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Adjustable-Rate Mortgages

Planning to refinance or move over the next few years? Do you expect your income to increase? If so, an adjustable-rate mortgage (ARM) from BB&T may be right for you. ARMs offer lower initial interest rates, and after a specified period, may adjust annually to a new rate.1


With an adjustable-rate mortgage, you'll enjoy the following benefits:
  • Lower payments at the beginning of your loan term1
  • Opportunities to finance a larger loan amount
  • Annual and lifetime rate caps

Recommended When You:

  • Want an initially lower monthly payment
  • Expect a future increase in income
  • Plan to relocate, refinance or move in the next few years

Choose from 3-, 5-, 7- and 10-year adjustable-rate mortgage options.1

Online Access

Free to all BB&T mortgage clients, online banking provides 24/7 secure access to your mortgage account, along with any other BB&T accounts you may have. With BB&T, your account information is always at your fingertips.

Complete Self-Service Tasks

  • Make a payment
  • Set up automatic payments
  • Customize email alerts
  • Update contact information

Get Loan Information at Your Convenience

  • Review loan activity
  • Access loan amortization schedule
  • Evaluate payoff information
  • Review year-end statement

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