Business Checking Accounts

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For easy access to your business checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Value 50 CheckingBusiness Value 200 CheckingBusiness Value 500 CheckingBusiness Analyzed Checking

Open an Account

Open an Account

Open an Account

Open an Account

Open an Account

Available to...

All Business Types

All Business Types

All Business Types

All Business Types

Ideal for...

Sole proprietorships and startups with limited monthly check transactions and cash deposits.

Small businesses with low monthly check transactions and cash deposits. Business Value 200 clients also receive one personal BB&T Bright Banking® account with no maintenance fee.4

Businesses with moderate to high checking activity and/or high numbers of coin and currency deposits. Business Value 500 clients also receive one personal Elite Gold package account with no maintenance fee.4

Businesses with high checking balances and transaction activity and/or cash management needs such as ACH collection and lockbox services.

Monthly Maintenance Fee

$0

$3 Paper Statement Fee

OR

Avoid the paper statement fee by enrolling in BB&T Small Business Online, and choose to receive online-only statements

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$25 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $15,000 average monthly balance
  • $35,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal), business CDs and/or outstanding balances on business/personal BB&T credit cards2
  • At least two qualifying transactions from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $2,500 in eligible purchases each month6

$21

Earnings Credit Option

No

No

No

Yes
Your monthly earnings credit is based on your account balance(s). This credit is applied to your service fees to help reduce or eliminate your service charges.

Debits, Credits and Other Items Deposited Monthly

Up to 50 combined items free ($0.50 per item > 50)7

Up to 200 combined items free ($0.50 per item > 200)7

Up to 500 combined items free ($0.50 per item > 500)7

Fees may be offset by your account balance(s). Business Services Pricing Guides

Cash/Coin Processing Monthly

Up to $3,500 at no charge

Up to $10,000 at no charge

Up to $30,000 at no charge

Fees may be offset by your account balance(s). Business Services Pricing Guides

Interest-Bearing

No

No

No

No

Discount on Business Checks

Yes, discount on first order of business checks (up to $25)

Yes, discount on first order of business checks (up to $50)

Yes, discount on first order of business checks (up to $100)

No

More Benefits

More Details

More Details

More Details

More Details

For easy access to your business interest checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Interest CheckingCommercial Interest CheckingEarnings2 CheckingSM

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Businesses and nonprofit organizations

Businesses and nonprofit organizations

Businesses and nonprofit organizations

Ideal for...

Small businesses and nonprofit organizations that want to earn interest.

Medium to large business and nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Large business and nonprofit organizations that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Monthly Maintenance Fee

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$21

$27

Debits, Credits, and Other Items Deposited Monthly

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

More Details

More Details

More Details

More Details

For easy access to your community and nonprofit organization account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Community CheckingBusiness Interest CheckingEarnings2 CheckingSMCommercial Interest Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Civic and Community Organizations

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Ideal for...

Small civic and community organizations with low monthly checking activity that need a cost-effective account for deposit and check writing services.

Small nonprofit organizations and sole proprietorships that want to earn interest.

Large nonprofit organizations and businesses that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Medium and large nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Monthly Maintenance Fee

None

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$27

$21

Debits, Credits and Other Items Deposited Monthly

Up to 225 combined items free ($0.25 per item >225)7

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

No Fee

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

No

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

No

More Benefits

More Details

More Details

More Details

More Details

Our public entity checking accounts can include BB&T Small Business Online®.

Basic Public Fund CheckingEarnings2 CheckingSMPublic Fund Interest CheckingPublic Fund Analyzed Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Public Entities

Public Entities

Public Entities

Public Entities

Ideal for...

Small public entities with low monthly checking activity.

Large public entities that want to simplify funds management, reduce expenses, and increase savings.

Small public entities that want to simplify funds management and generate interest.

Large public entities with high monthly transactions that want to use balances to offset activity charges.

Monthly Maintenance Fee

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$27

$15
maintenance fee waived with $6,000 average monthly ledger checking balance

$21

Debits, Credits and Other Items Deposited Monthly

Up to 200 combined items free ($0.50 per item > 200)7

According to national standard

Up to 150 combined items free ($0.50 per item>150)7

Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $10,000 at no charge

According to national standard

Up to $5,000 at no charge

Business Services Pricing Guide

Interest-Bearing

Yes, discount on first order of business checks (up to $50).

Yes

Yes

No

Earnings Credit Rate

No

Yes

No

Yes

More Benefits

More Details

More Details

More Details

More Details

Our trust fund accounts have no monthly maintenance fee while earning competitive interest rates.

Interest on Lawyer's Trust Accounts (IOLTA)

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Attorneys and Law Firms

Ideal for...

Lawyers and law firms managing general attorney trust funds.

Monthly Maintenance Fee

None

Debits, Credits, and Other Items Deposited Monthly

No Fees

Cash/Coin Processing Monthly

No Fees

Access to Cash Management Services

Yes

Interest-Bearing

Yes

Earnings Credit Rate

No

More Benefits

More Details

Don't see your account type? Call 800-575-4647 for assistance.

For easy access to your business checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Value 50 CheckingBusiness Value 200 CheckingBusiness Value 500 CheckingBusiness Analyzed Checking

Open an Account

Open an Account

Open an Account

Open an Account

Open an Account

Available to...

All Business Types

All Business Types

All Business Types

All Business Types

Ideal for...

Sole proprietorships and startups with limited monthly check transactions and cash deposits.

Small businesses with low monthly check transactions and cash deposits. Business Value 200 clients also receive one personal BB&T Bright Banking® account with no maintenance fee.4

Businesses with moderate to high checking activity and/or high numbers of coin and currency deposits. Business Value 500 clients also receive one personal Elite Gold package account with no maintenance fee.4

Businesses with high checking balances and transaction activity and/or cash management needs such as ACH collection and lockbox services.

Monthly Maintenance Fee

$0

$3 Paper Statement Fee

OR

Avoid the paper statement fee by enrolling in BB&T Small Business Online, and choose to receive online-only statements

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$25 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $15,000 average monthly balance
  • $35,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal), business CDs and/or outstanding balances on business/personal BB&T credit cards2
  • At least two qualifying transactions from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $2,500 in eligible purchases each month6

$21

Earnings Credit Option

No

No

No

Yes
Your monthly earnings credit is based on your account balance(s). This credit is applied to your service fees to help reduce or eliminate your service charges.

