BB&T

Personal Checking

Enjoy the
brighter side
of banking...
It takes less than 10 minutes to apply.

FREE with all personal checking accounts:

Layer 30   Debit card with
      cash rewards
Layer 30   Mobile banking
      and alerts1
Layer 30  Online banking
     with bill payment

BB&T Bright
BankingTM

APPLY NOW

Checking for everyone

  • Waived maintenance fee with Direct Deposit2
  • Available Overdraft Protection options3

BB&T Student
Banking

APPLY NOW

Checking for young
adults through age 234

  • No minimum balance

  • Four no-fee,
    non-BB&T ATM transactions per statement cycle

Senior Checking

APPLY NOW

Checking for people
age 55 and over

  • Waived maintenance
    fee with Direct Deposit5
  • Penalty free CD withdrawal for medical emergencies6
  • Free BB&T exclusive
    wallet-style checks

BB&T Complete Client Protection

Bank Services Agreement

Personal Services Pricing Guide

Branch Banking and Trust Company, Member FDIC.

To open your account by phone use BB&T Phone24. Call 800-BANK-BBT (800-226-5228), option 4.

1Your mobile carrier's text messaging and web access charges may apply.

2Monthly maintenance fee of $10 ($12 KY/IN) waived with ACH direct deposit of $100 or more per statement cycle. Other options for avoiding monthly fees are available.

3Automatic overdraft protection transfer fees may apply. (See your Personal Services Pricing Guide for more information.)

4Account will convert to BB&T Bright Banking upon client's 24th birthday, or 60 days after the client's graduation, whichever occurs last.

5Monthly maintenance fee of $8 waived with ACH direct deposit of $100 or more per statement cycle. Other options for avoiding monthly fees are available.

6 Senior Checking clients may withdraw CD funds prior to maturity without penalty due to a medical emergency. The funds must be on deposit for at least seven days prior to a withdrawal to avoid the penalty.

Account opening is subject to credit approval.

Copyright © , Branch Banking and Trust Company. All Rights Reserved.