BB&T Bright Credit Card
Best if you
- Are considering a balance transfer
- Will carry a balance from month to month
- Want a low interest credit card
- Enjoy Visa's® Zero Liability unauthorized purchase protection1
- Earn money easily with BB&T Deals. Log in to U by BB&T®, pick a deal, shop with your credit card and earn cash back.
- Take advantage of travel and emergency assistance services and auto rental collision damage waiver2
Visit Visa (opens in a new tab) to learn about additional card benefits.
- 0% introductory annual percentage rate (APR) for 15 months on purchases and balance transfers3
- Variable APRs ranging from 12.99% to 21.99% afterwards3
- No annual fee4
See our BB&T Bright® Credit Card Disclosure (PDF) for fee details.
Not convinced yet?
The BB&T Bright credit card allows you to set your own card controls and enjoy added security.
Set your own card controls
Get customizable card control features in U by BB&T® that let you choose when, where and how your card is used:
- Turn your card off instantly if you temporarily misplace it
- Set geographic limits for fraud protection
- Manage spending by transaction type or dollar limit
Enjoy added security
- Add an extra layer of security with fraud alerts—we'll text, email or call you if we suspect suspicious activity
- Guard against unauthorized credit card use with Visa's Zero Liability Policy (opens in a new tab)
- Monitor your credit with VantageScore®, provided by Equifax®—your free score and detailed review are updated regularly so you can be confident in your credit decisions
Ready to get started?
Open an account online.
Locate a branch.
Not convinced that a BB&T Bright credit card is right for you? Compare credit card options.
With customizable card controls, you choose when, where and how your BB&T credit and debit cards get used.
U by BB&T
Our mobile and online banking experience, U by BB&T, lets you see the big picture and take control of your finances.