Savings Accounts

Saving made simple

Select your state to see details for your location.

Choose the savings account that's right for you

Whether you want to save for a rainy day, or have a specific savings goal in mind, we make saving your money easy and convenient.

eSavings  (Most popular)

  • No minimum balance requirements
  • No monthly maintenance fees
  • No minimum opening deposit
  • Unlimited deposits, withdrawals and transfers at BB&T branches and ATMs

High Performance Money Market Account

  • $1,000 minimum balance needed to avoid $12 monthly maintenance fee
  • Convenient check-writing ability
  • Unlimited deposits, withdrawals and transfers at BB&T branches and ATMs

Investor's Deposit Account

  • $10,000 minimum balance requirement
  • Convenient check-writing ability
  • Unlimited deposits, withdrawals and transfers at BB&T branches and ATMs

Health Savings Account (HSA)

  • Tax-deductible contributions up to the annual limit
  • Potential to accrue a higher return by moving funds between your savings and investment accounts
  • Debit card and checks provide convenient access to savings
  • Tax-free withdrawals for qualified medical expenses

Young Savers

The following are available with all of our savings accounts:

No-fee online statements

Access your account statements from your computer or mobile device

BB&T alerts

Set alerts for the activities that matter most to you

Online and mobile banking

Go beyond everyday banking with U by BB&T®, our online and mobile banking experience

Digital banking built around you

U by BB&T® is ranked #1 in Customer Satisfaction with Mobile Banking Apps among National Banks by J.D. Power.

  • Customize your dashboard – Set up your online banking profile and accounts any way you like
  • Link accounts – View all of your accounts at once, whether they're with BB&T or not
  • Move money with Zelle® – Send and receive money directly between almost anyone you know
  • Control your cards – Choose when, where and how your card is used

Enroll in online banking today

Still exploring?

Simple Savings Rate Calculator  (Calculator)

Find out how much you can earn with specific savings rates.

Why an Emergency Fund Is Important to Your Financial Security  (Article)

Emergencies are going to happen. Learn how you can be ready for life's unexpected events.

Building a Savings Nest Egg  (Article)

A financial cushion can provide future peace of mind.

Select your state

Select your state for location-specific product information.

Learn more about your account, including fees and ways you can avoid them.

  • 1

    Service fees may apply. Please see our Personal Services Pricing Guide for details.

  • 2

    Six preauthorized, automatic or telephonic (including online banking and BB&T Phone24) transfers or withdrawals per statement cycle. A per-transaction or withdrawal fee is charged for excessive activity: $3 for eSavings and $15 for Investor's Deposit Account and High Performance Money Market Account.

  • 3

    Account will convert to a regular savings account, which may include monthly fees, upon client's 18th birthday. Please see our Personal Services Pricing Guide for details.

  • 4

    J.D. Power 2020 U.S. Banking Mobile App Satisfaction Study; among banks with more than $150B in deposits. Visit  jdpower.com/awards(opens in a new tab) for more details and media.truist.com for more information about BB&T, now Truist.

Subject to credit approval.

The information provided is not intended to be legal, tax, or financial advice. BB&T hopes you find this information useful but we cannot guarantee that it is accurate, up to date, or appropriate for your situation. You should consult with a qualified attorney or financial advisor to understand how the law applies to your particular circumstances or for financial information specific to your personal or business situation.

Truist Bank, Member FDIC and an Equal Housing Lender. 

New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at www.nyc.gov/dca.

Branch Banking and Trust Company is now Truist Bank. Learn more.

BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or SunTrust.com.

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