BB&T Teammate Banking

Banking benefits tailored to you

You're not only a valued teammate. You're a valued client.

All we see is you

As a way of saying thank you for everything you do to make BB&T successful, we're proud to provide the enhanced Teammate Banking program. The program provides more privacy, easy access, and benefits available only to teammates. Why? Because you deserve it.

Pricing and discounts exclusively for teammates

Checking and savings

Mortgage

  • Get the amount equal to 1% of your mortgage loan amount as a credit on any BB&T first mortgage

Credit cards

Choose the credit card that meets your needs:

  • BB&T Bright® credit card
  • BB&T Spectrum Cash Rewards credit card
  • BB&T Spectrum Travel Rewards credit card

Insurance

Get free quotes on:

  • Auto, motorcycle, or RV insurance
  • Home, renter, mobile home, or condo insurance
  • Life, disability, or long-term care insurance
  • Small business insurance
  • Health and medical insurance
  • And much more

Investments

  • Receive free personal consultations with a financial consultant
  • Place trades online starting at $9.95 through a self-directed brokerage account
  • Get discounted fees on Elite UMA accounts

Lending

  • Get a 0.25% rate discount on a retail line or loan with no closing cost
  • Get a 0.20% rate discount on any BB&T auto loan by contacting the BB&T Teammate Banking Center
  • Receive a 0.25% rate reduction on a LightStream® loan, which can be used for almost any purpose

How we protect your privacy

Teammate Banking is committed to ensuring that each of our teammates and retirees experience the highest levels of confidentiality and respect. We have a centralized team responsible for preventing non-business access to teammate account information. To protect your privacy, we display and record a Code of Ethics warning message when a teammate attempts to view client and/or account information of another teammate.

Ready to get started?

By email

Have a Teammate Banking representative contact you.

In person

Locate a branch.

By phone

855-BBT-FORU
(855-228-3678)

Monday - Friday 8 am to 6 pm ET.

Related services

Workday

Request time off, view your pay stubs, find benefits information, explore career opportunities and more.

BB&T Marketplace

Save on almost everything you want to buy with employee discounts, and earn points for every dollar you spend.

Education Center

Make informed choices or increase your financial knowledge with our educational articles.

  • 1

    This discount is available to all heritage SunTrust and BB&T teammates who are classified as active, full-time, or regular part-time teammates after three months of service. Active teammates who are relocating to a new job within SunTrust or BB&T are eligible immediately. Retirees are eligible immediately. Contractors are not eligible for this offer. Teammate must be an underwritten borrower on the loan. Must be a first lien position on a primary residence, second home, or investment property. This offer may be modified or rescinded at any time without prior notice. Loan applications already in process before such modification or rescission will be honored on these terms.

    For example, if you get a $200,000 mortgage, you’ll save $2,000 (1%). This discount can reduce your interest rate or be applied to your closing costs.

  • 2

    Loans, lines of credit and credit cards are subject to credit approval. Offer may not be combined with any other offer or campaign.

  • 3

    Insurance products and services are offered by McGriff Insurance Services, Inc., a subsidiary of Truist Insurance Holdings, Inc..

  • 4

    Insurance products are: NOT A DEPOSIT • NOT FDIC-INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY STATE OR FEDERAL GOVERNMENT AGENCY • MAY GO DOWN IN VALUE

  • 5

    Investment and Insurance Products:

    • Are not FDIC or any other Government Agency Insured • Are Not Bank Guaranteed • May Lose Value

    Truist, BB&T®, BB&T Securities®, BB&T Sterling Advisors, Sterling Capital®, BB&T Investments, BB&T Scott & Stringfellow®, SunTrust®, SunTrust PortfolioView, Truist Securities®, SunTrust Premier Program®, AMC Pinnacle®, AMC Premier®, Access 3®, Signature Advantage Brokerage, Custom Choice Loan®, SunTrust SummitView® and GFO Advisory Services® are service marks of Truist Financial Corporation. All rights reserved. All other trademarks are the property of their respective owners.

    Services provided by the following affiliates of Truist Financial Corporation: Banking products and services, including loans and deposit accounts, are provided by SunTrust Bank and Branch Banking and Trust Company, both now Truist Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank and Branch Banking and Trust Company, both now Truist Bank, and SunTrust Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by SunTrust Investment Services, Inc. and BB&T Securities, LLC, and P.J. Robb Variable Corp., which are SEC registered broker-dealers, members FINRA, SIPC, and a licensed insurance agency where applicable. Investment advisory services are offered by SunTrust Advisory Services, Inc., GFO Advisory Services, LLC, BB&T Securities, LLC, Sterling Capital Management, LLC, Precept Advisory Group, LLC, and BB&T Institutional Investment Advisors, Inc., each SEC registered investment advisers. BB&T Sterling Advisors, BB&T Investments and BB&T Scott & Stringfellow are divisions of BB&T Securities, LLC. Mutual fund products are advised by Sterling Capital Management, LLC. Mortgage products and services are offered through SunTrust Mortgage, a tradename for SunTrust Bank now Truist Bank.

    The information contained herein is for informational purposes only and does not represent an official statement of your SunTrust Investment Services, Inc. account. Please refer to your monthly or quarterly statements for a complete record of your transactions, holdings, and balances.

    "SunTrust Advisors" may be officers and/or associated persons of the following affiliates of Truist Financial Corporation: SunTrust Bank now Truist Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., a registered broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products; SunTrust Advisory Services, Inc., a SEC registered investment adviser which provides Investment Advisory services.

    SunTrust Private Wealth Management, International Wealth Management, GenSpring, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by SunTrust Bank now Truist Bank, SunTrust Investment Services, Inc., and SunTrust Advisory Services, Inc.

    Truist Securities is the trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries, including Truist Securities, Inc., member FINRA and SIPC.

  • 6

    Elite UMA is a managed account program for which Sterling Capital Management, LLC, serves as an investment advisor and sponsor.

  • 7

    The client may choose for the bank to pay their closing costs if the requested loan amount is ≤ $500,000. If you pay off your BB&T Home Equity Line of Credit within 36 months from the date of loan origination, you may be required to remit any closing costs BB&T paid on your behalf. A Texas resident who has financed or refinanced a homestead or home equity in the previous 12 months may not be eligible for another homestead of home equity loan based on state law. There is a $50 annual fee in AL, GA, FL, KY, OH, NJ and IN. Property insurance and flood insurance where applicable, may be required. These programs are subject to change at any time and other lending options may be available to you which may have different costs, rates and fees that may be charged at origination, closing or subsequent to closing, ranging from $0 to $10,000, and may vary by state. Be sure to contact your local BB&T teammate to discuss all your lending options.

  • 8

    Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher. If your application is approved, your credit profile will determine whether your loan will be unsecured or secured. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

    Payment example: Monthly payments for a $10,000 loan at 3.49% APR with a term of 3 years would result in 36 monthly payments of $292.98.

    Maximum APR for a LightStream loan is 20.49%. 

  • 9

    Mortgage Lending is equally committed to safeguarding associate information and adhering to the Code of Ethics policies. Mortgage applications are originated outside of the Associate Banking platform; therefore, the automated privacy messages do not apply.

Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 

Traditional bank deposit products are FDIC insured.

Truist Bank, Member FDIC and an Equal Housing Lender. 

New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at www.nyc.gov/dca.

Branch Banking and Trust Company is now Truist Bank. Learn more.

BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or SunTrust.com.

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