Your Overdraft Options with BB&T


The choice is yours.

At BB&T, we strive to provide you with our resources and knowledge to help you make informed financial decisions. For those times when you do not have funds available in your account, we offer two choices: Overdraft Protection1 and Overdraft Review.

Overdraft Protection1 is a service that can help you avoid overdraft fees and returned items by providing a source of funds, such as a savings account or line of credit, which can be linked to your checking account. For more information on overdraft protection, you can learn more about it and related accounts on our Understand Fees page.

Overdraft Review is a process the bank uses to determine whether your transactions should be paid or returned when you do not have enough money in your account to cover a transaction or you do not have funds available in your overdraft protection1 account. You may choose to opt in or opt out of Overdraft Review.

To change your Overdraft Review preferences for your personal accounts, please enter your information below and select Continue.

ATM/Debit Card Number or Account Number
First Name
Last Name
Date of Birth
mm/dd/yyyy

Do you have a business account?

If so, please visit your local BB&T Financial Center for information on how our Overdraft Review process affects your account.


1Linked Savings Account, Constant Credit Account, Line of Credit, or BB&T Visa. Credit products are subject to credit approval. Transfer fees apply.