Debits, Credits and Other Items Deposited Monthly

Up to 50 combined items free ($0.50 per item > 50)7

Up to 200 combined items free ($0.50 per item > 200)7

Up to 500 combined items free ($0.50 per item > 500)7

Fees may be offset by your account balance(s). Business Services Pricing Guides

Cash/Coin Processing Monthly

Up to $3,500 at no charge

Up to $10,000 at no charge

Up to $30,000 at no charge

Fees may be offset by your account balance(s). Business Services Pricing Guides

Interest-Bearing

No

No

No

No

Discount on Business Checks

Yes, discount on first order of business checks (up to $25)

Yes, discount on first order of business checks (up to $50)

Yes - discount on first order of business checks (up to $100)

No

More Benefits

More Details

More Details

More Details

More Details

For easy access to your business interest checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Interest CheckingCommercial Interest CheckingEarnings2 CheckingSM

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Businesses and nonprofit organizations

Businesses and nonprofit organizations

Businesses and nonprofit organizations

Ideal for...

Small businesses and nonprofit organizations that want to earn interest.

Medium to large business and nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Large business and nonprofit organizations that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Monthly Maintenance Fee

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$21

$27

Debits, Credits and Other Items Deposited Monthly

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

More Details

More Details

More Details

More Details

For easy access to your community and nonprofit organization account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Community CheckingBusiness Interest CheckingEarnings2 CheckingSMCommercial Interest Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Civic and Community Organizations

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Ideal for...

Small civic and community organizations with low monthly checking activity that need a cost-effective account for deposit and check writing services.

Small nonprofit organizations and sole proprietorships that want to earn interest.

Large nonprofit organizations and businesses that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Medium and large nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Monthly Maintenance Fee

None

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$27

$21

Debits, Credits and Other Items Deposited Monthly

Up to 225 combined items free ($0.35 per item > 225)7

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

No Fee

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

No

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

No

More Benefits

More Details

More Details

More Details

More Details

Our public entity checking accounts can include BB&T Small Business Online®.

Basic Public Fund CheckingEarnings2 CheckingSMPublic Fund Interest CheckingPublic Fund Analyzed Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Public Entities

Public Entities

Public Entities

Public Entities

Ideal for...

Small public entities with low monthly checking activity.

Large public entities that want to simplify funds management, reduce expenses, and increase savings.

Small public entities that want to simplify funds management and generate interest.

Large public entities with high monthly transactions that want to use balances to offset activity charges.

Monthly Maintenance Fee

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$27

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$21

Debits, Credits and Other Items Deposited Monthly

Up to 200 combined items free ($0.50 per item > 200)7

According to national standard

Up to 150 combined items free ($0.50 per item>150)7

Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $10,000 at no charge

According to national standard

Up to $5,000 at no charge

Business Services Pricing Guide

Interest-Bearing

Yes, discount on first order of business checks (up to $50).

Yes

Yes

No

Earnings Credit Rate

No

Yes

No

Yes

More Benefits

More Details

More Details

More Details

More Details

Our trust fund accounts have no monthly maintenance fee while earning competitive interest rates.

Interest on Lawyer's Trust Accounts (IOLTA)

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Attorneys and Law Firms

Ideal for...

Lawyers and law firms managing general attorney trust funds.

Monthly Maintenance Fee

None

Debits, Credits and Other Items Deposited Monthly

No Fees

Cash/Coin Processing Monthly

No Fees

Access to Cash Management Services

Yes

Interest-Bearing

Yes

Earnings Credit Rate

No

More Benefits

More Details

Don't see your account type? Call 800-575-4647 for assistance.

For easy access to your business checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Value 50 CheckingBusiness Value 200 CheckingBusiness Value 500 CheckingBusiness Analyzed Checking

Open an Account

Open an Account

Open an Account

Open an Account

Open an Account

Available to...

All Business Types

All Business Types

All Business Types

All Business Types

Ideal for...

Sole proprietorships and startups with limited monthly check transactions and cash deposits.

Small businesses with low monthly check transactions and cash deposits. Business Value 200 clients also receive a personal Back to BasicsTM account with no maintenance fee.4

Businesses with moderate to high checking activity and/or high numbers of coin and currency deposits. Business Value 500 clients also receive one personal Elite Gold package account with no maintenance fee.4

Businesses with high checking balances and transaction activity and/or cash management needs such as ACH collection and lockbox services.

Monthly Maintenance Fee

$0

$3 Paper Statement Fee

OR

Avoid the paper statement fee by enrolling in BB&T Small Business Online, and choose to receive online-only statements

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$25 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $15,000 average monthly balance
  • $35,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal), business CDs and/or outstanding balances on business/personal BB&T credit cards2
  • At least two qualifying transactions from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $2,500 in eligible purchases each month6

$21

Earnings Credit Option

No

No

No

Yes

Your monthly earnings credit is based on your account balance(s). This credit is applied to your service fees to help reduce or eliminate your service charges.

Debits, Credits and Other Items Deposited Monthly

Up to 50 combined items free ($0.50 per item > 50)7

Up to 200 combined items free ($0.50 per item > 200)7

Up to 500 combined items free ($0.50 per item > 500)7

Fees may be offset by your account balance(s). Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $3,500 at no charge

Up to $10,000 at no charge

Up to $30,000 at no charge

Fees may be offset by your account balance(s). Business Services Pricing Guide

Interest-Bearing

No

No

No

No

Discount on Business Checks

Yes, discount on first order of business checks (up to $25)

Yes, discount on first order of business checks (up to $50)

Yes - discount on first order of business checks (up to $100)

No

More Benefits

More Details

More Details

More Details

More Details

For easy access to your business interest checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Interest CheckingCommercial Interest CheckingEarnings2 CheckingSM

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Businesses and nonprofit organizations

Businesses and nonprofit organizations

Businesses and nonprofit organizations

Ideal for...

Small businesses and nonprofit organizations that want to earn interest.

Medium to large business and nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Large business and nonprofit organizations that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Monthly Maintenance Fee

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$21

$27

Debits, Credits and Other Items Deposited Monthly

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

More Details

More Details

More Details

More Details

For easy access to your community and nonprofit organization account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Community CheckingBusiness Interest CheckingEarnings2 CheckingSMCommercial Interest Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Civic and Community Organizations

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Ideal for...

