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Young Savers

Introduce children and teens to the value of saving

Find a branch and open a Young Savers account - important

Best if you

  • Want a starter savings account for your child under the age of 18 1
  • Prefer to avoid monthly maintenance fees
  • Would like easy access to funds in the account


  • Competitive interest compounded daily
  • Unlimited deposits, transfers and withdrawals at BB&T ATMs and branches 2
  • Convenient online and mobile banking access through U by BB&T®


  • No minimum opening deposit
  • No monthly maintenance fee 3
  • No inactivity fee
  • Other fees may apply; please see our Personal Services Pricing Guide for details 3

See all pricing and fees.

Young Savers includes a number of extras plus convenient access options.

Enjoy these additional benefits

  • Link to your checking account for overdraft protection 4
  • Get automated account information through BB&T Phone24 at 800-BANK-BBT (800-226-5228), option 4
  • Receive quarterly paper statements

Keep tabs on your account

  • Use U by BB&T®, our customizable online and mobile banking experience, to monitor your BB&T and non-BB&T accounts, pay bills, set and track spending, manage your receipts and more
  • Receive important account alerts by email or text
  • Choose online statements for convenient access to your account statements from your computer or mobile device

Ready to get started?

In person

Locate a branch.

Still exploring?

To make your decision easier, here are the highlights for the most widely recognized plans.

Determine your savings goals to attend the college of your choice.

See how you can easily create, monitor and track savings goals with the Plan & Analyze feature in U by BB&T®.

Not convinced that a Young Savers account is right for you?

View all savings account options

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See our Bank Services Agreement (PDF) for additional disclosures.

Learn more about your account At A Glance.

Learn about fees and ways you can avoid them.

1Account will convert to a regular savings account, which may include monthly fees, upon client's 18th birthday. Please see our Personal Services Pricing Guide for details.

2Six preauthorized, automatic or telephonic (including online banking and BB&T Phone 24) transfers or withdrawals per statement cycle. Minors (age 13 and over) and adult co-signers may receive an ATM card with a Young Savers account. Deposits and withdrawals from ATMs may be performed with either account holder's ATM card.

4Automatic overdraft protection transfer fees may apply. See our Personal Services Pricing Guide for details.

Fees from your mobile or data carrier may apply. A monthly service fee applies if you choose to access your online banking financial data through QuickBooks® or Quicken® Direct Connect.

The information provided is not intended to be legal, tax, or financial advice. BB&T cannot guarantee that it is accurate, up to date, or appropriate for your situation. Financial calculators are provided to assist you in estimating the approximate costs associated with any bank activity. Your actual costs may vary. You should consult with a qualified attorney or financial advisor to understand how the law applies to your particular circumstances or for financial information specific to your personal or business situation.

Branch Banking and Trust Company, Member FDIC.