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High Performance Money Market Account

Enjoy competitive money market rates to complement your BB&T checking account

Open an account - important

Best if you

  • Have a personal checking account with BB&T1
  • Typically carry a higher balance in your savings account
  • Would like easy access to your funds, including check-writing privileges
  • Want a savings option for overdraft protection


  • Tiered, money market rates compounded daily2
  • Unlimited deposits, transfers and withdrawals at BB&T ATMs and branches3


  • $100 minimum opening deposit
  • $12 monthly maintenance fee can be avoided by maintaining a $1,000 minimum balance
  • Other fees may apply; please see our Personal Services Pricing Guide for details4

See all pricing and fees.

Tiered Money Market Rates2

$0 - $9990.01%0.01%
$1,000 - $9,9990.50%0.50%
$10,000 - $49,9991.00%1.00%
$50,000 - $99,9991.19%1.20%
$100,000 - $249,9991.34%1.35%
$250,000 - $99,999,999,9991.39%1.40%

*Annual percentage yield

Keep tabs on your account

  • Use U by BB&T®, our customizable online and mobile banking experience, to monitor your BB&T and non-BB&T accounts, pay bills, set and track spending, manage your receipts and more
  • Receive important account alerts by email or text
  • Choose online statements for convenient access to your account statements from your computer or mobile device

Ready to get started?

In person

Locate a branch.

Still exploring?

See how U by BB&T can make managing your money easy and convenient.

Find out if you're on track to meet your retirement goals with this handy calculator.

To meet your goals in life, it's helpful to adopt positive behaviors with your money. With regular practice and repetition, the following 10 habits can guide you toward a sound financial future.

Not convinced that a High Performance Money Market Account is right for you?

View all savings account options

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See our Bank Services Agreement (PDF) for additional disclosures.

Learn more about your account, including fees and ways you can avoid them.

1The High Performance Money Market Account is only available to clients who have a personal checking account with BB&T.

2These are the online rates. These rates are effective as of today and subject to change without notice. Fees may reduce earnings on the account. These rates apply to accounts opened online and by Phone24. Other rates may apply if not opened online or by Phone24.

3Six preauthorized, automatic or telephonic (including online banking and BB&T Phone24) transfers or withdrawals per statement cycle. A per-transaction or withdrawal fee is charged for excessive activity: $3 for eSavings and $15 for Investor's Deposit Account and High Performance Money Market Account.

Fees from your mobile or data carrier may apply. A monthly service fee applies if you choose to access your online banking financial data through QuickBooks® or Quicken® Direct Connect.

Branch Banking and Trust Company, Member FDIC.