BB&T Teammate Lending Options

Find the financing option that meets your needs

Get great offers on mortgage, home equity and auto loans.

All we see is you

As a way of saying thank you for everything you do to make BB&T successful, we're proud to provide the enhanced Teammate Banking program. The program provides more privacy, easy access and benefits available only to teammates. Why? Because you deserve it.

Mortgage

For home purchases

BB&T teammates who plan to buy, build or refinance a primary residence can reap additional benefits by taking out a mortgage where they work.

BB&T Home Mortgage provides teammates with the following perks:

  • Get the amount equal to 1% of your mortgage loan amount as a credit on any BB&T first mortgage
  • No fee to waive escrows for taxes and insurance on a conventional mortgage if the loan-to value is less than or equal to 80%

For home equity loans

A BB&T home equity loan offers a fixed rate and payment schedule and can be secured by the equity in your primary or secondary residence. You can use the equity in your home to help pay for education expenses, home renovations and much needed vacations.

Your privacy

As you buy your home with BB&T, you can be assured that your personal financial information will be secure. 

How to get started

Auto loans

For new auto purchases

If you're in the market for a new vehicle, your local Dealer Finance Center can help you find the perfect deal. Already know what you're looking for? Call your local Dealer Finance Center and we'll help determine which local dealership best suits your needs.

How it works

  1. Determine what vehicles you're interested in, and then call your local Dealer Finance Center. (See the map on the voucher below.) We'll help find the right dealer in your area.
  2. Print this voucher (PDF) for your preferred rate, and take it to the dealership when you purchase your new vehicle.
  3. Present your voucher at the dealership, so they'll know you're a valued BB&T teammate and will include your voucher in your loan package.

For refinancing, private party transactions, or purchases from a non-franchise dealer

If you're looking to refinance your auto loan, get cash out, shorten your term, buy from a private seller or buy from an independent dealer, the BB&T Teammate Banking Center can help you. In fact, for everything except purchasing from a franchise dealer, we can offer you a discount.

  • Get a 0.20% rate discount on any BB&T auto loan at approximately 4,000 auto dealerships or through your local branch.

Home equity line of credit

A home equity line of credit gives you the flexibility to borrow the money you need only when you need it. Get a free quote today and see what your home can do for you. You can use a home equity line of credit for large purchases or unexpected expenses. BB&T teammates qualify for:

  • 0.25% rate discount
  • No closing cost option
  • Flexible credit line

Personal loans and lines of credit

Use your personal net worth to obtain a revolving line of credit to manage expenses such as education, home remodeling or debt consolidation. BB&T teammates may qualify for lower rates on personal loans and lines of credit. Let us help you find the personal loan that's right for you.

  • Low fixed rates
  • Other rates and terms available
  • Origination fees are waived
  • Discount of 0.25% on new retail loan or line of credit

How we protect your privacy

Teammate Banking is committed to ensuring that each of our teammate and retirees experience the highest levels of confidentiality and respect. We have a centralized team responsible for preventing non-business access to teammate account information. To protect your privacy, we display and record a Code of Ethics warning message when a teammate attempts to view client and/or account information of another teammate.

Ready to get started?

By email

Have a Teammate Banking representative contact you.

By phone

855-BBT-FORU
(855-228-3678)

Monday - Friday 8 am to 6 pm ET.

Still exploring?

How Much Can I Afford to Spend on a Home?  (Calculator)

Find out how much you can afford given your monthly budget.

How Much Will My Vehicle Payments Be?  (Calculator)

See how much you'll spend on your monthly car payments, based on a few key factors.

What Should I Know Before Borrowing Money?  (Article)

Know what lenders are looking for and improve your ability to borrow.

Related services

Checking and Savings for BB&T Teammates

Enjoy the best checking we offer with an Elite Gold checking account. Take advantage of no monthly maintenance fees or minimum balance requirements. Plus, you'll get additional discounts on other features.

Credit Cards for BB&T Teammates

Receive a BB&T Credit Card with preferential annual percentage rates (APRs) on purchases, balance transfers and cash advances.

Investment Services for BB&T Teammates

Trade online through BB&T Investments self-directed brokerage and get a free financial consultation.

McGriff Insurance Services

All BB&T teammates and retirees can take advantage of competitive insurance rates through the nation's top-rated agencies.

  • 1

    Offer excludes 15-Year Home Equity Select program (Product 135) and Closed-End Second Mortgage program (Products 650, 651, and 652).

  • 2

    The client may choose for the bank to pay their closing costs if the requested loan amount is ≤ $500,000. If you pay off your BB&T Home Equity Line of Credit within 36 months from the date of loan origination, you may be required to remit any closing costs BB&T paid on your behalf. A Texas resident who has financed or refinanced a homestead or home equity in the previous 12 months may not be eligible for another homestead of home equity loan based on state law. There is a $50 annual fee in AL, GA, FL, KY, OH, NJ and IN. Property insurance and flood insurance where applicable, may be required. These programs are subject to change at any time.

  • 3

    Mortgage Lending is equally committed to safeguarding associate information and adhering to the Code of Ethics policies. Mortgage applications are originated outside of the Associate Banking platform; therefore, the automated privacy messages do not apply.

A BB&T credit card, loan or line cannot be paid through a balance transfer. Continue to make payments on the existing loan or line until the transfer is posted and complete. Transfer balances are available up to your purchase credit limit. Fees and finance charges will reduce the available purchase credit limit.

Only deposit products are FDIC insured.

Loans, lines of credit and credit cards are subject to credit approval. Offer may not be combined with any other offer or campaign.

Some loan products not available in all states.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender. 

Branch Banking and Trust Company is now Truist Bank. Learn more.

BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or SunTrust.com.

BB&T Complete Client Protection

about Truist Bank