Compare Small Business Credit Cards

BB&T Bright
for Business
Credit Card

Save money with our lowest annual percentage rate (APR) credit card.

  • No annual fee1
  • 0% introductory APR for 12 months on purchases2
  • Employee cards at no additional cost
  • Overdraft protection available on up to two business deposit accounts

BB&T Spectrum Cash Rewards for Business Credit Card

Earn up to 3% cash back on your business purchases.3

  • No annual fee4
  • 0% introductory APR for 9 months on purchases5
  • Redeem your rewards for cash back, statement credits, gift cards, travel and more
  • Redeem your rewards into your BB&T business deposit or savings account for an additional 10% bonus
  • Employee cards at no additional cost
  • Overdraft protection available on up to two business deposit accounts

BB&T Spectrum Travel Rewards for Business Credit Card

Earn 2 miles per dollar spent on your travel purchases6

  • Annual fee waived the first year, $49 afterward7
  • 20,000 bonus miles for $2,000 spent in first 90 days ($200 value)
  • No BB&T foreign exchange fee
  • Redeem your miles for travel, cash back, statement credits, gift cards and more
  • $85 TSA Pre® or global entry reimbursement8
  • Employee cards at no additional cost
  • Overdraft protection available on up to two business deposit accounts

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For questions on an existing business card account, please call 800-397-1253.