BB&T and SunTrust are now Truist
Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Learn more.(moves focus)
View our current retail credit card disclosures, which include information on interest rates, fees and more. Disclosure 1
BB&T Spectrum Cash Rewards Card
BB&T Spectrum Travel Rewards Card
BB&T Bright Secured Card
BB&T Spectrum Cash Rewards Secured Card
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1.
FCRA Risk-Based Pricing Notice: The terms offered are set based on whole or in part on information obtained in a report from the consumer reporting agency listed below. You have a right under the Fair Credit Reporting Act to obtain a free copy of the report from the consumer reporting agency: Equifax Information Services, LLC, Mail drop H-13, 1550 Peachtree Street, Atlanta, GA 30309, 800-685-1111.
See the Bright Secured Cardholder Agreement (PDF).
See the Bright Cardholder Agreement (PDF).
See the Spectrum Cash Rewards Secured Cardholder Agreement (PDF).
See the Spectrum Cash Rewards Cardholder Agreement (PDF).
See the Spectrum Cash Rewards Signature Retail Cardholder Agreement (PDF).
See the Spectrum Travel Rewards Secured Cardholder Agreement (PDF).
See the Spectrum Travel Rewards Cardholder Agreement (PDF).
See the Spectrum Travel Rewards Signature Retail Cardholder Agreement (PDF).
See the Vantage Visa Signature Consumer Cardholder Agreement (PDF).
To request a copy of the Bankcard Account disclosures and/or cardholder agreement for your BB&T credit card, contact BB&T BankCard Customer Service at 800-476-4228 Monday through Friday, from 8 am to 8 pm ET, or Saturday from 8 am to 5 pm ET.
Truist Bank, Member FDIC and an Equal Housing Lender.
New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at www.nyc.gov/dca.
Branch Banking and Trust Company is now Truist Bank. Learn more.
BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or SunTrust.com.