BB&T Bright Card

The BB&T BrightTM card makes it simple to save money while controlling debt. With our lowest Annual Percentage Rate (APR), you save money by paying less interest and paying down balances quickly.


Enjoy the lowest APR of any card we offer:

  • 0% Introductory APR for 12 months on purchases and balance transfers
  • Afterwards, variable APRs ranging from 8.15% to 17.15%
  • No annual fee1


Have peace of mind with complete protection.2

  • Zero liability on unauthorized purchases
  • Warranty manager service and purchase security
  • Travel and emergency assistance services
  • Travel accident insurance

Access 24/7

Your card account information is always available—anywhere you have an internet connection:

  • Visit BB&T Online®—access your account information 24 hours a day, 7 days a week
  • Schedule automatic bill payments
  • Go paperless—view your statements online
  • Set up BB&T alerts to monitor account activity3
  • Pay your monthly bill directly from your BB&T account

Account Protection

At BB&T, your security is our highest priority:

  • Guard against unauthorized card use with Visa’s Zero Liability® protection program
  • Enjoy additional protection when making online purchases by linking your card to Visa Checkout
  • Warranty manager service and purchase security2
  • Receive quick delivery of replacement card or emergency cash if your card is lost or stolen
  • Take advantage of optional overdraft protection, available on your eligible BB&T checking account
  • Use a BB&T chip card for purchases at chip-enabled terminals to receive enhanced fraud protection

Get Assistance


Call us at 800-476-4228, Monday through Saturday, 6 am to midnight ET.

Visit a BB&T Financial Center