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Savings Accounts

Saving made simple

Plan for the future with our savings accounts

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Choose the savings account that's right for you

Whether you want to save for a rainy day, or have a specific savings goal in mind, we make saving your money easy and convenient.

Tell us what you're looking for, and we'll help you get started.

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Important Information!

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Our most popular savings account available exclusively online

  • No minimum balance requirements
  • No monthly maintenance fees1
  • No minimum opening deposit
  • Unlimited deposits, withdrawals and transfers2 at BB&T branches and ATMs

Investor's Deposit Account

Enjoy tiered money market rates with your higher savings balance

  • $10,000 minimum balance requirement
  • Convenient check-writing ability
  • Unlimited deposits, withdrawals and transfers2 at BB&T branches and ATMs

Young Savers

Help children under the age of 183 learn the importance of saving and budgeting

  • No minimum balance requirements
  • No monthly maintenance fees1
  • No minimum opening deposit
  • Interest compounded daily

Health Savings Account (HSA)

Discover an easy, tax-advantaged way to pay for qualified medical expenses

  • Tax-deductible contributions up to the annual limit
  • Potential to accrue a higher return by moving funds between your savings and investment accounts
  • Debit card and checks provide convenient access to savings
  • Tax-free withdrawals for qualified medical expenses

The following are available with all of our savings accounts:

No-fee online statements

Access your account statements from your computer or mobile device

BB&T alerts

Set alerts for the activities that matter most to you

Online and mobile banking

Go beyond everyday banking with U by BB&T®, our online and mobile banking experience

Still exploring?

Estimate the amount of savings you'll need for your next large purchase.

Learn how much to invest each month to reach $1 million.

Make sure you're avoiding these pitfalls to create better financial habits.

Related services

Checking accounts

Enjoy a variety of checking account options to fit your needs

Overdraft protection

Link your BB&T accounts for overdraft protection and get added peace of mind.


Get total investment flexibility with our wide range of CD options


Choose the right IRA to get you started on the road to retirement

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See our Bank Services Agreement (PDF) for additional disclosures.

Learn more about your account At A Glance.

Learn about fees and ways you can avoid them.

2Six preauthorized, automatic or telephonic (including online banking and BB&T Phone24) transfers or withdrawals per statement cycle. A per-transaction or withdrawal fee is charged for excessive activity: $3 for eSavings and $15 for Investor's Deposit Account.

3Account will convert to a regular savings account, which may include monthly fees, upon client's 18th birthday. Please see our Personal Services Pricing Guide for details.

Subject to credit approval.

The information provided is not intended to be legal, tax, or financial advice. BB&T cannot guarantee that it is accurate, up to date, or appropriate for your situation. You should consult with a qualified attorney or financial advisor to understand how the law applies to your particular circumstances or for financial information specific to your personal or business situation.

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