Apply in Person

BB&T Visa Business
Credit Card

The BB&T Visa® Business Credit Card gives you the flexibility and security you need to manage the concerns of your small business. It also simplifies managing your company's expenses and cash flow, provides detailed reports and gives you and your employees the convenience of Visa acceptance at more than 30 million locations worldwide.


  • No annual fee
  • Low Annual Percentage Rates (APR)
  • Can be linked for Overdraft Protection
  • Variable credit limits
  • BB&T Business Rewards1
  • Flexible billing and payment options
  • Convenience of paying for travel and entertainment expenses
  • Easy purchase of business supplies
  • 100% fraud protection
  • Extended Protection and Purchase Security benefits
  • Credit limits that can grow with your business
  • BB&T Credit Card Connection—complete online access to your account information


  • Acceptance at more than 30 million locations worldwide
  • Dedicated client service center
  • Emergency cash and card replacement
  • Auto rental insurance covering cardholders against theft or damage
  • Lost luggage assistance
  • Emergency transportation assistance
  • $250,000 travel accident insurance coverage
  • 25 day grace period on purchases
  • Multiple cards issued at no cost


Get Visa Liability Waiver Insurance with:

  • Automatic enrollment
  • No deductible
  • No extra cost
  • No maximum cap per company
  • Coverage up to $100,000 per eligible cardholder
  • Coverage for cash advances, officers and ghost accounts
  • Simplified claim procedures

Account Protection

At BB&T, your security is our highest priority:

  • Guard against unauthorized card use with Visa's Zero Liability® protection program
  • Enjoy additional protection when making online purchases by linking your card to Visa Checkout
  • Add optional Verified by Visa protection for your online purchases
  • Sign up for extended warranty and purchase protection
  • Receive quick delivery of replacement card or emergency cash if your card is lost or stolen
  • Take advantage of optional overdraft protection, available on your eligible BB&T checking accounts
  • Use a BB&T chip card for purchases at chip-enabled terminals to receive enhanced fraud protection

Open an Account

Visit a BB&T Financial Center

Get Assistance

By Phone

For questions on an existing business card account, please call