Teen Prepaid Debit Card

Take the next step toward financial responsibility with a prepaid, reloadable BB&T LEAP AccountTM card. With the convenience, Visa® purchasing power and security you're looking for, it's a smart way for teens and students to spend.

  • Make purchases anywhere Visa is accepted
  • Control when and how money is added to your account
  • Pay bills online, get cash back and more
  • Apply in minutes—no separate bank account or minimum credit score required

Benefits

The BB&T LEAP Account combines the features a checking account with the convenience of a prepaid, reloadable debit card that can't be overdrawn.

  • Make hassle-free purchases or cash withdrawals, anywhere Visa is accepted.
  • Learn financial management principles through online guidance and games.
  • Add security to your online purchases by linking your card to Visa Checkout.
  • Avoid overdraft fees—ideal for young adults or students looking to establish financial responsibility.
  • Enjoy 24-hour roadside dispatch, travel and emergency assistance, as well as purchase security for eligible items
  • Share joint accounts with a parent, relative or friend. (Either you or your co-applicant must be younger than 21 years old to be eligible for a LEAP Account. If you are older than 21, you may apply for a BB&T MoneyAccount®.)

Adding Funds

It's easy to add money to your BB&T LEAP Account:

  • Deposit cash, BB&T checks or government–issued checks at any BB&T financial center location
  • Enroll in Direct Deposit to automatically deposit your paycheck, tax refund or US government benefits
  • Transfer funds to and from other BB&T accounts
  • Load funds where you shop. Use the Visa ReadyLink reload network at any participating merchant location

Managing Your Account

Bank on your terms—anytime, anywhere, with BB&T Online®—our FREE Internet banking service. It's safe, easy and convenient.

With BB&T Online, you get access to:

  • Online Bill Payment—schedule free, secure payments when they're most convenient for you
  • BB&T Mobile—perform banking transactions right from your mobile phone1
  • Alerts – receive account-related email or text messages on your mobile device1

Pricing

BB&T LEAP Account fees are straightforward and affordable and, because the account is prepaid, you never have to worry about interest charges or overdraft fees.

Standard monthly maintenance fee:

  • $3 per month

ATM withdrawal fees:

  • Free cash withdrawals at any BB&T ATM
  • $2.50 at ATMs outside of the BB&T network2
  • $5.00 at international ATMs2

Each month, you'll receive free online statements and a single paper statement at no charge. A fee of $3 applies to additional paper statements.

View the complete list of fees and free services.

FAQ

Here are the answers to some frequently asked questions about the BB&T LEAP Account.



GENERAL INFORMATION

GETTING STARTED

LOADING FUNDS

USING YOUR BB&T LEAP ACCOUNT CARD

CHECKING YOUR BALANCE

SECURITY

PRICING

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