Small civic and community organizations with low monthly checking activity that need a cost-effective account for deposit and check writing services.

Small nonprofit organizations and sole proprietorships that want to earn interest.

Large nonprofit organizations and businesses that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Medium and large nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Monthly Maintenance Fee

None

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$27

$21

Debits, Credits and Other Items Deposited Monthly

Up to 225 combined items free ($0.35 per item > 225)7

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

No Fee

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

No

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

No

More Benefits

More Details

More Details

More Details

More Details

Our public entity checking accounts can include BB&T Small Business Online®.

Basic Public Fund CheckingEarnings2 CheckingSMPublic Fund Interest CheckingPublic Fund Analyzed Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Public Entities

Public Entities

Public Entities

Public Entities

Ideal for...

Small public entities with low monthly checking activity.

Large public entities that want to simplify funds management, reduce expenses, and increase savings.

Small public entities that want to simplify funds management and generate interest.

Large public entities with high monthly transactions that want to use balances to offset activity charges.

Monthly Maintenance Fee

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$27

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$21

Debits, Credits and Other Items Deposited Monthly

Up to 200 combined items free ($0.50 per item > 200)7

According to national standard

Up to 150 combined items free ($0.50 per item>150)7

Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $10,000 at no charge

According to national standard

Up to $5,000 at no charge

Business Services Pricing Guide

Interest-Bearing

Yes, discount on first order of business checks (up to $50).

Yes

Yes

No

Earnings Credit Rate

No

Yes

No

Yes

More Benefits

More Details

More Details

More Details

More Details

Our trust fund accounts have no monthly maintenance fee while earning competitive interest rates.

Interest on Lawyer's Trust Accounts (IOLTA)

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Attorneys and Law Firms

Ideal for...

Lawyers and law firms managing general attorney trust funds.

Monthly Maintenance Fee

None

Debits, Credits and Other Items Deposited Monthly

No Fees

Cash/Coin Processing Monthly

No Fees

Access to Cash Management Services

Yes

Interest-Bearing

Yes

Earnings Credit Rate

No

More Benefits

More Details

Don't see your account type? Call 800-575-4647 for assistance.

For easy access to your business checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Value 50 CheckingBusiness Value 200 CheckingBusiness Value 500 CheckingBusiness Analyzed Checking

Open an Account

Open an Account

Open an Account

Open an Account

Open an Account

Available to...

All Business Types

All Business Types

All Business Types

All Business Types

Ideal for...

Sole proprietorships and startups with limited monthly check transactions and cash deposits.

Small businesses with low monthly check transactions and cash deposits. Business Value 200 clients also receive a personal Back to BasicsTM account with no maintenance fee.4

Businesses with moderate to high checking activity and/or high numbers of coin and currency deposits. Business Value 500 clients also receive one personal Elite Gold package account with no maintenance fee.4

Businesses with high checking balances and transaction activity and/or cash management needs such as ACH collection and lockbox services.

Monthly Maintenance Fee

$0

$3 Paper Statement Fee

OR

Avoid the paper statement fee by enrolling in BB&T Small Business Online, and choose to receive online-only statements

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$25 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $15,000 average monthly balance
  • $35,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal), business CDs and/or outstanding balances on business/personal BB&T credit cards2
  • At least two qualifying transactions from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $2,500 in eligible purchases each month6

$21

Earnings Credit Option

No

No

No

Yes
Your monthly earnings credit is based on your account balance(s). This credit is applied to your service fees to help reduce or eliminate your service charges.

Debits, Credits and Other Items Deposited Monthly

Up to 50 combined items free ($0.50 per item > 50)7

Up to 200 combined items free ($0.50 per item > 200)7

Up to 500 combined items free ($0.50 per item > 500)7

Fees may be offset by your account balance(s). Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $3,500 at no charge

Up to $10,000 at no charge

Up to $30,000 at no charge

Fees may be offset by your account balance(s). Business Services Pricing Guide

Interest-Bearing

No

No

No

No

Discount on Business Checks

Yes, discount on first order of business checks (up to $25)

Yes, discount on first order of business checks (up to $50)

Yes, discount on first order of business checks (up to $100)

No

More Benefits

More Details

More Details

More Details

More Details

For easy access to your business interest checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Interest CheckingCommercial Interest CheckingEarnings2 CheckingSM

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Businesses and nonprofit organizations

Businesses and nonprofit organizations

Businesses and nonprofit organizations

Ideal for...

Small businesses and nonprofit organizations that want to earn interest.

Medium to large business and nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Large business and nonprofit organizations that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Monthly Maintenance Fee

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$21

$27

Debits, Credits and Other Items Deposited Monthly

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

More Details

More Details

More Details

More Details

For easy access to your community and nonprofit organization account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Community CheckingBusiness Interest CheckingEarnings2 CheckingSMCommercial Interest Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Civic and Community Organizations

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Ideal for...

Small civic and community organizations with low monthly checking activity that need a cost-effective account for deposit and check writing services.

Small nonprofit organizations and sole proprietorships that want to earn interest.

Large nonprofit organizations and businesses that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Medium and large nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Monthly Maintenance Fee

None

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$27

$21

Debits, Credits and Other Items Deposited Monthly

Up to 225 combined items free ($0.35 per item > 225)7

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

No Fee

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

No

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

No

More Benefits

More Details

More Details

More Details

More Details

Our public entity checking accounts can include BB&T Small Business Online®.

Basic Public Fund CheckingEarnings2 CheckingSMPublic Fund Interest CheckingPublic Fund Analyzed Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Public Entities

Public Entities

Public Entities

Public Entities

Ideal for...

Small public entities with low monthly checking activity.

Large public entities that want to simplify funds management, reduce expenses, and increase savings.

Small public entities that want to simplify funds management and generate interest.

Large public entities with high monthly transactions that want to use balances to offset activity charges.

Monthly Maintenance Fee

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$27

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$21

Debits, Credits and Other Items Deposited Monthly

Up to 200 combined items free ($0.50 per item > 200)7

According to national standard

Up to 150 combined items free ($0.50 per item>150)7

Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $10,000 at no charge

According to national standard

Up to $5,000 at no charge

Business Services Pricing Guide

Interest-Bearing

Yes, discount on first order of business checks (up to $50).

