Prepaid Debit Card
Best if you
- Want multiple cards to manage a strict budget
- Want to avoid the possibility of overspending and associated overdraft fees
- Need an account that lets you set up direct deposit to avoid check-cashing fees
- Want a budgeting tool for your child or student traveling abroad
- Don't have a bank account or credit history
- Prepaid, reloadable debit card
- Utilize as a companion card to your checking account. Easily transfer money to and from your BB&T MoneyAccount®
- Purchases or cash withdrawals anywhere Visa® is accepted
- No separate bank account or minimum credit score required
- No overdraft fees or interest charges
- Earn cash back when you shop with BB&T Deals
- Protected against unauthorized use
- $5 per month ($3 for any month that you have total deposits/loads of at least $1,000)
- Free cash withdrawals at any BB&T ATM
- $3 per transaction at ATMs outside of the BB&T network1
- $5 per transaction at international ATMs1
- Waived monthly fee for qualified accounts2
- For a complete list of account fees, see our prepaid debit card pricing
Not convinced yet?
Your prepaid debit card includes a number of extras plus convenient access options.
Using your card
- Reload funds when you shop at Visa ReadyLink (opens in a new tab) participating merchant locations
- Access your BB&T MoneyAccount anywhere, from any device, with U by BB&T®
- Use your prepaid debit card to make secure purchases with mobile devices from Apple®, Android® or Samsung®
- Add security to your online purchases by linking your card to Visa Checkout®
- Transfer funds to and from other BB&T accounts
- Use the IngoTM Money app to load approved checks directly into your MoneyAccount
Keep tabs on your account
- Use U by BB&T®, our customizable online and mobile banking experience, to monitor your BB&T and non-BB&T accounts, pay bills, set and track spending, manage your receipts and more
- Receive important account alerts by email or text
- Choose online statements for convenient access to your account statements from your computer or mobile device
What are the benefits of a BB&T MoneyAccount?
See how easy it is to manage your money wisely with a BB&T prepaid debit card.
Managing money wisely is something we can all use some help with, and BB&T has found a way to make it easier. A lot easier.
Open a BB&T MoneyAccount, and you’ll have access to a prepaid transaction account that comes with a Visa debit card, but only lets you spend the money you have. No late fees, no risk of overdrafts, no way to get in over your head.
And it will never damage your credit. You’re always in control.
And you can still take advantage of all the benefits and services you’d expect from a BB&T account. You can even share an account with your spouse, child, relative or friend.
It’s easy to get started with a BB&T MoneyAccount. There’s no minimum credit score required. You don’t need to have a separate bank account. And there’s no minimum balance to keep.
Simply deposit money in the account and then use it when you need it, without ever worrying about things like interest rates and monthly balances.
You pay a low $5 monthly fee, or $3 if you load at least $1,000 on your card in any given month. Other fees may apply based on usage.
We’ve made it easy to load funds too, with free direct deposit available for payroll checks, tax refunds—even government benefits. And you can load funds anytime at any of our 1,800+ BB&T financial centers or at more than 50,000 other locations using Visa’s Ready Link Network.
And of course, you can transfer funds directly from your other BB&T accounts.
Accessing your account is even easier, because your MoneyAccount Visa card can be used just like a Visa debit card at stores, online, over the phone—for almost anything—at millions of locations worldwide. You can even use it to pay bills.
Plus, withdraw cash for free at any BB&T ATM or financial center. Or get cash back at many merchant locations when you make a purchase.
You can also view account information whenever you want—online, on your mobile device or in person.
And you can breathe easier knowing your money’s safe, because you’ll enjoy 100% fraud protection thanks to Visa Zero Liability and BB&T Complete Client Protection.
Bottom line: a BB&T MoneyAccount is an easy way to control spending and simplify the way you manage your money.
To learn more, visit BBT.com/MoneyAccount
Ready to get started?
Not convinced that a prepaid Visa debit card is right for you?