Business Money Rate Savings

Business Money Rate Savings is the optimal account for businesses and organizations with low to moderate savings balances. It's designed to help you stay flexible and achieve your business goals.

  • Earn competitive interest rates
  • Maintain liquidity
  • Access your account with online banking, mobile banking and alerts1
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BB&T Business Money Rate Savings clients enjoy easy online access to funds, with tools for growth. You'll enjoy:

  • Competitive, tiered money market rates compounded daily and credited monthly
  • Six free pre-authorized automatic or telephone transfers or withdrawals per month
  • Unlimited withdrawals and transfers at BB&T24 ATMs and BB&T financial centers.
  • BB&T Business Debit Card

Annual Percentage Yield

TierRateAPY2
$0 - $9990.01%0.01%
$1,000 - $24,9990.02%0.02%
$25,000 - $49,9990.02%0.02%
$50,000 - $99,9990.02%0.02%
$100,000 - $499,9990.02%0.02%
$500,000 - $99,999,999,9990.02%0.02%

Overdraft Protection

Enjoy peace of mind with constant overdraft protection, simply by linking your BB&T business checking accounts to your BB&T Business Money Rate Savings account.

As a Business Money Rate Savings client, you'll enjoy account extras hand-picked for your business needs:

  • The convenience of writing checks from your account
  • Unlimited financial center/ATM transactions and up to six pre-authorized, automatic or telephone debits, or withdrawals per statement cycle
  • Deposit statements featuring complimentary check safekeeping
  • No annual fee BB&T Visa Signature Business Credit Card3 with Business Rewards4

All of the features and benefits of a Business Money Rate Savings account are available to you for just $10 per month.

Waive the monthly maintenance fees with one of the following:

  • $250 minimum daily balance
  • $500 average monthly balance
  • Monthly preauthorized deposit or transfer of at least $100

At A Glance offers a quick overview of account features.

Learn more about our pricing and fees in our Pricing Guide.

Read our Bank Services Agreement.

Your BB&T Business Money Rate Savings account is conveniently accessible 24/7. Bank on your schedule with:

  • BB&T Small Business Online® – manage business accounts securely
  • Mobile banking – access accounts from your mobile device anywhere, anytime1
  • Alerts – keep tabs on accounts through email and mobile alerts
  • BB&T Phone24 – get account information by calling 800-BANK-BBT (800-226-5228), option 4

You can also access your account at your local financial center.

No matter how or when you access your account information, your personal and business data is safe with us. That's the BB&T Complete Client Protection guarantee.

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By Phone

Call us at 800-BANK-BBT (800-226-5228), option 4.