Yes

Yes

No

Earnings Credit Rate

No

Yes

No

Yes

More Benefits

More Details

More Details

More Details

More Details

Our trust fund accounts have no monthly maintenance fee while earning competitive interest rates.

Interest on Lawyer's Trust Accounts (IOLTA)

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Attorneys and Law Firms

Ideal for...

Lawyers and law firms managing general attorney trust funds.

Monthly Maintenance Fee

None

Debits, Credits and Other Items Deposited Monthly

No Fees

Cash/Coin Processing Monthly

No Fees

Access to Cash Management Services

Yes

Interest-Bearing

Yes

Earnings Credit Rate

No

More Benefits

More Details

Our trust fund accounts have no monthly maintenance fee while earning competitive interest rates.

Minor Judicial Interest on Trust Accounts (MJ-IOLTA)

Available to...

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Judges and justices of all courts in PA

Monthly Maintenance Fee

None

Debits, Credits and Other Items Deposited Monthly

No Fees

Cash/Coin Processing Monthly

No Fees

Access to Cash Management Services

Yes

Interest-Bearing

Yes

Earnings Credit Rate

No

More Benefits

More Details

Don't see your account type? Call 800-575-4647 for assistance.

For easy access to your business checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Value 50 CheckingBusiness Value 200 CheckingBusiness Value 500 CheckingBusiness Analyzed Checking

Open an Account

Open an Account

Open an Account

Open an Account

Open an Account

Available to...

All Business Types

All Business Types

All Business Types

All Business Types

Ideal for...

Sole proprietorships and startups with limited monthly check transactions and cash deposits.

Small businesses with low monthly check transactions and cash deposits. Business Value 200 clients also receive one personal BB&T Bright Banking® account with no maintenance fee.4

Businesses with moderate to high checking activity and/or high numbers of coin and currency deposits. Business Value 500 clients also receive one personal Elite Gold package account with no maintenance fee.4

Businesses with high checking balances and transaction activity and/or cash management needs such as ACH collection and lockbox services.

Monthly Maintenance Fee

$0

$3 Paper Statement Fee

OR

Avoid the paper statement fee by enrolling in BB&T Small Business Online, and choose to receive online-only statements

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$25 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $15,000 average monthly balance
  • $35,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal), business CDs and/or outstanding balances on business/personal BB&T credit cards2
  • At least two qualifying transactions from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $2,500 in eligible purchases each month6

$21

Earnings Credit Option

No

No

No

Yes

Your monthly earnings credit is based on your account balance(s). This credit is applied to your service fees to help reduce or eliminate your service charges.

Debits, Credits and Other Items Deposited Monthly

Up to 50 combined items free ($0.50 per item > 50)7

Up to 200 combined items free ($0.50 per item > 200)7

Up to 500 combined items free ($0.50 per item > 500)7

Fees may be offset by your account balance(s). Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $3,500 at no charge

Up to $10,000 at no charge

Up to $30,000 at no charge

Fees may be offset by your account balance(s). Business Services Pricing Guide

Interest-Bearing

No

No

No

No

Discount on Business Checks

Yes, discount on first order of business checks (up to $25)

Yes, discount on first order of business checks (up to $50)

Yes, discount on first order of business checks (up to $100)

No

More Benefits

More Details

More Details

More Details

More Details

For easy access to your business interest checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Interest CheckingCommercial Interest CheckingEarnings2 CheckingSM

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Businesses and nonprofit organizations

Businesses and nonprofit organizations

Businesses and nonprofit organizations

Ideal for...

Small businesses and nonprofit organizations that want to earn interest.

Medium to large business and nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Large business and nonprofit organizations that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Monthly Maintenance Fee

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$21

$27

Debits, Credits and Other Items Deposited Monthly

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

More Details

More Details

More Details

More Details

For easy access to your community and nonprofit organization account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Community CheckingBusiness Interest CheckingEarnings2 CheckingSMCommercial Interest Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available for...

Civic and Community Organizations

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Ideal for...

Small civic and community organizations with low monthly checking activity that need a cost-effective account for deposit and check writing services.

Small nonprofit organizations and sole proprietorships that want to earn interest.

Large nonprofit organizations and businesses that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Medium and large nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Monthly Maintenance Fee

None

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$27

$21

Debits, Credits and Other Items Deposited Monthly

Up to 225 combined items free ($0.35 per item > 225)7

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

No Fee

Up to $5000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

No

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

No

More Benefits

More Details

More Details

More Details

More Details

Our public entity checking accounts can include BB&T Small Business Online®.

Basic Public Fund CheckingEarnings2 CheckingSMPublic Fund Interest CheckingPublic Fund Analyzed Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Public Entities

Public Entities

Public Entities

Public Entities

Ideal for...

Small public entities with low monthly checking activity.

Large public entities that want to simplify funds management, reduce expenses, and increase savings.

Small public entities that want to simplify funds management and generate interest.

Large public entities with high monthly transactions that want to use balances to offset activity charges.

Monthly Maintenance Fee

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$27

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$21

Debits, Credits and Other Items Deposited Monthly

Up to 200 combined items free ($0.50 per item > 200)7

According to national standard

Up to 150 combined items free ($0.50 per item>150)7

Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $10,000 at no charge

According to national standard

Up to $5,000 at no charge

Business Services Pricing Guide

Interest-Bearing

Yes, discount on first order of business checks (up to $50).

Yes

Yes

No

Earnings Credit Rate

No

Yes

No

Yes

More Benefits

More Details

More Details

More Details

More Details

Our trust fund accounts have no monthly maintenance fee while earning competitive interest rates.

Interest on Lawyer's Trust Accounts (IOLTA)

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Attorneys and Law Firms

Ideal for...

Lawyers and law firms managing general attorney trust funds.

Monthly Maintenance Fee

None

Debits, Credits and Other Items Deposited Monthly

No Fees

Cash/Coin Processing Monthly

No Fees

Access to Cash Management Services

Yes

Interest-Bearing

Yes

Earnings Credit Rate

No

More Benefits

More Details

Don't see your account type? Call 800-575-4647 for assistance.

For easy access to your business checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Value 50 CheckingBusiness Value 200 CheckingBusiness Value 500 CheckingBusiness Analyzed Checking

Open an Account

Open an Account

Open an Account

Open an Account

Open an Account

Available to...

All Business Types

All Business Types

All Business Types

All Business Types

Ideal for...

