="loc_ProceedsFromIssuanceOfOtherLongTermDebt" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOfMandatoryRedeemableCapitalSecurities" xlink:label="loc_ProceedsFromIssuanceOfMandatoryRedeemableCapitalSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOfLongTermDebtAndCapitalSecuritiesNetAbstract" xlink:to="loc_ProceedsFromIssuanceOfMandatoryRedeemableCapitalSecurities" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebtAndCapitalSecuritiesNet" xlink:label="loc_ProceedsFromIssuanceOfLongTermDebtAndCapitalSecuritiesNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOfLongTermDebtAndCapitalSecuritiesNetAbstract" xlink:to="loc_ProceedsFromIssuanceOfLongTermDebtAndCapitalSecuritiesNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfLongTermDebtAndCapitalSecuritiesAbstract" xlink:label="loc_RepaymentsOfLongTermDebtAndCapitalSecuritiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecuritiesAbstract" xlink:to="loc_RepaymentsOfLongTermDebtAndCapitalSecuritiesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfLongTermDebtAbstract" xlink:label="loc_RepaymentsOfLongTermDebtAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfLongTermDebtAndCapitalSecuritiesAbstract" xlink:to="loc_RepaymentsOfLongTermDebtAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfLongTermLinesOfCredit" xlink:label="loc_RepaymentsOfLongTermLinesOfCredit" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfLongTermDebtAbstract" xlink:to="loc_RepaymentsOfLongTermLinesOfCredit" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfMediumTermNotes" xlink:label="loc_RepaymentsOfMediumTermNotes" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfLongTermDebtAbstract" xlink:to="loc_RepaymentsOfMediumTermNotes" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfSeniorDebtAbstract" xlink:label="loc_RepaymentsOfSeniorDebtAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfLongTermDebtAbstract" xlink:to="loc_RepaymentsOfSeniorDebtAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MaturitiesOfSeniorDebt" xlink:label="loc_MaturitiesOfSeniorDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfSeniorDebtAbstract" xlink:to="loc_MaturitiesOfSeniorDebt" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EarlyRepaymentOfSeniorDebt" xlink:label="loc_EarlyRepaymentOfSeniorDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfSeniorDebtAbstract" xlink:to="loc_EarlyRepaymentOfSeniorDebt" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfSeniorDebt" xlink:label="loc_RepaymentsOfSeniorDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfSeniorDebtAbstract" xlink:to="loc_RepaymentsOfSeniorDebt" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MaturitiesOfSubordinatedDebt" xlink:label="loc_MaturitiesOfSubordinatedDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfLongTermDebtAbstract" xlink:to="loc_MaturitiesOfSubordinatedDebt" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings" xlink:label="loc_RepaymentsOfFederalHomeLoanBankBorrowings" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfLongTermDebtAbstract" xlink:to="loc_RepaymentsOfFederalHomeLoanBankBorrowings" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfConvertibleDebt" xlink:label="loc_RepaymentsOfConvertibleDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfLongTermDebtAbstract" xlink:to="loc_RepaymentsOfConvertibleDebt" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfRelatedPartyDebt" xlink:label="loc_RepaymentsOfRelatedPartyDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfLongTermDebtAbstract" xlink:to="loc_RepaymentsOfRelatedPartyDebt" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfOtherLongTermDebt" xlink:label="loc_RepaymentsOfOtherLongTermDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfLongTermDebtAbstract" xlink:to="loc_RepaymentsOfOtherLongTermDebt" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfFinancialServicesObligations" xlink:label="loc_RepaymentsOfFinancialServicesObligations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfLongTermDebtAbstract" xlink:to="loc_RepaymentsOfFinancialServicesObligations" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfLongTermCapitalLeaseObligations" xlink:label="loc_RepaymentsOfLongTermCapitalLeaseObligations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfLongTermDebtAndCapitalSecuritiesAbstract" xlink:to="loc_RepaymentsOfLongTermCapitalLeaseObligations" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfMandatoryRedeemableCapitalSecurities" xlink:label="loc_RepaymentsOfMandatoryRedeemableCapitalSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfLongTermDebtAndCapitalSecuritiesAbstract" xlink:to="loc_RepaymentsOfMandatoryRedeemableCapitalSecurities" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfLongTermDebtAndCapitalSecurities" xlink:label="loc_RepaymentsOfLongTermDebtAndCapitalSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_RepaymentsOfLongTermDebtAndCapitalSecuritiesAbstract" xlink:to="loc_RepaymentsOfLongTermDebtAndCapitalSecurities" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecurities" xlink:label="loc_ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecuritiesAbstract" xlink:to="loc_ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecurities" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetChangeContractHoldersFundsAbstract" xlink:label="loc_NetChangeContractHoldersFundsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfDebtAbstract" xlink:to="loc_NetChangeContractHoldersFundsAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AdditionsToContractHoldersFunds" xlink:label="loc_AdditionsToContractHoldersFunds" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetChangeContractHoldersFundsAbstract" xlink:to="loc_AdditionsToContractHoldersFunds" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_WithdrawalFromContractHoldersFunds" xlink:label="loc_WithdrawalFromContractHoldersFunds" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetChangeContractHoldersFundsAbstract" xlink:to="loc_WithdrawalFromContractHoldersFunds" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetChangeContractHoldersFunds" xlink:label="loc_NetChangeContractHoldersFunds" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetChangeContractHoldersFundsAbstract" xlink:to="loc_NetChangeContractHoldersFunds" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepaymentsOfOtherDebtAbstract" xlink:label="loc_ProceedsFromRepaymentsOfOtherDebtAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfDebtAbstract" xlink:to="loc_ProceedsFromRepaymentsOfOtherDebtAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromOtherDebt" xlink:label="loc_ProceedsFromOtherDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfOtherDebtAbstract" xlink:to="loc_ProceedsFromOtherDebt" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentsOfOtherDebt" xlink:label="loc_RepaymentsOfOtherDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfOtherDebtAbstract" xlink:to="loc_RepaymentsOfOtherDebt" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepaymentsOfDebt" xlink:label="loc_ProceedsFromRepaymentsOfDebt" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepaymentsOfDebtAbstract" xlink:to="loc_ProceedsFromRepaymentsOfDebt" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OriginationOfNotesReceivableFromRelatedParties" xlink:label="loc_OriginationOfNotesReceivableFromRelatedParties" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_OriginationOfNotesReceivableFromRelatedParties" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RepaymentOfNotesReceivableFromRelatedParties" xlink:label="loc_RepaymentOfNotesReceivableFromRelatedParties" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_RepaymentOfNotesReceivableFromRelatedParties" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:label="loc_OriginationOfLoansToEmployeeStockOwnershipPlans" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_OriginationOfLoansToEmployeeStockOwnershipPlans" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:label="loc_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsOfFinancingCostsAbstract" xlink:label="loc_PaymentsOfFinancingCostsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_PaymentsOfFinancingCostsAbstract" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsOfDebtIssuanceCosts" xlink:label="loc_PaymentsOfDebtIssuanceCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsOfFinancingCostsAbstract" xlink:to="loc_PaymentsOfDebtIssuanceCosts" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsOfLoanCosts" xlink:label="loc_PaymentsOfLoanCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsOfFinancingCostsAbstract" xlink:to="loc_PaymentsOfLoanCosts" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsOfFinancingCosts" xlink:label="loc_PaymentsOfFinancingCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsOfFinancingCostsAbstract" xlink:to="loc_PaymentsOfFinancingCosts" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsOfDebtRestructuringCosts" xlink:label="loc_PaymentsOfDebtRestructuringCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_PaymentsOfDebtRestructuringCosts" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsOfStockIssuanceCosts" xlink:label="loc_PaymentsOfStockIssuanceCosts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_PaymentsOfStockIssuanceCosts" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForProceedsFromHedgeFinancingActivities" xlink:label="loc_PaymentsForProceedsFromHedgeFinancingActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_PaymentsForProceedsFromHedgeFinancingActivities" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromPaymentsToMinorityShareholdersAbstract" xlink:label="loc_ProceedsFromPaymentsToMinorityShareholdersAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_ProceedsFromPaymentsToMinorityShareholdersAbstract" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromMinorityShareholders" xlink:label="loc_ProceedsFromMinorityShareholders" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromPaymentsToMinorityShareholdersAbstract" xlink:to="loc_ProceedsFromMinorityShareholders" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsToMinorityShareholders" xlink:label="loc_PaymentsToMinorityShareholders" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromPaymentsToMinorityShareholdersAbstract" xlink:to="loc_PaymentsToMinorityShareholders" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromPaymentsToMinorityShareholders" xlink:label="loc_ProceedsFromPaymentsToMinorityShareholders" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromPaymentsToMinorityShareholdersAbstract" xlink:to="loc_ProceedsFromPaymentsToMinorityShareholders" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepurchaseOfTrustPreferredSecuritiesAbstract" xlink:label="loc_ProceedsFromRepurchaseOfTrustPreferredSecuritiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_ProceedsFromRepurchaseOfTrustPreferredSecuritiesAbstract" order="130" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOfTrustPreferredSecurities" xlink:label="loc_ProceedsFromIssuanceOfTrustPreferredSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepurchaseOfTrustPreferredSecuritiesAbstract" xlink:to="loc_ProceedsFromIssuanceOfTrustPreferredSecurities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForRepurchaseOfTrustPreferredSecurities" xlink:label="loc_PaymentsForRepurchaseOfTrustPreferredSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepurchaseOfTrustPreferredSecuritiesAbstract" xlink:to="loc_PaymentsForRepurchaseOfTrustPreferredSecurities" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepurchaseOfTrustPreferredSecurities" xlink:label="loc_ProceedsFromRepurchaseOfTrustPreferredSecurities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepurchaseOfTrustPreferredSecuritiesAbstract" xlink:to="loc_ProceedsFromRepurchaseOfTrustPreferredSecurities" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepurchaseOfRedeemablePreferredStockAbstract" xlink:label="loc_ProceedsFromRepurchaseOfRedeemablePreferredStockAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_ProceedsFromRepurchaseOfRedeemablePreferredStockAbstract" order="140" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOfRedeemablePreferredStock" xlink:label="loc_ProceedsFromIssuanceOfRedeemablePreferredStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepurchaseOfRedeemablePreferredStockAbstract" xlink:to="loc_ProceedsFromIssuanceOfRedeemablePreferredStock" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOfRedeemableConvertiblePreferredStock" xlink:label="loc_ProceedsFromIssuanceOfRedeemableConvertiblePreferredStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepurchaseOfRedeemablePreferredStockAbstract" xlink:to="loc_ProceedsFromIssuanceOfRedeemableConvertiblePreferredStock" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock" xlink:label="loc_PaymentsForRepurchaseOfRedeemablePreferredStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepurchaseOfRedeemablePreferredStockAbstract" xlink:to="loc_PaymentsForRepurchaseOfRedeemablePreferredStock" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForRepurchaseOfRedeemableConvertiblePreferredStock" xlink:label="loc_PaymentsForRepurchaseOfRedeemableConvertiblePreferredStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepurchaseOfRedeemablePreferredStockAbstract" xlink:to="loc_PaymentsForRepurchaseOfRedeemableConvertiblePreferredStock" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepurchaseOfRedeemablePreferredStock" xlink:label="loc_ProceedsFromRepurchaseOfRedeemablePreferredStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepurchaseOfRedeemablePreferredStockAbstract" xlink:to="loc_ProceedsFromRepurchaseOfRedeemablePreferredStock" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepurchaseOfEquityAbstract" xlink:label="loc_ProceedsFromRepurchaseOfEquityAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_ProceedsFromRepurchaseOfEquityAbstract" order="150" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOrSaleOfEquityAbstract" xlink:label="loc_ProceedsFromIssuanceOrSaleOfEquityAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepurchaseOfEquityAbstract" xlink:to="loc_ProceedsFromIssuanceOrSaleOfEquityAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromSaleOfTreasuryStock" xlink:label="loc_ProceedsFromSaleOfTreasuryStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOrSaleOfEquityAbstract" xlink:to="loc_ProceedsFromSaleOfTreasuryStock" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="loc_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOrSaleOfEquityAbstract" xlink:to="loc_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOfConvertiblePreferredStock" xlink:label="loc_ProceedsFromIssuanceOfConvertiblePreferredStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOrSaleOfEquityAbstract" xlink:to="loc_ProceedsFromIssuanceOfConvertiblePreferredStock" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOfPrivatePlacement" xlink:label="loc_ProceedsFromIssuanceOfPrivatePlacement" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOrSaleOfEquityAbstract" xlink:to="loc_ProceedsFromIssuanceOfPrivatePlacement" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceInitialPublicOffering" xlink:label="loc_ProceedsFromIssuanceInitialPublicOffering" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOrSaleOfEquityAbstract" xlink:to="loc_ProceedsFromIssuanceInitialPublicOffering" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="loc_ProceedsFromStockOptionsExercised" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOrSaleOfEquityAbstract" xlink:to="loc_ProceedsFromStockOptionsExercised" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromStockPlans" xlink:label="loc_ProceedsFromStockPlans" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOrSaleOfEquityAbstract" xlink:to="loc_ProceedsFromStockPlans" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOfWarrants" xlink:label="loc_ProceedsFromIssuanceOfWarrants" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOrSaleOfEquityAbstract" xlink:to="loc_ProceedsFromIssuanceOfWarrants" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromContributedCapital" xlink:label="loc_ProceedsFromContributedCapital" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOrSaleOfEquityAbstract" xlink:to="loc_ProceedsFromContributedCapital" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromOtherEquity" xlink:label="loc_ProceedsFromOtherEquity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOrSaleOfEquityAbstract" xlink:to="loc_ProceedsFromOtherEquity" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromIssuanceOrSaleOfEquity" xlink:label="loc_ProceedsFromIssuanceOrSaleOfEquity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromIssuanceOrSaleOfEquityAbstract" xlink:to="loc_ProceedsFromIssuanceOrSaleOfEquity" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForRepurchaseOfEquityAbstract" xlink:label="loc_PaymentsForRepurchaseOfEquityAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepurchaseOfEquityAbstract" xlink:to="loc_PaymentsForRepurchaseOfEquityAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="loc_PaymentsForRepurchaseOfCommonStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForRepurchaseOfEquityAbstract" xlink:to="loc_PaymentsForRepurchaseOfCommonStock" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForRepurchaseOfConvertiblePreferredStock" xlink:label="loc_PaymentsForRepurchaseOfConvertiblePreferredStock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForRepurchaseOfEquityAbstract" xlink:to="loc_PaymentsForRepurchaseOfConvertiblePreferredStock" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForRepurchaseOfPrivatePlacement" xlink:label="loc_PaymentsForRepurchaseOfPrivatePlacement" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForRepurchaseOfEquityAbstract" xlink:to="loc_PaymentsForRepurchaseOfPrivatePlacement" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForRepurchaseOfInitialPublicOffering" xlink:label="loc_PaymentsForRepurchaseOfInitialPublicOffering" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForRepurchaseOfEquityAbstract" xlink:to="loc_PaymentsForRepurchaseOfInitialPublicOffering" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForRepurchaseOfWarrants" xlink:label="loc_PaymentsForRepurchaseOfWarrants" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForRepurchaseOfEquityAbstract" xlink:to="loc_PaymentsForRepurchaseOfWarrants" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForRepurchaseOfOtherEquity" xlink:label="loc_PaymentsForRepurchaseOfOtherEquity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForRepurchaseOfEquityAbstract" xlink:to="loc_PaymentsForRepurchaseOfOtherEquity" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsForRepurchaseOfEquity" xlink:label="loc_PaymentsForRepurchaseOfEquity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsForRepurchaseOfEquityAbstract" xlink:to="loc_PaymentsForRepurchaseOfEquity" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromRepurchaseOfEquity" xlink:label="loc_ProceedsFromRepurchaseOfEquity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProceedsFromRepurchaseOfEquityAbstract" xlink:to="loc_ProceedsFromRepurchaseOfEquity" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsOfDividendsAbstract" xlink:label="loc_PaymentsOfDividendsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_PaymentsOfDividendsAbstract" order="170" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsOfOrdinaryDividendsAbstract" xlink:label="loc_PaymentsOfOrdinaryDividendsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsOfDividendsAbstract" xlink:to="loc_PaymentsOfOrdinaryDividendsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsOfDividendsMinorityInterest" xlink:label="loc_PaymentsOfDividendsMinorityInterest" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsOfOrdinaryDividendsAbstract" xlink:to="loc_PaymentsOfDividendsMinorityInterest" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsOfOrdinaryDividends" xlink:label="loc_PaymentsOfOrdinaryDividends" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsOfOrdinaryDividendsAbstract" xlink:to="loc_PaymentsOfOrdinaryDividends" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsOfCapitalDistribution" xlink:label="loc_PaymentsOfCapitalDistribution" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsOfDividendsAbstract" xlink:to="loc_PaymentsOfCapitalDistribution" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsOfDividends" xlink:label="loc_PaymentsOfDividends" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PaymentsOfDividendsAbstract" xlink:to="loc_PaymentsOfDividends" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsOfDistributionsToAffiliates" xlink:label="loc_PaymentsOfDistributionsToAffiliates" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_PaymentsOfDistributionsToAffiliates" order="180" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProceedsFromContributionsFromAffiliates" xlink:label="loc_ProceedsFromContributionsFromAffiliates" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_ProceedsFromContributionsFromAffiliates" order="190" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PaymentsOfMergerRelatedCostsFinancingActivities" xlink:label="loc_PaymentsOfMergerRelatedCostsFinancingActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_PaymentsOfMergerRelatedCostsFinancingActivities" order="200" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" order="220" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations" xlink:label="loc_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="loc_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_NetCashProvidedByUsedInFinancingActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="loc_NetCashProvidedByUsedInFinancingActivities" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetCashProvidedByUsedInDiscontinuedOperationsAbstract" xlink:label="loc_NetCashProvidedByUsedInDiscontinuedOperationsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract" xlink:to="loc_NetCashProvidedByUsedInDiscontinuedOperationsAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashProvidedByUsedInDiscontinuedOperationsOperatingActivities" xlink:label="loc_CashProvidedByUsedInDiscontinuedOperationsOperatingActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInDiscontinuedOperationsAbstract" xlink:to="loc_CashProvidedByUsedInDiscontinuedOperationsOperatingActivities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashProvidedByUsedInDiscontinuedOperationsInvestingActivities" xlink:label="loc_CashProvidedByUsedInDiscontinuedOperationsInvestingActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInDiscontinuedOperationsAbstract" xlink:to="loc_CashProvidedByUsedInDiscontinuedOperationsInvestingActivities" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashProvidedByUsedInDiscontinuedOperationsFinancingActivities" xlink:label="loc_CashProvidedByUsedInDiscontinuedOperationsFinancingActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInDiscontinuedOperationsAbstract" xlink:to="loc_CashProvidedByUsedInDiscontinuedOperationsFinancingActivities" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetCashProvidedByUsedInDiscontinuedOperations" xlink:label="loc_NetCashProvidedByUsedInDiscontinuedOperations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetCashProvidedByUsedInDiscontinuedOperationsAbstract" xlink:to="loc_NetCashProvidedByUsedInDiscontinuedOperations" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EffectOfExchangeRateOnCashAndCashEquivalentsAbstract" xlink:label="loc_EffectOfExchangeRateOnCashAndCashEquivalentsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract" xlink:to="loc_EffectOfExchangeRateOnCashAndCashEquivalentsAbstract" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EffectOfExchangeRateOnCashAndCashEquivalentsContinuingOperations" xlink:label="loc_EffectOfExchangeRateOnCashAndCashEquivalentsContinuingOperations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EffectOfExchangeRateOnCashAndCashEquivalentsAbstract" xlink:to="loc_EffectOfExchangeRateOnCashAndCashEquivalentsContinuingOperations" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EffectOfExchangeRateOnCashAndCashEquivalentsDiscontinuedOperations" xlink:label="loc_EffectOfExchangeRateOnCashAndCashEquivalentsDiscontinuedOperations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EffectOfExchangeRateOnCashAndCashEquivalentsAbstract" xlink:to="loc_EffectOfExchangeRateOnCashAndCashEquivalentsDiscontinuedOperations" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents" xlink:label="loc_EffectOfExchangeRateOnCashAndCashEquivalents" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EffectOfExchangeRateOnCashAndCashEquivalentsAbstract" xlink:to="loc_EffectOfExchangeRateOnCashAndCashEquivalents" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_633800633946111880" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract" xlink:to="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_633800633946111880" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_CashAndCashEquivalentsAtCarryingValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementLineItems" xlink:to="loc_CashAndCashEquivalentsAtCarryingValue" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_CashAndCashEquivalentsAtCarryingValue_1" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementLineItems" xlink:to="loc_CashAndCashEquivalentsAtCarryingValue_1" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_CashPaidDuringPeriodFor" xlink:label="bbt_CashPaidDuringPeriodFor" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementLineItems" xlink:to="bbt_CashPaidDuringPeriodFor" order="30.255" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestPaidNet" xlink:label="us-gaap_InterestPaidNet_633843736674475718" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_CashPaidDuringPeriodFor" xlink:to="us-gaap_InterestPaidNet_633843736674475718" order="1" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="4" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncomeTaxesPaidNet" xlink:label="us-gaap_IncomeTaxesPaidNet_633855210209857207" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_CashPaidDuringPeriodFor" xlink:to="us-gaap_IncomeTaxesPaidNet_633855210209857207" order="1.5" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="4" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_NoncashInvestingAndFinancingActivities" xlink:label="bbt_NoncashInvestingAndFinancingActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementLineItems" xlink:to="bbt_NoncashInvestingAndFinancingActivities" order="31.52" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="1" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TransferOtherRealEstate" xlink:label="us-gaap_TransferOtherRealEstate_633816050598266075" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_NoncashInvestingAndFinancingActivities" xlink:to="us-gaap_TransferOtherRealEstate_633816050598266075" order="0.5" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_CommonStockIssuedInBusinessCombinations" xlink:label="bbt_CommonStockIssuedInBusinessCombinations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_NoncashInvestingAndFinancingActivities" xlink:to="bbt_CommonStockIssuedInBusinessCombinations" order="1.5" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="1" />
