Please select your state

Checking Accounts

Banking your way

No matter how you like to bank, we make managing your money easy.

Open an account online to get a BB&T checking account - important

Which checking account is best for you?

Choose from a variety of options from everyday checking to our most exclusive checking account with premium benefits.

Tell us about yourself, and we'll help you get started.

Checking these checkboxes updates content below.

You may be interested in:

Important Information!

Choose one or more of the above boxes to see your options.

Senior Checking

If you're at least 55 years of age, Senior Checking may be right for you.

Avoid the $10 monthly fee with one of the following each statement cycle:

  • Direct deposits of $500 or more or
  • $1,000 average checking balance

Digital banking built around you

We've simplified banking to give you more control over how you manage your money and your cards.

  • Customize your dashboard – Set up your online banking profile and accounts any way you like
  • Link accounts – View all of your accounts at once, whether they're with BB&T or not
  • Move money with Zelle® – Send and receive money directly between almost anyone you know
  • Control your cards – Choose when, where and how your card is used

Enroll in online banking today - important

Additional checking account services

Make sure you're using all the great services that come with a BB&T checking account.

Order checks

Whether you write one check per year or dozens every month, it's easy to order customized checks and accessories online (opens in a new tab). You can get:

  • Checks
  • Checkbook covers
  • Personal deposit slips
  • Address labels

Personalize your debit card

Customize your BB&T debit card with the design of your choice in either landscape or portrait orientation. Design options include:

  • Gallery images – Browse hundreds of professional photos in our image library
  • Personal images – Upload your favorite photo or image
  • Photo ID – Upload your profile photo for an added layer of card security

Choose your overdraft protection options

Our goal is to make it as easy as possible for you to understand how you have incurred a fee, so you know exactly what you're paying for.

Set your overdraft protection options in U by BB&T. Once logged in:

  1. Select Profile & Settings
  2. Select Customer Service
  3. Under Account Services, select Your Overdraft Options

Find your routing number

Your routing number is specific to the state in which you opened your account. Find your routing number.

Once you know where to look, it's easy to spot your routing number:

  • It's the nine-digit number in the lower left corner of your checks
  • It comes right before your account number

Still exploring?

See how U by BB&T can make managing your money easy and convenient.

Conducting a mid-year check-up on key financial areas—budget, credit score, retirement savings, life insurance—will allow you to adjust if needed to keep your annual financial goals on track. Here are some important aspects of a financial check-up.

Learn how to manage your accounts with overdraft protection and overdraft review.

Related services

Online banking

Get a big-picture view of your finances with U by BB&T.

Payment preferences
Cash back rewards

With BB&T Deals, the more you shop, the more you earn.

Overdraft protection

Link your BB&T accounts for overdraft protection and get added peace of mind.

Change your state

See our Bank Services Agreement (PDF) for additional disclosures.

Learn more about your account, including fees and ways you can avoid them.

4Includes checking, savings, Money Rate Savings, Investor's Deposit Accounts, Certificate of Deposit, Individual Retirement Account and/or investments through BB&T Investments or BB&T Scott and Stringfellow.

5Loans, lines of credit and credit cards are subject to credit approval.

6First and second closed end personal loans secured by a residence only.

Investment solutions are provided by BB&T Investments and BB&T Scott & Stringfellow, divisions of BB&T Securities, LLC (opens in a new tab), member FINRA (opens in a new tab)/SIPC (opens in a new tab). BB&T Securities, LLC is a wholly-owned nonbank subsidiary of BB&T Corporation. Securities and insurance products or annuities sold, offered or recommended by BB&T Investments and BB&T Scott & Stringfellow are not a deposit, not FDIC insured, not guaranteed by a bank, not insured by any federal government agency and may lose value.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender. Equal Housing Lender icon

Checking accounts provide easy access to your money. Once you have a checking account, you can pay bills, transfer money, use an ATM and make purchases with a debit card. We offer a variety of checking accounts with options such as online and mobile banking to make it easy to bank when and where you want.