Sole proprietorships and startups with limited monthly check transactions and cash deposits.

Small businesses with low monthly check transactions and cash deposits. Business Value 200 clients also receive one personal BB&T Bright Banking® account with no maintenance fee.4

Businesses with moderate to high checking activity and/or high numbers of coin and currency deposits. Business Value 500 clients also receive one personal Elite Gold package account with no maintenance fee.4

Businesses with high checking balances and transaction activity and/or cash management needs such as ACH collection and lockbox services.

Monthly Maintenance Fee

$0

$3 Paper Statement Fee

OR

Avoid the paper statement fee by enrolling in BB&T Small Business Online, and choose to receive online-only statements

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$25 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $15,000 average monthly balance
  • $35,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal), business CDs and/or outstanding balances on business/personal BB&T credit cards2
  • At least two qualifying transactions from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $2,500 in eligible purchases each month6

$21

Earnings Credit Option

No

No

No

Yes

Your monthly earnings credit is based on your account balance(s). This credit is applied to your service fees to help reduce or eliminate your service charges.

Debits, Credits and Other Items Deposited Monthly

Up to 50 combined items free ($0.50 per item > 50)7

Up to 200 combined items free ($0.50 per item > 200)7

Up to 500 combined items free ($0.50 per item > 500)7

Fees may be offset by your account balance(s). Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $3,500 at no charge

Up to $10,000 at no charge

Up to $30,000 at no charge

Fees may be offset by your account balance(s). Business Services Pricing Guide

Interest-Bearing

No

No

No

No

Discount on Business Checks

Yes, discount on first order of business checks (up to $25)

Yes, discount on first order of business checks (up to $50)

Yes, discount on first order of business checks (up to $100)

No

More Benefits

More Details

More Details

More Details

More Details

For easy access to your business interest checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Interest CheckingCommercial Interest CheckingEarnings2 CheckingSM

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Businesses and Nonprofit Organizations

Businesses and Nonprofit Organizations

Businesses and Nonprofit Organizations

Ideal for...

Small businesses and nonprofit organizations that want to earn interest.

Medium to large business and nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Large business and nonprofit organizations that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Monthly Maintenance Fee

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$21

$27

Debits, Credits and Other Items Deposited Monthly

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

More Details

More Details

More Details

More Details

For easy access to your community and nonprofit organization account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Community CheckingBusiness Interest CheckingEarnings2 CheckingSMCommercial Interest Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Civic and Community Organizations

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Ideal for...

Small civic and community organizations with low monthly checking activity that need a cost-effective account for deposit and check writing services.

Small nonprofit organizations and sole proprietorships that want to earn interest.

Large nonprofit organizations and businesses that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Medium and large nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Monthly Maintenance Fee

None

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$27

$21

Debits, Credits and Other Items Deposited Monthly

Up to 150 combined items free ($0.35 per item > 150)7

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

No Fee

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

No

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

No

More Benefits

More Details

More Details

More Details

More Details

Our public entity checking accounts can include BB&T Small Business Online®.

Basic Public FundingEarnings2 CheckingSMPublic Fund Interest CheckingPublic Fund Analyzed Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Public Entities

Public Entities

Public Entities

Public Entities

Ideal for...

Small public entities with low monthly checking activity.

Large public entities that want to simplify funds management, reduce expenses, and increase savings.

Small public entities that want to simplify funds management and generate interest.

Large public entities with high monthly transactions that want to use balances to offset activity charges.

Monthly Maintenance Fee

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$27

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$21

Debits, Credits and Other Items Deposited Monthly

Up to 200 combined items free ($0.50 per item > 200)7

According to national standard

Up to 150 combined items free ($0.50 per item>150)7

Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $10,000 at no charge

According to national standard

Up to $5,000 at no charge

Business Services Pricing Guide

Interest-Bearing

Yes, discount on first order of business checks (up to $50).

Yes

Yes

No

Earnings Credit Rate

No

Yes

No

Yes

More Benefits

More Details

More Details

More Details

More Details

Our trust fund accounts have no monthly maintenance fee while earning competitive interest rates.

Interest on Lawyer's Trust Accounts (IOLTA)

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Attorneys and Law Firms

Ideal for...

Lawyers and law firms managing general attorney trust funds.

Monthly Maintenance Fee

None

Debits, Credits and Other Items Deposited Monthly

No Fees

Cash/Coin Processing Monthly

No Fees

Access to Cash Management Services

Yes

Interest-Bearing

Yes

Earnings Credit Rate

No

More Benefits

More Details

Don't see your account type? Call 800-575-4647 for assistance.

For easy access to your business checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Value 50 Checking

Business Value 200 Checking

Business Value 500 CheckingBusiness Analyzed Checking

Open an Account

Open an Account

Open an Account

Open an Account

Open an Account

Available to...

All Business Types

All Business Types

All Business Types

All Business Types

Ideal for...

Sole proprietorships and startups with limited monthly check transactions and cash deposits.

Small businesses with low monthly check transactions and cash deposits. Business Value 200 clients also receive one personal BB&T Bright Banking® account with no maintenance fee.4

Businesses with moderate to high checking activity and/or high numbers of coin and currency deposits. Business Value 500 clients also receive one personal Elite Gold package account with no maintenance fee.4

Businesses with high checking balances and transaction activity and/or cash management needs such as ACH collection and lockbox services.

Monthly Maintenance Fee

$0

$3 Paper Statement Fee

OR

Avoid the paper statement fee by enrolling in BB&T Small Business Online, and choose to receive online-only statements

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$25 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $15,000 average monthly balance
  • $35,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal), business CDs and/or outstanding balances on business/personal BB&T credit cards2
  • At least two qualifying transactions from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $2,500 in eligible purchases each month6

$21

Earnings Credit Option

No

No

No

Yes
Your monthly earnings credit is based on your account balance(s). This credit is applied to your service fees to help reduce or eliminate your service charges.

Debits, Credits and Other Items Deposited Monthly

Up to 50 combined items free ($0.50 per item > 50)7

Up to 200 combined items free ($0.50 per item > 200)7

Up to 500 combined items free ($0.50 per item > 500)7

Fees may be offset by your account balance(s). Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $3,500 at no charge

Up to $10,000 at no charge

Up to $30,000 at no charge

Fees may be offset by your account balance(s). Business Services Pricing Guide

Interest-Bearing

No

No

No

No

Discount on Business Checks

Yes, discount on first order of business checks (up to $25)

Yes, discount on first order of business checks (up to $50)

Yes, discount on first order of business checks (up to $100)

No

More Benefits

More Details

More Details

More Details

More Details

For easy access to your business interest checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Interest CheckingCommercial Interest CheckingEarnings2 CheckingSM

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Businesses and nonprofit organizations

Businesses and nonprofit organizations

Businesses and nonprofit organizations

Ideal for...

