Best if you
- Want multiple cards to manage a strict budget
- Want to avoid the possibility of overspending and associated overdraft fees
- Need an account that lets you set up direct deposit to avoid check-cashing fees
- Want a budgeting tool for your child or student traveling abroad
- Don't have a bank account or credit history
- Prepaid, reloadable debit card
- Utilize as a companion card to your checking account. Easily transfer money to and from your BB&T MoneyAccount®
- Purchases or cash withdrawals anywhere Visa® is accepted
- No separate bank account or minimum credit score required
- No overdraft fees or interest charges
- Earn cash back when you shop with BB&T Deals
- Protected against unauthorized use
- $5 per month ($3 for any month that you have total deposits/loads of at least $1,000)
- Free cash withdrawals at any BB&T ATM
- $3 per transaction at ATMs outside of the BB&T network Disclosure 1
- $5 per transaction at international ATMs Disclosure 1
- Waived monthly fee for qualified accounts Disclosure 2
- For a complete list of account fees, see our prepaid debit card pricing
Not convinced yet?
Your prepaid debit card includes a number of extras plus convenient access options.
Using your card
- Reload funds when you shop at Visa ReadyLink(opens in a new tab) participating merchant locations
- Access your BB&T MoneyAccount anywhere, from any device, with U by BB&T®
- Use your prepaid debit card to make secure purchases with mobile devices from Apple® , Android® or Samsung®
- Add security to your online purchases by linking your card to Visa Checkout® - LINK UNAVAILABLE
- Transfer funds to and from other BB&T accounts
- Use the Ingo™ Money app to load approved checks directly into your MoneyAccount
Keep tabs on your account
- Use U by BB&T® , our customizable online and mobile banking experience, to monitor your BB&T and non-BB&T accounts, pay bills, set and track spending, manage your receipts and more
- Receive important account alerts by email or text
- Choose online statements for convenient access to your account statements from your computer or mobile device
Ready to get started?
What Are the Benefits of a BB&T MoneyAccount?
See how easy it is to manage your money wisely with a BB&T prepaid debit card.
What Will It Take to Become a Millionaire?
Learn how much to invest each month to reach $1 million.
Ready to get started?
Not convinced that a prepaid Visa debit card is right for you?
For a complete list of account fees, see our prepaid debit card pricing.
ATM owners outside of the BB&T network may charge a separate usage fee.
No monthly maintenance fees for Elite Gold and Elite@Work clients. Other fees may apply.
Fees from your mobile or data carrier may apply. A monthly service fee applies if you choose to access your online banking financial data through QuickBooks® or Quicken® Direct Connect.
MoneyAccount loads cannot exceed $10,000 and the total balance in the MoneyAccount cannot exceed $10,000.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple, Inc., registered in the US and other countries. App Store is a service mark of Apple, Inc.
Android, Google Play and the Google Play logo are trademarks of Google Inc.
Branch Banking and Trust Company, Member FDIC.