Business Investor's Deposit Account (BIDA)

BIDA is ideal for businesses and organizations with savings balances greater than $10,000 that seek tiered interest rate opportunities while still maintaining liquidity. Take advantage of:

  • Competitive interest rates
  • Easy account access
  • Unlimited withdrawals at ATMs and financial centers
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This money market savings account is perfect for clients who expect to maintain balances of $10,000 or more. Interest is compounded daily based on the collected balance and paid to the account on the last day of each statement cycle.

  • Competitive tiered rates with interest credited monthly
  • Monthly maintenance fee waived with a $10,000 minimum daily balance
  • Six free pre-authorized automatic or telephone transfers or withdrawals per month3
  • Unlimited BB&T24 ATM and in-branch withdrawals

Annual Percentage

TierRateAPY1
$0 - $9,9990.01%0.01%
$10,000 - $24,9990.04%0.04%
$25,000 - $49,9990.04%0.04%
$50,000 - $99,9990.04%0.04%
$100,000 - $9,999,9990.04%0.04%
$10,000,000 - $99,999,999,9990.04%0.04%

Overdraft Protection

Your account may be linked to any business checking account for overdraft protection. Overdraft protection transfers are included in the six permissible automatic transfer limit per statement cycle.2,3

The monthly maintenance fee of $15 is waived with a $10,000 minimum daily balance.

At A Glance offers a quick overview of account features.

Learn more about our pricing and fees in our Pricing Guide.

Read our Commercial Bank Services Agreement.

Access your BIDA at your convenience.

  • BB&T Small Business Online® – manage business accounts securely
  • BB&T CashManager OnLine® – for more sophisticated electronic banking needs
  • Mobile banking – access accounts from your mobile device anywhere, anytime6
  • Alerts – keep tabs on accounts through email and mobile alerts
  • BB&T Phone24 – get account information by calling 800-BANK-BBT (800-226-5228), option 4

You can also visit your local financial center.

No matter how or when you access your account information, your personal and business data is safe with us. That's the BB&T Complete Client Protection guarantee.

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By Phone

Call us at 800-BANK-BBT (800-226-5228), option 4.