Small businesses and nonprofit organizations that want to earn interest.

Medium to large business and nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Large business and nonprofit organizations that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Monthly Maintenance Fee

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$21

$27

Debits, Credits and Other Items Deposited Monthly

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

More Details

More Details

More Details

More Details

For easy access to your community and nonprofit organization account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Community CheckingBusiness Interest CheckingEarnings2 CheckingSMCommercial Interest Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Civic and Community Organizations

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Ideal for...

Small civic and community organizations with low monthly checking activity that need a cost-effective account for deposit and check writing services.

Small nonprofit organizations and sole proprietorships that want to earn interest.

Large nonprofit organizations and businesses that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Medium and large nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Monthly Maintenance Fee

None

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$27

$21

Debits, Credits and Other Items Deposited Monthly

Up to 200 combined items free ($0.35 per item > 200)7

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

No Fee

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

No

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

No

More Benefits

More Details

More Details

More Details

More Details

Our public entity checking accounts can include BB&T Small Business Online®.

Basic Public Fund CheckingEarnings2 CheckingSMPublic Fund Interest CheckingPublic Fund Analyzed Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Public Entities

Public Entities

Public Entities

Public Entities

Ideal for...

Small public entities with low monthly checking activity.

Large public entities that want to simplify funds management, reduce expenses, and increase savings.

Small public entities that want to simplify funds management and generate interest.

Large public entities with high monthly transactions that want to use balances to offset activity charges.

Monthly Maintenance Fee

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$27

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$21

Debits, Credits and Other Items Deposited Monthly

Up to 200 combined items free ($0.50 per item > 200)7

According to national standard

Up to 150 combined items free ($0.50 per item>150)7

Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $10,000 at no charge

According to national standard

Up to $5,000 at no charge

Business Services Pricing Guide

Interest-Bearing

Yes, discount on first order of business checks (up to $50).

Yes

Yes

No

Earnings Credit Rate

No

Yes

No

Yes

More Benefits

More Details

More Details

More Details

More Details

Our trust fund accounts have no monthly maintenance fee while earning competitive interest rates.

Interest on Lawyer's Trust Accounts (IOLTA)

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Attorneys and Law Firms

Ideal for...

Lawyers and law firms managing general attorney trust funds.

Monthly Maintenance Fee

None

Debits, Credits and Other Items Deposited Monthly

No Fees

Cash/Coin Processing Monthly

No Fees

Access to Cash Management Services

Yes

Interest-Bearing

Yes

Earnings Credit Rate

No

More Benefits

More Details

Don't see your account type? Call 800-575-4647 for assistance.

For easy access to your business checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Value 50 CheckingBusiness Value 200 CheckingBusiness Value 500 CheckingBusiness Analyzed Checking

Open an Account

Open an Account

Open an Account

Open an Account

Open an Account

Available to...

All Business Types

All Business Types

All Business Types

All Business Types

Ideal for...

Sole proprietorships and startups with limited monthly check transactions and cash deposits.

Small businesses with low monthly check transactions and cash deposits. Business Value 200 clients also receive one personal BB&T Bright Banking® account with no maintenance fee.4

Businesses with moderate to high checking activity and/or high numbers of coin and currency deposits. Business Value 500 clients also receive one personal Elite Gold package account with no maintenance fee.4

Businesses with high checking balances and transaction activity and/or cash management needs such as ACH collection and lockbox services.

Monthly Maintenance Fee

$0

$3 Paper Statement Fee

OR

Avoid the paper statement fee by enrolling in BB&T Small Business Online, and choose to receive online-only statements

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$25 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $15,000 average monthly balance
  • $35,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal), business CDs and/or outstanding balances on business/personal BB&T credit cards2
  • At least two qualifying transactions from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $2,500 in eligible purchases each month6

$21

Earnings Credit Option

No

No

No

Yes
Your monthly earnings credit is based on your account balance(s). This credit is applied to your service fees to help reduce or eliminate your service charges.

Debits, Credits and Other Items Deposited Monthly

Up to 50 combined items free ($0.50 per item > 50)7

Up to 200 combined items free ($0.50 per item > 200)7

Up to 500 combined items free ($0.50 per item > 500)7

Fees may be offset by your account balance(s). Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $3,500 at no charge

Up to $10,000 at no charge

Up to $30,000 at no charge

Fees may be offset by your account balance(s). Business Services Pricing Guide

Interest-Bearing

No

No

No

No

Discount on Business Checks

Yes, discount on first order of business checks (up to $25)

Yes, discount on first order of business checks (up to $50)

Yes, discount on first order of business checks (up to $100)

No

More Benefits

More Details

More Details

More Details

More Details

For easy access to your business interest checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Interest CheckingCommercial Interest CheckingEarnings2 CheckingSM

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Businesses and nonprofit organizations

Businesses and nonprofit organizations

Businesses and nonprofit organizations

Ideal for...

Small businesses and nonprofit organizations that want to earn interest.

Medium to large business and nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Large business and nonprofit organizations that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Monthly Maintenance Fee

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$21

$27

Debits, Credits and Other Items Deposited Monthly

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

More Details

More Details

More Details

More Details

For easy access to your community and nonprofit organization account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Community CheckingBusiness Interest CheckingEarnings2 CheckingSMCommercial Interest Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Civic and Community Organizations

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Ideal for...

Small civic and community organizations with low monthly checking activity that need a cost-effective account for deposit and check writing services.

Small nonprofit organizations and sole proprietorships that want to earn interest.

Large nonprofit organizations and businesses that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Medium and large nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Monthly Maintenance Fee

None

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$27

$21

Debits, Credits and Other Items Deposited Monthly

Up to 225 combined items free ($0.25 per item > 225)7

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

No Fee

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

No

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

No

More Benefits

More Details

More Details

More Details

More Details

Our public entity checking accounts can include BB&T Small Business Online®.

