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Basic Public Fund Checking

Open an Account

Basic Public Fund Checking is ideal for small public entities, including state or federal government agencies, local municipalities and public agencies with low monthly check transactions and deposits. You'll enjoy:

  • Up to 200 free checking transactions per statement cycle
  • Up to $10,000 cash processing per statement cycle
  • Next-business-day funding with card processing

Get the tools your organization needs to access and manage funds conveniently.

Overdraft Protection

Enjoy peace of mind with constant overdraft protection simply by linking your account to a Public Fund Money Rate Savings account.

As a Basic Public Fund Checking client, you'll enjoy account extras to help your organization achieve its financial goals.

  • Discount on first order of business checks (up to $50)
  • Monthly deposit statement of activity and free check safekeeping
  • Free consultation services for all your financial needs

A $12 monthly maintenance fee applies. (No monthly maintenance fee for the first 65 days.) Avoid the monthly maintenance fee by:

  • $1,500 average monthly balance
  • A qualifying transaction from a BB&T Merchant Services account2
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month3

Additional monthly pricing:

  • Combined items:4 200 free, then $.50 for each additional item
  • Cash processing: $10,000 free, then a nominal fee (varies by state) for each additional $1,000

At A Glance offers a quick overview of account features.

Learn more about our pricing and fees in our Pricing Guide.

Read our Commercial Bank Services Agreement.

Your account is conveniently accessible 24/7:

  • BB&T Small Business Online – secure online account management
  • BB&T CashManager OnLine® – for more sophisticated electronic banking needs
  • Mobile Banking – account access 24/7 from your mobile device1
  • Alerts – account activity alerts by email or text message
  • BB&T Phone24 – unlimited automated account information, 800-BANK-BBT (800-226-5228), option 4

Basic Public Fund Checking

Open an Account

Basic Public Fund Checking is ideal for small public entities, including state or federal government agencies, local municipalities and public agencies with low monthly check transactions and deposits. You'll enjoy:

  • Up to 200 free checking transactions per statement cycle
  • Up to $10,000 cash processing per statement cycle
  • Next-business-day funding with card processing

Get the tools your organization needs to access and manage funds conveniently.

Overdraft Protection

Enjoy peace of mind with constant overdraft protection simply by linking your account to a Public Fund Money Rate Savings account.

As a Basic Public Fund Checking client, you'll enjoy account extras to help your organization achieve its financial goals.

  • Discount on first order of business checks (up to $50)
  • Monthly deposit statement of activity and free check safekeeping
  • Free consultation services for all your financial needs

A $12 monthly maintenance fee applies. (No monthly maintenance fee for the first 65 days.) Avoid the monthly maintenance fee by:

  • $1,500 average monthly balance
  • A qualifying transaction from a BB&T Merchant Services account2
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month3

Additional monthly pricing:

  • Combined items:4 200 free, then $.50 for each additional item
  • Cash processing: $10,000 free, then a nominal fee (varies by state) for each additional $1,000

At A Glance offers a quick overview of account features.

Learn more about our pricing and fees in our Pricing Guide.

Read our Commercial Bank Services Agreement.

Your account is conveniently accessible 24/7:

  • BB&T Small Business Online – secure online account management
  • BB&T CashManager OnLine® – for more sophisticated electronic banking needs
  • Mobile Banking – account access 24/7 from your mobile device1
  • Alerts – account activity alerts by email or text message
  • BB&T Phone24 – unlimited automated account information, 800-BANK-BBT (800-226-5228), option 4

Basic Public Fund Checking

Open an Account

Basic Public Fund Checking is ideal for small public entities, including state or federal government agencies, local municipalities and public agencies with low monthly check transactions and deposits. You'll enjoy:

  • Up to 200 free checking transactions per statement cycle
  • Up to $10,000 cash processing per statement cycle
  • Next-business-day funding with card processing

Get Assistance

By Phone

Call us at 800-BANK-BBT (800-226-5228), option 4.

In Person

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