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eSavings

Our most popular savings account

Open an account online - important

Best if you

  • Want a savings account with no monthly maintenance fees1
  • Need easy access to the funds in your savings
  • Would like an easy savings option for overdraft protection2

Benefits

  • No minimum balance requirements
  • Unlimited deposits, transfers and withdrawals made at BB&T ATMs and branches3
  • Competitive interest rate compounded daily4

Pricing

  • No minimum opening deposit
  • No monthly maintenance fees1
  • No-fee online statements when combined with a BB&T checking account
  • Other fees may apply; please see our Personal Services Pricing Guide for details1

See all pricing and fees.

eSavings includes a number of extras plus convenient access options.

Enjoy these additional benefits

  • Link to your checking account for overdraft protection2
  • Get automated account information through BB&T Phone24 at 800-BANK-BBT (800-226-5228)

Keep tabs on your account

  • Use U by BB&T®, our customizable online and mobile banking experience, to monitor your BB&T and non-BB&T accounts, pay bills, set and track spending, manage your receipts and more
  • Receive important account alerts by email or text
  • Choose online statements for convenient access to your account statements from your computer or mobile device

Ready to get started?

See how you can easily create, monitor and track savings goals with the Plan & Analyze feature in U by BB&T®.

Learn how much to invest each month to reach $1 million.

Not convinced that eSavings is right for you?

View all savings account options

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See our Bank Services Agreement (PDF) for additional disclosures.

Learn more about your account At A Glance.

Learn about fees and ways you can avoid them.

The BB&T eSavings account can be opened only online through BBT.com.

2Automatic overdraft protection transfer fees may apply. Please see our Personal Services Pricing Guide for more information. Other account types may also be used for overdraft protection. Please see your local BB&T branch for more options.

3Six preauthorized, automatic or telephonic (including online banking and BB&T Phone 24) transfers or withdrawals per statement cycle.


4

TierRateAPY*
$0 - $99,999,999,9990.03%0.03%

*Annual percentage yield

Fees from your mobile or data carrier may apply. A monthly service fee applies if you choose to access your online banking financial data through QuickBooks® or Quicken® Direct Connect.

Branch Banking and Trust Company, Member FDIC.