Student Checking

School can be stressful—fortunately banking doesn’t have to be

Select your state to see details for your location.

Find financial independence with a personal checking account that's designed for your student lifestyle. A student checking account helps stretch your budget with no monthly maintenance fee, no direct deposit requirement, overdraft protection, a personalized debit card and mobile banking.

Best if you

  • Want a basic checking account designed just for students


  • No minimum balance requirement
  • No BB&T fees for two non-BB&T ATM transactions per statement cycle
  • Regular savings account with no maintenance fee
  • No direct deposit requirement


  • No minimum opening deposit
  • No monthly maintenance fee
  • No-fee online statement. Paper statement fees may apply. The fee is waived if you enroll in online banking and choose to receive online-only statements.

See all pricing and fees.

Enjoy these additional benefits

  • Option to personalize your debit card
  • Securely deposit checks from your smartphone or tablet with mobile check deposit
  • Free access to over 2,400 BB&T ATMs
  • Unlimited automated account information through BB&T Phone24 at 800-BANK-BBT (800-226-5228)
  • U by BB&T money management tools, including a customizable dashboard, cash back with BB&T Deals and personal payments

Keep tabs on your account

  • Use U by BB&T®, our customizable online and mobile banking experience, to monitor your BB&T and non-BB&T accounts, pay bills, set and track spending, manage your receipts and more
  • Receive important account alerts by email or text
  • Choose online statements for convenient access to your account statements from your computer or mobile device

Ready to get started?

In person

Locate a branch.

Still exploring?

How Much Will College Cost?  (Article)

It's no secret that college is expensive. But if you have a handle on the costs of attending college, you'll be better able to set your savings goals.


Understanding Your Overdraft Options  (Video)

Learn how to manage your accounts with overdraft protection and overdraft review.

What Can U Do for Me?  (Video)

See how U by BB&T can make managing your money easy and convenient.

Not convinced that a Student Checking account is right for you?

Select your state

Select your state for location-specific product information.

Learn more about your account, including fees and ways you can avoid them.

  • 1

    Two (2) no-BB&T-fee non-BB&T ATM transactions per statement cycle.

  • 2

    Service fees may apply. Please see our Personal Services Pricing Guide for details.

  • 3

    Account eligibility requirements apply. Mobile check deposit is available for iPhone, iPod with camera, iPad version 2 and higher, iPad mini and Android.  A camera is required.

Fees from your mobile or data carrier may apply. A monthly service fee applies if you choose to access your online banking financial data through QuickBooks® or Quicken® Direct Connect.

Subject to credit approval.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender.