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Checking Accounts

Banking your way

No matter how you like to bank, we make managing your money easy.

Open an account online to get a BB&T checking account - important

Which checking account is best for you?

Choose from a variety of options from everyday checking to our most exclusive account with premium benefits.

Tell us about yourself, and we'll help you get started.

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Important Information!

Choose one or more of the above boxes to see your options.

Senior Checking

If you're at least 55 years of age, Senior Checking may be right for you.

Avoid the $10 monthly fee with one of the following each statement cycle:

  • Direct deposits of $500 or more or
  • $1,000 average checking balance

The following are available with all of our checking accounts:

Debit cards

Get cash back when you shop with your debit card with BB&T Deals.

Online and mobile banking

Go beyond everyday banking with U by BB&T®, our online and mobile banking experience.

BB&T alerts

Set alerts for the activities that matter most to you.

Overdraft protection

Mistakes happen. Get added peace of mind with overdraft protection.

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Still exploring?

See how U by BB&T can make managing your money easy and convenient.

Conducting a mid-year check-up on key financial areas—budget, credit score, retirement savings, life insurance—will allow you to adjust if needed to keep your annual financial goals on track. Here are some important aspects of a financial check-up.

Learn how much to invest each month to reach $1 million.

Related services

Online banking

Get a big-picture view of your finances with U by BB&T.

Payment preferences
Cash back rewards

With BB&T Deals, the more you shop, the more you earn.

Overdraft protection

Link your BB&T accounts for overdraft protection and get added peace of mind.

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See our Bank Services Agreement (PDF) for additional disclosures.

Learn more about your account At A Glance.

Learn about fees and ways you can avoid them.

4Includes checking, savings, Money Rate Savings, Investor's Deposit Accounts, Certificate of Deposit, Individual Retirement Account and/or investments through BB&T Investments or BB&T Scott and Stringfellow.

5Loans, lines of credit and credit cards are subject to credit approval.

6First and second closed end personal loans secured by a residence only.

Investment solutions are provided by BB&T Investments and BB&T Scott & Stringfellow, divisions of BB&T Securities, LLC (opens in a new tab), member FINRA (opens in a new tab)/SIPC (opens in a new tab). BB&T Securities, LLC is a wholly-owned nonbank subsidiary of BB&T Corporation. Securities and insurance products or annuities sold, offered or recommended by BB&T Investments and BB&T Scott & Stringfellow are not a deposit, not FDIC insured, not guaranteed by a bank, not insured by any federal government agency and may lose value.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender. Equal Housing Lender icon

Checking accounts provide easy access to your money. Once you have a checking account, you can pay bills, transfer money, use an ATM and make purchases with a debit card. We offer a variety of checking accounts with options such as online and mobile banking to make it easy to bank when and where you want.