Public Fund Money Rate Savings

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BB&T financial center

Public Fund Money Rate Savings is available to public entities, including state or federal government agencies, local municipalities and public agencies. This account is optimal for organizations with low to moderate savings balances.

  • Earn competitive interest rates
  • Maintain liquidity for your organization
  • Get free online account access with mobile banking and alerts1
Don't see your state? Don't see your state?If your state is not listed in the drop-down box, you may be located outside of our service area. To explore your banking options with BB&T, please contact us at 800-BANK-BBT (800-226-5228).Close tooltip

Build on the success of your organization and maintain liquidity with Public Fund Money Rate Savings:

  • Competitive tiered rates with interest credited monthly
  • Six free pre-authorized automatic or telephone transfers or withdrawals per month
  • Unlimited withdrawals and transfers at BB&T24 ATMs and BB&T financial centers.

Overdraft Protection

Your account may be linked to any public fund checking account for overdraft protection. Overdraft protection transfers are included in the six permissible automatic transfer limit per statement cycle.3,4

Annual Percentage Yield

TierRateAPY2
$0 - $9990.01%0.01%
$1,000 - $24,9990.02%0.02%
$25,000 - $49,9990.02%0.02%
$50,000 - $99,9990.02%0.02%
$100,000 - $499,9990.02%0.02%
$500,000 - $99,999,999,9990.02%0.02%

As a Public Fund Money Rate Savings client, you'll enjoy account extras hand–picked for your business needs:

  • The convenience of writing checks from your account
  • Deposit statements featuring complimentary check safekeeping
  • Free consultation services for all your business financial needs

Avoid the $10 monthly maintenance fee with one of the following:

  • $250 minimum daily balance
  • $500 average monthly balance
  • Monthly preauthorized deposit or transfer of at least $100

At A Glance offers a quick overview of account features.

Learn more about our pricing and fees in our Pricing Guide.

Read our Commercial Bank Services Agreement.

Your Public Fund Money Rate Savings account is conveniently accessible 24/7. Bank on your schedule with:

  • BB&T CashManager OnLine® – for more sophisticated electronic banking needs
  • BB&T Small Business Online® – manage business accounts securely
  • Mobile banking – access accounts from your mobile device anywhere, anytime1
  • Alerts – keep tabs on accounts through email and mobile alerts
  • BB&T Phone24 – get account information by calling 800-BANK-BBT (800-226-5228), option 4

You can also access your account at your local financial center.

No matter how or when you access your account information, your personal and business data is safe with us. That's the BB&T Complete Client Protection guarantee.

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Call us at 800-BANK-BBT (800-226-5228), option 4.

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