  </presentationLink>
  <presentationLink xlink:role="http://xbrl.us/us-gaap/role/statement/CommonDomainMembers" xlink:type="extended" xlink:title="190000 - Statement - Common Domain Members">
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementTable" xlink:label="loc_StatementTable" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementScenarioAxis" xlink:label="loc_StatementScenarioAxis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementTable" xlink:to="loc_StatementScenarioAxis" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ScenarioUnspecifiedDomain" xlink:label="loc_ScenarioUnspecifiedDomain" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementScenarioAxis" xlink:to="loc_ScenarioUnspecifiedDomain" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ScenarioActualMember" xlink:label="loc_ScenarioActualMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ScenarioUnspecifiedDomain" xlink:to="loc_ScenarioActualMember" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ScenarioAdjustmentMember" xlink:label="loc_ScenarioAdjustmentMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ScenarioUnspecifiedDomain" xlink:to="loc_ScenarioAdjustmentMember" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ScenarioForecastMember" xlink:label="loc_ScenarioForecastMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ScenarioUnspecifiedDomain" xlink:to="loc_ScenarioForecastMember" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ScenarioPlanMember" xlink:label="loc_ScenarioPlanMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ScenarioUnspecifiedDomain" xlink:to="loc_ScenarioPlanMember" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ScenarioPreviouslyReportedMember" xlink:label="loc_ScenarioPreviouslyReportedMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ScenarioUnspecifiedDomain" xlink:to="loc_ScenarioPreviouslyReportedMember" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementOperatingActivitiesSegmentAxis" xlink:label="loc_StatementOperatingActivitiesSegmentAxis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementTable" xlink:to="loc_StatementOperatingActivitiesSegmentAxis" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SegmentOperatingActivitiesDomain" xlink:label="loc_SegmentOperatingActivitiesDomain" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementOperatingActivitiesSegmentAxis" xlink:to="loc_SegmentOperatingActivitiesDomain" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SegmentContinuingOperationsMember" xlink:label="loc_SegmentContinuingOperationsMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SegmentOperatingActivitiesDomain" xlink:to="loc_SegmentContinuingOperationsMember" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SegmentDiscontinuedOperationsMember" xlink:label="loc_SegmentDiscontinuedOperationsMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SegmentOperatingActivitiesDomain" xlink:to="loc_SegmentDiscontinuedOperationsMember" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_StatementBusinessSegmentsAxis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementTable" xlink:to="loc_StatementBusinessSegmentsAxis" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SegmentBusinessDomain" xlink:label="loc_SegmentBusinessDomain" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementBusinessSegmentsAxis" xlink:to="loc_SegmentBusinessDomain" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_BusinessIntersegmentEliminationsMember" xlink:label="loc_BusinessIntersegmentEliminationsMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SegmentBusinessDomain" xlink:to="loc_BusinessIntersegmentEliminationsMember" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementGeographicalAxis" xlink:label="loc_StatementGeographicalAxis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementTable" xlink:to="loc_StatementGeographicalAxis" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SegmentGeographicalDomain" xlink:label="loc_SegmentGeographicalDomain" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementGeographicalAxis" xlink:to="loc_SegmentGeographicalDomain" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GeographicalIntersegmentEliminationsMember" xlink:label="loc_GeographicalIntersegmentEliminationsMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SegmentGeographicalDomain" xlink:to="loc_GeographicalIntersegmentEliminationsMember" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/non-gaap/dei-2008-03-31.xsd#dei_LegalEntityAxis" xlink:label="loc_LegalEntityAxis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementTable" xlink:to="loc_LegalEntityAxis" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/non-gaap/dei-2008-03-31.xsd#dei_EntityDomain" xlink:label="loc_EntityDomain" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_LegalEntityAxis" xlink:to="loc_EntityDomain" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ParentCompanyMember" xlink:label="loc_ParentCompanyMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EntityDomain" xlink:to="loc_ParentCompanyMember" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SubsidiariesMember" xlink:label="loc_SubsidiariesMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EntityDomain" xlink:to="loc_SubsidiariesMember" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GuarantorSubsidiariesMember" xlink:label="loc_GuarantorSubsidiariesMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SubsidiariesMember" xlink:to="loc_GuarantorSubsidiariesMember" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NonGuarantorSubsidiariesMember" xlink:label="loc_NonGuarantorSubsidiariesMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SubsidiariesMember" xlink:to="loc_NonGuarantorSubsidiariesMember" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_VariableInterestEntityPrimaryBeneficiaryMember" xlink:label="loc_VariableInterestEntityPrimaryBeneficiaryMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EntityDomain" xlink:to="loc_VariableInterestEntityPrimaryBeneficiaryMember" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ConsolidationEliminationsMember" xlink:label="loc_ConsolidationEliminationsMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EntityDomain" xlink:to="loc_ConsolidationEliminationsMember" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MajorityOwnedSubsidiaryUnconsolidatedMember" xlink:label="loc_MajorityOwnedSubsidiaryUnconsolidatedMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EntityDomain" xlink:to="loc_MajorityOwnedSubsidiaryUnconsolidatedMember" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_VariableInterestEntityNotPrimaryBeneficiaryMember" xlink:label="loc_VariableInterestEntityNotPrimaryBeneficiaryMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EntityDomain" xlink:to="loc_VariableInterestEntityNotPrimaryBeneficiaryMember" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_VariableInterestEntityVIEOrPotentialVIEInformationUnavailabilityMember" xlink:label="loc_VariableInterestEntityVIEOrPotentialVIEInformationUnavailabilityMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EntityDomain" xlink:to="loc_VariableInterestEntityVIEOrPotentialVIEInformationUnavailabilityMember" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CorporateJointVentureMember" xlink:label="loc_CorporateJointVentureMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EntityDomain" xlink:to="loc_CorporateJointVentureMember" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PartnershipInterestMember" xlink:label="loc_PartnershipInterestMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EntityDomain" xlink:to="loc_PartnershipInterestMember" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_StatementClassOfStockAxis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementTable" xlink:to="loc_StatementClassOfStockAxis" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_ClassOfStockDomain" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementClassOfStockAxis" xlink:to="loc_ClassOfStockDomain" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonClassAMember" xlink:label="loc_CommonClassAMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_CommonClassAMember" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommonClassBMember" xlink:label="loc_CommonClassBMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_CommonClassBMember" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NonvotingCommonStockMember" xlink:label="loc_NonvotingCommonStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_NonvotingCommonStockMember" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ConvertibleCommonStockMember" xlink:label="loc_ConvertibleCommonStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_ConvertibleCommonStockMember" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredStockMember" xlink:label="loc_PreferredStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_PreferredStockMember" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CumulativePreferredStockMember" xlink:label="loc_CumulativePreferredStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_CumulativePreferredStockMember" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NoncumulativePreferredStockMember" xlink:label="loc_NoncumulativePreferredStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_NoncumulativePreferredStockMember" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RedeemablePreferredStockMember" xlink:label="loc_RedeemablePreferredStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_RedeemablePreferredStockMember" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NonredeemablePreferredStockMember" xlink:label="loc_NonredeemablePreferredStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_NonredeemablePreferredStockMember" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_RedeemableConvertiblePreferredStockMember" xlink:label="loc_RedeemableConvertiblePreferredStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_RedeemableConvertiblePreferredStockMember" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NonredeemableConvertiblePreferredStockMember" xlink:label="loc_NonredeemableConvertiblePreferredStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_NonredeemableConvertiblePreferredStockMember" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ConvertiblePreferredStockMember" xlink:label="loc_ConvertiblePreferredStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_ConvertiblePreferredStockMember" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredClassAMember" xlink:label="loc_PreferredClassAMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_PreferredClassAMember" order="130" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PreferredClassBMember" xlink:label="loc_PreferredClassBMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_PreferredClassBMember" order="140" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="loc_SeriesAPreferredStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_SeriesAPreferredStockMember" order="150" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SeriesBPreferredStockMember" xlink:label="loc_SeriesBPreferredStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_SeriesBPreferredStockMember" order="160" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="loc_SeriesCPreferredStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_SeriesCPreferredStockMember" order="170" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SeriesDPreferredStockMember" xlink:label="loc_SeriesDPreferredStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_SeriesDPreferredStockMember" order="180" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SeriesEPreferredStockMember" xlink:label="loc_SeriesEPreferredStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_SeriesEPreferredStockMember" order="190" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SeriesFPreferredStockMember" xlink:label="loc_SeriesFPreferredStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_SeriesFPreferredStockMember" order="200" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SeriesGPreferredStockMember" xlink:label="loc_SeriesGPreferredStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_SeriesGPreferredStockMember" order="210" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SeriesHPreferredStockMember" xlink:label="loc_SeriesHPreferredStockMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ClassOfStockDomain" xlink:to="loc_SeriesHPreferredStockMember" order="220" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProductOrServiceAxis" xlink:label="loc_ProductOrServiceAxis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_StatementTable" xlink:to="loc_ProductOrServiceAxis" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ProductOrServiceNameDomain" xlink:label="loc_ProductOrServiceNameDomain" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ProductOrServiceAxis" xlink:to="loc_ProductOrServiceNameDomain" order="10" use="optional" />
  </presentationLink>
  <presentationLink xlink:role="http://www.bbt.com/role/DisclosureBasisOfPresentation" xlink:type="extended" xlink:title="199100 - Disclosure - Basis of Presentation">
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_BasisOfPresentation" xlink:label="bbt_BasisOfPresentation" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" xlink:label="us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock_633796228368688603" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_BasisOfPresentation" xlink:to="us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock_633796228368688603" order="1" use="optional" priority="2" />
  </presentationLink>
  <presentationLink xlink:role="http://www.bbt.com/role/DisclosureBusinessCombinationsAndIntangibleAssets" xlink:type="extended" xlink:title="199200 - Disclosure - Business Combinations and Intangible Assets">
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_BusinessCombinationsAndIntangibleAssets" xlink:label="bbt_BusinessCombinationsAndIntangibleAssets" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_BusinessCombinationsIntangibleAssets" xlink:label="bbt_BusinessCombinationsIntangibleAssets_633796229156680738" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_BusinessCombinationsAndIntangibleAssets" xlink:to="bbt_BusinessCombinationsIntangibleAssets_633796229156680738" order="1" use="optional" priority="2" />
  </presentationLink>
  <presentationLink xlink:role="http://www.bbt.com/role/DisclosureSecurities" xlink:type="extended" xlink:title="199250 - Disclosure - Securities">
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_Securities" xlink:label="bbt_Securities" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_633796360719808105" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_Securities" xlink:to="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_633796360719808105" order="1" use="optional" priority="3" />
  </presentationLink>
  <presentationLink xlink:role="http://www.bbt.com/role/DisclosureLoansAndLeases" xlink:type="extended" xlink:title="199300 - Disclosure - Loans and Leases">
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_LoansAndLeases" xlink:label="bbt_LoansAndLeases" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:label="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_633796363919861275" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_LoansAndLeases" xlink:to="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_633796363919861275" order="1" use="optional" priority="3" />
  </presentationLink>
  <presentationLink xlink:role="http://www.bbt.com/role/DisclosureLongTermDebt" xlink:type="extended" xlink:title="199350 - Disclosure - Long-term Debt">
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_OperatingSegments" xlink:label="bbt_OperatingSegments" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LongTermDebtTextBlock" xlink:label="us-gaap_LongTermDebtTextBlock_633796430475975472" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_OperatingSegments" xlink:to="us-gaap_LongTermDebtTextBlock_633796430475975472" order="1" use="optional" priority="2" />
  </presentationLink>
  <presentationLink xlink:role="http://www.bbt.com/role/DisclosureContractualObligationsCommitmentsContingentLiabilitiesAndOffBalanceSheetArrangements" xlink:type="extended" xlink:title="199400 - Disclosure - Contractual Obligations, Commitments, Contingent Liabilities, and Off-Balance Sheet Arrangements">
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_ContractualObligationsCommitmentsContingentLiabilitiesAndOffBalanceSheetArrangements" xlink:label="bbt_ContractualObligationsCommitmentsContingentLiabilitiesAndOffBalanceSheetArrangements" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_633797151438139954" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ContractualObligationsCommitmentsContingentLiabilitiesAndOffBalanceSheetArrangements" xlink:to="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_633797151438139954" order="1" use="optional" priority="5" />
  </presentationLink>
  <presentationLink xlink:role="http://www.bbt.com/role/DisclosureBenefitPlans" xlink:type="extended" xlink:title="199450 - Disclosure - Benefit Plans">
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_BenefitPlans" xlink:label="bbt_BenefitPlans" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock" xlink:label="us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_633816162526154071" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_BenefitPlans" xlink:to="us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_633816162526154071" order="1.5" use="optional" priority="7" />
  </presentationLink>
  <presentationLink xlink:role="http://www.bbt.com/role/DisclosureComputationOfEarningsPerCommonShare" xlink:type="extended" xlink:title="199500 - Disclosure - Computation of Earnings per Common Share">
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_ComputationOfEarningsPerCommonShare" xlink:label="bbt_ComputationOfEarningsPerCommonShare" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_Note8ComputationEarningsPerShare" xlink:label="bbt_Note8ComputationEarningsPerShare_633796448760644734" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ComputationOfEarningsPerCommonShare" xlink:to="bbt_Note8ComputationEarningsPerShare_633796448760644734" order="1" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="3" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EarningsPerShareReconciliationDisclosure" xlink:label="us-gaap_EarningsPerShareReconciliationDisclosure_633816167137254266" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ComputationOfEarningsPerCommonShare" xlink:to="us-gaap_EarningsPerShareReconciliationDisclosure_633816167137254266" order="1.5" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="1" />
  </presentationLink>
  <presentationLink xlink:role="http://www.bbt.com/role/DisclosureComprehensiveIncomeLoss" xlink:type="extended" xlink:title="199550 - Disclosure - Comprehensive Income (Loss)">
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_ComprehensiveIncomeLoss" xlink:label="bbt_ComprehensiveIncomeLoss" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock" xlink:label="us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock_633796452330158914" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ComprehensiveIncomeLoss" xlink:to="us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock_633796452330158914" order="1" use="optional" priority="3" />
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_Note9ComprehensiveIncomeLoss" xlink:label="bbt_Note9ComprehensiveIncomeLoss" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_ComprehensiveIncomeLoss" xlink:to="bbt_Note9ComprehensiveIncomeLoss" order="1.5" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label" priority="1" />
  </presentationLink>
  <presentationLink xlink:role="http://www.bbt.com/role/DisclosureEquityBasedCompensationPlans" xlink:type="extended" xlink:title="199600 - Disclosure - Equity-Based Compensation Plans">
