BB&T Spectrum Travel Rewards Credit Card
Best if you
- Travel frequently and want to earn double rewards for your travel purchases1
- Enjoy flexible rewards you can use for travel, gift cards, statement credits and more. Plus, your miles are worth 75% more in value when redeemed for hotel stays.
- Want to receive statement credit for TSA Pre✓® or Global Entry, and airline incidentals
- Earn 2x miles on air/hotel/car rentals and 1x miles on all other qualifying purchases (unlimited miles available)1
- Earn 20,000 bonus miles when you spend $2,000 in the first 90 days ($200 value)
- Get an $85 credit for TSA Pre✓ or Global Entry2
- Use your annual $50 airline incidental credit toward check bag fees, in flight purchases, and more2
- Variable Annual Percentage Rates (APR) ranging from Prime + 9.99% to Prime + 18.99%; current rates are 15.24% to 24.24%3
- No annual fee for the first year, and $89 thereafter4
- No foreign transaction fee4
See our BB&T Spectrum Travel Rewards Credit Card Disclosure (PDF) for fee details.
How many rewards miles can I earn?
Enter your monthly spending to see why it pays to use the BB&T Spectrum Travel Rewards credit card.
All fields should be US dollars rounded to the nearest dollar. The updated total is announced automatically. It can also be located under the "Results" heading.
*Earn 20,000 bonus miles when you spend $2,000 in the first 90 days (equivalent of $200).
Calculations are for estimation purposes only and actual results may vary; see disclosures for more details.
Not convinced yet?
The BB&T Spectrum Travel Rewards credit card allows you to set your own card controls and enjoy added security.
Set your own card controls
Get customizable card control features in U by BB&T® that let you choose when, where and how your card is used:
- Turn your card off instantly if you temporarily misplace it
- Set geographic limits for fraud protection
- Manage spending by transaction type or dollar limit
Enjoy added security
- Add an extra layer of security with fraud alerts—we'll text, email or call you if we suspect suspicious activity
- Guard against unauthorized credit card use with Visa's Zero Liability Policy (opens in a new tab)
- Monitor your credit with VantageScore®, provided by Equifax®—your free score and detailed review are updated regularly so you can be confident in your credit decisions
Ready to get started?
Open an account online.
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With customizable card controls, you choose when, where and how your BB&T credit and debit cards get used.
U by BB&T
Our mobile and online banking experience, U by BB&T, lets you see the big picture and take control of your finances.