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Earnings2 Checking

Earnings2 CheckingSM is a simple and efficient account ideal for any large business, nonprofit organization or public entity seeking full-service checking features, as well as an earnings credit on balances and interest.  


Make unlimited transactions and get detailed account analysis:

  • Grouping multiple Earnings2 Checking accounts allows a consolidated analysis of balances and services that can lower your overall service costs.
  • A no-cost monthly analysis statement includes detailed information about checking and treasury services used.
  • Use BB&T Small Business Online® with unlimited bill payment or BB&T CashManager OnLine® for more sophisticated electronic banking needs.

Overdraft Protection

Enjoy peace of mind with overdraft protection simply by linking your checking account to any of the following:


With an Earnings2 Checking account, you’ll enjoy extra features to help your organization achieve financial goals:

  • Complimentary monthly analysis statement, including detailed information about checking and treasury services used
  • A wide range of cash management services including Remote Deposit Capture
  • Free consultation services for all your financial needs


Monthly maintenance fees of $26 can be offset by earnings credit on balances. Account maintenance, transaction and cash processing fees vary by state. 

Learn more about our pricing and fees in our Pricing Guide.

Read our Commercial Bank Services Agreement.


Access 24/7

Your BB&T Earnings2 Checking account is conveniently accessible 24/7. Bank on your schedule with:

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Visit a BB&T Financial Center

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By Phone

Call us at 800-BANK-BBT (800-226-5228), option 4.