Basic Public Fund CheckingEarnings2 CheckingSMPublic Fund Interest CheckingPublic Fund Analyzed Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Public Entities

Public Entities

Public Entities

Public Entities

Ideal for...

Small public entities with low monthly checking activity.

Large public entities that want to simplify funds management, reduce expenses, and increase savings.

Small public entities that want to simplify funds management and generate interest.

Large public entities with high monthly transactions that want to use balances to offset activity charges.

Monthly Maintenance Fee

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$27

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$21

Debits, Credits and Other Items Deposited Monthly

Up to 200 combined items free ($0.50 per item > 200)7

According to national standard

Up to 150 combined items free ($0.50 per item>150)7

Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $10,000 at no charge

According to national standard

Up to $5,000 at no charge

Business Services Pricing Guide

Interest-Bearing

Yes, discount on first order of business checks (up to $50).

Yes

Yes

No

Earnings Credit Rate

No

Yes

No

Yes

More Benefits

More Details

More Details

More Details

More Details

Our trust fund accounts have no monthly maintenance fee while earning competitive interest rates.

Interest on Lawyer's Trust Accounts (IOLTA)

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Attorneys and Law Firms

Ideal for...

Lawyers and law firms managing general attorney trust funds.

Monthly Maintenance Fee

None

Debits, Credits and Other Items Deposited Monthly

No Fees

Cash/Coin Processing Monthly

No Fees

Access to Cash Management Services

Yes

Interest-Bearing

Yes

Earnings Credit Rate

No

More Benefits

More Details

Don't see your account type? Call 800-575-4647 for assistance.

For easy access to your business checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Value 50 CheckingBusiness Value 200 CheckingBusiness Value 500 CheckingBusiness Analyzed Checking

Open an Account

Open an Account

Open an Account

Open an Account

Open an Account

Available to...

All Business Types

All Business Types

All Business Types

All Business Types

Ideal for...

Sole proprietorships and startups with limited monthly check transactions and cash deposits.

Small businesses with low monthly check transactions and cash deposits. Business Value 200 clients also receive one personal BB&T Bright Banking® account with no maintenance fee.4

Businesses with moderate to high checking activity and/or high numbers of coin and currency deposits. Business Value 500 clients also receive one personal Elite Gold package account with no maintenance fee.4

Businesses with high checking balances and transaction activity and/or cash management needs such as ACH collection and lockbox services.

Monthly Maintenance Fee

$0

$3 Paper Statement Fee

OR

Avoid the paper statement fee by enrolling in BB&T Small Business Online, and choose to receive online-only statements

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$25 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $15,000 average monthly balance
  • $35,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal), business CDs and/or outstanding balances on business/personal BB&T credit cards2
  • At least two qualifying transactions from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $2,500 in eligible purchases each month6

$21

Earnings Credit Option

No

No

No

Yes
Your monthly earnings credit is based on your account balance(s). This credit is applied to your service fees to help reduce or eliminate your service charges.

Debits, Credits and Other Items Deposited Monthly

Up to 50 combined items free ($0.50 per item > 50)7

Up to 200 combined items free ($0.50 per item > 200)7

Up to 500 combined items free ($0.50 per item > 500)7

Fees may be offset by your account balance(s). Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $3,500 at no charge

Up to $10,000 at no charge

Up to $30,000 at no charge

Fees may be offset by your account balance(s). Business Services Pricing Guide

Interest-Bearing

No

No

No

No

Discount on Business Checks

Yes, discount on first order of business checks (up to $25)

Yes, discount on first order of business checks (up to $50)

Yes, discount on first order of business checks (up to $100)

No

More Benefits

More Details

More Details

More Details

More Details

For easy access to your business interest checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Interest CheckingCommercial Interest CheckingEarnings2 CheckingSM

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Businesses and nonprofit organizations

Businesses and nonprofit organizations

Businesses and nonprofit organizations

Ideal for...

Small businesses and nonprofit organizations that want to earn interest.

Medium to large business and nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Large business and nonprofit organizations that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Monthly Maintenance Fee

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$21

$27

Debits, Credits and Other Items Deposited Monthly

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

More Details

More Details

More Details

More Details

For easy access to your community and nonprofit account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Community CheckingBusiness Interest CheckingEarnings2 CheckingSMCommercial Interest Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Civic and Community Organizations

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Ideal for...

Small civic and community organizations with low monthly checking activity that need a cost-effective account for deposit and check writing services.

Small nonprofit organizations and sole proprietorships that want to earn interest.

Large nonprofit organizations and businesses that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Medium and large nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Monthly Maintenance Fee

None

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$27

$21

Debits, Credits and Other Items Deposited Monthly

Up to 225 combined items free ($0.25 per item > 225)7

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

No Fee

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

No

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

No

More Benefits

More Details

More Details

More Details

More Details

Our public entity checking accounts can include BB&T Small Business Online®.

Basic Public Fund CheckingEarnings2 CheckingSMPublic Fund Interest CheckingPublic Fund Analyzed Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Public Entities

Public Entities

Public Entities

Public Entities

Ideal for...

Small public entities with low monthly checking activity.

Large public entities that want to simplify funds management, reduce expenses, and increase savings.

Small public entities that want to simplify funds management and generate interest.

Large public entities with high monthly transactions that want to use balances to offset activity charges.

Monthly Maintenance Fee

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$27

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$21

Debits, Credits and Other Items Deposited Monthly

Up to 200 combined items free ($0.50 per item > 200)7

According to national standard

Up to 150 combined items free ($0.50 per item>150)7

Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $10,000 at no charge

According to national standard

Up to $5,000 at no charge

Business Services Pricing Guide

Interest-Bearing

Yes, discount on first order of business checks (up to $50).

Yes

Yes

No

Earnings Credit Rate

No

Yes

No

Yes

More Benefits

More Details

More Details

More Details

More Details

Our trust fund accounts have no monthly maintenance fee while earning competitive interest rates.

Interest on Lawyer's Trust Accounts (IOLTA)

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Attorneys and Law Firms

Ideal for...

Lawyers and law firms managing general attorney trust funds.

Monthly Maintenance Fee

None

Debits, Credits and Other Items Deposited Monthly

No Fees

Cash/Coin Processing Monthly

No Fees

Access to Cash Management Services

Yes

Interest-Bearing

Yes

Earnings Credit Rate

No

More Benefits

More Details

Don't see your account type? Call 800-575-4647 for assistance.

