Prepaid Debit Card

Looking for a prepaid debit card in Belmont, NC?

Enjoy the convenience and purchasing power of BB&T MoneyAccount®

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A prepaid debit card is the perfect companion to your checking account

Searching for the perfect Visa® prepaid debit card in Belmont—one that's safe and easy with access to online banking? BB&T MoneyAccount combines the features of a checking account with the convenience of a reloadable prepaid debit card.

You'll enjoy a variety of benefits that make it easy to bank when you want, how you want in Belmont. Take advantage of U by BB&T®, our online and mobile banking experience, with bill payment and budgeting tools to help you keep tabs on your money.

When you open your MoneyAccount online in Belmont, you'll be able to spend with confidence. You'll never overdraw your account because you can only spend the amount that's available on your card. Prefer to sign up for a prepaid debit card in person? With more than 2,000 BB&T branches, we're right around the corner from you in Belmont, NC.

Using your card

  • Reload funds when you shop at Visa ReadyLink(opens in a new tab) participating merchant locations
  • Access your BB&T MoneyAccount anywhere, from any device, with U by BB&T®
  • Use your prepaid debit card to make secure purchases with mobile devices from Apple®, Android® or Samsung®
  • Tap to pay with your contactless BB&T Visa card anywhere you see the Contactless Symbol ()
  • Transfer funds to and from other BB&T accounts
  • Use the Ingo Money app to load approved checks directly into your MoneyAccount

Keep tabs on your account

  • Use U by BB&T®, our customizable online and mobile banking experience, to monitor your BB&T and non-BB&T accounts, pay bills, set and track spending, manage your receipts and more
  • Receive important account alerts by email or text
  • Choose online statements for convenient access to your account statements from your computer or mobile device

Ready to get started?

In person

Locate a branch.

Still exploring?

What are the benefits of a BB&T MoneyAccount?

See how easy it is to manage your money wisely with a BB&T prepaid debit card.

[MUSIC PLAYING] Managing money wisely is something we can all use some help with. And BB&T has found a way to make it easier, a lot easier. Open a BB&T money account, and you'll have access to a prepaid transaction account that comes with a Visa debit card, but only lets you spend the money you have.

No late fees. No risk of overdrafts. No way to get in over your head. And it will never damage your credit. You're always in control. And you can still take advantage of all the benefits and services you'd expect from a BB&T account. You can even share an account with your spouse, child, relative, or friend.

It's easy to get started with a BB&T money account. There's no minimum credit score required. You don't need to have a separate bank account. And there's no minimum balance to keep.

Simply deposit money in the account and then use it when you need it, without ever worrying about things like interest rates and monthly balances. You pay a low $5.00 monthly fee or $3.00 if you load at least $1,000 on your card in any given month. Other fees may apply based on usage.

We've made it easy to load funds, too, with free direct deposit available for payroll checks, tax refunds, even government benefits. And you can load funds any time at any of our 1,800 plus BB&T financial centers or at more than 50,000 other locations using Visa's Ready Link Network. And of course, you can transfer funds directly from your other BB&T accounts.

Accessing your account is even easier, because your money account visa card can be used just like a Visa debit card at stores, online, over the phone, for almost anything at millions of locations worldwide. You can even use it to pay bills. Plus withdraw cash for free at any BB&T ATM or financial center. Or get cash back at many merchant locations when you make a purchase.

You can also view account information whenever you want-- online, on your mobile device, or in person. And you can breathe easier knowing your money's safe because you'll enjoy 100% fraud protection, thanks to Visa Zero Liability, and BB&T Complete Client Protection.

Bottom line, a BB&T money account is an easy way to control spending and simplify the way you manage your money. To learn more, visit

For a complete list of account fees, see our BB&T MoneyAccount Pricing Guide

ATM owners outside of the BB&T network may charge a separate usage fee.

Fees from your mobile or data carrier may apply. A monthly service fee applies if you choose to access your online banking financial data through QuickBooks® or Quicken® Direct Connect.

MoneyAccount loads cannot exceed $10,000 and the total balance in the MoneyAccount cannot exceed $10,000.

Ingo Money is operated by Ingo Money, Inc. and all check funding services are provided by First Century Bank, N.A. Use of Ingo Money is subject to the Ingo Money and First Century Bank Terms and Conditions(opens in a new tab), and the information you send to Ingo Money is subject to the terms of the Ingo Money and First Century Bank Privacy Policy(opens in a new tab). Approval usually takes 3 to 5 minutes but can take up to an hour. All checks are subject to approval for funding in Ingo Money's sole discretion. Unapproved checks will not be loaded to your card. Ingo Money reserves the right to recover funds from bad checks if you knew the check was bad when you sent it, if you attempt to cash or deposit it elsewhere after funding, or if you otherwise act illegally or fraudulently.

Apple, the Apple logo, iPhone and Apple Watch are trademarks of Apple, Inc., registered in the US and other countries. Apple Pay and Touch ID are trademarks of Apple, Inc.

Android, Google Play and the Google Play logo are trademarks of Google Inc.

Branch Banking and Trust Company, Member FDIC.

New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at

Branch Banking and Trust Company is now Truist Bank. Learn more.

BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or

BB&T Complete Client Protection

about Truist Bank