Account will convert to BB&T Fundamentals Checking account upon client's 24th birthday, or 60 days after the client's graduation, whichever occurs last. Clients under 18 years of age must have an adult co-signer.
A penalty may be imposed for early withdrawal from CDs.
Loans, lines of credit and credit cards are subject to credit approval.
These are the online rates. These rates are effective as of today and subject to change without notice. Fees may reduce earnings on the account. These rates apply to accounts opened online and by Phone24. Other rates may apply if not opened online or by Phone24
Automatic overdraft protection transfer fees may apply. (See your Personal Services Pricing Guide for more information.) Other account types may also be used for overdraft protection. Please see your local BB&T financial center for more options.
Dealer Finance loans (automobile, boat, recreational vehicle and other equipment loans)
Loans originated in a branch; including automobile loans, unsecured personal loans and loans secured by savings, CDs or stocks
1st and 2nd closed end personal loans secured by a residence only
Branch Banking and Trust Company, Member FDIC.
Only deposit products are FDIC insured.
Investment solutions are provided by Branch Banking and Trust Company, and BB&T Investment Services, Inc. BB&T Investment Services, Inc. is a wholly owned registered broker/dealer subsidiary of Branch Banking and Trust Company, Member FINRA/SIPC.
Insurance products and services are offered by BB&T Insurance Services, Inc., a wholly owned subsidiary of BB&T Insurance Holdings, Inc.
Investments and insurance products and services are: NOT A DEPOSIT • NOT FDIC-INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY STATE OR FEDERAL GOVERNMENT AGENCY • MAY GO DOWN IN VALUE