BB&T eSavings

Open an online savings account1 and gain instant access to your money, with no monthly fees or minimum balance requirements.

  • No minimum deposit
  • Unlimited deposits, transfers and withdrawals2 made at BB&T financial centers
  • No monthly maintenance fees


Our most popular personal savings account is available exclusively online.1 We make it easy to access your funds and find the tools you need to help them grow:

  • No minimum opening deposit
  • Competitive interest rates of 0.05% APY (annual percentage yield), compounded daily3
  • Unlimited withdrawals at BB&T24 ATMs and financial centers
  • Fund your account by transferring money from an existing BB&T account, outside bank (initial deposit only) or mail

Overdraft Protection

Use your eSavings account to help protect your personal checking account in case of overdrafts.

  • Link your eSavings account to cover your BB&T personal checking account.4
  • Transfers may be made automatically to cover overdrafts in your selected personal checking account.5


With an eSavings account, you’ll enjoy these account extras for free:

  • Six no-fee transfers and withdrawals through BB&T Phone24 and online banking per month2
  • Monthly statements when combined with a BB&T checking account4


BB&T eSavings meets the needs of clients looking for competitive interest rates with no minimum balance requirements.

  • Currently 0.05% APY (annual percentage yield)3
  • No minimum opening deposit
  • No monthly maintenance fee

Learn more about pricing and fees by state.

Read our Bank Services Agreement.

Access 24/7

Your eSavings account is accessible 24/7, so you can bank when it's convenient for you.

  • Online banking—secure banking for all of your BB&T personal accounts
  • Mobile banking—access accounts from your mobile device6
  • Alerts—keep tabs on your accounts through email and mobile alerts
  • BB&T Phone24—unlimited automated account information,
    800-BANK-BBT (800-226-5228), option 4

Open an Account


Ready to begin? Get started now.

Get Assistance

By Phone

Call 800-BANK-BBT (800-226-5228).

Contact Us

Call 800-BANK-BBT



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