Open an Account


Take advantage of multimillion-dollar FDIC insurance coverage with CDARS® (Certificate of Deposit Account Registry Service).1 Your deposits will earn CD-level rates, and we will provide a consolidated tax form for all of your accounts.


BB&T is an FDIC-insured member of the nationwide network of financial institutions called CDARS. When you deposit a large amount with us, we can place your funds into CDs issued by other banks in the CDARS Network in increments under the standard FDIC insurance maximum. This makes both principal and interest eligible for FDIC coverage.

  • Earn CD-level returns which may compare favorably with other investment alternatives, including Treasuries, corporate sweep accounts and money market funds.
  • Individual investors receive a single year-end tax form.


  • Eliminate the need to manage multiple bank relationships.
  • Work directly with BB&T.
  • Earn one interest rate per maturity.

Get Assistance

By Phone

Call us at 800-BANK-BBT (800-226-5228).

Visit a BB&T Financial Center

Contact Us

Call 800-BANK-BBT



More search options