BB&T Bright Card
Best if you
- Are considering a balance transfer
- Will carry a balance from month to month
- Want a low interest credit card
- Enjoy Visa's® Zero Liability unauthorized purchase protection1
- Earn money easily with BB&T Deals. Log in to U by BB&T, pick a deal, shop with your credit card and earn cash back.
- Take advantage of travel emergency assistance and accident insurance1
- Visit Visa website (opens in a new tab) to learn about additional card benefits
- 0% introductory annual percentage rate (APR) for 15 months on purchases and balance transfers
- Variable APRs ranging from 12.65% to 21.65% afterwards2
- No annual fee3
See our BB&T Bright® Credit Card Disclosure (PDF) for fee details.
Not convinced yet?
The Bright card includes a number of extras plus convenient access options.
Enjoy added security
- Guard against unauthorized credit card use with Visa's Zero Liability® Policy (opens in a new tab)
- Add an extra layer of security with fraud alerts—we'll text, email or call you if we suspect suspicious activity
- Link your Bright card to Visa Checkout®4 and securely pay online in a flash
- Use your Bright card at chip-enabled terminals for enhanced fraud protection
Keep tabs on your account
- Use U by BB&T®, our customizable online and mobile banking experience, to monitor your BB&T and non-BB&T accounts, pay bills, set and track spending, manage your receipts and more
- Monitor your credit with VantageScore®, provided by Equifax®.Your free score5 and detailed review are updated regularly so you can be confident in your credit decisions.
- Receive important account alerts by email or text
- Choose online statements for convenient access to your account statements from your computer or mobile device
Ready to get started?
Open an account online.
Locate a branch.
Not convinced that a Bright card is right for you?