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7 Day–60 Month CD

Start earning more for your money today. With BB&T you can make a solid investment that is FDIC insured. Our CDs give you a guaranteed rate of return for up to five years.


Terms are available from 7 days up to 60 months.

Minimum to Open

  • $2,500 for terms of 7–31 days
  • $1,000 for terms over 31 days


Tiered rates based on the amount of your deposited funds:

  • Rates fixed for the term
  • Compounded daily for CDs less than $100,000
  • Simple interest on collected balances for CDs of $100,000 or more
  • Penalty-free withdrawals of interest earned in the current term

Account Benefits

A Simple, Easy Way to Save

  • No monthly fees
  • Automatic renewal
  • May be pledged as loan collateral

Convenient Grace Periods

  • During a grace period at renewal, you may negotiate a new term or rate. You may also adjust your account balance.
  • If no adjustments are made at grace period, your CD continues to grow at the interest rate and annual percentage yield in effect on the date of renewal.

Still need help?

Open an Account

Visit a BB&T Financial Center

Get Assistance

By Phone

Call us at 800-BANK-BBT (800-226-5228).

Contact Us

Call 800-BANK-BBT



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