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_EquityBasedCompensationPlans" xlink:label="bbt_EquityBasedCompensationPlans" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:label="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_633816158616523194" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_EquityBasedCompensationPlans" xlink:to="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_633816158616523194" order="1.5" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationArrangementsAbstract" xlink:label="loc_DeferredCompensationArrangementsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_633816158616523194" xlink:to="loc_DeferredCompensationArrangementsAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationArrangementsOverallDescription" xlink:label="loc_DeferredCompensationArrangementsOverallDescription" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCompensationArrangementsAbstract" xlink:to="loc_DeferredCompensationArrangementsOverallDescription" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualShareBasedPaymentsTextBlock" xlink:label="loc_ScheduleOfDeferredCompensationArrangementWithIndividualShareBasedPaymentsTextBlock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCompensationArrangementsAbstract" xlink:to="loc_ScheduleOfDeferredCompensationArrangementWithIndividualShareBasedPaymentsTextBlock" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualShareBasedPaymentsTable" xlink:label="loc_ScheduleOfDeferredCompensationArrangementWithIndividualShareBasedPaymentsTable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ScheduleOfDeferredCompensationArrangementWithIndividualShareBasedPaymentsTextBlock" xlink:to="loc_ScheduleOfDeferredCompensationArrangementWithIndividualShareBasedPaymentsTable" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTitleOfIndividualAxis" xlink:label="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTitleOfIndividualAxis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ScheduleOfDeferredCompensationArrangementWithIndividualShareBasedPaymentsTable" xlink:to="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTitleOfIndividualAxis" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="loc_TitleOfIndividualWithRelationshipToEntityDomain" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTitleOfIndividualAxis" xlink:to="loc_TitleOfIndividualWithRelationshipToEntityDomain" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ManagementMember" xlink:label="loc_ManagementMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="loc_ManagementMember" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_BoardOfDirectorsChairmanMember" xlink:label="loc_BoardOfDirectorsChairmanMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ManagementMember" xlink:to="loc_BoardOfDirectorsChairmanMember" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DirectorMember" xlink:label="loc_DirectorMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ManagementMember" xlink:to="loc_DirectorMember" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ExecutiveOfficerMember" xlink:label="loc_ExecutiveOfficerMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ManagementMember" xlink:to="loc_ExecutiveOfficerMember" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ChiefExecutiveOfficerMember" xlink:label="loc_ChiefExecutiveOfficerMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ManagementMember" xlink:to="loc_ChiefExecutiveOfficerMember" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ChiefFinancialOfficerMember" xlink:label="loc_ChiefFinancialOfficerMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ManagementMember" xlink:to="loc_ChiefFinancialOfficerMember" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ChiefOperatingOfficerMember" xlink:label="loc_ChiefOperatingOfficerMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ManagementMember" xlink:to="loc_ChiefOperatingOfficerMember" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ControllerMember" xlink:label="loc_ControllerMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ManagementMember" xlink:to="loc_ControllerMember" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ExecutiveVicePresidentMember" xlink:label="loc_ExecutiveVicePresidentMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ManagementMember" xlink:to="loc_ExecutiveVicePresidentMember" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_VicePresidentMember" xlink:label="loc_VicePresidentMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ManagementMember" xlink:to="loc_VicePresidentMember" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PresidentMember" xlink:label="loc_PresidentMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ManagementMember" xlink:to="loc_PresidentMember" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OfficerMember" xlink:label="loc_OfficerMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ManagementMember" xlink:to="loc_OfficerMember" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis" xlink:label="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ScheduleOfDeferredCompensationArrangementWithIndividualShareBasedPaymentsTable" xlink:to="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TypeOfDeferredCompensationDomain" xlink:label="loc_TypeOfDeferredCompensationDomain" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis" xlink:to="loc_TypeOfDeferredCompensationDomain" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationShareBasedPaymentsMember" xlink:label="loc_DeferredCompensationShareBasedPaymentsMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_TypeOfDeferredCompensationDomain" xlink:to="loc_DeferredCompensationShareBasedPaymentsMember" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="loc_EmployeeStockOptionMember" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCompensationShareBasedPaymentsMember" xlink:to="loc_EmployeeStockOptionMember" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsLineItems" xlink:label="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsLineItems" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ScheduleOfDeferredCompensationArrangementWithIndividualShareBasedPaymentsTable" xlink:to="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsLineItems" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualDescription" xlink:label="loc_DeferredCompensationArrangementWithIndividualDescription" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsLineItems" xlink:to="loc_DeferredCompensationArrangementWithIndividualDescription" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualMaximumContractualTerm" xlink:label="loc_DeferredCompensationArrangementWithIndividualMaximumContractualTerm" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsLineItems" xlink:to="loc_DeferredCompensationArrangementWithIndividualMaximumContractualTerm" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualRequisiteServicePeriod" xlink:label="loc_DeferredCompensationArrangementWithIndividualRequisiteServicePeriod" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsLineItems" xlink:to="loc_DeferredCompensationArrangementWithIndividualRequisiteServicePeriod" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualSharesAuthorizedForIssuance" xlink:label="loc_DeferredCompensationArrangementWithIndividualSharesAuthorizedForIssuance" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsLineItems" xlink:to="loc_DeferredCompensationArrangementWithIndividualSharesAuthorizedForIssuance" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualExercisePrice" xlink:label="loc_DeferredCompensationArrangementWithIndividualExercisePrice" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsLineItems" xlink:to="loc_DeferredCompensationArrangementWithIndividualExercisePrice" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualSharesIssued" xlink:label="loc_DeferredCompensationArrangementWithIndividualSharesIssued" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsLineItems" xlink:to="loc_DeferredCompensationArrangementWithIndividualSharesIssued" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualFairValueOfSharesIssued" xlink:label="loc_DeferredCompensationArrangementWithIndividualFairValueOfSharesIssued" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsLineItems" xlink:to="loc_DeferredCompensationArrangementWithIndividualFairValueOfSharesIssued" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualCompensationExpense" xlink:label="loc_DeferredCompensationArrangementWithIndividualCompensationExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsLineItems" xlink:to="loc_DeferredCompensationArrangementWithIndividualCompensationExpense" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualRecordedLiability" xlink:label="loc_DeferredCompensationArrangementWithIndividualRecordedLiability" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsLineItems" xlink:to="loc_DeferredCompensationArrangementWithIndividualRecordedLiability" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualEmployerContribution" xlink:label="loc_DeferredCompensationArrangementWithIndividualEmployerContribution" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsLineItems" xlink:to="loc_DeferredCompensationArrangementWithIndividualEmployerContribution" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualDistributionsPaid" xlink:label="loc_DeferredCompensationArrangementWithIndividualDistributionsPaid" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DeferredCompensationArrangementWithIndividualShareBasedPaymentsLineItems" xlink:to="loc_DeferredCompensationArrangementWithIndividualDistributionsPaid" order="110" use="optional" />
  </presentationLink>
  <presentationLink xlink:role="http://www.bbt.com/role/DisclosureFairValueDisclosures" xlink:type="extended" xlink:title="199650 - Disclosure - Fair Value Disclosures">
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_FairValueDisclosures" xlink:label="bbt_FairValueDisclosures" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="us-gaap_FairValueDisclosuresTextBlock_633797154830240614" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_FairValueDisclosures" xlink:to="us-gaap_FairValueDisclosuresTextBlock_633797154830240614" order="0.5" use="optional" priority="2" />
  </presentationLink>
  <presentationLink xlink:role="http://www.bbt.com/role/DisclosureDerivativeFinancialInstruments" xlink:type="extended" xlink:title="199675 - Disclosure - Derivative Financial Instruments">
    <loc xlink:type="locator" xlink:href="bbt-20090630.xsd#bbt_DerivativeFinancialInstruments" xlink:label="bbt_DerivativeFinancialInstruments" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:label="us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_633797160493907632" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="bbt_DerivativeFinancialInstruments" xlink:to="us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_633797160493907632" order="1" use="optional" priority="5" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GeneralDiscussionOfDerivativeInstrumentsAndHedgingActivitiesAbstract" xlink:label="loc_GeneralDiscussionOfDerivativeInstrumentsAndHedgingActivitiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_633797160493907632" xlink:to="loc_GeneralDiscussionOfDerivativeInstrumentsAndHedgingActivitiesAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GeneralDiscussionOfDerivativeInstrumentsAndHedgingActivities" xlink:label="loc_GeneralDiscussionOfDerivativeInstrumentsAndHedgingActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GeneralDiscussionOfDerivativeInstrumentsAndHedgingActivitiesAbstract" xlink:to="loc_GeneralDiscussionOfDerivativeInstrumentsAndHedgingActivities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ObjectivesForUsingDerivativeInstruments" xlink:label="loc_ObjectivesForUsingDerivativeInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GeneralDiscussionOfDerivativeInstrumentsAndHedgingActivities" xlink:to="loc_ObjectivesForUsingDerivativeInstruments" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfDerivativeRiskManagementPolicy" xlink:label="loc_DescriptionOfDerivativeRiskManagementPolicy" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GeneralDiscussionOfDerivativeInstrumentsAndHedgingActivities" xlink:to="loc_DescriptionOfDerivativeRiskManagementPolicy" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInstrumentDetailAbstract" xlink:label="loc_DerivativeInstrumentDetailAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_633797160493907632" xlink:to="loc_DerivativeInstrumentDetailAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsAbstract" xlink:label="loc_ScheduleOfDerivativeInstrumentsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeInstrumentDetailAbstract" xlink:to="loc_ScheduleOfDerivativeInstrumentsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsTextBlock" xlink:label="loc_ScheduleOfDerivativeInstrumentsTextBlock" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ScheduleOfDerivativeInstrumentsAbstract" xlink:to="loc_ScheduleOfDerivativeInstrumentsTextBlock" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeTable" xlink:label="loc_DerivativeTable" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ScheduleOfDerivativeInstrumentsTextBlock" xlink:to="loc_DerivativeTable" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeLineItems" xlink:label="loc_DerivativeLineItems" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeTable" xlink:to="loc_DerivativeLineItems" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeDescriptionOfTerms" xlink:label="loc_DerivativeDescriptionOfTerms" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeDescriptionOfTerms" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeTypeOfInstrument" xlink:label="loc_DerivativeTypeOfInstrument" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeTypeOfInstrument" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeNumberOfInstrumentsHeld" xlink:label="loc_DerivativeNumberOfInstrumentsHeld" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeNumberOfInstrumentsHeld" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeUnderlyingRisk" xlink:label="loc_DerivativeUnderlyingRisk" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeUnderlyingRisk" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeDescriptionOfObjective" xlink:label="loc_DerivativeDescriptionOfObjective" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeDescriptionOfObjective" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeHedgeDesignation" xlink:label="loc_DerivativeHedgeDesignation" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeHedgeDesignation" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeDescriptionOfHedgedItem" xlink:label="loc_DerivativeDescriptionOfHedgedItem" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeDescriptionOfHedgedItem" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeNotionalAmount" xlink:label="loc_DerivativeNotionalAmount" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeNotionalAmount" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeNonmonetaryNotionalAmount" xlink:label="loc_DerivativeNonmonetaryNotionalAmount" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeNonmonetaryNotionalAmount" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeFairValueOfDerivativeNetAbstract" xlink:label="loc_DerivativeFairValueOfDerivativeNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeFairValueOfDerivativeNetAbstract" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:label="loc_DerivativeFairValueOfDerivativeAsset" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeFairValueOfDerivativeNetAbstract" xlink:to="loc_DerivativeFairValueOfDerivativeAsset" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral" xlink:label="loc_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeFairValueOfDerivativeAsset" xlink:to="loc_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral" xlink:label="loc_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeFairValueOfDerivativeAsset" xlink:to="loc_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:label="loc_DerivativeFairValueOfDerivativeLiability" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeFairValueOfDerivativeNetAbstract" xlink:to="loc_DerivativeFairValueOfDerivativeLiability" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral" xlink:label="loc_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeFairValueOfDerivativeLiability" xlink:to="loc_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral" xlink:label="loc_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeFairValueOfDerivativeLiability" xlink:to="loc_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeFairValueOfDerivativeNet" xlink:label="loc_DerivativeFairValueOfDerivativeNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeFairValueOfDerivativeNetAbstract" xlink:to="loc_DerivativeFairValueOfDerivativeNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeGainLossOnDerivativeNetAbstract" xlink:label="loc_DerivativeGainLossOnDerivativeNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeGainLossOnDerivativeNetAbstract" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeGainOnDerivative" xlink:label="loc_DerivativeGainOnDerivative" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeGainLossOnDerivativeNetAbstract" xlink:to="loc_DerivativeGainOnDerivative" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeLossOnDerivative" xlink:label="loc_DerivativeLossOnDerivative" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeGainLossOnDerivativeNetAbstract" xlink:to="loc_DerivativeLossOnDerivative" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeGainLossOnDerivativeNet" xlink:label="loc_DerivativeGainLossOnDerivativeNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeGainLossOnDerivativeNetAbstract" xlink:to="loc_DerivativeGainLossOnDerivativeNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeNetHedgeIneffectivenessGainLoss" xlink:label="loc_DerivativeNetHedgeIneffectivenessGainLoss" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeNetHedgeIneffectivenessGainLoss" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAmountOfHedgedItem" xlink:label="loc_DerivativeAmountOfHedgedItem" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeAmountOfHedgedItem" order="130" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeCreditRisk" xlink:label="loc_DerivativeCreditRisk" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeCreditRisk" order="140" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInceptionDate" xlink:label="loc_DerivativeInceptionDate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeInceptionDate" order="150" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeMaturityDate" xlink:label="loc_DerivativeMaturityDate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeMaturityDate" order="160" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeRemainingMaturity" xlink:label="loc_DerivativeRemainingMaturity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeRemainingMaturity" order="170" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAverageRemainingMaturity" xlink:label="loc_DerivativeAverageRemainingMaturity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeAverageRemainingMaturity" order="180" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeLowerRemainingMaturityRange" xlink:label="loc_DerivativeLowerRemainingMaturityRange" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeLowerRemainingMaturityRange" order="190" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeHigherRemainingMaturityRange" xlink:label="loc_DerivativeHigherRemainingMaturityRange" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeHigherRemainingMaturityRange" order="200" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeTypeOfInterestRatePaidOnSwap" xlink:label="loc_DerivativeTypeOfInterestRatePaidOnSwap" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeTypeOfInterestRatePaidOnSwap" order="210" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeFixedInterestRate" xlink:label="loc_DerivativeFixedInterestRate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeFixedInterestRate" order="220" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAverageFixedInterestRate" xlink:label="loc_DerivativeAverageFixedInterestRate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeAverageFixedInterestRate" order="230" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeLowerFixedInterestRateRange" xlink:label="loc_DerivativeLowerFixedInterestRateRange" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeLowerFixedInterestRateRange" order="240" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeHigherFixedInterestRateRange" xlink:label="loc_DerivativeHigherFixedInterestRateRange" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeHigherFixedInterestRateRange" order="250" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeVariableInterestRate" xlink:label="loc_DerivativeVariableInterestRate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeVariableInterestRate" order="260" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAverageVariableInterestRate" xlink:label="loc_DerivativeAverageVariableInterestRate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeAverageVariableInterestRate" order="270" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeLowerVariableInterestRateRange" xlink:label="loc_DerivativeLowerVariableInterestRateRange" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeLowerVariableInterestRateRange" order="280" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeHigherVariableInterestRateRange" xlink:label="loc_DerivativeHigherVariableInterestRateRange" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeHigherVariableInterestRateRange" order="290" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeDescriptionOfVariableRateBasis" xlink:label="loc_DerivativeDescriptionOfVariableRateBasis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeDescriptionOfVariableRateBasis" order="300" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeBasisSpreadOnVariableRate" xlink:label="loc_DerivativeBasisSpreadOnVariableRate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeBasisSpreadOnVariableRate" order="310" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAverageBasisSpreadOnVariableRate" xlink:label="loc_DerivativeAverageBasisSpreadOnVariableRate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeAverageBasisSpreadOnVariableRate" order="320" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeLowerRangeOfBasisSpreadOnVariableRate" xlink:label="loc_DerivativeLowerRangeOfBasisSpreadOnVariableRate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeLowerRangeOfBasisSpreadOnVariableRate" order="330" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeHigherRangeOfBasisSpreadOnVariableRate" xlink:label="loc_DerivativeHigherRangeOfBasisSpreadOnVariableRate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeHigherRangeOfBasisSpreadOnVariableRate" order="340" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeForwardInterestRate" xlink:label="loc_DerivativeForwardInterestRate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeForwardInterestRate" order="350" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAverageForwardInterestRate" xlink:label="loc_DerivativeAverageForwardInterestRate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeAverageForwardInterestRate" order="360" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeCapInterestRate" xlink:label="loc_DerivativeCapInterestRate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeCapInterestRate" order="370" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAverageCapInterestRate" xlink:label="loc_DerivativeAverageCapInterestRate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeAverageCapInterestRate" order="380" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeFloorInterestRate" xlink:label="loc_DerivativeFloorInterestRate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeFloorInterestRate" order="390" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAverageFloorInterestRate" xlink:label="loc_DerivativeAverageFloorInterestRate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeAverageFloorInterestRate" order="400" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeSwaptionInterestRate" xlink:label="loc_DerivativeSwaptionInterestRate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeSwaptionInterestRate" order="410" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAverageSwaptionInterestRate" xlink:label="loc_DerivativeAverageSwaptionInterestRate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeAverageSwaptionInterestRate" order="420" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeCurrencyBought" xlink:label="loc_DerivativeCurrencyBought" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeCurrencyBought" order="430" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeCurrencySold" xlink:label="loc_DerivativeCurrencySold" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeCurrencySold" order="440" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeCounterparty" xlink:label="loc_DerivativeCounterparty" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeCounterparty" order="450" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeUnderlying" xlink:label="loc_DerivativeUnderlying" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeUnderlying" order="460" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeUnderlyingBasis" xlink:label="loc_DerivativeUnderlyingBasis" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeUnderlyingBasis" order="470" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeForwardExchangeRate" xlink:label="loc_DerivativeForwardExchangeRate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeForwardExchangeRate" order="480" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAverageForwardExchangeRate" xlink:label="loc_DerivativeAverageForwardExchangeRate" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeAverageForwardExchangeRate" order="490" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeForeignCurrencyOptionStrikePrice" xlink:label="loc_DerivativeForeignCurrencyOptionStrikePrice" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeForeignCurrencyOptionStrikePrice" order="500" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAverageForeignCurrencyOptionStrikePrice" xlink:label="loc_DerivativeAverageForeignCurrencyOptionStrikePrice" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeAverageForeignCurrencyOptionStrikePrice" order="510" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeExchangeRateCap" xlink:label="loc_DerivativeExchangeRateCap" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeExchangeRateCap" order="520" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAverageExchangeRateCap" xlink:label="loc_DerivativeAverageExchangeRateCap" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeAverageExchangeRateCap" order="530" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeExchangeRateFloor" xlink:label="loc_DerivativeExchangeRateFloor" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeExchangeRateFloor" order="540" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAverageExchangeRateFloor" xlink:label="loc_DerivativeAverageExchangeRateFloor" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeAverageExchangeRateFloor" order="550" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeForwardPrice" xlink:label="loc_DerivativeForwardPrice" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeForwardPrice" order="560" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAveragePriceRiskOptionStrikePrice" xlink:label="loc_DerivativeAveragePriceRiskOptionStrikePrice" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeAveragePriceRiskOptionStrikePrice" order="570" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeCapPrice" xlink:label="loc_DerivativeCapPrice" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeCapPrice" order="580" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAverageCapPrice" xlink:label="loc_DerivativeAverageCapPrice" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeAverageCapPrice" order="590" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeFloorPrice" xlink:label="loc_DerivativeFloorPrice" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeFloorPrice" order="600" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAverageFloorPrice" xlink:label="loc_DerivativeAverageFloorPrice" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeAverageFloorPrice" order="610" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeSwapType" xlink:label="loc_DerivativeSwapType" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeSwapType" order="620" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeSwapTypeFixedPrice" xlink:label="loc_DerivativeSwapTypeFixedPrice" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeSwapType" xlink:to="loc_DerivativeSwapTypeFixedPrice" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeSwapTypeAverageFixedPrice" xlink:label="loc_DerivativeSwapTypeAverageFixedPrice" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeSwapTypeFixedPrice" xlink:to="loc_DerivativeSwapTypeAverageFixedPrice" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeSwapTypeVariablePrice" xlink:label="loc_DerivativeSwapTypeVariablePrice" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeSwapType" xlink:to="loc_DerivativeSwapTypeVariablePrice" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeSwapTypeAverageVariablePrice" xlink:label="loc_DerivativeSwapTypeAverageVariablePrice" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeSwapTypeVariablePrice" xlink:to="loc_DerivativeSwapTypeAverageVariablePrice" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativePriceRiskOptionStrikePrice" xlink:label="loc_DerivativePriceRiskOptionStrikePrice" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativePriceRiskOptionStrikePrice" order="630" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAverageForwardPrice" xlink:label="loc_DerivativeAverageForwardPrice" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeAverageForwardPrice" order="640" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:label="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLineItems" xlink:to="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" order="650" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsType" xlink:label="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsType" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsType" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsRisk" xlink:label="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsRisk" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsRisk" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsPurpose" xlink:label="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsPurpose" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsPurpose" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsDescriptionOfTerms" xlink:label="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsDescriptionOfTerms" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsDescriptionOfTerms" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAssetAtFairValue" xlink:label="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAssetAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAssetAtFairValue" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLiabilityAtFairValue" xlink:label="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLiabilityAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLiabilityAtFairValue" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNetAbstract" xlink:label="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNetAbstract" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGain" xlink:label="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGain" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNetAbstract" xlink:to="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGain" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLoss" xlink:label="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLoss" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNetAbstract" xlink:to="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLoss" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet" xlink:label="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNetAbstract" xlink:to="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLineItemOnIncomeStatementForGainLoss" xlink:label="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLineItemOnIncomeStatementForGainLoss" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLineItemOnIncomeStatementForGainLoss" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SummaryOfDerivativeInstrumentsAbstract" xlink:label="loc_SummaryOfDerivativeInstrumentsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_633797160493907632" xlink:to="loc_SummaryOfDerivativeInstrumentsAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SummaryOfDerivativeInstrumentsImpactOnResultsOfOperationsAbstract" xlink:label="loc_SummaryOfDerivativeInstrumentsImpactOnResultsOfOperationsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsAbstract" xlink:to="loc_SummaryOfDerivativeInstrumentsImpactOnResultsOfOperationsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnDerivativeInstrumentsNetPretaxAbstract" xlink:label="loc_GainLossOnDerivativeInstrumentsNetPretaxAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsImpactOnResultsOfOperationsAbstract" xlink:to="loc_GainLossOnDerivativeInstrumentsNetPretaxAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainOnDerivativeInstrumentsPretax" xlink:label="loc_GainOnDerivativeInstrumentsPretax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnDerivativeInstrumentsNetPretaxAbstract" xlink:to="loc_GainOnDerivativeInstrumentsPretax" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LossOnDerivativeInstrumentsPretax" xlink:label="loc_LossOnDerivativeInstrumentsPretax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnDerivativeInstrumentsNetPretaxAbstract" xlink:to="loc_LossOnDerivativeInstrumentsPretax" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnDerivativeInstrumentsNetPretax" xlink:label="loc_GainLossOnDerivativeInstrumentsNetPretax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnDerivativeInstrumentsNetPretaxAbstract" xlink:to="loc_GainLossOnDerivativeInstrumentsNetPretax" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnDerivativeInstrumentsHeldForTradingPurposesNet" xlink:label="loc_GainLossOnDerivativeInstrumentsHeldForTradingPurposesNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsImpactOnResultsOfOperationsAbstract" xlink:to="loc_GainLossOnDerivativeInstrumentsHeldForTradingPurposesNet" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAssetsLiabilitiesAtFairValueNetByBalanceSheetClassificationAbstract" xlink:label="loc_DerivativeAssetsLiabilitiesAtFairValueNetByBalanceSheetClassificationAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsAbstract" xlink:to="loc_DerivativeAssetsLiabilitiesAtFairValueNetByBalanceSheetClassificationAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAssetsAbstract" xlink:label="loc_DerivativeAssetsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeAssetsLiabilitiesAtFairValueNetByBalanceSheetClassificationAbstract" xlink:to="loc_DerivativeAssetsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAssetsCurrent" xlink:label="loc_DerivativeAssetsCurrent" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeAssetsAbstract" xlink:to="loc_DerivativeAssetsCurrent" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAssetsNoncurrent" xlink:label="loc_DerivativeAssetsNoncurrent" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeAssetsAbstract" xlink:to="loc_DerivativeAssetsNoncurrent" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAssets" xlink:label="loc_DerivativeAssets" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeAssetsAbstract" xlink:to="loc_DerivativeAssets" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeLiabilitiesAbstract" xlink:label="loc_DerivativeLiabilitiesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeAssetsLiabilitiesAtFairValueNetByBalanceSheetClassificationAbstract" xlink:to="loc_DerivativeLiabilitiesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeLiabilitiesCurrent" xlink:label="loc_DerivativeLiabilitiesCurrent" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLiabilitiesAbstract" xlink:to="loc_DerivativeLiabilitiesCurrent" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeLiabilitiesNoncurrent" xlink:label="loc_DerivativeLiabilitiesNoncurrent" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLiabilitiesAbstract" xlink:to="loc_DerivativeLiabilitiesNoncurrent" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="loc_DerivativeLiabilities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeLiabilitiesAbstract" xlink:to="loc_DerivativeLiabilities" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeAssetsLiabilitiesAtFairValueNet" xlink:label="loc_DerivativeAssetsLiabilitiesAtFairValueNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeAssetsLiabilitiesAtFairValueNetByBalanceSheetClassificationAbstract" xlink:to="loc_DerivativeAssetsLiabilitiesAtFairValueNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SummaryOfDerivativeInstrumentsByHedgeDesignationAbstract" xlink:label="loc_SummaryOfDerivativeInstrumentsByHedgeDesignationAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsAbstract" xlink:to="loc_SummaryOfDerivativeInstrumentsByHedgeDesignationAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SummaryOfFairValueHedgeActivityAbstract" xlink:label="loc_SummaryOfFairValueHedgeActivityAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByHedgeDesignationAbstract" xlink:to="loc_SummaryOfFairValueHedgeActivityAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfFairValueHedgeActivity" xlink:label="loc_DescriptionOfFairValueHedgeActivity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfFairValueHedgeActivityAbstract" xlink:to="loc_DescriptionOfFairValueHedgeActivity" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GeneralFairValueHedgeInformationAbstract" xlink:label="loc_GeneralFairValueHedgeInformationAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfFairValueHedgeActivityAbstract" xlink:to="loc_GeneralFairValueHedgeInformationAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ObjectivesForUsingFairValueHedgingInstruments" xlink:label="loc_ObjectivesForUsingFairValueHedgingInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GeneralFairValueHedgeInformationAbstract" xlink:to="loc_ObjectivesForUsingFairValueHedgingInstruments" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfFairValueHedgeRiskManagementPolicy" xlink:label="loc_DescriptionOfFairValueHedgeRiskManagementPolicy" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GeneralFairValueHedgeInformationAbstract" xlink:to="loc_DescriptionOfFairValueHedgeRiskManagementPolicy" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfTypesOfFairValueHedgingInstrumentsUsed" xlink:label="loc_DescriptionOfTypesOfFairValueHedgingInstrumentsUsed" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GeneralFairValueHedgeInformationAbstract" xlink:to="loc_DescriptionOfTypesOfFairValueHedgingInstrumentsUsed" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfFairValueHedgeAccountingMethod" xlink:label="loc_DescriptionOfFairValueHedgeAccountingMethod" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GeneralFairValueHedgeInformationAbstract" xlink:to="loc_DescriptionOfFairValueHedgeAccountingMethod" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnFairValueHedgesCaption" xlink:label="loc_GainLossOnFairValueHedgesCaption" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfFairValueHedgeAccountingMethod" xlink:to="loc_GainLossOnFairValueHedgesCaption" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfFairValueHedgeEffectivenessAssessmentAndMeasurement" xlink:label="loc_DiscussionOfFairValueHedgeEffectivenessAssessmentAndMeasurement" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfFairValueHedgeAccountingMethod" xlink:to="loc_DiscussionOfFairValueHedgeEffectivenessAssessmentAndMeasurement" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfFairValueHedgeEffectiveness" xlink:label="loc_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfFairValueHedgeEffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfFairValueHedgeAccountingMethod" xlink:to="loc_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfFairValueHedgeEffectiveness" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EffectOfFairValueHedgesOnResultsOfOperationsAbstract" xlink:label="loc_EffectOfFairValueHedgesOnResultsOfOperationsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfFairValueHedgeActivityAbstract" xlink:to="loc_EffectOfFairValueHedgesOnResultsOfOperationsAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfEffectOfFairValueHedgesOnResultsOfOperations" xlink:label="loc_DiscussionOfEffectOfFairValueHedgesOnResultsOfOperations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EffectOfFairValueHedgesOnResultsOfOperationsAbstract" xlink:to="loc_DiscussionOfEffectOfFairValueHedgesOnResultsOfOperations" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments" xlink:label="loc_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscussionOfEffectOfFairValueHedgesOnResultsOfOperations" xlink:to="loc_ChangeInUnrealizedGainLossOnFairValueHedgingInstruments" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge" xlink:label="loc_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscussionOfEffectOfFairValueHedgesOnResultsOfOperations" xlink:to="loc_ChangeInUnrealizedGainLossOnHedgedItemInFairValueHedge" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ComponentsOfFairValueHedgeIneffectivenessAbstract" xlink:label="loc_ComponentsOfFairValueHedgeIneffectivenessAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EffectOfFairValueHedgesOnResultsOfOperationsAbstract" xlink:to="loc_ComponentsOfFairValueHedgeIneffectivenessAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnFairValueHedgesRecognizedInEarningsAbstract" xlink:label="loc_GainLossOnFairValueHedgesRecognizedInEarningsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ComponentsOfFairValueHedgeIneffectivenessAbstract" xlink:to="loc_GainLossOnFairValueHedgesRecognizedInEarningsAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnFairValueHedgeIneffectivenessNetAbstract" xlink:label="loc_GainLossOnFairValueHedgeIneffectivenessNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnFairValueHedgesRecognizedInEarningsAbstract" xlink:to="loc_GainLossOnFairValueHedgeIneffectivenessNetAbstract" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainOnFairValueHedgeIneffectiveness" xlink:label="loc_GainOnFairValueHedgeIneffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnFairValueHedgeIneffectivenessNetAbstract" xlink:to="loc_GainOnFairValueHedgeIneffectiveness" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LossOnFairValueHedgeIneffectiveness" xlink:label="loc_LossOnFairValueHedgeIneffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnFairValueHedgeIneffectivenessNetAbstract" xlink:to="loc_LossOnFairValueHedgeIneffectiveness" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnFairValueHedgeIneffectivenessNet" xlink:label="loc_GainLossOnFairValueHedgeIneffectivenessNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnFairValueHedgeIneffectivenessNetAbstract" xlink:to="loc_GainLossOnFairValueHedgeIneffectivenessNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossFromComponentsExcludedFromAssessmentOfFairValueHedgeEffectivenessNetAbstract" xlink:label="loc_GainLossFromComponentsExcludedFromAssessmentOfFairValueHedgeEffectivenessNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnFairValueHedgesRecognizedInEarningsAbstract" xlink:to="loc_GainLossFromComponentsExcludedFromAssessmentOfFairValueHedgeEffectivenessNetAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainFromComponentsExcludedFromAssessmentOfFairValueHedgeEffectiveness" xlink:label="loc_GainFromComponentsExcludedFromAssessmentOfFairValueHedgeEffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossFromComponentsExcludedFromAssessmentOfFairValueHedgeEffectivenessNetAbstract" xlink:to="loc_GainFromComponentsExcludedFromAssessmentOfFairValueHedgeEffectiveness" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LossFromComponentsExcludedFromAssessmentOfFairValueHedgeEffectiveness" xlink:label="loc_LossFromComponentsExcludedFromAssessmentOfFairValueHedgeEffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossFromComponentsExcludedFromAssessmentOfFairValueHedgeEffectivenessNetAbstract" xlink:to="loc_LossFromComponentsExcludedFromAssessmentOfFairValueHedgeEffectiveness" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossFromComponentsExcludedFromAssessmentOfFairValueHedgeEffectivenessNet" xlink:label="loc_GainLossFromComponentsExcludedFromAssessmentOfFairValueHedgeEffectivenessNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossFromComponentsExcludedFromAssessmentOfFairValueHedgeEffectivenessNetAbstract" xlink:to="loc_GainLossFromComponentsExcludedFromAssessmentOfFairValueHedgeEffectivenessNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossFromHedgedFirmCommitmentNotQualifyingAsFairValueHedgeNetAbstract" xlink:label="loc_GainLossFromHedgedFirmCommitmentNotQualifyingAsFairValueHedgeNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnFairValueHedgesRecognizedInEarningsAbstract" xlink:to="loc_GainLossFromHedgedFirmCommitmentNotQualifyingAsFairValueHedgeNetAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainFromHedgedFirmCommitmentNotQualifyingAsFairValueHedge" xlink:label="loc_GainFromHedgedFirmCommitmentNotQualifyingAsFairValueHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossFromHedgedFirmCommitmentNotQualifyingAsFairValueHedgeNetAbstract" xlink:to="loc_GainFromHedgedFirmCommitmentNotQualifyingAsFairValueHedge" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LossFromHedgedFirmCommitmentNotQualifyingAsFairValueHedge" xlink:label="loc_LossFromHedgedFirmCommitmentNotQualifyingAsFairValueHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossFromHedgedFirmCommitmentNotQualifyingAsFairValueHedgeNetAbstract" xlink:to="loc_LossFromHedgedFirmCommitmentNotQualifyingAsFairValueHedge" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossFromHedgedFirmCommitmentNotQualifyingAsFairValueHedgeNet" xlink:label="loc_GainLossFromHedgedFirmCommitmentNotQualifyingAsFairValueHedgeNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossFromHedgedFirmCommitmentNotQualifyingAsFairValueHedgeNetAbstract" xlink:to="loc_GainLossFromHedgedFirmCommitmentNotQualifyingAsFairValueHedgeNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnFairValueHedgesRecognizedInEarnings" xlink:label="loc_GainLossOnFairValueHedgesRecognizedInEarnings" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnFairValueHedgesRecognizedInEarningsAbstract" xlink:to="loc_GainLossOnFairValueHedgesRecognizedInEarnings" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FairValueHedgeIneffectivenessIsImmaterialAssertion" xlink:label="loc_FairValueHedgeIneffectivenessIsImmaterialAssertion" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ComponentsOfFairValueHedgeIneffectivenessAbstract" xlink:to="loc_FairValueHedgeIneffectivenessIsImmaterialAssertion" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuationOfFairValueHedgeAccountingAbstract" xlink:label="loc_DiscontinuationOfFairValueHedgeAccountingAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EffectOfFairValueHedgesOnResultsOfOperationsAbstract" xlink:to="loc_DiscontinuationOfFairValueHedgeAccountingAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfDiscontinuationOfFairValueHedge" xlink:label="loc_DescriptionOfDiscontinuationOfFairValueHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuationOfFairValueHedgeAccountingAbstract" xlink:to="loc_DescriptionOfDiscontinuationOfFairValueHedge" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge" xlink:label="loc_DeferredGainLossOnDiscontinuationOfFairValueHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuationOfFairValueHedgeAccountingAbstract" xlink:to="loc_DeferredGainLossOnDiscontinuationOfFairValueHedge" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationPeriodOfDeferredGainLossOnDiscontinuationOfFairValueHedge" xlink:label="loc_AmortizationPeriodOfDeferredGainLossOnDiscontinuationOfFairValueHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuationOfFairValueHedgeAccountingAbstract" xlink:to="loc_AmortizationPeriodOfDeferredGainLossOnDiscontinuationOfFairValueHedge" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FairValueHedgesAtFairValueNetTotalAbstract" xlink:label="loc_FairValueHedgesAtFairValueNetTotalAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByHedgeDesignationAbstract" xlink:to="loc_FairValueHedgesAtFairValueNetTotalAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FairValueHedgeAssetsAtFairValue" xlink:label="loc_FairValueHedgeAssetsAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FairValueHedgesAtFairValueNetTotalAbstract" xlink:to="loc_FairValueHedgeAssetsAtFairValue" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FairValueHedgeLiabilitiesAtFairValue" xlink:label="loc_FairValueHedgeLiabilitiesAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FairValueHedgesAtFairValueNetTotalAbstract" xlink:to="loc_FairValueHedgeLiabilitiesAtFairValue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_FairValueHedgesAtFairValueNet" xlink:label="loc_FairValueHedgesAtFairValueNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_FairValueHedgesAtFairValueNetTotalAbstract" xlink:to="loc_FairValueHedgesAtFairValueNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SummaryOfCashFlowHedgeActivityAbstract" xlink:label="loc_SummaryOfCashFlowHedgeActivityAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByHedgeDesignationAbstract" xlink:to="loc_SummaryOfCashFlowHedgeActivityAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfCashFlowHedgeActivity" xlink:label="loc_DescriptionOfCashFlowHedgeActivity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfCashFlowHedgeActivityAbstract" xlink:to="loc_DescriptionOfCashFlowHedgeActivity" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GeneralCashFlowHedgeInformationAbstract" xlink:label="loc_GeneralCashFlowHedgeInformationAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfCashFlowHedgeActivityAbstract" xlink:to="loc_GeneralCashFlowHedgeInformationAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ObjectivesForUsingCashFlowHedgingInstruments" xlink:label="loc_ObjectivesForUsingCashFlowHedgingInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GeneralCashFlowHedgeInformationAbstract" xlink:to="loc_ObjectivesForUsingCashFlowHedgingInstruments" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfCashFlowHedgeRiskManagementPolicy" xlink:label="loc_DescriptionOfCashFlowHedgeRiskManagementPolicy" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GeneralCashFlowHedgeInformationAbstract" xlink:to="loc_DescriptionOfCashFlowHedgeRiskManagementPolicy" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfTypesOfCashFlowHedgingInstrumentsUsed" xlink:label="loc_DescriptionOfTypesOfCashFlowHedgingInstrumentsUsed" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GeneralCashFlowHedgeInformationAbstract" xlink:to="loc_DescriptionOfTypesOfCashFlowHedgingInstrumentsUsed" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MaximumLengthOfTimeHedgedInCashFlowHedge" xlink:label="loc_MaximumLengthOfTimeHedgedInCashFlowHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GeneralCashFlowHedgeInformationAbstract" xlink:to="loc_MaximumLengthOfTimeHedgedInCashFlowHedge" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfCashFlowHedgeAccountingMethod" xlink:label="loc_DescriptionOfCashFlowHedgeAccountingMethod" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GeneralCashFlowHedgeInformationAbstract" xlink:to="loc_DescriptionOfCashFlowHedgeAccountingMethod" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnCashFlowHedgesCaption" xlink:label="loc_GainLossOnCashFlowHedgesCaption" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfCashFlowHedgeAccountingMethod" xlink:to="loc_GainLossOnCashFlowHedgesCaption" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfCashFlowHedgeEffectivenessAssessmentAndMeasurement" xlink:label="loc_DiscussionOfCashFlowHedgeEffectivenessAssessmentAndMeasurement" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfCashFlowHedgeAccountingMethod" xlink:to="loc_DiscussionOfCashFlowHedgeEffectivenessAssessmentAndMeasurement" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfCashFlowHedgeEffectiveness" xlink:label="loc_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfCashFlowHedgeEffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfCashFlowHedgeAccountingMethod" xlink:to="loc_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfCashFlowHedgeEffectiveness" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EffectOfCashFlowHedgesOnResultsOfOperationsAbstract" xlink:label="loc_EffectOfCashFlowHedgesOnResultsOfOperationsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfCashFlowHedgeActivityAbstract" xlink:to="loc_EffectOfCashFlowHedgesOnResultsOfOperationsAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfEffectOfCashFlowHedgesOnResultsOfOperations" xlink:label="loc_DiscussionOfEffectOfCashFlowHedgesOnResultsOfOperations" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EffectOfCashFlowHedgesOnResultsOfOperationsAbstract" xlink:to="loc_DiscussionOfEffectOfCashFlowHedgesOnResultsOfOperations" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnrealizedGainLossOnCashFlowHedgingInstruments" xlink:label="loc_UnrealizedGainLossOnCashFlowHedgingInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscussionOfEffectOfCashFlowHedgesOnResultsOfOperations" xlink:to="loc_UnrealizedGainLossOnCashFlowHedgingInstruments" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ReclassificationOfCashFlowHedgeGainLossAbstract" xlink:label="loc_ReclassificationOfCashFlowHedgeGainLossAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscussionOfEffectOfCashFlowHedgesOnResultsOfOperations" xlink:to="loc_ReclassificationOfCashFlowHedgeGainLossAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfReclassificationOfCashFlowHedgeGainLoss" xlink:label="loc_DescriptionOfReclassificationOfCashFlowHedgeGainLoss" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ReclassificationOfCashFlowHedgeGainLossAbstract" xlink:to="loc_DescriptionOfReclassificationOfCashFlowHedgeGainLoss" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainLossToBeReclassifiedWithinTwelveMonths" xlink:label="loc_CashFlowHedgeGainLossToBeReclassifiedWithinTwelveMonths" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfReclassificationOfCashFlowHedgeGainLoss" xlink:to="loc_CashFlowHedgeGainLossToBeReclassifiedWithinTwelveMonths" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuationOfCashFlowHedgeAbstract" xlink:label="loc_DiscontinuationOfCashFlowHedgeAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ReclassificationOfCashFlowHedgeGainLossAbstract" xlink:to="loc_DiscontinuationOfCashFlowHedgeAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuationOfCashFlowHedge" xlink:label="loc_DiscontinuationOfCashFlowHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuationOfCashFlowHedgeAbstract" xlink:to="loc_DiscontinuationOfCashFlowHedge" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnDiscontinuationOfCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurringNetAbstract" xlink:label="loc_GainLossOnDiscontinuationOfCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurringNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DiscontinuationOfCashFlowHedgeAbstract" xlink:to="loc_GainLossOnDiscontinuationOfCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurringNetAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainOnDiscontinuationOfCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurring" xlink:label="loc_GainOnDiscontinuationOfCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurring" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnDiscontinuationOfCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurringNetAbstract" xlink:to="loc_GainOnDiscontinuationOfCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurring" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LossOnDiscontinuationOfCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurring" xlink:label="loc_LossOnDiscontinuationOfCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurring" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnDiscontinuationOfCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurringNetAbstract" xlink:to="loc_LossOnDiscontinuationOfCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurring" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnDiscontinuationOfCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurringNet" xlink:label="loc_GainLossOnDiscontinuationOfCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurringNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnDiscontinuationOfCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurringNetAbstract" xlink:to="loc_GainLossOnDiscontinuationOfCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurringNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnCashFlowHedgeIneffectivenessNetTotalAbstract" xlink:label="loc_GainLossOnCashFlowHedgeIneffectivenessNetTotalAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EffectOfCashFlowHedgesOnResultsOfOperationsAbstract" xlink:to="loc_GainLossOnCashFlowHedgeIneffectivenessNetTotalAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainOnCashFlowHedgeIneffectiveness" xlink:label="loc_GainOnCashFlowHedgeIneffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnCashFlowHedgeIneffectivenessNetTotalAbstract" xlink:to="loc_GainOnCashFlowHedgeIneffectiveness" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LossOnCashFlowHedgeIneffectiveness" xlink:label="loc_LossOnCashFlowHedgeIneffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnCashFlowHedgeIneffectivenessNetTotalAbstract" xlink:to="loc_LossOnCashFlowHedgeIneffectiveness" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnCashFlowHedgeIneffectivenessNet" xlink:label="loc_GainLossOnCashFlowHedgeIneffectivenessNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnCashFlowHedgeIneffectivenessNetTotalAbstract" xlink:to="loc_GainLossOnCashFlowHedgeIneffectivenessNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeIneffectivenessIsImmaterial" xlink:label="loc_CashFlowHedgeIneffectivenessIsImmaterial" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EffectOfCashFlowHedgesOnResultsOfOperationsAbstract" xlink:to="loc_CashFlowHedgeIneffectivenessIsImmaterial" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossFromComponentsExcludedFromAssessmentOfCashFlowHedgeEffectivenessNetTotalAbstract" xlink:label="loc_GainLossFromComponentsExcludedFromAssessmentOfCashFlowHedgeEffectivenessNetTotalAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EffectOfCashFlowHedgesOnResultsOfOperationsAbstract" xlink:to="loc_GainLossFromComponentsExcludedFromAssessmentOfCashFlowHedgeEffectivenessNetTotalAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainFromComponentsExcludedFromAssessmentOfCashFlowHedgeEffectiveness" xlink:label="loc_GainFromComponentsExcludedFromAssessmentOfCashFlowHedgeEffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossFromComponentsExcludedFromAssessmentOfCashFlowHedgeEffectivenessNetTotalAbstract" xlink:to="loc_GainFromComponentsExcludedFromAssessmentOfCashFlowHedgeEffectiveness" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_LossFromComponentsExcludedFromAssessmentOfCashFlowHedgeEffectiveness" xlink:label="loc_LossFromComponentsExcludedFromAssessmentOfCashFlowHedgeEffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossFromComponentsExcludedFromAssessmentOfCashFlowHedgeEffectivenessNetTotalAbstract" xlink:to="loc_LossFromComponentsExcludedFromAssessmentOfCashFlowHedgeEffectiveness" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossFromComponentsExcludedFromAssessmentOfCashFlowHedgeEffectivenessNet" xlink:label="loc_GainLossFromComponentsExcludedFromAssessmentOfCashFlowHedgeEffectivenessNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossFromComponentsExcludedFromAssessmentOfCashFlowHedgeEffectivenessNetTotalAbstract" xlink:to="loc_GainLossFromComponentsExcludedFromAssessmentOfCashFlowHedgeEffectivenessNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgesDerivativeInstrumentsAtFairValueNetAbstract" xlink:label="loc_CashFlowHedgesDerivativeInstrumentsAtFairValueNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByHedgeDesignationAbstract" xlink:to="loc_CashFlowHedgesDerivativeInstrumentsAtFairValueNetAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeDerivativeInstrumentAssetsAtFairValue" xlink:label="loc_CashFlowHedgeDerivativeInstrumentAssetsAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgesDerivativeInstrumentsAtFairValueNetAbstract" xlink:to="loc_CashFlowHedgeDerivativeInstrumentAssetsAtFairValue" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeDerivativeInstrumentLiabilitiesAtFairValue" xlink:label="loc_CashFlowHedgeDerivativeInstrumentLiabilitiesAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgesDerivativeInstrumentsAtFairValueNetAbstract" xlink:to="loc_CashFlowHedgeDerivativeInstrumentLiabilitiesAtFairValue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgesDerivativeInstrumentsAtFairValueNet" xlink:label="loc_CashFlowHedgesDerivativeInstrumentsAtFairValueNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgesDerivativeInstrumentsAtFairValueNetAbstract" xlink:to="loc_CashFlowHedgesDerivativeInstrumentsAtFairValueNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherDerivativesNotDesignatedAsHedgingInstrumentsAtFairValueNetTotalAbstract" xlink:label="loc_OtherDerivativesNotDesignatedAsHedgingInstrumentsAtFairValueNetTotalAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByHedgeDesignationAbstract" xlink:to="loc_OtherDerivativesNotDesignatedAsHedgingInstrumentsAtFairValueNetTotalAbstract" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherDerivativesNotDesignatedAsHedgingInstrumentsAssetsAtFairValue" xlink:label="loc_OtherDerivativesNotDesignatedAsHedgingInstrumentsAssetsAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherDerivativesNotDesignatedAsHedgingInstrumentsAtFairValueNetTotalAbstract" xlink:to="loc_OtherDerivativesNotDesignatedAsHedgingInstrumentsAssetsAtFairValue" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherDerivativesNotDesignatedAsHedgingInstrumentsLiabilitiesAtFairValue" xlink:label="loc_OtherDerivativesNotDesignatedAsHedgingInstrumentsLiabilitiesAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherDerivativesNotDesignatedAsHedgingInstrumentsAtFairValueNetTotalAbstract" xlink:to="loc_OtherDerivativesNotDesignatedAsHedgingInstrumentsLiabilitiesAtFairValue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_OtherDerivativesNotDesignatedAsHedgingInstrumentsAtFairValueNet" xlink:label="loc_OtherDerivativesNotDesignatedAsHedgingInstrumentsAtFairValueNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_OtherDerivativesNotDesignatedAsHedgingInstrumentsAtFairValueNetTotalAbstract" xlink:to="loc_OtherDerivativesNotDesignatedAsHedgingInstrumentsAtFairValueNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainLossReclassifiedToRevenueNetAbstract" xlink:label="loc_CashFlowHedgeGainLossReclassifiedToRevenueNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByHedgeDesignationAbstract" xlink:to="loc_CashFlowHedgeGainLossReclassifiedToRevenueNetAbstract" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainReclassifiedToRevenue" xlink:label="loc_CashFlowHedgeGainReclassifiedToRevenue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToRevenueNetAbstract" xlink:to="loc_CashFlowHedgeGainReclassifiedToRevenue" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeLossReclassifiedToRevenue" xlink:label="loc_CashFlowHedgeLossReclassifiedToRevenue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToRevenueNetAbstract" xlink:to="loc_CashFlowHedgeLossReclassifiedToRevenue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainLossReclassifiedToRevenueNet" xlink:label="loc_CashFlowHedgeGainLossReclassifiedToRevenueNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToRevenueNetAbstract" xlink:to="loc_CashFlowHedgeGainLossReclassifiedToRevenueNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainLossReclassifiedToInvestmentIncomeNetAbstract" xlink:label="loc_CashFlowHedgeGainLossReclassifiedToInvestmentIncomeNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByHedgeDesignationAbstract" xlink:to="loc_CashFlowHedgeGainLossReclassifiedToInvestmentIncomeNetAbstract" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainReclassifiedToInvestmentIncome" xlink:label="loc_CashFlowHedgeGainReclassifiedToInvestmentIncome" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToInvestmentIncomeNetAbstract" xlink:to="loc_CashFlowHedgeGainReclassifiedToInvestmentIncome" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeLossReclassifiedToInvestmentIncome" xlink:label="loc_CashFlowHedgeLossReclassifiedToInvestmentIncome" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToInvestmentIncomeNetAbstract" xlink:to="loc_CashFlowHedgeLossReclassifiedToInvestmentIncome" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainLossReclassifiedToInvestmentIncomeNet" xlink:label="loc_CashFlowHedgeGainLossReclassifiedToInvestmentIncomeNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToInvestmentIncomeNetAbstract" xlink:to="loc_CashFlowHedgeGainLossReclassifiedToInvestmentIncomeNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainLossReclassifiedToOtherIncomeNetAbstract" xlink:label="loc_CashFlowHedgeGainLossReclassifiedToOtherIncomeNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByHedgeDesignationAbstract" xlink:to="loc_CashFlowHedgeGainLossReclassifiedToOtherIncomeNetAbstract" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainReclassifiedToOtherIncome" xlink:label="loc_CashFlowHedgeGainReclassifiedToOtherIncome" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToOtherIncomeNetAbstract" xlink:to="loc_CashFlowHedgeGainReclassifiedToOtherIncome" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeLossReclassifiedToOtherIncome" xlink:label="loc_CashFlowHedgeLossReclassifiedToOtherIncome" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToOtherIncomeNetAbstract" xlink:to="loc_CashFlowHedgeLossReclassifiedToOtherIncome" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainLossReclassifiedToOtherIncomeNet" xlink:label="loc_CashFlowHedgeGainLossReclassifiedToOtherIncomeNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToOtherIncomeNetAbstract" xlink:to="loc_CashFlowHedgeGainLossReclassifiedToOtherIncomeNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainLossReclassifiedToCostOfSalesNetAbstract" xlink:label="loc_CashFlowHedgeGainLossReclassifiedToCostOfSalesNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByHedgeDesignationAbstract" xlink:to="loc_CashFlowHedgeGainLossReclassifiedToCostOfSalesNetAbstract" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainReclassifiedToCostOfSales" xlink:label="loc_CashFlowHedgeGainReclassifiedToCostOfSales" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToCostOfSalesNetAbstract" xlink:to="loc_CashFlowHedgeGainReclassifiedToCostOfSales" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeLossReclassifiedToCostOfSales" xlink:label="loc_CashFlowHedgeLossReclassifiedToCostOfSales" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToCostOfSalesNetAbstract" xlink:to="loc_CashFlowHedgeLossReclassifiedToCostOfSales" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainLossReclassifiedToCostOfSalesNet" xlink:label="loc_CashFlowHedgeGainLossReclassifiedToCostOfSalesNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToCostOfSalesNetAbstract" xlink:to="loc_CashFlowHedgeGainLossReclassifiedToCostOfSalesNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainLossReclassifiedToInterestExpenseNetAbstract" xlink:label="loc_CashFlowHedgeGainLossReclassifiedToInterestExpenseNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByHedgeDesignationAbstract" xlink:to="loc_CashFlowHedgeGainLossReclassifiedToInterestExpenseNetAbstract" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainReclassifiedToInterestExpense" xlink:label="loc_CashFlowHedgeGainReclassifiedToInterestExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToInterestExpenseNetAbstract" xlink:to="loc_CashFlowHedgeGainReclassifiedToInterestExpense" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeLossReclassifiedToInterestExpense" xlink:label="loc_CashFlowHedgeLossReclassifiedToInterestExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToInterestExpenseNetAbstract" xlink:to="loc_CashFlowHedgeLossReclassifiedToInterestExpense" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainLossReclassifiedToInterestExpenseNet" xlink:label="loc_CashFlowHedgeGainLossReclassifiedToInterestExpenseNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToInterestExpenseNetAbstract" xlink:to="loc_CashFlowHedgeGainLossReclassifiedToInterestExpenseNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainLossReclassifiedToOtherExpenseNetAbstract" xlink:label="loc_CashFlowHedgeGainLossReclassifiedToOtherExpenseNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByHedgeDesignationAbstract" xlink:to="loc_CashFlowHedgeGainLossReclassifiedToOtherExpenseNetAbstract" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainReclassifiedToOtherExpense" xlink:label="loc_CashFlowHedgeGainReclassifiedToOtherExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToOtherExpenseNetAbstract" xlink:to="loc_CashFlowHedgeGainReclassifiedToOtherExpense" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeLossReclassifiedToOtherExpense" xlink:label="loc_CashFlowHedgeLossReclassifiedToOtherExpense" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToOtherExpenseNetAbstract" xlink:to="loc_CashFlowHedgeLossReclassifiedToOtherExpense" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainLossReclassifiedToOtherExpenseNet" xlink:label="loc_CashFlowHedgeGainLossReclassifiedToOtherExpenseNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToOtherExpenseNetAbstract" xlink:to="loc_CashFlowHedgeGainLossReclassifiedToOtherExpenseNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainLossReclassifiedToEarningsNetAbstract" xlink:label="loc_CashFlowHedgeGainLossReclassifiedToEarningsNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByHedgeDesignationAbstract" xlink:to="loc_CashFlowHedgeGainLossReclassifiedToEarningsNetAbstract" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainReclassifiedToEarnings" xlink:label="loc_CashFlowHedgeGainReclassifiedToEarnings" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToEarningsNetAbstract" xlink:to="loc_CashFlowHedgeGainReclassifiedToEarnings" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeLossReclassifiedToEarnings" xlink:label="loc_CashFlowHedgeLossReclassifiedToEarnings" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToEarningsNetAbstract" xlink:to="loc_CashFlowHedgeLossReclassifiedToEarnings" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_CashFlowHedgeGainLossReclassifiedToEarningsNet" xlink:label="loc_CashFlowHedgeGainLossReclassifiedToEarningsNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_CashFlowHedgeGainLossReclassifiedToEarningsNetAbstract" xlink:to="loc_CashFlowHedgeGainLossReclassifiedToEarningsNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInstrumentsInHedgesAtFairValueNetAbstract" xlink:label="loc_DerivativeInstrumentsInHedgesAtFairValueNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByHedgeDesignationAbstract" xlink:to="loc_DerivativeInstrumentsInHedgesAtFairValueNetAbstract" order="130" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInstrumentsInHedgesAssetsAtFairValue" xlink:label="loc_DerivativeInstrumentsInHedgesAssetsAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeInstrumentsInHedgesAtFairValueNetAbstract" xlink:to="loc_DerivativeInstrumentsInHedgesAssetsAtFairValue" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue" xlink:label="loc_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeInstrumentsInHedgesAtFairValueNetAbstract" xlink:to="loc_DerivativeInstrumentsInHedgesLiabilitiesAtFairValue" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DerivativeInstrumentsInHedgesAtFairValueNet" xlink:label="loc_DerivativeInstrumentsInHedgesAtFairValueNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DerivativeInstrumentsInHedgesAtFairValueNetAbstract" xlink:to="loc_DerivativeInstrumentsInHedgesAtFairValueNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SummaryOfNetInvestmentHedgeActivityAbstract" xlink:label="loc_SummaryOfNetInvestmentHedgeActivityAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByHedgeDesignationAbstract" xlink:to="loc_SummaryOfNetInvestmentHedgeActivityAbstract" order="140" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfNetInvestmentHedgeActivity" xlink:label="loc_DescriptionOfNetInvestmentHedgeActivity" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfNetInvestmentHedgeActivityAbstract" xlink:to="loc_DescriptionOfNetInvestmentHedgeActivity" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GeneralNetInvestmentHedgeInformationAbstract" xlink:label="loc_GeneralNetInvestmentHedgeInformationAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfNetInvestmentHedgeActivityAbstract" xlink:to="loc_GeneralNetInvestmentHedgeInformationAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ObjectivesForUsingNetInvestmentHedgingInstruments" xlink:label="loc_ObjectivesForUsingNetInvestmentHedgingInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GeneralNetInvestmentHedgeInformationAbstract" xlink:to="loc_ObjectivesForUsingNetInvestmentHedgingInstruments" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfNetInvestmentHedgeRiskManagementPolicy" xlink:label="loc_DescriptionOfNetInvestmentHedgeRiskManagementPolicy" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GeneralNetInvestmentHedgeInformationAbstract" xlink:to="loc_DescriptionOfNetInvestmentHedgeRiskManagementPolicy" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfNetInvestmentsHedged" xlink:label="loc_DescriptionOfNetInvestmentsHedged" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GeneralNetInvestmentHedgeInformationAbstract" xlink:to="loc_DescriptionOfNetInvestmentsHedged" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfTypesOfNetInvestmentHedgingInstrumentsUsed" xlink:label="loc_DescriptionOfTypesOfNetInvestmentHedgingInstrumentsUsed" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GeneralNetInvestmentHedgeInformationAbstract" xlink:to="loc_DescriptionOfTypesOfNetInvestmentHedgingInstrumentsUsed" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfNetInvestmentHedgeAccountingMethod" xlink:label="loc_DescriptionOfNetInvestmentHedgeAccountingMethod" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GeneralNetInvestmentHedgeInformationAbstract" xlink:to="loc_DescriptionOfNetInvestmentHedgeAccountingMethod" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfGainLossOnNetInvestmentHedgesInFinancialStatements" xlink:label="loc_DescriptionOfLocationOfGainLossOnNetInvestmentHedgesInFinancialStatements" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfNetInvestmentHedgeAccountingMethod" xlink:to="loc_DescriptionOfLocationOfGainLossOnNetInvestmentHedgesInFinancialStatements" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfNetInvestmentHedgeEffectivenessAssessmentAndMeasurement" xlink:label="loc_DiscussionOfNetInvestmentHedgeEffectivenessAssessmentAndMeasurement" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfNetInvestmentHedgeAccountingMethod" xlink:to="loc_DiscussionOfNetInvestmentHedgeEffectivenessAssessmentAndMeasurement" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfNetInvestmentHedgeIneffectiveness" xlink:label="loc_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfNetInvestmentHedgeIneffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfNetInvestmentHedgeAccountingMethod" xlink:to="loc_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfNetInvestmentHedgeIneffectiveness" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfNetInvestmentHedgingInstrumentsTotalAbstract" xlink:label="loc_NotionalAmountOfNetInvestmentHedgingInstrumentsTotalAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GeneralNetInvestmentHedgeInformationAbstract" xlink:to="loc_NotionalAmountOfNetInvestmentHedgingInstrumentsTotalAbstract" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfDerivativeInstrumentsDesignatedAsNetInvestmentHedges" xlink:label="loc_NotionalAmountOfDerivativeInstrumentsDesignatedAsNetInvestmentHedges" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotionalAmountOfNetInvestmentHedgingInstrumentsTotalAbstract" xlink:to="loc_NotionalAmountOfDerivativeInstrumentsDesignatedAsNetInvestmentHedges" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfNonderivativeInstrumentsDesignatedAsNetInvestmentHedges" xlink:label="loc_NotionalAmountOfNonderivativeInstrumentsDesignatedAsNetInvestmentHedges" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotionalAmountOfNetInvestmentHedgingInstrumentsTotalAbstract" xlink:to="loc_NotionalAmountOfNonderivativeInstrumentsDesignatedAsNetInvestmentHedges" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfNetInvestmentHedgingInstruments" xlink:label="loc_NotionalAmountOfNetInvestmentHedgingInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotionalAmountOfNetInvestmentHedgingInstrumentsTotalAbstract" xlink:to="loc_NotionalAmountOfNetInvestmentHedgingInstruments" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_EffectOfNetInvestmentHedgeOnResultsOfOperationsAbstract" xlink:label="loc_EffectOfNetInvestmentHedgeOnResultsOfOperationsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfNetInvestmentHedgeActivityAbstract" xlink:to="loc_EffectOfNetInvestmentHedgeOnResultsOfOperationsAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfNetInvestmentHedgeEffectOnEarningsAndComprehensiveIncome" xlink:label="loc_DescriptionOfNetInvestmentHedgeEffectOnEarningsAndComprehensiveIncome" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EffectOfNetInvestmentHedgeOnResultsOfOperationsAbstract" xlink:to="loc_DescriptionOfNetInvestmentHedgeEffectOnEarningsAndComprehensiveIncome" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmountOfIneffectivenessOnNetInvestmentHedges" xlink:label="loc_AmountOfIneffectivenessOnNetInvestmentHedges" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EffectOfNetInvestmentHedgeOnResultsOfOperationsAbstract" xlink:to="loc_AmountOfIneffectivenessOnNetInvestmentHedges" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TranslationAdjustmentForNetInvestmentHedgeIncreaseDecreaseNetOfTax" xlink:label="loc_TranslationAdjustmentForNetInvestmentHedgeIncreaseDecreaseNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EffectOfNetInvestmentHedgeOnResultsOfOperationsAbstract" xlink:to="loc_TranslationAdjustmentForNetInvestmentHedgeIncreaseDecreaseNetOfTax" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TranslationAdjustmentForNetInvestmentHedgeNetOfTax" xlink:label="loc_TranslationAdjustmentForNetInvestmentHedgeNetOfTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_EffectOfNetInvestmentHedgeOnResultsOfOperationsAbstract" xlink:to="loc_TranslationAdjustmentForNetInvestmentHedgeNetOfTax" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetInvestmentHedgeDerivativesAtFairValueNetTotalAbstract" xlink:label="loc_NetInvestmentHedgeDerivativesAtFairValueNetTotalAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByHedgeDesignationAbstract" xlink:to="loc_NetInvestmentHedgeDerivativesAtFairValueNetTotalAbstract" order="150" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetInvestmentHedgeDerivativeAssetsAtFairValue" xlink:label="loc_NetInvestmentHedgeDerivativeAssetsAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetInvestmentHedgeDerivativesAtFairValueNetTotalAbstract" xlink:to="loc_NetInvestmentHedgeDerivativeAssetsAtFairValue" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetInvestmentHedgeDerivativeLiabilitiesAtFairValue" xlink:label="loc_NetInvestmentHedgeDerivativeLiabilitiesAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetInvestmentHedgeDerivativesAtFairValueNetTotalAbstract" xlink:to="loc_NetInvestmentHedgeDerivativeLiabilitiesAtFairValue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NetInvestmentHedgeDerivativesAtFairValueNet" xlink:label="loc_NetInvestmentHedgeDerivativesAtFairValueNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NetInvestmentHedgeDerivativesAtFairValueNetTotalAbstract" xlink:to="loc_NetInvestmentHedgeDerivativesAtFairValueNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfDerivativesTotalAbstract" xlink:label="loc_NotionalAmountOfDerivativesTotalAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsAbstract" xlink:to="loc_NotionalAmountOfDerivativesTotalAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfCashFlowHedgeInstruments" xlink:label="loc_NotionalAmountOfCashFlowHedgeInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotionalAmountOfDerivativesTotalAbstract" xlink:to="loc_NotionalAmountOfCashFlowHedgeInstruments" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfFairValueHedgeInstruments" xlink:label="loc_NotionalAmountOfFairValueHedgeInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotionalAmountOfDerivativesTotalAbstract" xlink:to="loc_NotionalAmountOfFairValueHedgeInstruments" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfNetInvestmentHedgeInstruments" xlink:label="loc_NotionalAmountOfNetInvestmentHedgeInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotionalAmountOfDerivativesTotalAbstract" xlink:to="loc_NotionalAmountOfNetInvestmentHedgeInstruments" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfOtherDerivativesNotDesignatedAsHedgingInstruments" xlink:label="loc_NotionalAmountOfOtherDerivativesNotDesignatedAsHedgingInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotionalAmountOfDerivativesTotalAbstract" xlink:to="loc_NotionalAmountOfOtherDerivativesNotDesignatedAsHedgingInstruments" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfDerivatives" xlink:label="loc_NotionalAmountOfDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotionalAmountOfDerivativesTotalAbstract" xlink:to="loc_NotionalAmountOfDerivatives" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_SummaryOfDerivativeInstrumentsByRiskExposureAbstract" xlink:label="loc_SummaryOfDerivativeInstrumentsByRiskExposureAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsAbstract" xlink:to="loc_SummaryOfDerivativeInstrumentsByRiskExposureAbstract" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfDerivativeInstrumentsByRiskExposure" xlink:label="loc_DescriptionOfDerivativeInstrumentsByRiskExposure" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByRiskExposureAbstract" xlink:to="loc_DescriptionOfDerivativeInstrumentsByRiskExposure" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateDerivativesAbstract" xlink:label="loc_InterestRateDerivativesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByRiskExposureAbstract" xlink:to="loc_InterestRateDerivativesAbstract" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfInterestRateDerivativeActivities" xlink:label="loc_DescriptionOfInterestRateDerivativeActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativesAbstract" xlink:to="loc_DescriptionOfInterestRateDerivativeActivities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfInterestRateRiskExposure" xlink:label="loc_DescriptionOfInterestRateRiskExposure" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativesAbstract" xlink:to="loc_DescriptionOfInterestRateRiskExposure" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfObjectivesForUsingInterestRateDerivativeInstruments" xlink:label="loc_DiscussionOfObjectivesForUsingInterestRateDerivativeInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativesAbstract" xlink:to="loc_DiscussionOfObjectivesForUsingInterestRateDerivativeInstruments" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfInterestRateDerivativeRiskManagementPolicy" xlink:label="loc_DiscussionOfInterestRateDerivativeRiskManagementPolicy" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativesAbstract" xlink:to="loc_DiscussionOfInterestRateDerivativeRiskManagementPolicy" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TypesOfInterestRateDerivativesUsed" xlink:label="loc_TypesOfInterestRateDerivativesUsed" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativesAbstract" xlink:to="loc_TypesOfInterestRateDerivativesUsed" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NumberOfInterestRateDerivativesHeld" xlink:label="loc_NumberOfInterestRateDerivativesHeld" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativesAbstract" xlink:to="loc_NumberOfInterestRateDerivativesHeld" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TypesOfItemsHedgedByInterestRateDerivatives" xlink:label="loc_TypesOfItemsHedgedByInterestRateDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativesAbstract" xlink:to="loc_TypesOfItemsHedgedByInterestRateDerivatives" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PercentageOfDebtHedgedByInterestRateDerivatives" xlink:label="loc_PercentageOfDebtHedgedByInterestRateDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativesAbstract" xlink:to="loc_PercentageOfDebtHedgedByInterestRateDerivatives" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfAccountingMethodUsedForInterestRateDerivatives" xlink:label="loc_DescriptionOfAccountingMethodUsedForInterestRateDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativesAbstract" xlink:to="loc_DescriptionOfAccountingMethodUsedForInterestRateDerivatives" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_HedgeDesignationsUsedForInterestRateDerivatives" xlink:label="loc_HedgeDesignationsUsedForInterestRateDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfAccountingMethodUsedForInterestRateDerivatives" xlink:to="loc_HedgeDesignationsUsedForInterestRateDerivatives" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfInterestRateDerivativesOnBalanceSheet" xlink:label="loc_DescriptionOfLocationOfInterestRateDerivativesOnBalanceSheet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfAccountingMethodUsedForInterestRateDerivatives" xlink:to="loc_DescriptionOfLocationOfInterestRateDerivativesOnBalanceSheet" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfGainLossOnInterestRateDerivativeOnIncomeStatement" xlink:label="loc_DescriptionOfLocationOfGainLossOnInterestRateDerivativeOnIncomeStatement" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfAccountingMethodUsedForInterestRateDerivatives" xlink:to="loc_DescriptionOfLocationOfGainLossOnInterestRateDerivativeOnIncomeStatement" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfMethodOfMeasuringFairValueOfInterestRateDerivatives" xlink:label="loc_DiscussionOfMethodOfMeasuringFairValueOfInterestRateDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativesAbstract" xlink:to="loc_DiscussionOfMethodOfMeasuringFairValueOfInterestRateDerivatives" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfInterestRateDerivatives" xlink:label="loc_NotionalAmountOfInterestRateDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativesAbstract" xlink:to="loc_NotionalAmountOfInterestRateDerivatives" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateCashFlowHedgesAbstract" xlink:label="loc_InterestRateCashFlowHedgesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativesAbstract" xlink:to="loc_InterestRateCashFlowHedgesAbstract" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfInterestRateCashFlowHedgeActivities" xlink:label="loc_DescriptionOfInterestRateCashFlowHedgeActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateCashFlowHedgesAbstract" xlink:to="loc_DescriptionOfInterestRateCashFlowHedgeActivities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfTypesOfInterestRateCashFlowHedgingInstrumentsUsed" xlink:label="loc_DescriptionOfTypesOfInterestRateCashFlowHedgingInstrumentsUsed" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateCashFlowHedgesAbstract" xlink:to="loc_DescriptionOfTypesOfInterestRateCashFlowHedgingInstrumentsUsed" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MaximumLengthOfTimeHedgedInInterestRateCashFlowHedge" xlink:label="loc_MaximumLengthOfTimeHedgedInInterestRateCashFlowHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateCashFlowHedgesAbstract" xlink:to="loc_MaximumLengthOfTimeHedgedInInterestRateCashFlowHedge" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfInterestRateCashFlowHedgeAccountingMethod" xlink:label="loc_DescriptionOfInterestRateCashFlowHedgeAccountingMethod" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateCashFlowHedgesAbstract" xlink:to="loc_DescriptionOfInterestRateCashFlowHedgeAccountingMethod" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfInterestRateCashFlowHedgeDerivativeOnBalanceSheet" xlink:label="loc_DescriptionOfLocationOfInterestRateCashFlowHedgeDerivativeOnBalanceSheet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfInterestRateCashFlowHedgeAccountingMethod" xlink:to="loc_DescriptionOfLocationOfInterestRateCashFlowHedgeDerivativeOnBalanceSheet" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfGainLossOnInterestRateCashFlowHedgeDerivativeInFinancialStatements" xlink:label="loc_DescriptionOfLocationOfGainLossOnInterestRateCashFlowHedgeDerivativeInFinancialStatements" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfInterestRateCashFlowHedgeAccountingMethod" xlink:to="loc_DescriptionOfLocationOfGainLossOnInterestRateCashFlowHedgeDerivativeInFinancialStatements" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfInterestRateCashFlowHedgeEffectivenessAssessmentAndMeasurement" xlink:label="loc_DiscussionOfInterestRateCashFlowHedgeEffectivenessAssessmentAndMeasurement" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfInterestRateCashFlowHedgeAccountingMethod" xlink:to="loc_DiscussionOfInterestRateCashFlowHedgeEffectivenessAssessmentAndMeasurement" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfInterestRateCashFlowHedgeDerivatives" xlink:label="loc_NotionalAmountOfInterestRateCashFlowHedgeDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateCashFlowHedgesAbstract" xlink:to="loc_NotionalAmountOfInterestRateCashFlowHedgeDerivatives" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncome" xlink:label="loc_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncome" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateCashFlowHedgesAbstract" xlink:to="loc_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncome" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfReclassificationOfInterestRateCashFlowHedgeGainLoss" xlink:label="loc_DescriptionOfReclassificationOfInterestRateCashFlowHedgeGainLoss" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateCashFlowHedgesAbstract" xlink:to="loc_DescriptionOfReclassificationOfInterestRateCashFlowHedgeGainLoss" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateCashFlowHedgeGainLossReclassifiedToEarningsNet" xlink:label="loc_InterestRateCashFlowHedgeGainLossReclassifiedToEarningsNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateCashFlowHedgesAbstract" xlink:to="loc_InterestRateCashFlowHedgeGainLossReclassifiedToEarningsNet" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet" xlink:label="loc_InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateCashFlowHedgesAbstract" xlink:to="loc_InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnInterestRateCashFlowHedgeIneffectiveness" xlink:label="loc_GainLossOnInterestRateCashFlowHedgeIneffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateCashFlowHedgesAbstract" xlink:to="loc_GainLossOnInterestRateCashFlowHedgeIneffectiveness" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateCashFlowHedgeIneffectivenessIsImmaterial" xlink:label="loc_InterestRateCashFlowHedgeIneffectivenessIsImmaterial" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnInterestRateCashFlowHedgeIneffectiveness" xlink:to="loc_InterestRateCashFlowHedgeIneffectivenessIsImmaterial" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfInterestRateCashFlowHedgeEffectiveness" xlink:label="loc_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfInterestRateCashFlowHedgeEffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnInterestRateCashFlowHedgeIneffectiveness" xlink:to="loc_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfInterestRateCashFlowHedgeEffectiveness" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnComponentsExcludedFromAssessmentOfInterestRateCashFlowHedgeEffectiveness" xlink:label="loc_GainLossOnComponentsExcludedFromAssessmentOfInterestRateCashFlowHedgeEffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnInterestRateCashFlowHedgeIneffectiveness" xlink:to="loc_GainLossOnComponentsExcludedFromAssessmentOfInterestRateCashFlowHedgeEffectiveness" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuationOfInterestRateCashFlowHedge" xlink:label="loc_DiscontinuationOfInterestRateCashFlowHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateCashFlowHedgesAbstract" xlink:to="loc_DiscontinuationOfInterestRateCashFlowHedge" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnDiscontinuationOfInterestRateCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurringNet" xlink:label="loc_GainLossOnDiscontinuationOfInterestRateCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurringNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateCashFlowHedgesAbstract" xlink:to="loc_GainLossOnDiscontinuationOfInterestRateCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurringNet" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateCashFlowHedgeDerivativeAtFairValueNetAbstract" xlink:label="loc_InterestRateCashFlowHedgeDerivativeAtFairValueNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateCashFlowHedgesAbstract" xlink:to="loc_InterestRateCashFlowHedgeDerivativeAtFairValueNetAbstract" order="130" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateCashFlowHedgeAssetAtFairValue" xlink:label="loc_InterestRateCashFlowHedgeAssetAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateCashFlowHedgeDerivativeAtFairValueNetAbstract" xlink:to="loc_InterestRateCashFlowHedgeAssetAtFairValue" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateCashFlowHedgeLiabilityAtFairValue" xlink:label="loc_InterestRateCashFlowHedgeLiabilityAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateCashFlowHedgeDerivativeAtFairValueNetAbstract" xlink:to="loc_InterestRateCashFlowHedgeLiabilityAtFairValue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateCashFlowHedgeDerivativeAtFairValueNet" xlink:label="loc_InterestRateCashFlowHedgeDerivativeAtFairValueNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateCashFlowHedgeDerivativeAtFairValueNetAbstract" xlink:to="loc_InterestRateCashFlowHedgeDerivativeAtFairValueNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateFairValueHedgesAbstract" xlink:label="loc_InterestRateFairValueHedgesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativesAbstract" xlink:to="loc_InterestRateFairValueHedgesAbstract" order="130" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfInterestRateFairValueHedgeActivities" xlink:label="loc_DescriptionOfInterestRateFairValueHedgeActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateFairValueHedgesAbstract" xlink:to="loc_DescriptionOfInterestRateFairValueHedgeActivities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfTypesOfInterestRateFairValueHedgingInstrumentsUsed" xlink:label="loc_DescriptionOfTypesOfInterestRateFairValueHedgingInstrumentsUsed" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateFairValueHedgesAbstract" xlink:to="loc_DescriptionOfTypesOfInterestRateFairValueHedgingInstrumentsUsed" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfInterestRateFairValueHedgeAccountingMethod" xlink:label="loc_DescriptionOfInterestRateFairValueHedgeAccountingMethod" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateFairValueHedgesAbstract" xlink:to="loc_DescriptionOfInterestRateFairValueHedgeAccountingMethod" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfInterestRateFairValueHedgeDerivativeOnBalanceSheet" xlink:label="loc_DescriptionOfLocationOfInterestRateFairValueHedgeDerivativeOnBalanceSheet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfInterestRateFairValueHedgeAccountingMethod" xlink:to="loc_DescriptionOfLocationOfInterestRateFairValueHedgeDerivativeOnBalanceSheet" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfGainLossOnInterestRateFairValueHedgeDerivativeInFinancialStatements" xlink:label="loc_DescriptionOfLocationOfGainLossOnInterestRateFairValueHedgeDerivativeInFinancialStatements" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfInterestRateFairValueHedgeAccountingMethod" xlink:to="loc_DescriptionOfLocationOfGainLossOnInterestRateFairValueHedgeDerivativeInFinancialStatements" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfInterestRateFairValueHedgeEffectivenessAssessmentAndMeasurement" xlink:label="loc_DiscussionOfInterestRateFairValueHedgeEffectivenessAssessmentAndMeasurement" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfInterestRateFairValueHedgeAccountingMethod" xlink:to="loc_DiscussionOfInterestRateFairValueHedgeEffectivenessAssessmentAndMeasurement" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfInterestRateFairValueHedgeDerivatives" xlink:label="loc_NotionalAmountOfInterestRateFairValueHedgeDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateFairValueHedgesAbstract" xlink:to="loc_NotionalAmountOfInterestRateFairValueHedgeDerivatives" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments" xlink:label="loc_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateFairValueHedgesAbstract" xlink:to="loc_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge" xlink:label="loc_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateFairValueHedgesAbstract" xlink:to="loc_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateFairValueHedgeDerivativeAtFairValueNetAbstract" xlink:label="loc_InterestRateFairValueHedgeDerivativeAtFairValueNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateFairValueHedgesAbstract" xlink:to="loc_InterestRateFairValueHedgeDerivativeAtFairValueNetAbstract" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateFairValueHedgeAssetAtFairValue" xlink:label="loc_InterestRateFairValueHedgeAssetAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateFairValueHedgeDerivativeAtFairValueNetAbstract" xlink:to="loc_InterestRateFairValueHedgeAssetAtFairValue" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateFairValueHedgeLiabilityAtFairValue" xlink:label="loc_InterestRateFairValueHedgeLiabilityAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateFairValueHedgeDerivativeAtFairValueNetAbstract" xlink:to="loc_InterestRateFairValueHedgeLiabilityAtFairValue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateFairValueHedgeDerivativeAtFairValueNet" xlink:label="loc_InterestRateFairValueHedgeDerivativeAtFairValueNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateFairValueHedgeDerivativeAtFairValueNetAbstract" xlink:to="loc_InterestRateFairValueHedgeDerivativeAtFairValueNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnInterestRateFairValueHedgeIneffectiveness" xlink:label="loc_GainLossOnInterestRateFairValueHedgeIneffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateFairValueHedgesAbstract" xlink:to="loc_GainLossOnInterestRateFairValueHedgeIneffectiveness" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IneffectivenessOnInterestRateFairValueHedgesIsImmaterial" xlink:label="loc_IneffectivenessOnInterestRateFairValueHedgesIsImmaterial" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnInterestRateFairValueHedgeIneffectiveness" xlink:to="loc_IneffectivenessOnInterestRateFairValueHedgesIsImmaterial" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfInterestRateFairValueHedgeEffectiveness" xlink:label="loc_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfInterestRateFairValueHedgeEffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnInterestRateFairValueHedgeIneffectiveness" xlink:to="loc_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfInterestRateFairValueHedgeEffectiveness" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnComponentsExcludedFromAssessmentOfInterestRateFairValueHedgeEffectiveness" xlink:label="loc_GainLossOnComponentsExcludedFromAssessmentOfInterestRateFairValueHedgeEffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnInterestRateFairValueHedgeIneffectiveness" xlink:to="loc_GainLossOnComponentsExcludedFromAssessmentOfInterestRateFairValueHedgeEffectiveness" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfHedgedFirmCommitmentNotQualifyingAsInterestRateFairValueHedge" xlink:label="loc_DescriptionOfHedgedFirmCommitmentNotQualifyingAsInterestRateFairValueHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnInterestRateFairValueHedgeIneffectiveness" xlink:to="loc_DescriptionOfHedgedFirmCommitmentNotQualifyingAsInterestRateFairValueHedge" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossFromHedgedFirmCommitmentNotQualifyingAsInterestRateFairValueHedgeNet" xlink:label="loc_GainLossFromHedgedFirmCommitmentNotQualifyingAsInterestRateFairValueHedgeNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnInterestRateFairValueHedgeIneffectiveness" xlink:to="loc_GainLossFromHedgedFirmCommitmentNotQualifyingAsInterestRateFairValueHedgeNet" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfDiscontinuationOfInterestRateFairValueHedge" xlink:label="loc_DescriptionOfDiscontinuationOfInterestRateFairValueHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnInterestRateFairValueHedgeIneffectiveness" xlink:to="loc_DescriptionOfDiscontinuationOfInterestRateFairValueHedge" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfAccountingForDiscontinuationOfInterestRateFairValueHedge" xlink:label="loc_DescriptionOfAccountingForDiscontinuationOfInterestRateFairValueHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnInterestRateFairValueHedgeIneffectiveness" xlink:to="loc_DescriptionOfAccountingForDiscontinuationOfInterestRateFairValueHedge" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredGainLossOnDiscontinuationOfInterestRateFairValueHedge" xlink:label="loc_DeferredGainLossOnDiscontinuationOfInterestRateFairValueHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnInterestRateFairValueHedgeIneffectiveness" xlink:to="loc_DeferredGainLossOnDiscontinuationOfInterestRateFairValueHedge" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationPeriodOfDeferredGainLossOnDiscontinuationOfInterestRateFairValueHedge" xlink:label="loc_AmortizationPeriodOfDeferredGainLossOnDiscontinuationOfInterestRateFairValueHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnInterestRateFairValueHedgeIneffectiveness" xlink:to="loc_AmortizationPeriodOfDeferredGainLossOnDiscontinuationOfInterestRateFairValueHedge" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:label="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativesAbstract" xlink:to="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" order="140" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsActivities" xlink:label="loc_DescriptionOfInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_DescriptionOfInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsActivities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PurposeOfInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstruments" xlink:label="loc_PurposeOfInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_PurposeOfInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstruments" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfTypesOfInterestRateDerivativesNotDesignatedAsHedgingInstrumentsHeld" xlink:label="loc_DescriptionOfTypesOfInterestRateDerivativesNotDesignatedAsHedgingInstrumentsHeld" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_DescriptionOfTypesOfInterestRateDerivativesNotDesignatedAsHedgingInstrumentsHeld" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfAccountingMethodForInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstruments" xlink:label="loc_DescriptionOfAccountingMethodForInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_DescriptionOfAccountingMethodForInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstruments" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsOnBalanceSheet" xlink:label="loc_DescriptionOfLocationOfInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsOnBalanceSheet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfAccountingMethodForInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstruments" xlink:to="loc_DescriptionOfLocationOfInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsOnBalanceSheet" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfGainLossOnInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsInFinancialStatements" xlink:label="loc_DescriptionOfLocationOfGainLossOnInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsInFinancialStatements" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfAccountingMethodForInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstruments" xlink:to="loc_DescriptionOfLocationOfGainLossOnInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsInFinancialStatements" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstruments" xlink:label="loc_NotionalAmountOfInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_NotionalAmountOfInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstruments" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstruments" xlink:label="loc_GainLossOnInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_GainLossOnInterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstruments" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAtFairValueNetAbstract" xlink:label="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAtFairValueNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAtFairValueNetAbstract" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAssetAtFairValue" xlink:label="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAssetAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAtFairValueNetAbstract" xlink:to="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAssetAtFairValue" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLiabilityAtFairValue" xlink:label="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLiabilityAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAtFairValueNetAbstract" xlink:to="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLiabilityAtFairValue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAtFairValueNet" xlink:label="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAtFairValueNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAtFairValueNetAbstract" xlink:to="loc_InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAtFairValueNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateDerivativesAtFairValueNetAbstract" xlink:label="loc_InterestRateDerivativesAtFairValueNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativesAbstract" xlink:to="loc_InterestRateDerivativesAtFairValueNetAbstract" order="150" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateDerivativeAssetsAtFairValue" xlink:label="loc_InterestRateDerivativeAssetsAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativesAtFairValueNetAbstract" xlink:to="loc_InterestRateDerivativeAssetsAtFairValue" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateDerivativeLiabilitiesAtFairValue" xlink:label="loc_InterestRateDerivativeLiabilitiesAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativesAtFairValueNetAbstract" xlink:to="loc_InterestRateDerivativeLiabilitiesAtFairValue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_InterestRateDerivativesAtFairValueNet" xlink:label="loc_InterestRateDerivativesAtFairValueNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_InterestRateDerivativesAtFairValueNetAbstract" xlink:to="loc_InterestRateDerivativesAtFairValueNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyDerivativesAbstract" xlink:label="loc_ForeignCurrencyDerivativesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByRiskExposureAbstract" xlink:to="loc_ForeignCurrencyDerivativesAbstract" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfForeignCurrencyDerivativeActivities" xlink:label="loc_DescriptionOfForeignCurrencyDerivativeActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativesAbstract" xlink:to="loc_DescriptionOfForeignCurrencyDerivativeActivities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfForeignCurrencyExposure" xlink:label="loc_DescriptionOfForeignCurrencyExposure" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativesAbstract" xlink:to="loc_DescriptionOfForeignCurrencyExposure" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfObjectivesForUsingForeignCurrencyDerivativeInstruments" xlink:label="loc_DiscussionOfObjectivesForUsingForeignCurrencyDerivativeInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativesAbstract" xlink:to="loc_DiscussionOfObjectivesForUsingForeignCurrencyDerivativeInstruments" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfForeignCurrencyDerivativeRiskManagementPolicy" xlink:label="loc_DiscussionOfForeignCurrencyDerivativeRiskManagementPolicy" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativesAbstract" xlink:to="loc_DiscussionOfForeignCurrencyDerivativeRiskManagementPolicy" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TypesOfForeignCurrencyDerivativesUsed" xlink:label="loc_TypesOfForeignCurrencyDerivativesUsed" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativesAbstract" xlink:to="loc_TypesOfForeignCurrencyDerivativesUsed" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TypesOfItemsHedgedByForeignCurrencyDerivatives" xlink:label="loc_TypesOfItemsHedgedByForeignCurrencyDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativesAbstract" xlink:to="loc_TypesOfItemsHedgedByForeignCurrencyDerivatives" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NumberOfForeignCurrencyDerivativesHeld" xlink:label="loc_NumberOfForeignCurrencyDerivativesHeld" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativesAbstract" xlink:to="loc_NumberOfForeignCurrencyDerivativesHeld" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfAccountingMethodUsedForForeignCurrencyDerivatives" xlink:label="loc_DescriptionOfAccountingMethodUsedForForeignCurrencyDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativesAbstract" xlink:to="loc_DescriptionOfAccountingMethodUsedForForeignCurrencyDerivatives" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_HedgeDesignationsUsedForForeignCurrencyDerivatives" xlink:label="loc_HedgeDesignationsUsedForForeignCurrencyDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfAccountingMethodUsedForForeignCurrencyDerivatives" xlink:to="loc_HedgeDesignationsUsedForForeignCurrencyDerivatives" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfForeignCurrencyDerivativesOnBalanceSheet" xlink:label="loc_DescriptionOfLocationOfForeignCurrencyDerivativesOnBalanceSheet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfAccountingMethodUsedForForeignCurrencyDerivatives" xlink:to="loc_DescriptionOfLocationOfForeignCurrencyDerivativesOnBalanceSheet" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfGainLossOnForeignCurrencyDerivativeInFinancialStatements" xlink:label="loc_DescriptionOfLocationOfGainLossOnForeignCurrencyDerivativeInFinancialStatements" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfAccountingMethodUsedForForeignCurrencyDerivatives" xlink:to="loc_DescriptionOfLocationOfGainLossOnForeignCurrencyDerivativeInFinancialStatements" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfMethodOfMeasuringFairValueOfForeignCurrencyDerivatives" xlink:label="loc_DiscussionOfMethodOfMeasuringFairValueOfForeignCurrencyDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfAccountingMethodUsedForForeignCurrencyDerivatives" xlink:to="loc_DiscussionOfMethodOfMeasuringFairValueOfForeignCurrencyDerivatives" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MaturityOfForeignCurrencyDerivatives" xlink:label="loc_MaturityOfForeignCurrencyDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativesAbstract" xlink:to="loc_MaturityOfForeignCurrencyDerivatives" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MaximumRemainingMaturityOfForeignCurrencyDerivatives" xlink:label="loc_MaximumRemainingMaturityOfForeignCurrencyDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MaturityOfForeignCurrencyDerivatives" xlink:to="loc_MaximumRemainingMaturityOfForeignCurrencyDerivatives" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AverageRemainingMaturityOfForeignCurrencyDerivatives" xlink:label="loc_AverageRemainingMaturityOfForeignCurrencyDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_MaturityOfForeignCurrencyDerivatives" xlink:to="loc_AverageRemainingMaturityOfForeignCurrencyDerivatives" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfForeignCurrencyDerivatives" xlink:label="loc_NotionalAmountOfForeignCurrencyDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativesAbstract" xlink:to="loc_NotionalAmountOfForeignCurrencyDerivatives" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfForeignCurrencyDerivativePurchaseContracts" xlink:label="loc_NotionalAmountOfForeignCurrencyDerivativePurchaseContracts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotionalAmountOfForeignCurrencyDerivatives" xlink:to="loc_NotionalAmountOfForeignCurrencyDerivativePurchaseContracts" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfForeignCurrencyDerivativeSaleContracts" xlink:label="loc_NotionalAmountOfForeignCurrencyDerivativeSaleContracts" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_NotionalAmountOfForeignCurrencyDerivatives" xlink:to="loc_NotionalAmountOfForeignCurrencyDerivativeSaleContracts" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnForeignCurrencyDerivativesRecordedInEarningsNet" xlink:label="loc_GainLossOnForeignCurrencyDerivativesRecordedInEarningsNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativesAbstract" xlink:to="loc_GainLossOnForeignCurrencyDerivativesRecordedInEarningsNet" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfAmountsOffsettingGainLossOnForeignCurrencyDerivatives" xlink:label="loc_DescriptionOfAmountsOffsettingGainLossOnForeignCurrencyDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnForeignCurrencyDerivativesRecordedInEarningsNet" xlink:to="loc_DescriptionOfAmountsOffsettingGainLossOnForeignCurrencyDerivatives" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ImpactOfForeignCurrencyDerivativesOnEarningsIsImmaterial" xlink:label="loc_ImpactOfForeignCurrencyDerivativesOnEarningsIsImmaterial" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnForeignCurrencyDerivativesRecordedInEarningsNet" xlink:to="loc_ImpactOfForeignCurrencyDerivativesOnEarningsIsImmaterial" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyCashFlowHedgesAbstract" xlink:label="loc_ForeignCurrencyCashFlowHedgesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativesAbstract" xlink:to="loc_ForeignCurrencyCashFlowHedgesAbstract" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfForeignCurrencyCashFlowHedgeActivities" xlink:label="loc_DescriptionOfForeignCurrencyCashFlowHedgeActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyCashFlowHedgesAbstract" xlink:to="loc_DescriptionOfForeignCurrencyCashFlowHedgeActivities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfTypesOfForeignCurrencyCashFlowHedgingInstrumentsUsed" xlink:label="loc_DescriptionOfTypesOfForeignCurrencyCashFlowHedgingInstrumentsUsed" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyCashFlowHedgesAbstract" xlink:to="loc_DescriptionOfTypesOfForeignCurrencyCashFlowHedgingInstrumentsUsed" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MaximumLengthOfTimeHedgedInForeignCurrencyCashFlowHedge" xlink:label="loc_MaximumLengthOfTimeHedgedInForeignCurrencyCashFlowHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyCashFlowHedgesAbstract" xlink:to="loc_MaximumLengthOfTimeHedgedInForeignCurrencyCashFlowHedge" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfForeignCurrencyCashFlowHedgeAccountingMethod" xlink:label="loc_DescriptionOfForeignCurrencyCashFlowHedgeAccountingMethod" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyCashFlowHedgesAbstract" xlink:to="loc_DescriptionOfForeignCurrencyCashFlowHedgeAccountingMethod" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfForeignCurrencyCashFlowHedgeDerivativesOnBalanceSheet" xlink:label="loc_DescriptionOfLocationOfForeignCurrencyCashFlowHedgeDerivativesOnBalanceSheet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfForeignCurrencyCashFlowHedgeAccountingMethod" xlink:to="loc_DescriptionOfLocationOfForeignCurrencyCashFlowHedgeDerivativesOnBalanceSheet" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfGainLossOnForeignCurrencyCashFlowHedgeDerivativesInFinancialStatements" xlink:label="loc_DescriptionOfLocationOfGainLossOnForeignCurrencyCashFlowHedgeDerivativesInFinancialStatements" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfForeignCurrencyCashFlowHedgeAccountingMethod" xlink:to="loc_DescriptionOfLocationOfGainLossOnForeignCurrencyCashFlowHedgeDerivativesInFinancialStatements" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfForeignCurrencyCashFlowHedgeEffectivenessAssessmentAndMeasurement" xlink:label="loc_DiscussionOfForeignCurrencyCashFlowHedgeEffectivenessAssessmentAndMeasurement" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfForeignCurrencyCashFlowHedgeAccountingMethod" xlink:to="loc_DiscussionOfForeignCurrencyCashFlowHedgeEffectivenessAssessmentAndMeasurement" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfForeignCurrencyCashFlowHedgeDerivatives" xlink:label="loc_NotionalAmountOfForeignCurrencyCashFlowHedgeDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyCashFlowHedgesAbstract" xlink:to="loc_NotionalAmountOfForeignCurrencyCashFlowHedgeDerivatives" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyCashFlowHedgeDerivativeAtFairValueNetAbstract" xlink:label="loc_ForeignCurrencyCashFlowHedgeDerivativeAtFairValueNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyCashFlowHedgesAbstract" xlink:to="loc_ForeignCurrencyCashFlowHedgeDerivativeAtFairValueNetAbstract" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyCashFlowHedgeAssetAtFairValue" xlink:label="loc_ForeignCurrencyCashFlowHedgeAssetAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyCashFlowHedgeDerivativeAtFairValueNetAbstract" xlink:to="loc_ForeignCurrencyCashFlowHedgeAssetAtFairValue" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyCashFlowHedgeLiabilityAtFairValue" xlink:label="loc_ForeignCurrencyCashFlowHedgeLiabilityAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyCashFlowHedgeDerivativeAtFairValueNetAbstract" xlink:to="loc_ForeignCurrencyCashFlowHedgeLiabilityAtFairValue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyCashFlowHedgeDerivativeAtFairValueNet" xlink:label="loc_ForeignCurrencyCashFlowHedgeDerivativeAtFairValueNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyCashFlowHedgeDerivativeAtFairValueNetAbstract" xlink:to="loc_ForeignCurrencyCashFlowHedgeDerivativeAtFairValueNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnrealizedGainLossOnForeignCurrencyDerivativesNetBeforeTaxAbstract" xlink:label="loc_UnrealizedGainLossOnForeignCurrencyDerivativesNetBeforeTaxAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyCashFlowHedgesAbstract" xlink:to="loc_UnrealizedGainLossOnForeignCurrencyDerivativesNetBeforeTaxAbstract" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnrealizedGainOnForeignCurrencyDerivativesBeforeTax" xlink:label="loc_UnrealizedGainOnForeignCurrencyDerivativesBeforeTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_UnrealizedGainLossOnForeignCurrencyDerivativesNetBeforeTaxAbstract" xlink:to="loc_UnrealizedGainOnForeignCurrencyDerivativesBeforeTax" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnrealizedLossOnForeignCurrencyDerivativesBeforeTax" xlink:label="loc_UnrealizedLossOnForeignCurrencyDerivativesBeforeTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_UnrealizedGainLossOnForeignCurrencyDerivativesNetBeforeTaxAbstract" xlink:to="loc_UnrealizedLossOnForeignCurrencyDerivativesBeforeTax" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnrealizedGainLossOnForeignCurrencyDerivativesNetBeforeTax" xlink:label="loc_UnrealizedGainLossOnForeignCurrencyDerivativesNetBeforeTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_UnrealizedGainLossOnForeignCurrencyDerivativesNetBeforeTaxAbstract" xlink:to="loc_UnrealizedGainLossOnForeignCurrencyDerivativesNetBeforeTax" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfReclassificationOfForeignCurrencyCashFlowHedgeGainLoss" xlink:label="loc_DescriptionOfReclassificationOfForeignCurrencyCashFlowHedgeGainLoss" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyCashFlowHedgesAbstract" xlink:to="loc_DescriptionOfReclassificationOfForeignCurrencyCashFlowHedgeGainLoss" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyCashFlowHedgeGainLossReclassifiedToEarningsNet" xlink:label="loc_ForeignCurrencyCashFlowHedgeGainLossReclassifiedToEarningsNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyCashFlowHedgesAbstract" xlink:to="loc_ForeignCurrencyCashFlowHedgeGainLossReclassifiedToEarningsNet" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyCashFlowHedgeGainLossToBeReclassifiedDuringNext12Months" xlink:label="loc_ForeignCurrencyCashFlowHedgeGainLossToBeReclassifiedDuringNext12Months" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyCashFlowHedgesAbstract" xlink:to="loc_ForeignCurrencyCashFlowHedgeGainLossToBeReclassifiedDuringNext12Months" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnForeignCurrencyCashFlowHedgeIneffectiveness" xlink:label="loc_GainLossOnForeignCurrencyCashFlowHedgeIneffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyCashFlowHedgesAbstract" xlink:to="loc_GainLossOnForeignCurrencyCashFlowHedgeIneffectiveness" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyCashFlowHedgeIneffectivenessIsImmaterial" xlink:label="loc_ForeignCurrencyCashFlowHedgeIneffectivenessIsImmaterial" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnForeignCurrencyCashFlowHedgeIneffectiveness" xlink:to="loc_ForeignCurrencyCashFlowHedgeIneffectivenessIsImmaterial" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfForeignCurrencyCashFlowHedgeEffectiveness" xlink:label="loc_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfForeignCurrencyCashFlowHedgeEffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnForeignCurrencyCashFlowHedgeIneffectiveness" xlink:to="loc_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfForeignCurrencyCashFlowHedgeEffectiveness" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnComponentsExcludedFromAssessmentOfForeignCurrencyCashFlowHedgeEffectiveness" xlink:label="loc_GainLossOnComponentsExcludedFromAssessmentOfForeignCurrencyCashFlowHedgeEffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnForeignCurrencyCashFlowHedgeIneffectiveness" xlink:to="loc_GainLossOnComponentsExcludedFromAssessmentOfForeignCurrencyCashFlowHedgeEffectiveness" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscontinuationOfForeignCurrencyCashFlowHedge" xlink:label="loc_DiscontinuationOfForeignCurrencyCashFlowHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyCashFlowHedgesAbstract" xlink:to="loc_DiscontinuationOfForeignCurrencyCashFlowHedge" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnDiscontinuationOfForeignCurrencyCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurringNet" xlink:label="loc_GainLossOnDiscontinuationOfForeignCurrencyCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurringNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyCashFlowHedgesAbstract" xlink:to="loc_GainLossOnDiscontinuationOfForeignCurrencyCashFlowHedgeDueToForecastedTransactionProbableOfNotOccurringNet" order="130" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyFairValueHedgesAbstract" xlink:label="loc_ForeignCurrencyFairValueHedgesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativesAbstract" xlink:to="loc_ForeignCurrencyFairValueHedgesAbstract" order="130" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfForeignCurrencyFairValueHedgeActivities" xlink:label="loc_DescriptionOfForeignCurrencyFairValueHedgeActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyFairValueHedgesAbstract" xlink:to="loc_DescriptionOfForeignCurrencyFairValueHedgeActivities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfTypesOfForeignCurrencyFairValueHedgingInstrumentsUsed" xlink:label="loc_DescriptionOfTypesOfForeignCurrencyFairValueHedgingInstrumentsUsed" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyFairValueHedgesAbstract" xlink:to="loc_DescriptionOfTypesOfForeignCurrencyFairValueHedgingInstrumentsUsed" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfForeignCurrencyFairValueHedgeAccountingMethod" xlink:label="loc_DescriptionOfForeignCurrencyFairValueHedgeAccountingMethod" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyFairValueHedgesAbstract" xlink:to="loc_DescriptionOfForeignCurrencyFairValueHedgeAccountingMethod" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfForeignCurrencyFairValueHedgeDerivativeOnBalanceSheet" xlink:label="loc_DescriptionOfLocationOfForeignCurrencyFairValueHedgeDerivativeOnBalanceSheet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfForeignCurrencyFairValueHedgeAccountingMethod" xlink:to="loc_DescriptionOfLocationOfForeignCurrencyFairValueHedgeDerivativeOnBalanceSheet" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfGainLossOnForeignCurrencyFairValueHedgeDerivativeInFinancialStatements" xlink:label="loc_DescriptionOfLocationOfGainLossOnForeignCurrencyFairValueHedgeDerivativeInFinancialStatements" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfForeignCurrencyFairValueHedgeAccountingMethod" xlink:to="loc_DescriptionOfLocationOfGainLossOnForeignCurrencyFairValueHedgeDerivativeInFinancialStatements" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfForeignCurrencyFairValueHedgeEffectivenessAssessmentAndMeasurement" xlink:label="loc_DiscussionOfForeignCurrencyFairValueHedgeEffectivenessAssessmentAndMeasurement" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfForeignCurrencyFairValueHedgeAccountingMethod" xlink:to="loc_DiscussionOfForeignCurrencyFairValueHedgeEffectivenessAssessmentAndMeasurement" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfForeignCurrencyFairValueHedgeDerivatives" xlink:label="loc_NotionalAmountOfForeignCurrencyFairValueHedgeDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyFairValueHedgesAbstract" xlink:to="loc_NotionalAmountOfForeignCurrencyFairValueHedgeDerivatives" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyFairValueHedgeDerivativeAtFairValueNetAbstract" xlink:label="loc_ForeignCurrencyFairValueHedgeDerivativeAtFairValueNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyFairValueHedgesAbstract" xlink:to="loc_ForeignCurrencyFairValueHedgeDerivativeAtFairValueNetAbstract" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyFairValueHedgeAssetAtFairValue" xlink:label