Business Value 500 Checking

Business Value 500 Checking is designed to meet the needs of businesses with moderate to high checking/treasury activity and cash deposits. You'll enjoy:

  • Up to 500 free checking transactions per statement cycle
  • Up to $30,000 cash processing per statement cycle at no charge
  • Next-business-day funding with card processing

Get the tools your organization needs to access and manage funds conveniently:

Overdraft Protection

Enjoy peace of mind with overdraft protection simply by linking your account to any of the following:

As a Business Value 500 Checking client, you'll enjoy account extras designed to meet your business needs:

  • BB&T Business Credit Cards3 
  • Personal Elite Gold interest-bearing checking account with no maintenance fee5
  • Discount on first order of business checks (up to $100)
  • No automatic overdraft protection transfer fee
  • No BB&T fees for two non-BB&T ATM transactions per statement cycle (no charge for Texas clients only)6

A $25 monthly maintenance fee applies. (No monthly maintenance fee for the first 65 days.) Avoid the monthly maintenance fee by:

  • $15,000 average monthly balance
  • $35,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal), business CDs and/or outstanding balances on business/personal BB&T credit cards3
  • At least two qualifying transactions from a BB&T Merchant Services account2
  • Use your BB&T business debit or credit card to make at least $2,500 in eligible purchases each month7

Additional Monthly Pricing

  • Combined items:8 500 free, then $.50 for each additional item
  • Cash processing: $30,000 free, then a nominal fee (varies by state) for each additional $1,000

Learn more about our features, pricing, and fees at a glance.

Read our Commercial Bank Services Agreement.

Your BB&T Business Value 500 Checking account is conveniently accessible 24/7. Bank on your schedule with:

  • BB&T Small Business Online – secure online account management
  • BB&T CashManager OnLine® – for more sophisticated electronic banking needs
  • Mobile Banking – account access 24/7 from your mobile device1
  • Alerts – account activity alerts by email or text message
  • BB&T Phone24 – unlimited automated account information, 800-BANK-BBT (800-226-5228), option 4

Open an Account

By Phone

Call us at 800-BANK-BBT (800-226-5228), option 4.

In Person