For easy access to your business checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Value 50 CheckingBusiness Value 200 CheckingBusiness Value 500 CheckingBusiness Analyzed Checking

Open an Account

Open an Account

Open an Account

Open an Account

Open an Account

Available to...

All Business Types

All Business Types

All Business Types

All Business Types

Ideal for...

Sole proprietorships and startups with limited monthly check transactions and cash deposits.

Small businesses with low monthly check transactions and cash deposits. Business Value 200 clients also receive one personal BB&T Bright Banking® account with no maintenance fee.4

Businesses with moderate to high checking activity and/or high numbers of coin and currency deposits. Business Value 500 clients also receive one personal Elite Gold package account with no maintenance fee.4

Businesses with high checking balances and transaction activity and/or cash management needs such as ACH collection and lockbox services.

Monthly Maintenance Fee

$0

$3 Paper Statement Fee

OR

Avoid the paper statement fee by enrolling in BB&T Small Business Online, and choose to receive online-only statements

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$25 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $15,000 average monthly balance
  • $35,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal), business CDs and/or outstanding balances on business/personal BB&T credit cards2
  • At least two qualifying transactions from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $2,500 in eligible purchases each month6

$17

Earnings Credit Option

No

No

No

Yes

Your monthly earnings credit is based on your account balance(s). This credit is applied to your service fees to help reduce or eliminate your service charges.

Debits, Credits and Other Items Deposited Monthly

Up to 50 combined items free ($0.50 per item > 50)7

Up to 200 combined items free ($0.50 per item > 200)7

Up to 500 combined items free ($0.50 per item > 500)7

Fees may be offset by your account balance(s). Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $3,500 at no charge

Up to $10,000 at no charge

Up to $30,000 at no charge

Fees may be offset by your account balance(s). Business Services Pricing Guide

Interest-Bearing

No

No

No

No

Discount on Business Checks

Yes, discount on first order of business checks (up to $25)

Yes, discount on first order of business checks (up to $50)

Yes, discount on first order of business checks (up to $100)

No

More Benefits

More Details

More Details

More Details

More Details

For easy access to your business interest checking account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Business Interest CheckingCommercial Interest CheckingEarnings2 CheckingSM

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Businesses and nonprofit organizations

Businesses and nonprofit organizations

Businesses and nonprofit organizations

Ideal for...

Small businesses and nonprofit organizations that want to earn interest.

Medium to large business and nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Large business and nonprofit organizations that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Monthly Maintenance Fee

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$17

$27

Debits, Credits and Other Items Deposited Monthly

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

More Details

More Details

More Details

More Details

For easy access to your community and nonprofit account, we offer a BB&T Business Debit Card. You can also enroll in BB&T Small Business Online® with unlimited bill payment and mobile banking with account alerts.1 Additionally, you can apply for a Business Money Market savings account and a BB&T Business Credit Card.2

Community CheckingBusiness Interest CheckingEarnings2 CheckingSMCommercial Interest Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Civic and Community Organizations

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Nonprofit Organizations and Businesses

Ideal for...

Small civic and community organizations with low monthly checking activity that need a cost-effective account for deposit and check writing services.

Small nonprofit organizations and sole proprietorships that want to earn interest.

Large nonprofit organizations and businesses that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, remote deposit capture or lockbox. Interest is conveniently earned on excess balances.

Medium and large nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates.

Monthly Maintenance Fee

None

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$27

$17

Debits, Credits and Other Items Deposited Monthly

Up to 225 combined items free ($0.35 per item > 225)7

Up to 150 combined items free ($0.50 per item > 150)7

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Cash/Coin Processing Monthly

No Fee

Up to $5,000 at no charge

View the Business Services Pricing Guide

View the Business Services Pricing Guide

Interest-Bearing

No

Yes

Yes

Yes

Earnings Credit Rate

No

No

Yes

No

More Benefits

More Details

More Details

More Details

More Details

Our public entity checking accounts can include BB&T Small Business Online®.

Basic Public Fund CheckingEarnings2 CheckingSMPublic Fund Interest CheckingPublic Fund Analyzed Checking

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Public Entities

Public Entities

Public Entities

Public Entities

Ideal for...

Small public entities with low monthly checking activity.

Large public entities that want to simplify funds management, reduce expenses, and increase savings.

Small public entities that want to simplify funds management and generate interest.

Large public entities with high monthly transactions that want to use balances to offset activity charges.

Monthly Maintenance Fee

$12 (No monthly maintenance fee for the first 65 days)

OR

Avoid the monthly maintenance fee by meeting one of the following:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money market savings accounts (business/public fund/personal) and/or outstanding balances on business/personal BB&T credit cards2
  • A qualifying transaction from a BB&T Merchant Services account5
  • Use your BB&T business debit or credit card to make at least $1,000 in eligible purchases each month6

$27

$15 maintenance fee waived with $6,000 average monthly ledger checking balance

$17

Debits, Credits and Other Items Deposited Monthly

Up to 200 combined items free ($0.50 per item > 200)7

According to national standard

Up to 150 combined items free ($0.50 per item>150)7

Business Services Pricing Guide

Cash/Coin Processing Monthly

Up to $10,000 at no charge

According to national standard

Up to $5,000 at no charge

Business Services Pricing Guide

Interest-Bearing

Yes, discount on first order of business checks (up to $50).

Yes

Yes

No

Earnings Credit Rate

No

Yes

No

Yes

More Benefits

More Details

More Details

More Details

More Details

Our trust fund accounts have no monthly maintenance fee while earning competitive interest rates.

Interest on Lawyer's Trust Accounts (IOLTA)

Apply for Accounts

Call BB&T Phone24 at 800-BANK-BBT (800-226-5228) or visit your local branch.

Available to...

Attorneys and Law Firms

Ideal for...

Lawyers and law firms managing general attorney trust funds.

Monthly Maintenance Fee

None

Debits, Credits and Other Items Deposited Monthly

None

Cash/Coin Processing Monthly

No Fees

Access to Cash Management Services

Yes

Interest-Bearing

Yes

Earnings Credit Rate

No

More Benefits

More Details

Don't see your account type? Call 800-575-4647 for assistance.

Important Account Information

Get Assistance

By Phone

Call us at 800-BANK-BBT (800-226-5228), option 4.

In Person

Find