="loc_ForeignCurrencyFairValueHedgeAssetAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyFairValueHedgeDerivativeAtFairValueNetAbstract" xlink:to="loc_ForeignCurrencyFairValueHedgeAssetAtFairValue" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyFairValueHedgeLiabilityAtFairValue" xlink:label="loc_ForeignCurrencyFairValueHedgeLiabilityAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyFairValueHedgeDerivativeAtFairValueNetAbstract" xlink:to="loc_ForeignCurrencyFairValueHedgeLiabilityAtFairValue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyFairValueHedgeDerivativeAtFairValueNet" xlink:label="loc_ForeignCurrencyFairValueHedgeDerivativeAtFairValueNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyFairValueHedgeDerivativeAtFairValueNetAbstract" xlink:to="loc_ForeignCurrencyFairValueHedgeDerivativeAtFairValueNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyDerivativesAtFairValueNetAbstract" xlink:label="loc_ForeignCurrencyDerivativesAtFairValueNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyFairValueHedgesAbstract" xlink:to="loc_ForeignCurrencyDerivativesAtFairValueNetAbstract" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyDerivativeAssetsAtFairValue" xlink:label="loc_ForeignCurrencyDerivativeAssetsAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativesAtFairValueNetAbstract" xlink:to="loc_ForeignCurrencyDerivativeAssetsAtFairValue" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyDerivativeLiabilitiesAtFairValue" xlink:label="loc_ForeignCurrencyDerivativeLiabilitiesAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativesAtFairValueNetAbstract" xlink:to="loc_ForeignCurrencyDerivativeLiabilitiesAtFairValue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyDerivativesAtFairValueNet" xlink:label="loc_ForeignCurrencyDerivativesAtFairValueNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativesAtFairValueNetAbstract" xlink:to="loc_ForeignCurrencyDerivativesAtFairValueNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ChangeInUnrealizedGainLossOnForeignCurrencyFairValueHedgingInstruments" xlink:label="loc_ChangeInUnrealizedGainLossOnForeignCurrencyFairValueHedgingInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativesAtFairValueNetAbstract" xlink:to="loc_ChangeInUnrealizedGainLossOnForeignCurrencyFairValueHedgingInstruments" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ChangeInUnrealizedGainLossOnHedgedItemInForeignCurrencyFairValueHedge" xlink:label="loc_ChangeInUnrealizedGainLossOnHedgedItemInForeignCurrencyFairValueHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyFairValueHedgesAbstract" xlink:to="loc_ChangeInUnrealizedGainLossOnHedgedItemInForeignCurrencyFairValueHedge" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnForeignCurrencyFairValueHedgeDerivatives" xlink:label="loc_GainLossOnForeignCurrencyFairValueHedgeDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyFairValueHedgesAbstract" xlink:to="loc_GainLossOnForeignCurrencyFairValueHedgeDerivatives" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnForeignCurrencyFairValueHedgeIneffectivenessDisclosuresAbstract" xlink:label="loc_GainLossOnForeignCurrencyFairValueHedgeIneffectivenessDisclosuresAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyFairValueHedgesAbstract" xlink:to="loc_GainLossOnForeignCurrencyFairValueHedgeIneffectivenessDisclosuresAbstract" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnForeignCurrencyFairValueHedgeIneffectiveness" xlink:label="loc_GainLossOnForeignCurrencyFairValueHedgeIneffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnForeignCurrencyFairValueHedgeIneffectivenessDisclosuresAbstract" xlink:to="loc_GainLossOnForeignCurrencyFairValueHedgeIneffectiveness" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IneffectivenessOnForeignCurrencyFairValueHedgesIsImmaterial" xlink:label="loc_IneffectivenessOnForeignCurrencyFairValueHedgesIsImmaterial" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnForeignCurrencyFairValueHedgeIneffectivenessDisclosuresAbstract" xlink:to="loc_IneffectivenessOnForeignCurrencyFairValueHedgesIsImmaterial" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfForeignCurrencyFairValueHedgeEffectiveness" xlink:label="loc_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfForeignCurrencyFairValueHedgeEffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnForeignCurrencyFairValueHedgeIneffectivenessDisclosuresAbstract" xlink:to="loc_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfForeignCurrencyFairValueHedgeEffectiveness" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnComponentsExcludedFromAssessmentOfForeignCurrencyFairValueHedgeEffectiveness" xlink:label="loc_GainLossOnComponentsExcludedFromAssessmentOfForeignCurrencyFairValueHedgeEffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnForeignCurrencyFairValueHedgeIneffectivenessDisclosuresAbstract" xlink:to="loc_GainLossOnComponentsExcludedFromAssessmentOfForeignCurrencyFairValueHedgeEffectiveness" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfHedgedFirmCommitmentNotQualifyingAsForeignCurrencyFairValueHedge" xlink:label="loc_DescriptionOfHedgedFirmCommitmentNotQualifyingAsForeignCurrencyFairValueHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnForeignCurrencyFairValueHedgeIneffectivenessDisclosuresAbstract" xlink:to="loc_DescriptionOfHedgedFirmCommitmentNotQualifyingAsForeignCurrencyFairValueHedge" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossFromHedgedFirmCommitmentNotQualifyingAsForeignCurrencyFairValueHedgeNet" xlink:label="loc_GainLossFromHedgedFirmCommitmentNotQualifyingAsForeignCurrencyFairValueHedgeNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnForeignCurrencyFairValueHedgeIneffectivenessDisclosuresAbstract" xlink:to="loc_GainLossFromHedgedFirmCommitmentNotQualifyingAsForeignCurrencyFairValueHedgeNet" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfDiscontinuationOfForeignCurrencyFairValueHedge" xlink:label="loc_DescriptionOfDiscontinuationOfForeignCurrencyFairValueHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnForeignCurrencyFairValueHedgeIneffectivenessDisclosuresAbstract" xlink:to="loc_DescriptionOfDiscontinuationOfForeignCurrencyFairValueHedge" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfAccountingForDiscontinuationOfForeignCurrencyFairValueHedge" xlink:label="loc_DescriptionOfAccountingForDiscontinuationOfForeignCurrencyFairValueHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnForeignCurrencyFairValueHedgeIneffectivenessDisclosuresAbstract" xlink:to="loc_DescriptionOfAccountingForDiscontinuationOfForeignCurrencyFairValueHedge" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DeferredGainLossOnDiscontinuationOfForeignCurrencyFairValueHedge" xlink:label="loc_DeferredGainLossOnDiscontinuationOfForeignCurrencyFairValueHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnForeignCurrencyFairValueHedgeIneffectivenessDisclosuresAbstract" xlink:to="loc_DeferredGainLossOnDiscontinuationOfForeignCurrencyFairValueHedge" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_AmortizationPeriodOfDeferredGainLossOnDiscontinuationOfForeignCurrencyFairValueHedge" xlink:label="loc_AmortizationPeriodOfDeferredGainLossOnDiscontinuationOfForeignCurrencyFairValueHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnForeignCurrencyFairValueHedgeIneffectivenessDisclosuresAbstract" xlink:to="loc_AmortizationPeriodOfDeferredGainLossOnDiscontinuationOfForeignCurrencyFairValueHedge" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:label="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativesAbstract" xlink:to="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" order="140" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsActivities" xlink:label="loc_DescriptionOfForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_DescriptionOfForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsActivities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PurposeOfForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstruments" xlink:label="loc_PurposeOfForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_PurposeOfForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstruments" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfTypesOfForeignCurrencyDerivativesNotDesignatedAsHedgingInstrumentsHeld" xlink:label="loc_DescriptionOfTypesOfForeignCurrencyDerivativesNotDesignatedAsHedgingInstrumentsHeld" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_DescriptionOfTypesOfForeignCurrencyDerivativesNotDesignatedAsHedgingInstrumentsHeld" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfAccountingMethodForForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstruments" xlink:label="loc_DescriptionOfAccountingMethodForForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_DescriptionOfAccountingMethodForForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstruments" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsOnBalanceSheet" xlink:label="loc_DescriptionOfLocationOfForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsOnBalanceSheet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_DescriptionOfLocationOfForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsOnBalanceSheet" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfGainLossOnForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsInFinancialStatements" xlink:label="loc_DescriptionOfLocationOfGainLossOnForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsInFinancialStatements" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_DescriptionOfLocationOfGainLossOnForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsInFinancialStatements" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstruments" xlink:label="loc_NotionalAmountOfForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_NotionalAmountOfForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstruments" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAtFairValueNetAbstract" xlink:label="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAtFairValueNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAtFairValueNetAbstract" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAssetAtFairValue" xlink:label="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAssetAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAtFairValueNetAbstract" xlink:to="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAssetAtFairValue" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLiabilityAtFairValue" xlink:label="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLiabilityAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAtFairValueNetAbstract" xlink:to="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLiabilityAtFairValue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAtFairValueNet" xlink:label="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAtFairValueNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAtFairValueNetAbstract" xlink:to="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAtFairValueNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstruments" xlink:label="loc_GainLossOnForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_GainLossOnForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstruments" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfAmountsOffsettingGainLossOnForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstruments" xlink:label="loc_DescriptionOfAmountsOffsettingGainLossOnForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAbstract" xlink:to="loc_DescriptionOfAmountsOffsettingGainLossOnForeignCurrencyDerivativeInstrumentsNotDesignatedAsHedgingInstruments" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PriceRiskDerivativesAbstract" xlink:label="loc_PriceRiskDerivativesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_SummaryOfDerivativeInstrumentsByRiskExposureAbstract" xlink:to="loc_PriceRiskDerivativesAbstract" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfPriceRiskDerivativeActivities" xlink:label="loc_DescriptionOfPriceRiskDerivativeActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskDerivativesAbstract" xlink:to="loc_DescriptionOfPriceRiskDerivativeActivities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfPriceRiskExposure" xlink:label="loc_DescriptionOfPriceRiskExposure" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskDerivativesAbstract" xlink:to="loc_DescriptionOfPriceRiskExposure" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfObjectivesForUsingPriceRiskDerivativeInstruments" xlink:label="loc_DiscussionOfObjectivesForUsingPriceRiskDerivativeInstruments" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskDerivativesAbstract" xlink:to="loc_DiscussionOfObjectivesForUsingPriceRiskDerivativeInstruments" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfPriceRiskDerivativeRiskManagementPolicy" xlink:label="loc_DiscussionOfPriceRiskDerivativeRiskManagementPolicy" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskDerivativesAbstract" xlink:to="loc_DiscussionOfPriceRiskDerivativeRiskManagementPolicy" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TypesOfPriceRiskDerivativesUsed" xlink:label="loc_TypesOfPriceRiskDerivativesUsed" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskDerivativesAbstract" xlink:to="loc_TypesOfPriceRiskDerivativesUsed" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NumberOfPriceRiskDerivativesHeld" xlink:label="loc_NumberOfPriceRiskDerivativesHeld" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskDerivativesAbstract" xlink:to="loc_NumberOfPriceRiskDerivativesHeld" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_TypesOfItemsHedgedByPriceRiskDerivatives" xlink:label="loc_TypesOfItemsHedgedByPriceRiskDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskDerivativesAbstract" xlink:to="loc_TypesOfItemsHedgedByPriceRiskDerivatives" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfAccountingMethodUsedForPriceRiskDerivatives" xlink:label="loc_DescriptionOfAccountingMethodUsedForPriceRiskDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskDerivativesAbstract" xlink:to="loc_DescriptionOfAccountingMethodUsedForPriceRiskDerivatives" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_HedgeDesignationsUsedForPriceRiskDerivatives" xlink:label="loc_HedgeDesignationsUsedForPriceRiskDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfAccountingMethodUsedForPriceRiskDerivatives" xlink:to="loc_HedgeDesignationsUsedForPriceRiskDerivatives" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfPriceRiskDerivativesOnBalanceSheet" xlink:label="loc_DescriptionOfLocationOfPriceRiskDerivativesOnBalanceSheet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfAccountingMethodUsedForPriceRiskDerivatives" xlink:to="loc_DescriptionOfLocationOfPriceRiskDerivativesOnBalanceSheet" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfGainLossOnPriceRiskDerivativeOnIncomeStatement" xlink:label="loc_DescriptionOfLocationOfGainLossOnPriceRiskDerivativeOnIncomeStatement" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfAccountingMethodUsedForPriceRiskDerivatives" xlink:to="loc_DescriptionOfLocationOfGainLossOnPriceRiskDerivativeOnIncomeStatement" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfMethodOfMeasuringFairValueOfPriceRiskDerivatives" xlink:label="loc_DiscussionOfMethodOfMeasuringFairValueOfPriceRiskDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskDerivativesAbstract" xlink:to="loc_DiscussionOfMethodOfMeasuringFairValueOfPriceRiskDerivatives" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfPriceRiskDerivatives" xlink:label="loc_NotionalAmountOfPriceRiskDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskDerivativesAbstract" xlink:to="loc_NotionalAmountOfPriceRiskDerivatives" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NonmonetaryNotionalAmountOfPriceRiskDerivatives" xlink:label="loc_NonmonetaryNotionalAmountOfPriceRiskDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskDerivativesAbstract" xlink:to="loc_NonmonetaryNotionalAmountOfPriceRiskDerivatives" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnPriceRiskDerivativesNet" xlink:label="loc_GainLossOnPriceRiskDerivativesNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskDerivativesAbstract" xlink:to="loc_GainLossOnPriceRiskDerivativesNet" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnPriceRiskHedgeIneffectiveness" xlink:label="loc_GainLossOnPriceRiskHedgeIneffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnPriceRiskDerivativesNet" xlink:to="loc_GainLossOnPriceRiskHedgeIneffectiveness" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_IneffectivenessOnPriceRiskHedgesIsImmaterial" xlink:label="loc_IneffectivenessOnPriceRiskHedgesIsImmaterial" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnPriceRiskHedgeIneffectiveness" xlink:to="loc_IneffectivenessOnPriceRiskHedgesIsImmaterial" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_GainLossOnComponentsExcludedFromAssessmentOfPriceRiskHedgeEffectiveness" xlink:label="loc_GainLossOnComponentsExcludedFromAssessmentOfPriceRiskHedgeEffectiveness" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_GainLossOnPriceRiskHedgeIneffectiveness" xlink:to="loc_GainLossOnComponentsExcludedFromAssessmentOfPriceRiskHedgeEffectiveness" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PriceRiskCashFlowHedgesAbstract" xlink:label="loc_PriceRiskCashFlowHedgesAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskDerivativesAbstract" xlink:to="loc_PriceRiskCashFlowHedgesAbstract" order="130" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfPriceRiskCashFlowHedgeActivities" xlink:label="loc_DescriptionOfPriceRiskCashFlowHedgeActivities" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskCashFlowHedgesAbstract" xlink:to="loc_DescriptionOfPriceRiskCashFlowHedgeActivities" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfTypesOfPriceRiskCashFlowHedgingInstrumentsUsed" xlink:label="loc_DescriptionOfTypesOfPriceRiskCashFlowHedgingInstrumentsUsed" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskCashFlowHedgesAbstract" xlink:to="loc_DescriptionOfTypesOfPriceRiskCashFlowHedgingInstrumentsUsed" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_MaximumLengthOfTimeHedgedInPriceRiskCashFlowHedge" xlink:label="loc_MaximumLengthOfTimeHedgedInPriceRiskCashFlowHedge" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskCashFlowHedgesAbstract" xlink:to="loc_MaximumLengthOfTimeHedgedInPriceRiskCashFlowHedge" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfPriceRiskCashFlowHedgeAccountingMethod" xlink:label="loc_DescriptionOfPriceRiskCashFlowHedgeAccountingMethod" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskCashFlowHedgesAbstract" xlink:to="loc_DescriptionOfPriceRiskCashFlowHedgeAccountingMethod" order="40" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfPriceRiskCashFlowHedgeDerivativesOnBalanceSheet" xlink:label="loc_DescriptionOfLocationOfPriceRiskCashFlowHedgeDerivativesOnBalanceSheet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfPriceRiskCashFlowHedgeAccountingMethod" xlink:to="loc_DescriptionOfLocationOfPriceRiskCashFlowHedgeDerivativesOnBalanceSheet" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfLocationOfGainLossOnPriceRiskCashFlowHedgeDerivativesInFinancialStatements" xlink:label="loc_DescriptionOfLocationOfGainLossOnPriceRiskCashFlowHedgeDerivativesInFinancialStatements" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfPriceRiskCashFlowHedgeAccountingMethod" xlink:to="loc_DescriptionOfLocationOfGainLossOnPriceRiskCashFlowHedgeDerivativesInFinancialStatements" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DiscussionOfPriceRiskCashFlowHedgeEffectivenessAssessmentAndMeasurement" xlink:label="loc_DiscussionOfPriceRiskCashFlowHedgeEffectivenessAssessmentAndMeasurement" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_DescriptionOfPriceRiskCashFlowHedgeAccountingMethod" xlink:to="loc_DiscussionOfPriceRiskCashFlowHedgeEffectivenessAssessmentAndMeasurement" order="30" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NotionalAmountOfPriceRiskCashFlowHedgeDerivatives" xlink:label="loc_NotionalAmountOfPriceRiskCashFlowHedgeDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskCashFlowHedgesAbstract" xlink:to="loc_NotionalAmountOfPriceRiskCashFlowHedgeDerivatives" order="50" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_NonmonetaryNotionalAmountOfPriceRiskCashFlowHedgeDerivatives" xlink:label="loc_NonmonetaryNotionalAmountOfPriceRiskCashFlowHedgeDerivatives" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskCashFlowHedgesAbstract" xlink:to="loc_NonmonetaryNotionalAmountOfPriceRiskCashFlowHedgeDerivatives" order="60" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PriceRiskCashFlowHedgeDerivativeAtFairValueNetAbstract" xlink:label="loc_PriceRiskCashFlowHedgeDerivativeAtFairValueNetAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskCashFlowHedgesAbstract" xlink:to="loc_PriceRiskCashFlowHedgeDerivativeAtFairValueNetAbstract" order="70" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PriceRiskCashFlowHedgeAssetAtFairValue" xlink:label="loc_PriceRiskCashFlowHedgeAssetAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskCashFlowHedgeDerivativeAtFairValueNetAbstract" xlink:to="loc_PriceRiskCashFlowHedgeAssetAtFairValue" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PriceRiskCashFlowHedgeLiabilityAtFairValue" xlink:label="loc_PriceRiskCashFlowHedgeLiabilityAtFairValue" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskCashFlowHedgeDerivativeAtFairValueNetAbstract" xlink:to="loc_PriceRiskCashFlowHedgeLiabilityAtFairValue" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PriceRiskCashFlowHedgeDerivativeAtFairValueNet" xlink:label="loc_PriceRiskCashFlowHedgeDerivativeAtFairValueNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskCashFlowHedgeDerivativeAtFairValueNetAbstract" xlink:to="loc_PriceRiskCashFlowHedgeDerivativeAtFairValueNet" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnrealizedGainLossOnPriceRiskCashFlowDerivativesBeforeTaxAbstract" xlink:label="loc_UnrealizedGainLossOnPriceRiskCashFlowDerivativesBeforeTaxAbstract" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskCashFlowHedgesAbstract" xlink:to="loc_UnrealizedGainLossOnPriceRiskCashFlowDerivativesBeforeTaxAbstract" order="80" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnrealizedGainOnPriceRiskCashFlowDerivativesBeforeTax" xlink:label="loc_UnrealizedGainOnPriceRiskCashFlowDerivativesBeforeTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_UnrealizedGainLossOnPriceRiskCashFlowDerivativesBeforeTaxAbstract" xlink:to="loc_UnrealizedGainOnPriceRiskCashFlowDerivativesBeforeTax" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnrealizedLossOnPriceRiskCashFlowDerivativesBeforeTax" xlink:label="loc_UnrealizedLossOnPriceRiskCashFlowDerivativesBeforeTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_UnrealizedGainLossOnPriceRiskCashFlowDerivativesBeforeTaxAbstract" xlink:to="loc_UnrealizedLossOnPriceRiskCashFlowDerivativesBeforeTax" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_UnrealizedGainLossOnPriceRiskCashFlowDerivativesBeforeTax" xlink:label="loc_UnrealizedGainLossOnPriceRiskCashFlowDerivativesBeforeTax" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_UnrealizedGainLossOnPriceRiskCashFlowDerivativesBeforeTaxAbstract" xlink:to="loc_UnrealizedGainLossOnPriceRiskCashFlowDerivativesBeforeTax" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfReclassificationOfPriceRiskCashFlowHedgeGainLoss" xlink:label="loc_DescriptionOfReclassificationOfPriceRiskCashFlowHedgeGainLoss" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskCashFlowHedgesAbstract" xlink:to="loc_DescriptionOfReclassificationOfPriceRiskCashFlowHedgeGainLoss" order="90" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PriceRiskCashFlowHedgeGainLossReclassifiedToEarningsNet" xlink:label="loc_PriceRiskCashFlowHedgeGainLossReclassifiedToEarningsNet" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskCashFlowHedgesAbstract" xlink:to="loc_PriceRiskCashFlowHedgeGainLossReclassifiedToEarningsNet" order="100" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PriceRiskCashFlowHedgeUnrealizedGainLossToBeReclassifiedDuringNext12Months" xlink:label="loc_PriceRiskCashFlowHedgeUnrealizedGainLossToBeReclassifiedDuringNext12Months" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskCashFlowHedgesAbstract" xlink:to="loc_PriceRiskCashFlowHedgeUnrealizedGainLossToBeReclassifiedDuringNext12Months" order="110" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_PriceRiskCashFlowHedgeIneffectivenessIsImmaterial" xlink:label="loc_PriceRiskCashFlowHedgeIneffectivenessIsImmaterial" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_PriceRiskCashFlowHedgesAbstract" xlink:to="loc_PriceRiskCashFlowHedgeIneffectivenessIsImmaterial" order="120" use="optional" />
    <loc xlink:type="locator" xlink:href="http://xbrl.us/us-gaap/1.0/elts/us-gaap-2008-03-31.xsd#us-gaap_DescriptionOfComponentsOfGainLossExcludedFromAssessmentOfPriceRiskCashFlowHedgeEffectiveness" xl